Compulsory education in ancient times
Chapter 228
"Brother, don't worry, little sister, don't worry." After marrying as a woman, Tao Xiaomei's sharpness has restrained a little, and she appears to be stable again, with a thicker aftertaste and a charm beyond her age. People can't help but admire her. Create a sense of trust.
Tao Jianran was very relieved to see the younger sister getting better and better. After talking about the younger brother's marriage, he changed the subject again: "Little sister, now the newspaper's finances don't need you to look after them personally, right?"
"That's right. Now I stay at the newspaper office for an hour every day, and spend the rest of the time reading in the library. Brother, what do you want to do?" Tao Xiaomei immediately heard Tao Yanran's implication.This is to arrange another job for her.
Tao Yanran smiled mysteriously: "Little sister, are you interested in running a bank with big brother?"
"Bank?" Tao Xiaomei chewed on the word, and immediately thought, "Brother is talking about a store like a bank?"
"Little sister is really smart!" Tao Yanran patted the little girl's shoulder, "I plan to open a government-run bank that is popular across the country, and I want you to help me become the president or something. How about it? Do you dare?"
Tao Xiaomei knew that Tao Jianran was acting aggressively, but she still raised her eyebrows: "Why don't you dare?"
Seeing his younger sister's confident appearance, Tao Jianran felt extremely proud, but he didn't entrust the matter of the bank to the younger sister immediately, but explained the various functions of the bank to her carefully.
Speaking of it, although the bank is very similar to the current bank, they are actually two completely different things.
Saving money in a bank requires paying a storage fee to the bank, while the bank will pay depositors interest!From this alone, it can be seen that there is a fundamental difference between the two.
Moreover, the bank notes in the bank are actually very similar to banknotes, because you don't need to show your identity card to withdraw money with the bank notes.If the bank note is lost, it is equivalent to losing the money
But the bank is different. If the depositor goes to the bank to withdraw money, it requires the depositor to prove that he is the account holder.For this alone, the security of the bank is countless times higher than that of the bank.But the work of the bank will be more difficult than that of the bank.
In this era when communication is so backward, it is very difficult for a bank that is popular across the country to realize the timely circulation of depositor information across the country.This is also one of the important reasons why Qianzhuang has not launched this identity verification.
However, there is a more important challenge in realizing the function of a bank in Ruichao.Because banks not only need to pay interest to depositors, but also need to pay salaries to staff.So how to make a profit for the bank, and how to ensure that the capital chain will be broken, this is the top priority of this work!
Tao Jianran clearly put these major challenges in front of Tao Xiaomei, and asked: "How about it, do you dare to do it now?"
"Now I have to do it even more." Tao Xiaomei was not frightened by these difficulties, but was aroused by these obstacles that sounded very powerful, and her desire to compete was aroused!
"Okay!" Tao Yanran admired her little sister's spirit of overcoming difficulties, and also believed in Tao's ability, but before that, she still couldn't make rash advances, "You go back and make a complete capital chain operation plan. Send it to me to have a look at night, and we will proceed to the next step."
Tao Jianran knew that as long as the banking system was introduced, the Ruichao economy, and even the fate of the entire country, would embark on a completely unpredictable path.
If only in the early stage, the bank's capital chain collapsed, that's okay.But if the banks have already spread all over the country, and the wealth and lives of the people in the entire Rui Dynasty are tied to the banks, once there is a slight problem in the capital chain, it will have an irreparable impact on the entire Rui Dynasty.
This is why Tao Jianran has traveled for so long, and it is only now that he first proposed the concept of a bank.
Yesterday, when Tao Jianran was discussing future plans with Tao Jianran, he also mentioned it to Qi Bohan.
When Qi Bohan learned that the risk of the bank was so huge, even an adventurous speculator like him hesitated
But along with this high risk, the benefits of banks are also obvious.
Now Ruichao invests in various development projects solely relying on various tax revenues, and the progress is really slow.And the treasury can't be used too much, after all, there is an insurance for all kinds of natural and man-made disasters.
The purpose of the existence of banks is to gather the financial resources of the people of a country to invest in high-yield projects and then profit from them.
Once the bank is controlled by Tao Jianran, the first project the bank will invest in is naturally the most important project that the country wants to build.In this way, killing two birds with one stone will allow Ruichao to develop at a faster speed.
So after thinking about it for a while, Qi Bohan decided to take this risk.
A person's life is really too short, so short that Qi Bohan began to panic, and he had no way to catch up with Tao Jianran's footsteps.
Qi Bohan's original wish was to become the emperor, expand the territory, and lead the Rui Dynasty to a peaceful and prosperous age.
But after hearing Tao Jianran describe to him that civilized, prosperous and splendid world, although Qi Bohan was yearning, he was more panicked.
He was afraid that Tao Yanran, who had seen such a wonderful world before, would one day leave because he disliked Ruichao's backwardness.
From then on, what Qi Bohan pursued was no longer pure peace and prosperity.He wants to build Ruichao into a world that Tao Yanran will never forget!
Although he knew it was difficult, and he might not even see it in his lifetime, but Qi Bohan just wanted to be faster, and faster, as long as he could achieve a little bit of the scenery that Tao Jianran had seen before, then he could feel at ease.
After Tao Jianran finished talking with the younger sister, as soon as he returned to the imperial study, he saw Qi Bohan's solemn expression, thinking that something bad had happened, he hurried forward and asked, "What's wrong? Did something happen?"
When Qi Bohan saw Tao Yanran coming back, he immediately calmed down the messy thoughts in his heart, and hugged Tao Yanran: "It's nothing, I just thought of some bad things."
"What's so bad?" Tao Yanran thought about it for a while, it seems that nothing special happened recently.Since getting married.The two of them stayed together almost all the time, how could something bad happen without him knowing?
Naturally, Qi Bohan would not tell Tao Jingran what he was thinking just now.He is the one who wants to stand up for Tao Jianran, how can he have such a fragile and sensitive mind, if Tao Jianran finds out, his personality will collapse!
Qi Bohan, who was trying to fuck his character design, turned his head and pulled out a small thing from his mind: "I received news from spies from all over the place before, do you remember?"
Two years ago, in order to remove the nails that the Xiongnu planted in Rui Dynasty, Qi Bohan sent spies to search brothels all over the country.
After more than two years of fighting, Ruichao's current brothel has apparently disappeared.The work of the spies has also changed from checking the brothels to inspecting the folks for Qi Bohan.
But not long ago, several spies sent back news that many corrupt officials were found all over the country!The local people are living in dire straits.
But the source of these news cannot be clearly stated. Qi Bohan didn't want to startle the snake for the time being, so he asked the spies to investigate secretly, but it hasn't happened yet.
Tao Jianran also knew about this matter, but didn't pay much attention to it.Now the division of labor between the two of them has begun to be clear.Qi Bohan is in charge of the old fritters in the political arena, and coordinates the management system of the entire Ruichao.
And Tao Yanran is in charge of various people's livelihood development and scientific research institutions. The two complement each other and cooperate very harmoniously.
Since two people handle government affairs together, the work efficiency is very fast.Now the two work regularly for four hours a day, and spend the rest of the time talking about love and taking care of their children by the way.Compared with those toiling kings of all dynasties.These two people are so leisurely, they are more like a pair of fools.
Tao Jianran heard Qi Bohan suddenly bring up this matter again, thinking about it was really bad enough, so he didn't think about Qi Bohan's emotions just now.After thinking about it seriously, he said, "I think we still lack a supervisory agency."
Speaking of the supervisory agency, Qi Bohan immediately thought of Yushitai, and his face became a little foul, but he quickly restrained himself.
Qi Bohan nodded: "It makes sense, then Yushitai will only find fault with me in the capital. They don't care about the other high-ranking officials, and they are in the way in the capital. How about..."
Tao Jianran instantly understood what Qi Bohan meant, that he wanted to dispatch Yushitai to another place!
Tao Jianran very much agrees with his idea!
The original purpose of the Yushitai was to help monitor the civil and military officials, as well as the emperor's words and deeds, but now the Yushitai has completely become a mouthpiece, without the slightest practical use.
But if Yushitai is directly abolished, the reputation will not be good.Maybe they will be judged as self-willed, arbitrary, and unwilling to listen to criticism.
It's better to throw this tasteless Yushitai to the place to supervise the local officials.Even if they don't do anything practical after they arrive, it's always good to be in the capital to cope with their strengths!
However, as a pragmatist, Tao Yanran still does not approve of such a waste of human resources.So he suggested: "Our local officials all have performance requirements, so this Yushitai also has some performance requirements?"
Qi Bohan knew that Tao Jianran had the most ghostly ideas, so he said with a smile, "Go ahead."
Tao Jianran chuckled, and said treacherously: "For example, how many corrupt officials need to be handed over in a year, and how many corrupt officials should be found out, what do you think?"
"I'm afraid that they will cause many unjust, false and wrongly decided cases for the sake of political achievements." Although Qi Bohan was picking on something wrong, but with a smile in his eyes, he knew that Tao Jianran already had a solution.
The author has something to say: Happy New Year's Day everyone! ! (It seems a little late)
Tao Jianran was very relieved to see the younger sister getting better and better. After talking about the younger brother's marriage, he changed the subject again: "Little sister, now the newspaper's finances don't need you to look after them personally, right?"
"That's right. Now I stay at the newspaper office for an hour every day, and spend the rest of the time reading in the library. Brother, what do you want to do?" Tao Xiaomei immediately heard Tao Yanran's implication.This is to arrange another job for her.
Tao Yanran smiled mysteriously: "Little sister, are you interested in running a bank with big brother?"
"Bank?" Tao Xiaomei chewed on the word, and immediately thought, "Brother is talking about a store like a bank?"
"Little sister is really smart!" Tao Yanran patted the little girl's shoulder, "I plan to open a government-run bank that is popular across the country, and I want you to help me become the president or something. How about it? Do you dare?"
Tao Xiaomei knew that Tao Jianran was acting aggressively, but she still raised her eyebrows: "Why don't you dare?"
Seeing his younger sister's confident appearance, Tao Jianran felt extremely proud, but he didn't entrust the matter of the bank to the younger sister immediately, but explained the various functions of the bank to her carefully.
Speaking of it, although the bank is very similar to the current bank, they are actually two completely different things.
Saving money in a bank requires paying a storage fee to the bank, while the bank will pay depositors interest!From this alone, it can be seen that there is a fundamental difference between the two.
Moreover, the bank notes in the bank are actually very similar to banknotes, because you don't need to show your identity card to withdraw money with the bank notes.If the bank note is lost, it is equivalent to losing the money
But the bank is different. If the depositor goes to the bank to withdraw money, it requires the depositor to prove that he is the account holder.For this alone, the security of the bank is countless times higher than that of the bank.But the work of the bank will be more difficult than that of the bank.
In this era when communication is so backward, it is very difficult for a bank that is popular across the country to realize the timely circulation of depositor information across the country.This is also one of the important reasons why Qianzhuang has not launched this identity verification.
However, there is a more important challenge in realizing the function of a bank in Ruichao.Because banks not only need to pay interest to depositors, but also need to pay salaries to staff.So how to make a profit for the bank, and how to ensure that the capital chain will be broken, this is the top priority of this work!
Tao Jianran clearly put these major challenges in front of Tao Xiaomei, and asked: "How about it, do you dare to do it now?"
"Now I have to do it even more." Tao Xiaomei was not frightened by these difficulties, but was aroused by these obstacles that sounded very powerful, and her desire to compete was aroused!
"Okay!" Tao Yanran admired her little sister's spirit of overcoming difficulties, and also believed in Tao's ability, but before that, she still couldn't make rash advances, "You go back and make a complete capital chain operation plan. Send it to me to have a look at night, and we will proceed to the next step."
Tao Jianran knew that as long as the banking system was introduced, the Ruichao economy, and even the fate of the entire country, would embark on a completely unpredictable path.
If only in the early stage, the bank's capital chain collapsed, that's okay.But if the banks have already spread all over the country, and the wealth and lives of the people in the entire Rui Dynasty are tied to the banks, once there is a slight problem in the capital chain, it will have an irreparable impact on the entire Rui Dynasty.
This is why Tao Jianran has traveled for so long, and it is only now that he first proposed the concept of a bank.
Yesterday, when Tao Jianran was discussing future plans with Tao Jianran, he also mentioned it to Qi Bohan.
When Qi Bohan learned that the risk of the bank was so huge, even an adventurous speculator like him hesitated
But along with this high risk, the benefits of banks are also obvious.
Now Ruichao invests in various development projects solely relying on various tax revenues, and the progress is really slow.And the treasury can't be used too much, after all, there is an insurance for all kinds of natural and man-made disasters.
The purpose of the existence of banks is to gather the financial resources of the people of a country to invest in high-yield projects and then profit from them.
Once the bank is controlled by Tao Jianran, the first project the bank will invest in is naturally the most important project that the country wants to build.In this way, killing two birds with one stone will allow Ruichao to develop at a faster speed.
So after thinking about it for a while, Qi Bohan decided to take this risk.
A person's life is really too short, so short that Qi Bohan began to panic, and he had no way to catch up with Tao Jianran's footsteps.
Qi Bohan's original wish was to become the emperor, expand the territory, and lead the Rui Dynasty to a peaceful and prosperous age.
But after hearing Tao Jianran describe to him that civilized, prosperous and splendid world, although Qi Bohan was yearning, he was more panicked.
He was afraid that Tao Yanran, who had seen such a wonderful world before, would one day leave because he disliked Ruichao's backwardness.
From then on, what Qi Bohan pursued was no longer pure peace and prosperity.He wants to build Ruichao into a world that Tao Yanran will never forget!
Although he knew it was difficult, and he might not even see it in his lifetime, but Qi Bohan just wanted to be faster, and faster, as long as he could achieve a little bit of the scenery that Tao Jianran had seen before, then he could feel at ease.
After Tao Jianran finished talking with the younger sister, as soon as he returned to the imperial study, he saw Qi Bohan's solemn expression, thinking that something bad had happened, he hurried forward and asked, "What's wrong? Did something happen?"
When Qi Bohan saw Tao Yanran coming back, he immediately calmed down the messy thoughts in his heart, and hugged Tao Yanran: "It's nothing, I just thought of some bad things."
"What's so bad?" Tao Yanran thought about it for a while, it seems that nothing special happened recently.Since getting married.The two of them stayed together almost all the time, how could something bad happen without him knowing?
Naturally, Qi Bohan would not tell Tao Jingran what he was thinking just now.He is the one who wants to stand up for Tao Jianran, how can he have such a fragile and sensitive mind, if Tao Jianran finds out, his personality will collapse!
Qi Bohan, who was trying to fuck his character design, turned his head and pulled out a small thing from his mind: "I received news from spies from all over the place before, do you remember?"
Two years ago, in order to remove the nails that the Xiongnu planted in Rui Dynasty, Qi Bohan sent spies to search brothels all over the country.
After more than two years of fighting, Ruichao's current brothel has apparently disappeared.The work of the spies has also changed from checking the brothels to inspecting the folks for Qi Bohan.
But not long ago, several spies sent back news that many corrupt officials were found all over the country!The local people are living in dire straits.
But the source of these news cannot be clearly stated. Qi Bohan didn't want to startle the snake for the time being, so he asked the spies to investigate secretly, but it hasn't happened yet.
Tao Jianran also knew about this matter, but didn't pay much attention to it.Now the division of labor between the two of them has begun to be clear.Qi Bohan is in charge of the old fritters in the political arena, and coordinates the management system of the entire Ruichao.
And Tao Yanran is in charge of various people's livelihood development and scientific research institutions. The two complement each other and cooperate very harmoniously.
Since two people handle government affairs together, the work efficiency is very fast.Now the two work regularly for four hours a day, and spend the rest of the time talking about love and taking care of their children by the way.Compared with those toiling kings of all dynasties.These two people are so leisurely, they are more like a pair of fools.
Tao Jianran heard Qi Bohan suddenly bring up this matter again, thinking about it was really bad enough, so he didn't think about Qi Bohan's emotions just now.After thinking about it seriously, he said, "I think we still lack a supervisory agency."
Speaking of the supervisory agency, Qi Bohan immediately thought of Yushitai, and his face became a little foul, but he quickly restrained himself.
Qi Bohan nodded: "It makes sense, then Yushitai will only find fault with me in the capital. They don't care about the other high-ranking officials, and they are in the way in the capital. How about..."
Tao Jianran instantly understood what Qi Bohan meant, that he wanted to dispatch Yushitai to another place!
Tao Jianran very much agrees with his idea!
The original purpose of the Yushitai was to help monitor the civil and military officials, as well as the emperor's words and deeds, but now the Yushitai has completely become a mouthpiece, without the slightest practical use.
But if Yushitai is directly abolished, the reputation will not be good.Maybe they will be judged as self-willed, arbitrary, and unwilling to listen to criticism.
It's better to throw this tasteless Yushitai to the place to supervise the local officials.Even if they don't do anything practical after they arrive, it's always good to be in the capital to cope with their strengths!
However, as a pragmatist, Tao Yanran still does not approve of such a waste of human resources.So he suggested: "Our local officials all have performance requirements, so this Yushitai also has some performance requirements?"
Qi Bohan knew that Tao Jianran had the most ghostly ideas, so he said with a smile, "Go ahead."
Tao Jianran chuckled, and said treacherously: "For example, how many corrupt officials need to be handed over in a year, and how many corrupt officials should be found out, what do you think?"
"I'm afraid that they will cause many unjust, false and wrongly decided cases for the sake of political achievements." Although Qi Bohan was picking on something wrong, but with a smile in his eyes, he knew that Tao Jianran already had a solution.
The author has something to say: Happy New Year's Day everyone! ! (It seems a little late)
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