Regarding this matter, Chu Yuchen concealed Sun Rong's statement about planting trees to prevent drought. After all, even if it is to promote tree planting, it is not a current matter.As soon as she talked about the plan she thought of, the courtiers started talking about it.

Although this is a good thing that benefits the country and the people, some officials are not very happy. After all, digging the river channel, according to this plan, is another expense.Originally, disaster relief was just spending money, and the imperial court really couldn't afford it now.

And if the common people simply cannot afford to be hungry, they can save some food. However, once the river is dug, those men don't know how much food they can eat in one meal. In this way, the pressure on food will increase exponentially.

In order to raise food these days, Yang Yi seems to have a lot of gray hair, which is obviously not going well.When he heard that he still had to dig the river, his head suddenly became dizzy, and the abacus in his heart was pounding, and he couldn't help saying: "Your Majesty, the court really can't afford it."

Yang Yi just worked as an easy farmer for a few years, but all of a sudden these troubles came again, and the treasury, which was finally filled up, will be empty all of a sudden. If you can not be impatient?

People are not a problem, after all, so many people cannot farm and cultivate land.Timing is not a problem, the river is dry, now is the time to dig.But money is a big problem.

Yang Yi was heartbroken, fearing that Chu Yuchen would have to make this decision, excitedly reported the current situation of the national treasury on the spot, "First, most of the grain is in the hands of the grain merchants, and the price has risen. Letting them spit it out is like killing them." If the national treasury is on the verge of emptiness, if you dig rivers and pay wages, the wages of tens of thousands of people, your majesty, it really won't work!"

Chu Yuchen didn't even move her eyebrows. After listening to Yang Yi crying for so many years, she got used to it, "I haven't made a decision yet, so I need to discuss it with you."

After Chu Yuchen said this, he turned his head to Liu Feiran and asked, "Prime Minister Liu thinks it's not feasible?"

Liu Feiran pretended to think about it, and said: "Returning to Your Majesty, I think it is feasible. After all, it is a matter of killing multiple birds with one stone. Although the national treasury is tight, if you miss this time, Yun Ming's problem will never be resolved."

Yang Yi was so impatient, he couldn't help stamping his feet when he thought of the treasury, "Your Majesty, you are asking the prime minister's opinion, isn't it a waste of asking?! Who doesn't know that you and the prime minister have always been in harmony, and it is strange to have different opinions!"

Hearing this, Chu Yuchen couldn't help curling his lips.Yang Yi was really in a hurry, and said such things directly, but she loved to hear them.She looked at Shu Qingsi again, and asked, "What do you think, Master Shu?"

In fact, Shu Qingsi thought more seriously than anyone else, and even thought about deeper problems. He glanced at Yang Yi. Yang Yi's face was full of anger, and he looked at himself full of hope.Shu Qingsi pretended not to see it, without changing his face, he said calmly: "Go back to Your Majesty, I also think it is feasible."

Seeing that Shu Qingsi didn't help him, Yang Yi became a little angry, "It's not that the humble officials don't want to dig, but the court can't afford the money. If the people's salaries are owed, it will cause civil disturbances, and the gains outweigh the losses! "

Shu Qingsi already had an idea, so he asked back: "Why do you want to delay the salaries of the common people?"

Yang Yi said: "Where can I get the money if I don't owe you in arrears?"

Shuqingsi said again: "There is no money in the treasury, but there is not a ticket bank?"

Yang Yi choked, glanced at Chu Yuchen, and said, "How long has the ticket office been in operation? How can there be so much money to embezzle? Besides, there have been rumors recently that the ticket office is unreliable, and many people come to withdraw money. It’s even worse.”

Chu Yuchen glanced at Liu Feiran, and Liu Feiran quickly said: "It's Tongzhou near Yunming. Some people maliciously spread rumors that the imperial court deliberately took money, but it has been suppressed."

No one mentioned this matter, which means that this matter is not very serious. Liu Feiran knew that Chu Yuchen was worried about the drought recently, so he made the arrangements himself.

Chu Yuchen didn't care about this matter, but looked at Shu Qingsi curiously, because she didn't expect that Shu Qingsi would actually talk about the ticket office.

Shu Qingsi continued: "The implementation of the ticket bank has gradually spread to the whole country. If you really want to mobilize, it is not impossible. However, I think that there is no need to mobilize the money in the ticket bank, but to carry out another transaction through the ticket bank." way."

Everyone was a little curious, wondering what Shu Qingsi could do.As for this matter, Shu Qingsi had been thinking about it for a long time. He had already thought about it when the bank was established and implemented, but he never had the right time to bring it up.At this moment, he had a flash of inspiration and thought of it.

"Master Uncle, please don't be fooled. Tell me quickly." Chu Yuchen said.

Shu Qingsi couldn't help smiling, and said, "That's borrowing."

Everyone was stunned for a moment, and some people couldn't help asking back in horror: "Borrow? Who will borrow it? Who will borrow it?"

"The imperial court borrows from the people of the world."

A rigid person like Zhang Song couldn't help yelling, "What?! The imperial court actually borrowed money from the people. Is our country going to perish? Is it worthy of our ancestors to do such a thing? ! Absurd! Absurd indeed!"

Not only Zhang Song, but also many officials who couldn't accept it, either scolded or despised it.But Shu Qingsi accepted the words of these people, still calmly.

Chu Yuchen was different from the minister. She looked at Shu Qingsi with great interest and knew that the other party was cautious, so she must have an idea and put it forward if it was feasible, so she asked curiously: "Oh? Why? borrow?"

"Borrow from people all over the world at a rate higher than the interest rate of the bank." Shu Qingsi said slowly, "The interest of the bank is to deposit one tael of silver, and it will increase by two taels a month. And our imperial court's borrowing is the same as the deposit. The method of the bank is the same, but it is increased by three yuan a month, or even higher. However, it needs to specify how long it takes before the borrower can ask the bank to return it.”

"The act of borrowing from the common people is called national debt. The major banks in the country issue national bonds and explain how to buy them. People who buy national bonds can get higher interest than deposit banks. If you buy them for three months If the national debt is issued, the interest is three yuan a month, and the buyer can only go to the bank to get the money back after three months, which can be called selling the national debt.”

Chu Yuchen listened with gusto, and found that this was a brand new idea, and what he originally said was borrowing money from the imperial court, but it turned into issuing national debt, and the meaning changed instantly, and even Zhang Song's expression did not change. So ugly.

Chu Yuchen asked: "How does Lord Uncle know that the people will definitely buy it? And how to repay the national debts issued by the court to the people?"

Shu Qingsi said: "Because of the interest rate, the interest rate is higher than that of ordinary banks. If it is not the people who are in a hurry to ask for money, it is not surprising to buy it. Moreover, the main group of national debt is not ordinary people, but businessmen."

Shu Qingsi had said to Liu Feiran before, and the two had discussed many possibilities on this matter, Liu Feiran agreed with Shu Qingsi's idea, and if Liu Feiran agreed, it generally meant that Chu Yuchen would also agree, Therefore, Shu Qingsi is not worried that his opinion will not be adopted, "Under the leadership of His Majesty, our dynasty is becoming more and more prosperous, and the prestige of the court is also increasing day by day. There is not much difference between the national debt and the bank. Buying treasury bonds is not much different from having a bank."

"However, the interest on national debt is higher than that of bill banks. In this way, merchants will naturally have their own calculations. And the court can use this money to support other places, such as Yunming drought."

Chu Yuchen asked again: "Then how should I pay it back?"

"There are two ways, one is to withdraw money when it is due, and you can use the money to buy long-term national debt to pay it back first. The second is that our treasury cannot always be short of money. For example, the taxes paid by the common people and businessmen, such as transactions with homeless people, are all money. circulation." Shu Qingsi has indeed put a lot of effort into currency, and the arrival of Zhao Hongxiang's brother and sister also gave him inspiration, "For example, the unique cloud and thunder stone in our country is not available in Wen country. The arrival of the fifth prince also brought the possibility of cooperation between the two countries."

Shu Qingsi still has something to say, that is, if the imperial treasury is always empty, then the country is not far from being destroyed.If it really reaches this point, then it is still not worth it, and there is no way to consider it.

Chu Yuchen was very interested in Shu Qingsi's proposal, and also thought it was not impossible, "I want a detailed explanation, and I will give it to me tomorrow."

Shu Qingsi said respectfully: "I obey the order."

Chu Yuchen looked at Yang Yi and asked, "If money is not a problem, might Master Yang's food and grass keep up?"

Yang Yi's mouth was filled with bitterness. Shu Qingsi's proposal actually seemed feasible to him, but his food could not do it.But since you don't have to come by yourself for the money, you have to eat the food anyway, so you nodded, "I will definitely live up to your Majesty's trust."

After leaving court, Chu Yuchen couldn't wait to call Liu Feiran, and asked, "Did my sister know about the national debt of Uncle?"

Liu Feiran nodded lightly, "I know something, Mr. Uncle mentioned it to me before, but I didn't expect to bring it up at this juncture."

Chu Yuchen didn't think about the details, but just listened to the general idea and thought it was feasible, "Then according to my sister, can this national debt be sold?"

"It can be sold for sure, but we still need some means." Seeing Chu Yuchen's eyes sparkling, Liu Feiran felt a little weak in her heart. She hadn't changed out of her court clothes yet, so she hurriedly asked herself these things, which showed that her heart was full of It is full of this country and its people, Liu Feiran is very pleased.

"What means?"

"Looting." Liu Feiran has obviously thought about this matter, "Among the few imperial merchants, find a reliable partner, and let him take the lead in snatching up the first batch of national debts when the national debt is launched, without missing a single piece. .Then the issuance of national debt by the imperial court was suspended, and he was asked to sell the national debt a month later. He had tasted the sweetness, and other imperial merchants would naturally be jealous. At this time, the imperial court will issue national debt for another three months, and the imperial merchants will naturally snatch it up. gone."

Chu Yuchen clapped his hands and applauded, "Haha, what a robbery, I didn't expect my sister to be so treacherous."

Liu Feiran was also smiling, and said respectfully: "Your Majesty has won the award. Although the national treasury is tight, it will not be unable to support it for three to five months. In this way, once the national debt is issued, the pressure on the court will be reduced, and Your Majesty will be able to Have a good night's sleep."

Liu Feiran also noticed that Chu Yuchen was so busy these days that he couldn't sleep well, his eyes were quite blue, but it was covered by rouge and gouache.

The big stone in Chu Yuchen's heart was relieved a lot, and naturally she also felt sleepy, so she simply dragged Liu Feiran to the Liuli Palace, "I also feel very sleepy, my sister will sleep with me."

Xiao Kezi who followed the two: I didn't hear anything.

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