In April 2008, as the financial crisis and real estate bubble intensified in the United States.

In a beach villa in Hawaii, Kembauer got drunk again.

After refusing to return to the Ross family, he chose to go it alone.

Under the temptation of negative real interest rates, he plunged into the housing market.

His play was much more violent than that of a stripper, directly using financial leverage to buy large quantities of real estate in core areas.

Originally, he would have made a lot of money if he had stopped earlier, but he misjudged the severity of the crisis and the speed of collapse.

In addition, some core areas continued to grow in the early stages of the crisis, making him mistakenly believe that this was just a normal adjustment in a small range of the market.

But in the blink of an eye, the Bank of America and the five major investment banks started a wave of bankruptcies.

It seemed that everything happened overnight, leaving no time for anyone to react.

Lehman Brothers, Merrill Lynch, Bear Stearns, Goldman Sachs, Morgan Stanley...

Within a week, five investment banks successively applied for protection.

The savings bank industry was not much better. Swiss Bank, Sakura Bank, Eagle Bank, in just a few months, this financial disaster broke out around the world at lightning speed.

Banks were acquired, financial institutions were swallowed up, and debt collection letters filled Kembauer's mailbox.

Kembauer, who originally thought he could make a comeback, was hit hard. Now he has only one way to go.

That is to file for bankruptcy. All his assets will be taken away by the bank to pay off his debts. He will sleep on the streets and have nothing.

What people fear most is not that they don't have it, but that they once had it and then have nothing.

As a wealthy man who once had billions of assets, he became a middle-aged uncle with nothing.

When he thought about begging on the street with a dog bowl, he couldn't help but secretly shed tears.

Just when he wanted to continue to numb himself with alcohol, there was a movement at the door.

Under the influence of alcohol, he shouted at the top of his voice: "Who is there? I don't have money to pay my debts. If you want money, just take my last property."

He was tired, and he suddenly envied his good brother Guy.

Although he was paralyzed, at least he had a sum of money to spend the rest of his life. He just lay there every day, and someone would serve him and push him.

Was he submissive to the elders? When he rebelled, he said that he would not go back even if he starved to death.

A chuckle came from the door.

"Uncle Ball, it's me, Austin!"

Austin? The child of that woman. Because of their relationship, he and Austin were quite close when they were young, at least in terms of face.

"Austin, please wait at the door for a while."

He hurriedly washed his face, suppressed his bad breath with mouthwash, changed into clean clothes, and then opened the door.

Although he tried his best to hide his desolation, his pilled shirt and discolored suit still exposed his predicament.

Rich people like them never consider washing or dry cleaning when buying luxury goods, and they just throw them away after wearing them once or twice.

17-year-old Austin is already a big boy, he is even taller than Kembauer.

But he seems to be influenced by his mother Ahben, he looks arrogant and looks like he doesn't want to be approached by strangers.

When the two looked at each other, Kembauer was a little scared.

"Austin, you've become a big boy in a blink of an eye."

"Uncle Ball, I don't like you calling me a boy."

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