Rebirth of the Official Business Route

Chapter 80 Funding Solutions

There is a huge gap in domestic demand for mid-to-high-end paper products, and the point of sales payment collection time in the whole plan is also the most uncontrollable point. Once Haitai Trading participates in this link, compared with Xinguang Paper Mill, the sales risk it bears It can be reduced to the minimum, making the solution proposed by Zhang Ke highly executable.

Hearing what Zhang Ke said, Xie Wanqing was also very excited. When it comes to the utilization of resources, Zhang Ke has used all the resources in his hands to the extreme. Xinguang Paper Mill fully utilizes the resources of Haiyu Company and Haitai Trading, and excludes the two links of raw material procurement and product sales, which are relatively difficult to grasp in a short period of time, from Xinguang Paper Mill. The company and Haitai Trade share to resolve the difficulty of the overall operation. w Novel chapters are updated the fastest

For Haiyu Company and Haitai Trading, there are also great challenges. Haiyu Company and Haitai Trading have conflicts in channel trade business, and they need to transform their business direction. Besides digital mobile phones, Haitai Trading needs new business growth. point.

Xie Wanjing is now suddenly looking forward to seeing how Zhang Ke will solve the problem of the start-up capital gap necessary for production. It would not be too difficult to piece together the start-up capital of three or four million yuan, but Zhang Ke's performance is even more exciting. Xie Wanyan pursed his lips, looking at Zhang Ke's slightly childish face full of Perseverance, no confusion about encountering difficulties at all. w Fiction novel chapters are updated the fastest

Due to the long delay in lunch, Xu Si didn't have time to go to Donghai University to visit his younger sister Xu Wei.

Dinner was at Xinmeiyuan. It was the first time for Xu Si to walk into Donghai Province, a mysterious community in the eyes of outsiders. Most of the party and government leaders of Donghai Province lived in Xinmeiyuan. Xu Xueping, secretary of the Provincial Political and Legal Committee, who tried the case. It can be seen that Xu Xueping's family's love for Zhang Ke is not only because Zhang Ke rescued Zhitong from under the wheel.

At the dinner table, Xu Xueping asked about the Haitai trade. He knew from Xie Wanqing that Zhang Ke was involved in these matters. Compared with his lover Zhou Shuhui, who was worried that these might delay Zhang Ke's study, Xu Xueping agreed: I am eleven I went to the city as an apprentice when I was young, and only entered school after liberation. In retrospect, it was three years of apprenticeship, which was the most beneficial to my life...

A lot of macroeconomic topics were discussed at the dinner table. The most serious problem of the domestic economy in 1994 was the high inflation rate. How to use market means to regulate the economy and reduce the inflation rate while maintaining the necessary economic growth is a must. A headache for leaders of all countries. The problem of inflation plagued the domestic economy until 1996, when it achieved a successful softening 6, which prevented the domestic economy from being hit hard by the Southeast Asian financial crisis that broke out in 1997.

Zhang Ke believes that it is not too much for the deputy prime minister in charge of the domestic financial economy to win the Nobel Prize in Economics at this time.

As the secretary of the Provincial Political and Legal Committee, he suddenly became concerned about the domestic economy. The meaning behind it is self-evident. Since 1992, economic construction has become the top priority of domestic construction; before that, Xu Xueping also participated in a short-term economic training class.

Due to his occupation, Zhang Ke pays more attention to the development trend of his industry. He belongs to the category of micro-economy and does not have a deep understanding of macro-economy. Have a preliminary understanding.

Although I don't have a deeper understanding, the direction of understanding is in line with the current mainstream views in the economics circle, and also in line with Xu Xueping's taste.

Living in Xinmeiyuan at night, Xu Si and Xie Wanjing took care of Zhitong and rested in the same room. Zhang Ke played Go with Xu Shuiping and continued the unfinished topic at the dinner table until two o'clock in the morning, yawning from sleepiness , before going back to the room to wash and sleep. Woke up early the next day, but Xu Xueping left the house early to go to the Provincial Party Committee. He thought that it was not easy for him to be nearly sixty years old. Maybe he would not rest for more than five or six hours a day. His eyes are tired.

Seeing Ye Jianbin and his car leave, Xu Si and Xie Wanjing suddenly laughed at each other, Xie Wanqing covered her waist and smiled and said: I was still worried about how to explain your age to Ye Jianbin, unexpectedly, they didn't realize it at all. arrive……

You see, he only wears this kind of old-fashioned clothes every time, and he always likes to have a straight face, his lips are pursed, and his eyes like to stare at people. Who can tell his age is a ghost? Xu Si The pink face is smiling like a flower, I can't even remember how I just met him...

I still remember, I can't forget, the way Zhang Ke rushed out and picked up Zhitong from under the wheel, I will never forget. Xie Wan smiled, and put his arm around Xu Si's elbow, Try yours New car.

Xu Si was stunned. Zhang Ke hadn't mentioned to her that he rescued Zhitong from under the wheel before. Seeing that Xie Wanqing was calm and almost freed from the grief of the car accident, it was just that Zhitong still refused to speak. Thinking that it would be Zhang Ke who rescued Mang Tong from under the wheel, could it be that Xie Wanjing had such trust and indulgence in Zhang Ke; Zhang Ke did not disappoint Xie Wanqing's trust and indulgence.

Regarding the matter of Xinguang Paper Mill, there is still no clue at the moment. The key is that I don't know what Zhang Ke has in mind.

The new car smelled of leather. Xu Si drove the new car outside Donghai Jiafu's parking lot for a test drive. Zhang Ke couldn't stand the leather smell. He stood by the side of the parking lot and told Xie Wanjing about contracting the paper mill: The ten-year contract period, the profit will be divided into 40-60% by the Chengnan District government. Business tax is the main revenue of the local finance, and it is difficult to reduce or exempt. The corporate income tax and other taxes and fees of other parties will be fully exempted for three years and halved for five years. During the contract period The company also has the priority to acquire the assets of the paper mill. The conditions are not bad. After the registration of the new company is completed, the contract will be signed. I asked Sister Cai to bring you a copy of the detailed information of the Xinguang Paper Mill. The old factory It must be shut down. The equipment and technology of the new factory can produce medium and high-grade paper products that are urgently needed in China, and the requirements for raw material pulp are also very high. At present, only imported blended pulp can meet the requirements. Can Haiyu Company do it for you? Contact overseas traders?

There is no problem with this, but there is a relatively large gap in the funds required to organize production. To achieve full production capacity, more than 10 million funds are needed. How do you plan to solve it?

There must be a way for a car to go to the mountain, and I can't come here in a hurry. I don't want to be with Chint Group anymore.

Xie Wanqing smiled: This year's inflation rate is very fast, the central bank has tightened its monetary policy, and now it is almost the end of the year, and the bank's annual quota has already been exhausted, and only large companies have sufficient funds. If you can think of a way by yourself, that would be great.

Zhang Ke smiled: I have thought about it a bit. The raw material pulp is traded by Haiyu Company with overseas traders in the form of letters of credit. There is a buffer period of three to half a year. And the full-load production cycle of the new paper mill It only takes one and a half months, as long as the timing is right, the time difference of the letter of credit can be fully utilized. To solve the problem of raw material procurement funds, even if the credit lines of all banks this year are exhausted, Haiyu Company will open a 10 million line to the bank The letter of credit should not be a problem. Excluding the big item of raw material procurement, the new factory only needs three to four million funds to start production, so there should be no problem.

The letter of credit payment method is a major payment method for banks to participate in international trade settlement. For overseas traders, this method provides a reliable payer—the bank. As long as he strictly follows the contract and ships out the raw material paddle on time, he can obtain a loan from the bank when the letter of credit expires.

Haiyu Company acts as an intermediate trader between overseas traders and Xinguang Paper Mill. If you want to advance funds to make a sale, you will be short of your own funds. You only need a letter of credit of a certain amount issued by an acquainted bank to complete the transaction and make the raw material paddles arrive at the domestic port. It doesn't even need Haiyu Company to come forward, as long as they provide specific bills and documents, they can complete the second resale transaction with Xinguang Paper Mill. Xinguang Paper Mill will obtain raw material pulp, organize production and sales. To withdraw funds, you only need to pay the loan to the bank before the letter of credit expires.

The validity period of the letter of credit is usually three months to half a year. In such a short period of time, including the transportation of raw material pulp to the country, organization of production, sales payment, and payment of the initial payment with sales payment, all timing must be planned quite accurately. ultimate success.

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Xie Wanjing didn't know where Zhang Ke learned such a wealth of financial and trade knowledge, and said: This method can theoretically solve the problem of raw material payment, but it is a bit difficult to operate, and the timing of all aspects must be well coordinated. It’s okay to make a mistake...

It mainly depends on the performance of Haiyu Company. From now on, we must actively look for overseas raw material pulp suppliers, and conduct offshore transactions as soon as the Xinguang Paper Mill is ready. Another point is that when signing a contract, try to include the letter of credit as much as possible. The extension of the deadline allows us to have ample time difference. Of course, even if there is any mistake, the time has been delayed until next year, and if there is still a gap in funds, it will not be too big, and there is always a way to make up for it.”

Xie Wanjing nodded and said, Then I will help you take care of the raw material pulp...

Zhang Ke smiled and said: This deal is done, Haiyu Company can develop in the direction of import and export trade, and the area of ​​channels can be completely transferred to Haitai Company; as an expedient measure, Xinguang Paper Mill's Product sales can be temporarily entrusted to Haitai Trading. If sales preparations can be made one to two months in advance, given the current domestic demand for medium and high-end paper products, there is no big problem with the sales payment, let alone Haitai Trading’s account There are still some funds, which can be paid in advance!

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