[Comprehensive] Chronicles of Supporting Roles in Time Traveling

Xu Jun is Qin Mingge's direct senior brother.At that time, Qin Mingge was enrolled in the law school, and Xu Jun, a junior, was quickly attracted to her: she was good-looking, smart and attractive, but not aggressive.

Qin Mingge also had a crush on him for a while, but in the end he thought they were not suitable: the brother's family was poor, he had extremely restrained self-esteem and an extremely urgent desire for money and future, the combination of the two made him look like a heavy cloth A sharp knife that cannot be wrapped - her court teachings taught her to be calm, but he always made her uneasy.

Later, a high school classmate who studied in the finance department of the same university introduced Zhang Jiayong to her, and the latter fell in love with her and launched a courtship offensive.At that time, Xu Juan was busy preparing for his graduation defense and looking for a job. When he was free, everything had already been settled.

"It doesn't matter if you don't choose me," Xu Juan said to Qin Mingge at that time, "but Zhang Jiayong was not chosen either, he is not a person with enough determination in his heart."

"It takes a little age and a lot of experience to do it." Qin Mingge replied, "The me now matches the him now, just right."

Then Xu Juan graduated and entered a law firm. He quickly stood out from the crowd of assistant lawyers. After the two-year internship period expired, he handled cases independently as soon as he became a regular. There were quite a lot of cases. Being an assistant also depends on his recommendation.

Xu Juan has been very successful in the legal profession for several years. Among his many clients, there are many big players in this city - one of them is a well-known Shida, who lends money at usury and has a group of people under him, including the leather bag company There are many pawns who are convenient for laundering and money, including lawyers who escort their business on the sidelines.Xu Jun was one of them.He started from the most inconspicuous member of Shi Da's lawyer team, and with his courage and professional ability, he quickly rose to become the most important general Shi Da relied on.

As we all know, private usury is a lucrative industry comparable to drug trafficking and arms trafficking.Xu Juan took a slant with his sword, and soon realized his dream of fame and fortune—but at this time, Shi Da had a huge sum of money not only involved in civil disputes, but also involved in criminal crimes. His slant - sadly doomed to fail this time - was charged with attorney perjury by the prosecution.

There is no doubt about Xu Jun's talent, and there are not a few seniors and teachers who appreciate him.After he was detained and imprisoned, Qin Mingge and others worked together for him. In the end, their common criminal law teacher, Professor Qin Guangzheng, personally acted as his defense lawyer. The trial against Xu Jun ended with insufficient evidence and he was acquitted.

But after this incident, Xu Juan's career as a lawyer came to an abrupt end.

But Xu Juan seemed to have opened up the way to another world—he somehow reached an agreement with Shi Da, and actually got a piece of the pie from Shi Da, and started the "private lending business" decently (his own language).Of course, on the bright side, he runs a chain club integrating catering and leisure.

At the beginning of Xu Jun's business, Qin Mingge also lent funds—if we look at the long river of time and the whole incident, we will find that everything has its own cause and effect—the money that Qin Mingge lent Xu Jun back then was precisely her. He and Zhang Jiayong invested back the money they planned to return to their parents.It is precisely because of this lending behavior that Qin Mingge can only repay the parents' loan in multiple installments and in a long period of time. Therefore, when she claimed that the small villa was purchased by her parents and was a personal gift to her, Zhang Jiayong refuted it but could not mention it. Provide evidence to the contrary.

From the above acquaintance and communication history between Qin Mingge and Xu Jun, it can be seen that the relationship and feelings between the two are quite deep. The object of Zhang Ma's insulting Qin Mingge's "disobedience to women" is also Xu Jun-maybe this is Zhang Jiayong's secret Taboo.The reason why it is said "secretly" is because Zhang Jiayong and Xu Jun also have a deep relationship on the surface.

This starts with Zhang Jiayong's work.Zhang Jiayong's company was successfully listed two years ago.Before and after the listing, Zhang Jiayong was the head of the company's finance department. There are many aspects of financial work that cannot be repeated. One of them is to contact the heads of various banks to discuss loans. When the loan repayment period expires, the company's funds may not be returned in time. It is necessary to rely on private capital at the time—to put it bluntly, it is to borrow usury first to repay the bank loan, and then use good credit records and the company's fixed assets to borrow again. After the loan is issued, or the company's funds are returned, the first Time to repay the usury.

Zhang Jiayong's job determined that he had to find money, and Xu Juan's business determined that he needed business. The two of them were in a supply-demand relationship, not to mention that there was Qin Mingge in the middle.So Zhang Jiayong gradually found Xu Jun to solve the part of the money he was responsible for raising—even if the kickback Xu Jun gave him was deducted, the overall interest rate of Xu Juan's loan was still lower than the interest rate requested by other creditors, and Zhang Jiayong could completely ask the boss. explain.

Whether it is the loan required for work or the kickback obtained by the individual, it means that there are many transactions between Zhang Jiayong and Xu Juan.

Xu Juan typed out all the bank statements Qin Mingge requested, including those under his name and those under the names of his employees, "These are records of transfers to accounts under Zhang Jiayong's name, with a total of about 300 million."

Qin Mingge flipped through the slip without looking up, "Well, then let's make a 500 million IOU."

"Sister," even Xu Juan's palace was slightly taken aback, "You really killed Zhang Jiayong."

"No, maybe he won't be able to eat bird's nest and shark's fin in the future, but I'll still leave him the money for fast food."

For people like Qin Mingge and Xu Jun who are well versed in the rules, it is not difficult to make the evidence and rhetoric fit perfectly.

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Zhang Jiayong quickly responded to the call and went to the court to receive the subpoena and a copy of the complaint and other relevant response materials.

"I am the judge in charge of the case. My surname is Tang." The judge who received him said, "The time limit for producing evidence is 30 days. If you have any evidence, please submit it within the time limit. Please submit a written statement of defense within the 15-day time limit for defense—if you have If you want to mediate, you can call me at any time, and my office phone number is listed on the subpoena.”

Peng Xudong soon learned that he was sued, and asked kindly, "Didn't our company hire a legal adviser? Lawyer Cheng is a senior attorney, so you don't have to go to other places to hire a lawyer, just hire him." "

The case went to court as scheduled.

Judge Tang: "Next, the plaintiff states the request, facts and reasons for the prosecution."

许隽：“请求：1、判令被告张嘉永、秦明歌共同偿还原告借款500万元及支付利息（利息从2012年10月21日起按银行同期贷款利率的四倍计至借款还清之日止）；2、本案诉讼费用由被告承担。”

"The facts and reasons are as follows: the plaintiff and the two defendants are friends, and the two defendants were husband and wife. On June 2011, 6, the defendant Zhang Jiayong borrowed 16 million yuan from the plaintiff on the grounds that he needed capital turnover. request, and transferred 100 yuan to Xiangfeng through the bank transfer method of the employee, and delivered 50 yuan in cash. The defendant Zhang Jiayong issued a note of 50 million yuan to the plaintiff. Interest calculation. Then the defendant Zhang Jiayong again borrowed 100 million yuan from the plaintiff on August 6, 2. Out of trust, the plaintiff agreed to borrow again and transferred 2011 million yuan to him through the bank, and paid 8 yuan in cash on August 11. On August 200, Zhang Jiayong, the defendant, issued an IOU to the plaintiff, stating that he received a loan of 110 million yuan, and the payment was calculated at 8 cents per month. On December 12, 50 Payment must be made by the 8th of the month."

"On October 2011, 10, the plaintiff received an interest of 19 yuan from the defendant Zhang Jiayong through bank transfer. On October 14, the defendant Zhang Jiayong borrowed another 10 million yuan from another, saying that he was investing in real estate projects with huge profits and was just what he needed. The funds are huge, and more funds need to be invested, and he offered to increase the monthly interest rate of all loans to 21 cents, and promised that the three loans must be repaid within half a year. The plaintiffs were moved by their friendship and the high interest, and agreed The two parties signed a general loan agreement for this purpose. The agreement stated: Party B (defendant Zhang Jiayong) borrowed 200 million yuan from Party A (plaintiff), and the loan period was from October 3, 500 to April 2011, 10. The loan interest Calculated at 21 cents per month. After the agreement was signed, the plaintiff transferred 2012 million yuan to the defendant Zhang Jiayong according to the agreement, and delivered 4 yuan in cash."

"However, the defendant did not pay the interest to the plaintiff as agreed. The plaintiff only reminded him on the phone out of friendship. The defendant always said that he would pay it soon, but until the loan period expired, the defendant still did not pay the interest as agreed. The loan was not repaid on time, and the plaintiff has repeatedly demanded it, and repeatedly found excuses to evade it, and has refused to repay the loan so far.”

"The plaintiff believes that the defendant Zhang Jiayong's failure to repay the loan has constituted a breach of contract and should repay the plaintiff's loan and pay interest. Because the loan interest standard agreed by both parties is too high, the plaintiff calculates the interest rate at four times the bank's loan interest rate for the same period at its discretion, and the interest rate is 600 million yuan. As the principal, it shall be calculated from October 2011, 10 to April 21, 2012; at the same time, because the defendant constituted a breach of contract, the overdue interest should be paid to the plaintiff. The overdue interest shall be 4 million yuan as the principal, calculated at four times the bank loan interest rate for the same period from April 21, 600 to the date when the loan is repaid."

"Because the above-mentioned loan occurred during the marriage between the defendant Zhang Jiayong and the defendant Qin Mingge, the plaintiff believes that the two defendants should bear joint and several liability for the above-mentioned loan."

Judge Tang: "Next, the defendant will make his defense."

Zhang Jiayong's face was livid: "..."

Lawyer Cheng: "The respondent's claim in the complaint is not true. Although the respondent's account has multiple fund transactions with the respondent's account, it is not a loan. The respondent has not borrowed money from the respondent. We request the dismissal of all of its claims."

Zhang Jiayong: "This is slander! False lawsuit!"

Qin Mingge: "I have no knowledge of the above-mentioned loan, and the defendant Zhang Jiayong did not use the money for family life. I have divorced him now, so I should not be jointly and severally responsible for repaying the loan."