Tobero

Tu Hao's memorial did not go through a special channel this time, but came according to the normal process.

Excerpts were first submitted to the Secretariat of the Imperial Academy.The bachelors picked it up immediately.Now there are three bachelors in the Hanlin Academy.

When the little official brought the notebooks collected below, he deliberately said: "This is Mr. Tu's notebooks."

Hearing this, the three academicians put down their work immediately, and showed complicated smiles that were both interesting and unavoidable: "Oh, this is a good look... Huh?"

"So thick?"

"The last time I received such a thick copy was when Xiao Tu... When Assistant Tu was working as the treasurer of the Ministry of War?"

"That's right. The lecture on reasonable wear and tear gave me a lot of enlightenment."

"...I don't know what it is this time?"

In the format of the previous excerpts, the emperor was praised at the beginning, and in the middle, he used extraordinarily beautiful words to express the business that could be finished in three sentences, and then at the end, there was another long paragraph of praise to the emperor.

For example, a person like Tufuzi who is particularly good at writing articles, all the notebooks he wrote can be used and circulated among scholars.

After streamlining the format of the official document, the content of the current notebook is very simple, leaving only three sentences for business.Excerpts generally do not exceed [-] characters.

For a practical person like Tu Hao, the notebooks he wrote in the past were generally small essays of [-] words.

Now Tu Hao's particularly "solid" booklet weighed heavily on the hands and hearts of the academicians, and they all cursed in their hearts: The boy is going to make trouble again!

It's not that they have any opinion on Tu Hao, they even praised Tu Hao in private.However, many of Tu Hao's operations are too avant-garde, which makes them, the bachelors with the title of the highest scholar on their heads, often unable to understand.

Their disciples and grandchildren can become teachers for others, but they themselves can't even understand a memorial. It's not good to say it.

Well, they won't say it.No matter how much I resist in my heart, the book still needs to be read.

Then when I looked at it, I saw the time when the lamp was in hand.

Uncle Zhang's current job cannot allow his son to take over, but it is not a problem to let go of half of it.Except for the special time of Chinese New Year, there is no such thing as working overtime.

As soon as he is free, he also has time to care about his employees.

I heard that the old employees were reading at night, and the boss brought condolences to express the care of the leader.

He stopped others from reporting and walked into the Hanlin Academy.

The bachelors had serious expressions, and there was a glint in their eyes... No, it was a glint. They didn't realize that it was the big boss who came, and they didn't look back: "Close the door quickly."

"Change to a pot of tea and make it stronger."

Uncle Zhang waved his hand, and Eunuch Li, who was following him, changed the tea for the senior scholars with a smile, and got a compliment.

"This tea is well brewed."

The other grabbed a steamed bun from the table without thinking about where the steamed bun came from. Like a rascal in the market, he shook his leg and poked a section of the unfolded memorial with a finger: "What do you drink?" Tea. Come on, reserve reserve!"

"Gold, silver, copper, each has its pros and cons."

"What's the deal with this anti-counterfeiting?"

"Speak the official language!"

"I don't understand, why don't you ask the little mouse?" Uncle Zhang didn't think it was a problem.

"No! We have to go through it first." Bet on the dignity of the Grand Bachelor!

"What time is it now? Tu Shilang must have gone home."

"Speaking of which, the food of the Tu family is really delicious." I was really happy at the Tu family's small village during the Chinese New Year. I don't know when the Tu family will organize it again?

"Then let's go to the little mouse's house for dinner?" It happened to be a snack in the past.

"It's not right, let's go to Tu Shilang's house to ask some questions." You can have dinner and supper by the way~

It takes a lot of energy to concentrate. After being distracted, they suddenly noticed some details.For example, did Fatty Zhang come at the right time? !

"I pay homage to Your Majesty!" Did they say something inappropriate just now?Is it necessary to deduct the bonus?Still have to deduct wages?

"Excuse me." Uncle Zhang looked at the crumbs of steamed buns on the mouth of the Grand Scholar, and asked Eunuch Li to put away the memorial, "Let's go, let's go to the mouse nest."

New Year's Deal.Since the beginning of the new year, the curfew time has been delayed by one to two hours in a small number of bustling cities in Dahan.

Now they went out through the palace gate, and the sound of wheels rolling could still be heard in the street.

The Tu family lived nearby, and the carriage arrived in a short while.

Tu Mouse didn't expect that he was already soaking his feet, and he could still run into the boss organizing a group to fight the autumn wind.

Uncle Zhang had already heard his secretaries tell about Tu Hao's memorial on the way, so he was not as relaxed as he was at the beginning, and he just ate a big bowl of beef noodles in a serious manner.

The Tu family usually doesn't have much stock in the kitchen, and almost every day's food is shipped from their own small farm, so they can't do anything if they want to do it right now.

Unlike his gluttonous son, the butcher still steals a piece of beef to eat.With a healthy lifestyle, he was already ready to go to bed, but now that his junior brother came to his house in such a big battle, he didn't have a word about the business, but he wanted to eat after eating, so he couldn't help but take a look.

Uncle Zhang immediately withdrew his claws that were reaching for the fruit plate, wiped his hands, and handed Tu Hao's memorial to the butcher himself: "Brother, please read."

The butcher son knew what it was after just reading the beginning, and turned to Tu Hao and asked, "Can I open a bank now?" Without waiting for his son's answer, he said immediately, "Go to the study and tell."

After the technology of glazed windows matured, the Tu family refurbished a large study room.Originally, it was just a study room for a family, but after the expansion, a few more people have entered, so there is no pressure at all.

It didn't take a year or two for Tu Hao to toss about the bank. The butcher even knew how Tu Hao came up with this idea.

The Tu family's business grew bigger and bigger, and it was very inconvenient to transport a large amount of copper coins back and forth.In the early years, it was not as peaceful as it is now. During the rent collection and settlement, there were robberies, not even once or twice.

Fortunately, there was a Grandma Ye behind Tu Hao and Tu Ying back then, and the guards around them were very capable, so nothing too serious happened.

At that time, Tu Hao said that if there is a bank, one can deposit money in one place and withdraw money in another place, and only one voucher is needed for transactions.

In fact, this matter is simple to talk about, but in practice, there are many difficulties.What's more, the number of big businessmen who could make such a big business was very rare in those days.

Without technology and without customers, this matter cannot be done naturally.

"Start preparations now. If things go well, it should be able to open next year." Now the market has matured accordingly, and he is relatively familiar with the banking business, and people at this time pay more attention to integrity, and I believe there should be few bad debts by then.

Besides, they can also give some necessary support, and with their backs against the court, it is convenient for them to do everything.Thinking about the birth of the central bank in his hands, I feel a little excited.

When a few academicians just read the beginning of the memorial, they thought that the bank was a bank. What is so special about a bank?It was not easy to find out later.

Tu Hao didn't need a few questions, so he briefly explained the main points: "The building requirements of the bank are high, brick and wood structures cannot be used, and a large amount of stone and steel plates are needed... Hey, what about the pictures I drew? ?”

The Ministry of Industry's smelting technology made a breakthrough in the second half of last year, and the new iron finally turned into refined steel.Tu Hao has a lot of fancy things to do, and he has drawn a lot of sketches recently.

There is a small picture of the bank's building structure on the memorial, and a large picture drawn by Tu Hao is placed in the study.However, Tu Hao has too many drafts, and it is inconvenient to ask his book boy to come in right now, so Xu Mingxu helped him find them and nailed them to the wooden board: "It should be this version."

This picture was drawn by Xu Mingxu.Because Tu Hao always felt that the defenses of the previous versions of the buildings were not enough, Xu Mingxu went to ask Commander Zeng and Grandpa Ye for advice in his free time, and even went to the Forbidden Army camp and Jiang Dan craftsman to do experiments.

"Oh, yes." Looking at the pictures, it was easy to understand. Tu Hao gave a brief introduction, and then talked about banking business and profit points.The key minting rights and distribution rights are necessary.

Most of the coins in circulation on the market are minted by the state.However, during the reign of the first emperor, the phenomenon of private minting of coins by the people was actually very serious.The first emperor was unreliable. Not only were there vassal kings in various places, but there were also many peasant uprisings who declared themselves kings.

Tu Hao remembered that when he first started his business, he even picked out some private money from the warehouse.It was like seeing game currency mixed into a coin.Even now, in some remote areas, there is still some private money.

The amount of currency issued is also important.The amount of money in circulation in the market is fine with metal coins now, but if the economy continues to prosper, it is imperative to switch to paper money. At that time, money cannot be printed like a book, and there will be chaos.

Both the bachelor and Uncle Zhang are very smart, and they can understand everything - the bank is a good thing and can make money.

"Where is the bank?" It must not be like a bank, which can only be opened in one place, and it must be spread all over the world.But the world is so big, where is the right place to open?Such a good thing, local officials must be scrambling to get it.

Tu Hao didn't think this was a problem: "The state capitals of all states must be there." Banks are not yet at the level of convenient facilities, but as a special kind of business, banks need a good business environment.State capitals clearly meet this criterion.

Moreover, at a time when it is temporarily impossible for banks to spread to all towns, each state has a branch, which is obviously the minimum standard for the original purpose of the bank.

"In addition, we still have to adapt to local conditions." Tu Hao wrote the figures on the blackboard, "Even if the annual tax revenue reaches this standard, a branch can also be established."

By the time I finished speaking, the curfew had passed long ago.

The scholars lived in the same city as the Tu family, so they didn't need to stay overnight, they went back after having a delicious supper.

Uncle Zhang also took a late night snack, and explained to his nephew: "You prepare well, pick one of these few days when you are free, and give you another class."

The author has something to say:

Little butcher o(*≧▽≦)ツ: Okay, my little ruler is already hungry and thirsty!

Small ruler o(*≧▽≦)ツ: Oh, it’s time to eat meat!

Big Sun (づ￣3￣)づ: What are you excited about, sleep.

Little butcher son o(*≧▽≦)ツ: Eat meat!

Big Sun (づ￣3￣)づ: Okay, eat meat♂

(Finish)