Bank of China Group.

In Song Lihui's office.

Song Lihui looked at Xu Cun with a complicated face—in just over a month, Song Lihui witnessed with his own eyes how Xu Cun's 500 million US dollars turned into 2.1 billion US dollars. I don't know how to face Xu Cun, a godlike man!

The person who is more complicated than Song Lihui is Zheng Haiquan!

actually--

Zheng Haiquan has always opposed Xu Cun's betting so big, and it can even be said that Zheng Haiquan doesn't want Xu Cun to be so aggressive at all!

But Zheng Haiquan has only been with Xu Cun for a few months, so he has no right to influence Xu Cun's decision.

Later, Zheng Haiquan bit the bullet and persuaded Xu Cun once.

After being rejected by Xu Cun politely, Zheng Haiquan could only do what Xu Cun told him, while secretly praying that Xu Cun would never lose—Zheng Haiquan didn't want his dream of being a banker to end here.

Now, Xu Cun has won, and it is so amazing!

This made Zheng Haiquan admire Xu Cun, but also doubted his own conservatism.

but--

These doubts did not last long in Zheng Haiquan's mind - Zheng Haiquan positioned himself as a banker, not a speculator like Xu Cun. What a banker needs is stability and patience, not reckless opportunism.

Of course, it is impossible to say that Zheng Haiquan is not envious of Xu Cun's achievements! However, although Zheng Haiquan envied Xu Cun, he would not take Xu Cun as a role model——Zheng Haiquan’s role model was the previous CEOs of ****, and Zheng Haiquan’s lifelong goal was to develop Baye Bank into a **** bank. *The first bank in the world like that.

Compared with Song Lihui and Zheng Haiquan, Xu Cun's mind is much more single - now, Xu Cun just wants to know when he can get the money still in the Bank of China Group account.

Xu Cun said bluntly: Li Hui, when will I get my money?

Song Lihui said: I said, you can't put your money in our Bank of China Group for a while longer!

Zheng Haiquan, who was afraid that Xu Cun would agree to deposit the money in the Bank of China Group, took a look at Xu Cun's slightly frowned brows, and immediately said first: Our Baye Bank is currently negotiating the acquisition of an overseas trust bank, and we need money urgently, so please Mr. transfer the money to our boss’s Baye Bank.”

Overseas Trust Bank was founded in 1956. The founder, Zhang Mingtian, was originally from Tong'an, Fujian, and was a wealthy businessman in Malaysia.

Overseas Trust Bank is not a small bank in Xiangjiang. Not to mention Overseas Trust Bank, even the two subsidiary banks of Overseas Trust Bank, Chinese Bank and Xiangjiang Industrial and Commercial Bank, are medium-sized banks no smaller than Hang Lung Bank, the predecessor of Baye Bank.

Baye Bank, which was established less than half a year ago, is preparing to acquire Overseas Trust Bank, a medium and large bank, which makes Song Lihui both envious and jealous—Bank of China Group has always wanted to merge Overseas Trust Bank, but Zhang Mingtian refused to agree until his death. Zhang Mingtian's son was replaced by Zhang Mingtian's owner, and the Bank of China Group approached the Overseas Trust Bank, but the Bank of China Group's proposal was still rejected. It would be fine if Zhang Mingtian and his son didn't intend to sell the Overseas Trust Bank, but that's not the case. According to Song Lihui's knowledge, Huang Changzan, the chairman of the Overseas Trust Bank, is now actively contacting Zheng Haiquan, apparently selling the Overseas Trust Bank to Baye Bank means. How can this not make Song Lihui envious and jealous?

Apart from envy and jealousy, Song Lihui was still very puzzled——Song Lihui couldn't understand why Zhang Mingtian and his son were unwilling to merge Overseas Trust Bank into Bank of China Group but willing to sell Overseas Trust Bank to Baye Bank?

actually--

This problem is not difficult to explain.

Zhang Mingtian, who has passed away, was designed by his friend Ye Zhuangling to fall into the check wheel, resulting in a deficit of 500 million Hong Kong dollars in overseas trust banks. The Dominican Finance Company founded by Ye Zhuangling started in September 1981. For the first time, the uncashed check was discounted to the overseas trust bank. Due to the time difference caused by the transfer of the check, it was able to deposit the money obtained from the discounting of the second check into the account, so that the first chapter check was cashed. Ye Zhuangling also used these funds to engage in speculative activities within the time difference.

It should also be said that Ye Zhuangling, including Zhang Mingtian, was unlucky. Both the stock market and real estate collapsed in the past two years, which caused Ye Zhuangling's speculations to fail, resulting in serious losses, and more funds were needed to make up for the shortfall. So the check wheel got bigger and bigger, so that when it collapsed in March 1982, the total amount of uncashed checks in the hands of the Overseas Trust Bank was as high as 66.8 million US dollars.

Later, the Overseas Trust Bank knew that Ye Zhuangling could not repay the debt, and was afraid of attracting the attention of auditors and the government. Huang Changzan, chairman of the Overseas Trust Bank, and Ye Zhuangling made fake accounts to cover up the bank's losses.

In addition, many of the overseas trust banks' own investments also incurred serious losses when the stock market and real estate both collapsed last year.

Now, the total loss of overseas trust banks has reached 2.6 billion Hong Kong dollars, and it is still increasing rapidly.

The most important thing is that since the beginning of last year, when Huang Changzan and Ye Zhuangling made fraudulent accounts, Diners Club Finance and Carnian Real Estate and other companies closely related to overseas trust banks have gone bankrupt or been taken over one after another. quickly manifested.

Therefore, Huang Changzan and others are eager to throw out the untimely bomb of the Overseas Trust Bank, lest they all be killed by the Overseas Trust Bank.

but--

This bomb is not just thrown away, after all, hundreds of thousands of depositors are involved.

Therefore, someone must take over the bomb, so that Huang Changzan and others can be completely relieved.

but--

It’s not just anyone who has the strength to take over the bomb from Overseas Trust Bank—if the person who picks up the bomb from Overseas Trust Bank doesn’t have the strength to plug the 2.6 billion Hong Kong dollar hole in Overseas Trust Bank, he will be with Zhang Mingtian and his son. Like Huang Changzan and others, he was caught in an endless loop, and the bank handover would inevitably involve auditing. Therefore, if it is not for sure that the buyer has the strength to block the 2.6 billion hole of the Shanghai Overseas Trust Bank, Huang Changzan and others will not talk to the other party at all, let alone communicate with the other party.

actually--

Bank of China Group also has this strength.

However, the Bank of China Group, which has limited funds, only wants to acquire overseas trust banks, and does not want to buy overseas trust banks. The 2.6 billion Hong Kong dollar hole in overseas trust banks was exposed in advance.

The question is, under such circumstances, Huang Changzan Baokuo has passed away, how could Zhang Mingtian agree to merge the Overseas Trust Bank into the Bank of China Group?

And Baye Bank, which wants to swallow overseas trust banks for expansion, is the ideal next home to take over the ticking time bomb of overseas trust banks.

First of all, Xu Cun, who has tens of billions of assets, has the strength to plug the 2.6 billion hole of Shanghai Overseas Trust Bank.

Secondly, if Baye Bank fully swallows Overseas Trust Bank, it can directly merge Overseas Trust Bank into Baye Bank, and turn the two subsidiary banks of Overseas Trust Bank, Huaren Bank and Xiangjiang Industrial and Commercial Bank into two subsidiary banks of Baye Bank, which will make Baye Bank It can be enlarged at least two or three times. Huang Changzan and others believed that Xu Cun could not refuse this temptation.

One party was eager to make a move, but the other party couldn't refuse the temptation, so the two naturally had a very pleasant conversation.

At present, Zheng Haiquan, on behalf of Xu Cun, has basically reached a consensus with Huang Changzan and others—Huang Changzan and other overseas trust bank shareholders are willing to sell the entire overseas trust bank to Baye Bank for 120 million Hong Kong dollars.

There is only one reason why Zheng Haiquan took the overseas trust bank that had basically been acquired as a target—Zheng Haiquan wanted Xu Cun to deposit the money in Baye Bank, which he was the general manager of. In that way, Baye Bank will immediately become the top five banks in Xiangjiang.

……………………………

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