Fangro

A few minutes after Sun Shaoning finished speaking, Yang Zhen's cell phone rang again. This time, he didn't make an appointment with the landlord, but a new house buyer wanted to make an appointment to see the house.

The three of them looked at each other across the dining table. From the time they came here for dinner to now, Yang Zhen’s phone calls were almost uninterrupted. Among the 8 groups of inspectors in the afternoon, 4 groups successively came to make appointments for interviews. The remaining 4 groups may have given up on their own initiative, but The newly added viewers are still stacking.

Seeing is believing, Sun Shaoning lamented that it is no wonder Quan Wei wavered: "If I were driven so hard, I guess it would be difficult to resist the temptation."

Quan Wei lay down on the back of the chair, he was upset when the house price dropped, and felt sad when the house price went up, anyway, life is busy, but it just can't survive.

During the meal, Quan Wei casually asked Sun Shaoning what he was doing at home these days. Yang Zhen heard him say that he was writing a manuscript, and said with the original intention of changing the subject: "Shaoning, have you finished your manuscript?"

"It's almost there," Sun Shaoning peeled off a piece of orange peel, and sniffed it slowly under his nose.

This time Quan Wei didn't have a tacit understanding with his partner, so he brought the topic back: "Are you scolding us speculators who speculate in real estate and misuse the country again?"

"Go and look in the mirror before talking to me," Sun Shaoning despised his small face and thin neck, "Don't wear a hat as tall as an opportunist, be careful not to break your neck."

Yang Zhen has worked hard, but the person concerned insists on holding on to the house. Maybe pain and happiness are a kind of fun, so he no longer eats radishes and doesn't worry about it. He smiles and watches from the sidelines. You hate me, I choke you, but the atmosphere without malice is very fun.

Quan Wei was used to being scolded by him on the webpage, and he seemed to have a script in his heart and said: "That's scolding the government."

Sun Shaoning raised the middle finger at him, can't he write anything other than scolding others?No matter what he said, he is also a literary young man who has been praised for his delicate writing style.

Quan Wei saw the denial from this action, and mercifully gave him a chance to explain: "Then what did you write?"

Sun Shaoning said tentatively, "I told you that you, an illiterate, wouldn't understand."

Quan Wei took Yang Zhen's arm and pulled it a little closer to him, borrowing his seat confidently: "Say! Our family, Yang Zhen, is more educated than you."

Sun Shaoning glanced at the floor and laughed before saying anything: "What I wrote is to reveal the top ten reasons why housing prices cannot be lowered."

Quan Wei rolled his eyelids in surprise: "Since when did you study such a profound problem?"

In Quanwei's house in the afternoon, the continuous stream of impatient buyers just stimulated Yang Zhen to have this doubt, and someone came to answer the question in the evening, and he sat forward with interest, ready to listen carefully.

It's a pity that Sun Shaoning was not born to be an expert, and he spoke the truth: "From the moment I received the manuscript, I started researching it. This title was decided by the editor. Is it particularly suitable for attracting attention in the current property market news?"

Yang Zhen: "..."

Quan Wei already knew that he had this kind of virtue, the topic was too big and the author was too perfunctory, Quan Wei sneered and said: "It's only been a few days to 'research' almost, I think you are looking for scolding."

A troll must have the stand of a troll. Criticizing people and things and being scolded by others are just the content of the job. Sun Shaoning's heart in this regard is as wide as the ocean, and he spread his hands, expressing a fearless attitude.

Because Lao Tie is not mysterious at all, Quan Wei is not interested in his revealing secrets, but because Yang Zhen has no sense of the past and the times, he asks studiously: "Shaoning, it is not convenient for you to tell me, what is the reason?" indivual?"

Although the manuscript has not been published yet, Sun Shaoning trusts them, so there is nothing he can't say, but... Sun Shaoning pointed to the bedroom indifferently: "I'm old and my memory is poor, and I can't think about it when you ask me to tell it now. The computer is on. Let's see."

This is the first time Yang Zhen realizes that Sun Shaoning has a professional background. His draft is a standard thesis style, first summarizing and then explaining. In the document, he used a lot of data and charts, but due to the length of the news, the published It will definitely be cut down a lot, but he is still piling up eloquently, as if he needs to convince himself first before showing it to others.

Yang Zhen couldn't understand the technical terms such as export, foreign exchange, excessive currency liquidity, and difficulty in financing for private enterprises, but he could understand other simple ones.

The land state-owned system and the population economic aggregation structure are national conditions. Corruption exists everywhere. The gap between the rich and the poor has run through the entire 5000 years. Inflation of the poor and deflation of the rich is a strikingly similar cyclical trend in history. There are people who really care about low-rent housing. But being submerged in the majority, the government is always absent in the endless phenomenon of property market fraud... What Yang Zhen can empathize with most is the last inconspicuous sentence below.

If I have others, I want to have them. If I don't have them, I'm finished.

Yang Zhen thought to himself, aren't those buyers this afternoon in this state?

These experiences and theories made Yang Zhen sleepless, and before going to sleep, he suddenly asked: "Do you think the property market will collapse?"

Quan Wei was about to fall asleep, his thoughts became a mess, and he burrowed his face into the quilt while muttering, indicating that he was about to fall asleep after saying this sentence: "Baby, that's not your fault Heart, sleep."

Feeling crowded, Yang Zhen moved an inch to the side, thinking wildly in the dark with his eyes open. His thinking is not modern enough, and he always feels that debts are a big deal. Invisible shackles.

Quan Wei's sleeping habit is too bad, so he insisted on sticking to each other. Yang Zhen avoided him and chased after him. Yang Zhen felt that he was a little annoying, so when Quan Wei ran over again, he used the side of his arm to push him Pushed it out.

Quan Wei was woken up by him this time, and he crawled up from under the quilt with blind fingers, grabbed Yang Zhen's earlobe, closed his eyes and asked, "Do you want to sleep?"

Yang Zhen has to go to work tomorrow, so he sighed after hearing the words: "I think so, but I can't sleep."

The earlobe was soft and cold without bones, Quan Wei crushed it with his fingers, and threatened him sleepily: "Wake up if you don't sleep, are you high?"

Seeing his sleepy look, Yang Zhen wanted to laugh, and passed him the steps: "No, I'm very tired today."

He has to deal with several things every day, such as going to work, selling calligraphy, and courting his mother-in-law. The last thing he has to do is to avoid power. The physical and mental energy consumption is several times that of others.

Quan Wei was almost dazed, his back was soft from sleep, and he couldn't do anything even if he had the strength of his heart. He just watched Yang Zhen suffer from insomnia, and he just talked to Yang Zhen with his drowsiness.Since Yang Zhen is concerned about the property market, Quan Wei gathers up all the neurons that have not yet fallen asleep and starts answering the questions.

"I feel that the real estate market will not collapse in the past few years. Who will benefit from the collapse? No one will be able to please. Once the real estate market collapses, the economy will be in chaos. Those who have houses have no money to pay back. The bad debts are piled up, and the government is following behind. In order to stimulate consumption, they can only print money. In this way, the value of the houseless money depreciates, and it is also unlucky. All the officials are either doctors or post-doctorates. Anyway, they are smarter than me. As long as they don’t Collective immigration, let them worry about national affairs."

"House prices will rise to the point where most people won't buy it even if the hype is crazy. They still can't afford it after borrowing money or getting a loan. They have no choice but to settle down."

Yang Zhen: "If no one buys it, won't the house price have to fall?"

Quan Wei: "It's going to fall. If it falls for a while, the developer will not be able to sit still and jump out to stimulate you to buy, give you discounts, give you subsidies, build you a small apartment, and reduce your down payment ratio. The last down payment required You can’t afford 60 yuan, but this time it’s only 35 yuan, can you still afford it? And the money in people’s pockets will change. If you didn’t have money last year, you’ll have it this year. The people in the city are not fixed. , there will be another batch next year. The city’s policies are also different every year, so it’s useless to think about the issue of the property market.”

What he said was easy, but this set of rhetoric must be the experience of countless thoughts and anxiety. Yang Zhen didn't know why, but was temporarily calmed down by his fallacious reasoning, and the sky fell. Stand tall.

Although people are thoughtful individuals, when they enter the real estate market, they are like pawns in battle, at the mercy of others and beyond their control.

But each generation seems to have to pursue something. The previous generation is food, this generation is housing, and what will the next generation be?

A good night's sleep is very important for a new day. As soon as Yang Zhen wakes up, the worries of last night are left behind, because new worries have already taken their place.

In the morning, he will take Sister Zheng, the couple, and the landlord to the bank for an interview. The interview is to select a bank to apply for a loan, submit the materials to the bank for a preliminary review, and see if the borrower meets the loan conditions.

In order to save processing time, a large intermediary company will open a separate office for the interview. There are offices of major cooperative banks in it, and invite the bank to be a loan manager to stay here to ensure that the bank fails to approve it, and can change it immediately. Go to the next office instead of running up and down the street.

The market is booming, and there are many people making loans. Considering that the landlord has to go to work, people from three parties came here before the face-to-face center opened, and there were already more than a dozen people waiting in the aisle at the door.

Yang Zhen confirmed to Sister Zheng for the last time: "Are you sure you have no other debts or bad credit records?"

Sister Zheng was annoyed by his question: "No! We haven't even borrowed money from anyone. Where did we get the debt? Hurry up, someone is here to open the door."

There is no bad credit record. She and the family are not very good at mobile phones, and they don't know what a credit card is. Using WeChat to collect money is already the most trendy behavior.

This is the best way, and the approval basically takes a week. If the content of the credit report is missed because of not grasping it well in advance, not to mention the delay, it may cause changes to the landlord.

Soon the glass door was opened from the inside, and Sister Zheng was the first to rush in. Yang Zhen had no choice but to call her from behind: "Sister, this way, come and copy the documents."

Sister Zheng and her husband are small vendors without regular jobs. They got a stamp from a relative who opened a factory, and paid their own salary at twice the monthly payment. fake mortgage.

The materials submitted for the interview went smoothly, but when he left the building, Yang Zhen received a call from Zhou Aiguo.

Zhou Aiguo: "Yang Zhen, take down my house in the 730 compound first."

Since the direct addition of 100 million, no one wants to see this house. The seller is not sincere, and Yang Zhen didn't want to waste time on it. He said, "This house is not for sale, is it?"

Zhou Aiguo did not follow the routine and said: "No, it is still on sale, but the listing time is too long, and the price adjustment records can be seen, which is not good for my house. You first take it down for me, and then open a link to put it up. .”

Yang Zhen: "..."

Does this middle-aged man think that he has nothing to do every day?