Reborn as a tycoon in Hong Kong

The next morning.

Qin Lan and Chen Zhixiong brought some people to a company called Clock Real Estate, which is the real estate company under Zhong Zhengwen's name.

Zhong Zhengwen had already arrived here first. After seeing Qin Lan and others, he immediately warmly welcomed them in.

Zhong Zhengwen said very politely: "Director Qin and Director Chen, I'm sorry to bother you two."

"Zhongsheng is welcome."

Qin Lan knew that their task today was to stabilize Zhong Zhengwen, so he said directly: "Zhong Sheng, Mr. Lin hopes to get the evidence as soon as possible, so..."

"Understood, I have prepared the company's information."

Zhong Zhengwen nodded immediately. He hoped to get a loan of one billion Hong Kong dollars as soon as possible. The sooner he gets it, the smaller the risk, and once he gets the money, he will be saved, so he hopes to complete the review and get the money as soon as possible.

Later, Zhong Zhengwen took Qin Lan and others to the finance room, where the company's related finances were ready to be placed.

"Zhong Sheng, let's get started."

Qin Lan said, and after seeing that Zhong Zhengwen had no objection, he immediately asked the accountants and lawyers who followed him to get busy.

Accountants mainly look at financial data, while lawyers look at whether there are any problems with various contracts, whether the company's assets have been mortgaged separately, etc.

However, it didn't take long for the team leader below to find Qin Lan and Chen Zhixiong to report.

After listening to the report, the two people directly found Zhong Zhengwen.

Qin Lan shook the document in his hand and said: "Zhong Sheng, the loan you want is 1 billion Hong Kong dollars, so your collateral must be worth 1 billion Hong Kong dollars. This is because Mr. Lin took special care of you. There is no mortgage in accordance with the industry regulations." Calculated at 30% off the price of items.”

Chen Zhixiong took over: "But Zhong Sheng, the assets of your real estate company are only 350 million Hong Kong dollars. This is because we have not checked whether there are any problems with the company's assets. Even if all the financial data are correct, the total assets add up to only 350 million Hong Kong dollars." 100 million Hong Kong dollars, only one-third of 1 billion Hong Kong dollars."

"I understand what you two mean, please feel free to rest assured."

Zhong Zhengwen smiled when he heard this and said: "I am very grateful to Mr. Lin for taking care of me, so there will definitely be 1 billion Hong Kong dollars in collateral. Please don't worry about this. This company is just one of the collaterals. You two After checking that there are no problems, we will go to another company of mine, and the total assets of the collateral will not be less than 1 billion Hong Kong dollars."

"If Zhong Sheng says so, then we can rest assured."

After hearing what Zhong Zhengwen said, Qin Lan and Chen Zhixiong stopped talking.

Qin Lan and Chen Zhixiong came here today to stabilize Zhong Zhengwen, not to actually negotiate a loan, so it is okay to act more realistically, but there is no need to compare money with money.

Afterwards, Qin Lan and Chen Zhixiong asked the team to continue auditing the assets of Clock Real Estate.

This busy work lasted all morning, and this was only the preliminary audit results.

After getting the audit results, Qin Lan said: "Zhong Sheng, the assets of your real estate company are not as much as HK$350 million, only HK$300 million."

"How can this be?"

Zhong Zhengwen exclaimed, and then immediately said: "I will have someone check it right away. If there is an audit error on my side, I will definitely explain it to you two."

Zhong Zhengwen then asked the real estate company's finances to be re-audited and reconciled with the team brought by Qin Lan.

The final result was that the financial audit of Zhong Zhengwen Company made an error and overcalculated assets by HK$50 million. The assets of the real estate company were only HK$300 million, not as much as HK$350 million.

When the results came out, Zhong Zhengwen apologized to Qin Lan and Chen Zhixiong, fired the financial manager on the spot, and other employees also had their wages deducted for three months.

Qin Lan ignored Zhong Zhengwen's so-called explanation. She just said: "Zhong Sheng, the assets of 300 million Hong Kong dollars are only the results of the preliminary audit. After all, all the company's information was provided by you, Zhong Sheng. We still need to spend time reviewing it." Okay, we will inform Mr. Zhong after the final audit results come out."

Zhong Zhengwen's expression froze when he heard this: "Director Qin, my real estate company is quite famous in Hong Kong. How can the company's assets not be worth 300 million Hong Kong dollars?"

Qin Lan looked at him and said: "Zhongsheng, everything is based on factual data. You also know that we are just part-time workers. If there is an audit error, we will not be able to explain it to Mr. Lin. I hope you can understand."

"certainly."

Zhong Zhengwen forced a smile: "Director Qin, please review it again to avoid audit errors and make me lose face with Lin Sheng."

Qin Lan said politely: "Thank you Zhong Sheng for your understanding. It's getting late now. Let's go back first and come back to you in the afternoon."

Zhong Zhengwen immediately persuaded him to stay: "Please give me some face, let me treat you two to a casual meal at noon. After the meal, we will go to another company under my name together."

Qin Lan politely declined after hearing this: "Zhongsheng, we have to go back and report to Mr. Lin on the morning's work. We appreciate your kindness."

"Those two must give me a chance next time."

After hearing what Qin Lan said, Zhong Zhengwen stopped insisting and thought about finding another opportunity next time. Anyway, it would not hurt to have a good relationship with Lin Baicheng's assistant.

Qin Lan and Chen Zhixiong took people back to Galaxy Financial Building. They didn't really report anything to Lin Baicheng. If they wanted to report, they had to wait until they got the evidence in the evening.

The two went to Qin Lan's office, but they had something to talk about.

Qin Lan said: "Deputy Chen, how wet do you think Clock Real Estate is?"

Chen Zhixiong thought for a while and said: "It's hard to say. How much water there is depends on how courageous Zhong Zhengwen is, but no matter what, there is definitely water. The assets of Clock Real Estate are definitely not as much as HK$300 million."

"If he really has so many assets, he can get loans from other banks. The Zhong family still has some reputation in Xiangjiang."

Qin Lan nodded in agreement. Both of them knew one thing clearly: Zhong Zhengwen's Clock Real Estate had financial problems and its assets were not as much as HK$300 million.

Although the accounting audit has been carried out, it is only a preliminary audit. All financial data are provided by Clock Real Estate. No one is sure whether there is any problem with the data.

To give a simple example, Clock Real Estate has a property worth 50 million Hong Kong dollars, but this property has actually been mortgaged. However, Clock Real Estate has made false accounts so that the property is still a company asset. This is equivalent to saying that Clock Real Estate has an extra 50 million Hong Kong dollars. Hong Kong dollar assets.

Therefore, after the preliminary audit, further audit and multi-party verification are required.

However, Qin Lan and the others' mission this time is to stabilize Zhong Zhengwen, so even if there is a problem with the assets of Clock Real Estate, it will be fine. After all, it is not really a transaction, as long as they can stabilize Zhong Zhengwen today.

Chen Zhixiong said: "Director, Lu Zhixuan's side is very critical. There must not be any problems, otherwise we will not be able to explain to Mr. Lin."

"I know this without you having to tell me."

Qin Lan nodded solemnly: "Our people left Xiangjiang with Lu Zhixuan, and there will be news in the evening."

"Director, if Lu Zhixuan plays tricks, we can't be polite to him. We can use some means if necessary."

Chen Zhixiong said in a deep voice that he was worried that Qin Lan, as a woman, would be soft-hearted and would not dare to do certain things. But he is different. For the position of deputy director of the Secretariat, he does not mind using some shady means when necessary.

"Deputy Chen, please don't act recklessly." Qin Lan warned.

"Don't worry, Director, I won't mess around. I also hope that I can get the evidence smoothly."

Chen Zhixiong smiled slightly. He was not stupid. He only dirty his hands when he was stupid.

"It better be so!"

Qin Lan looked deeply at Chen Zhixiong and said no more, but she was a little more wary of Chen Zhixiong in her heart.

In the afternoon, Qin Lan and Chen Zhixiong once again led the team to Zhong Zhengwen's company. This time they went to a company called Yida Investment.

Just by listening to the name, you can tell the business scope of Yida Investment Company. This is an investment company that has stakes in many companies, and Jianing Group is one of them.

After understanding the general situation of the company, Qin Lan said: "Zhong Sheng, you should know that what Mr. Lin wants to deal with is the Jianing Group. Therefore, the shares of the Jianing Group in Yida Investment cannot be used as assets for mortgage. of."

"I understand that the shares I pledged do not belong to the Jianing Group."

Zhong Zhengwen nodded when he heard this. It was true that he wanted to get a loan of one billion Hong Kong dollars through accounting, but he was not stupid. He would not treat Qin Lan and others as fools and use the shares of problematic companies as collateral.

Nowadays, the assets in Zhong Zhengwen's name are not as much as one billion Hong Kong dollars. On the contrary, he is still burdened with a large amount of debt. He wants a loan of one billion Hong Kong dollars in order to solve his debts. To get the loan, he has to use Some tricks, hoping to get away with it.

In fact, Zhong Zhengwen was not sure whether he could get through it. He could only pray that it would work. If not, then he would have no choice but to make the most difficult decision. Zhong Zhengwen would not do that unless he had to, because he didn't want to become a lost dog.

"It would be better if there was no Jianning Group."

Qin Lan didn't say much anymore, she was just showing off, just mentioned it, lest not caring about anything would arouse Zhong Zhengwen's vigilance and suspicion.

Just like in the morning, Qin Lan asked his team to audit various financial data provided by Zhong Zhengwen.

The assets given by Zhong Zhengwen were said to be HK$800 million, but after an audit, it was determined that the assets that were OK were only HK$600 million. This is still the result of a preliminary audit, and we have not verified whether there are any problems with the data given by Zhong Zhengwen.

Qin Lan looked at it and said, "Zhong Sheng, there are only HK$600 million here. Adding in the HK$300 million from Clock Real Estate, it's only HK$900 million, which is still HK$100 million short."

Upon hearing this, Zhong Zhengwen immediately said: "Director Qin, your review is a bit too strict. There is no problem with my 800 million Hong Kong dollars in assets. Even if there is a small problem, there should not be only 600 million Hong Kong dollars left."

"Zhongsheng, there are no problems in our audit."

Qin Lan took out a document as he spoke: "This is a gold shop invested by Zhongsheng Company. At the beginning of last year, it acquired 40% of the shares of the gold shop at a price of 80 million Hong Kong dollars. However, after the international gold price reached its high point at the beginning of last year, It has continued to fall, and the adjustment has exceeded 30% so far. Each gold shop is either facing losses or declining performance. Now, 40% of the shares of this gold shop are no longer worth HK$80 million, and our valuation of it is only 30 million Hong Kong dollars.”

Zhong Zhengwen took it over and looked at it. In fact, it was an investment he personally led. He knew the specific situation very well, but he still looked at it pretendingly, and then said: "Director Qin, even if this gold shop is not as profitable as before, However, the international gold price has only dropped by a little more than 30%, but the price of the 80 million Hong Kong dollar shares is less than 40% off. Isn’t your cut too harsh?"

"Zhong Sheng, since we have given such a valuation, of course it is well-founded."

Qin Lan said calmly after hearing this: "First of all, the decline in international gold prices is a general trend at present, and the gold price is very likely to continue to fall; secondly, how much did this gold shop lose in this sharp drop in gold prices? We have no idea, and these are all full of uncertainties. Zhong Sheng, let me tell you the truth. We will verify the specific situation of this gold shop later. If the situation is worse than we imagined, then we will not be able to control the 40% of the shares. Valuations will only be lower.”

"this"

Zhong Zhengwen's face looked a little ugly, but he didn't know what to say for a moment.

Qin Lan saw this and said: "Zhong Sheng, the assets of 800 million Hong Kong dollars you gave are many shares like this, so we can only give a preliminary estimate of 600 million Hong Kong dollars. As for the specific assessment, we have to wait for our detailed verification After that, a final assessment will be given.”

It took Zhong Zhengwen a long time to hold back a sentence: "Director Qin, how long will you continue to verify this? Don't Mr. Lin want to get the evidence as soon as possible?"

"Mr. Lin said that we need to get the evidence as soon as possible, but the evidence in your hand is not necessary for Mr. Lin. It is impossible for Mr. Lin to spend hundreds of millions of Hong Kong dollars to buy the evidence in your hand, Zhong Sheng."

Qin Lan is confident. In fact, their goal of stabilizing Zhong Zhengwen has been achieved so far. If the conversation is really unpleasant, they can leave directly. The reason why I stayed was simply because I didn’t want to cause any trouble.

Zhong Zhengwen still wanted to get this one billion Hong Kong dollar loan, so he said some kind words and said that he would continue to raise assets to make up for the one billion Hong Kong dollar shortfall.

Qin Lan naturally didn't say much when he saw this. If nothing unexpected happened, after tonight, there would be no need to fight with Zhong Zhengwen.

When Qin Lan and others were about to leave, Zhong Zhengwen invited Qin Lan and others to have dinner together again. Although Qin Lan refused this time, Chen Zhixiong agreed.

This is what Qin Lan and Chen Zhixiong have agreed upon. If Zhong Zhengwen invites him again, Chen Zhixiong will agree and let Chen Zhixiong accompany Zhong Zhengwen to stabilize Zhong Zhengwen and avoid any accidents at the last moment.

Qin Lan took the team back to Galaxy Financial Building.

When they got off work at six o'clock, Qin Lan and everyone in the secretariat did not go home from get off work as usual. Instead, they all stayed in the office, waiting for news.