Fangro
Chapter 13
Yang Zhen fell into economic crisis because of a fine of 1000 yuan.
There are only 233 yuan left in his wallet, because he lacks too much basic life knowledge, and he has no time to get bank cards, Alipay, WeChat wallet and other skills.
A penny beats a hero, Huang Jin came out of the kitchen holding a noodle bowl, and saw him sitting in the living room helpless.
Huang Jin gradually got used to his new temper, got along with him a lot more casually, sat down and said, "What's wrong, Brother Yang?"
Yang Zhen sighed secretly, feeling that he would starve to death if he continued to be confined like this: "There is no money."
Poverty is definitely a sad topic. Huang Jin felt a little bit hungry when he heard it, and remembered his graduation certificate and pro, but at the moment, Yang Zhen was in a bad mood and didn't want to sell miserably, so he had to be a listening boy wholeheartedly.
As a gold medal salesman, Yang Zhen made a lot of money in the past, and at the worst, he must be richer than himself. Huang Jin took it for granted: "Go and get it."
Yang Zhen frowned slightly, and immediately showed his classic puzzled expression that he saw many times every day.
Teacher Huang nodded knowingly, sucked the noodles and went online.
"The bank is closed now, go check it tomorrow... er... you don't remember the password?... Alas... you are so... It's too complicated to calculate, I will take you to the counter to change it in time for the break... There should be money in Alipay and WeChat, can you see it?"
Yang Zhen listened to his instructions studiously, and clicked on the wallet functions of the two apps, and then Huang Jin unexpectedly discovered that the sum of the balances of the two gold medals was not enough for him.
In fact, Huang Jin only has tens of thousands of deposits. Going to the bank for financial management is not enough for a single purchase threshold, so I threw half of each in the daily payment application, and I can earn four or five yuan a day to buy a portion of finger cakes without intestines. .
Because of his low salary, it took him a lot of effort to get away from Yueguang. There are many reasons why he is poor, such as lack of face, lack of wit, lack of shamelessness, etc., but these were not a problem for the former Yang Zhen.Yang Zhen used to be busy all day long, rarely went shopping or traveled, and didn't seem to have much money to spend on. Huang Jin guessed that he should be rich.
Since the money is not in the mobile app, it can only be in the card. Huang Jin said: "I will transfer some money to your WeChat first, and when I rest this week, I will accompany you to the bank to change your password."
Yang Zhen asked Brother Hong to pay back the money tomorrow, mainly because he wanted to return Huang Jin's things, so Huang Jin's small salary would not solve the problem, he thought for a while, and said: "It's too much trouble, it's hard to take a break, I don't want to take your money." Time. The store manager asked me to go to the community for promotion tomorrow morning, tell me what needs attention, and I will make changes along the way."
Huang Jin was persuaded immediately. They had one day off a week, and the time was still unruly. If there were no appointments from customers, they would be free on any day. He applied for his driver's license again, and it was time to book a car.
He only hesitated for a second, and started popularizing science with Yang Zhen, because through the "teaching" during this period, he felt that although Yang Zhen had no common sense, he learned things quickly, and his attitude was never perfunctory. Meeting such a student can make you laugh out loud.Anyway, based on Huang Jin's experience, Yang Zhen, who couldn't understand it, just memorized it. Up to now, he has performed very well. He said he would go by himself, but Huang Jin didn't think there would be any problems.
Then Yang Zhen opened his wallet, and Huang Jin was taken aback by the pile of credit cards inside.
It is a bit troublesome to apply for a credit card. The amount is low and there are a lot of reviews. Huang Jin refused twice before applying for the next card. He is an honest man who has no guts to owe money to anyone or institutions. He still doesn’t know what a credit card is. Okay, so I don't understand what Yang Zhen is doing with so many cards, but now there is no solution to this problem.
Yang Zhen couldn't tell the difference between the credit card and the bank card in his wallet, let alone why he applied for it, but he probably knew from the information Huang Jin gave him that the credit card can get a month's worth of cash without collateral.
The cost of credit here is almost zero, and it seems that the punishment is not heavy for committing crimes. Take the incident of "fishing" as an example. He was fined 1000 yuan for failure, but this money can be doubled as long as he successfully trades once. That's why Huang Jin comforted him by saying that everyone did this in private, so he shouldn't take it to heart.
It was obviously a wrong thing, but everyone took it for granted. After this incident, Yang Zhen suddenly felt that it might be because the punishment was too light, and the pain was completely outweighed by the sweetness of making a mistake.
There were many comparisons floating in his mind, but Huang Jin was talking to the other side: "Hmm... Also, how can modern people bring cash when they go out. Come, I will teach you to reset the passwords of Alipay and WeChat wallets."
Yang Zhen handed him the mobile phone, and Huang Jin said that you were operating in such a way. After a while, he snapped his fingers and handed the mobile phone back.
"Fixed! Brother Yang, set up a password. Don't do it in order. Alipay needs to add a few letters. It's best not to use the initials of your name, or it will be easily broken. Remember it when typing, and don't finish typing. Just forget it."
Facing the input box, Yang Zhen took a long time to type in the password, which was 170406 for WeChat and ZSY170406 for Alipay.
Who can guess his password? April 4 means nothing to Yang Zhen, but to Zhang Shuyu, it is the day of his death and rebirth.
Early the next morning, Yang Zhen went to the store to do morning exercises, then took the flyer and went to the designated second-hand housing complex with He Xiaojun.Community promotion is to distribute leaflets, to see who seems to be able to afford a house, and follow to sell Amway.
There are four gates in the community, southeast, north, and west. Thanks to the bad relationship, He Xiaojun has no intention of going with him at all. He stops at the west gate and lets Yang Zhen go to the north gate.Yang Zhen didn't even need to find an excuse, he had to place the order as he wished, he went to the north gate to light up the leaflets, and quietly diverted to the Bank of Communications, which was used for salary cards.
With the help of the salesman, he reset the password and found that the balance was less than [-].
This amount of money is not too much, but it is equivalent to the annual expenses of an ordinary family in his original hometown, Kuyu City. Yang Zhen estimated that it should be enough to pay off the debt, so he took it all at once.
After withdrawing the money, he went back to work for half a day as if nothing had happened, and at night the default was to get off work at 9 o'clock. Because of an appointment, Yang Zhen left before 5 o'clock, using the excuse of a headache.After leaving the company, he used the map navigation to find Zero One Bar himself, thinking of familiarizing himself with the situation so that he would know where to escape in case something happened.
However, the entrance of the bar is bare, not to mention the chairs, there is not even a grass, and all the contents are hidden behind the door.
Brother Hong set the time at 7:[-]. This was not because Yang Zhen was an office worker, but because they were collecting protection fees at a roadside stand in a nearby community.
Yang Zhen arrived before six o'clock, and it was still early, so he sneaked into the bar behind passers-by, and a bizarre world exploded before his eyes.Colorful spots of light flashed in the air, the music was deafening, people were talking, clinking glasses, and waving their limbs indiscriminately. Later, Yang Zhen knew that it was called mechanical dance.
Everyone was excited inexplicably, and there was something crazy in their expressions. Yang Zhen stood quietly at the door, and the dim light couldn't hide his abruptness.
The waiter was the first to notice him, and came over attentively to invite him to sit down: "The handsome guy is alone, or does he have friends?"
Yang Zhen didn't come to drink, he quickly looked at the audience a few times, and was about to decline and turned to go out.It's very noisy here, and it doesn't feel very serious. Someone was directly intimate in the public. Yang Zhen accidentally saw it, and his mind was twisted into a twist in an assembly line.
Indecent, do not see evil, two... men?
Yang Zhen blinked in disbelief, but the gender he saw hadn't changed, and the two of them were inseparable, not only their heads were turning, but their hands got into their clothes irregularly, Yang Zhen As soon as the ears became hot, he realized something belatedly, and without paying attention to the waiter, he turned around blushingly and came out.
It was only after he got on the brightly lit main road that he came back to his senses, feeling that he had made a fuss.
But this can’t be blamed on him. The tooth merchant measures rivers and mountains with his footsteps. He has seen the long-lasting white snow on Changbai Mountain, the Sasanian Dynasty’s use of humans and beasts to please the nobles, and the return of a wandering son who has not returned to his loving mother for 7 days. Refusing to give up, only shallow knowledge in the relationship between men and women.
He lived in Kuyu for 24 years without getting married, and finally died as a foreigner, always alone.
Yang Zhen was a little shocked, but the impact he received was not too great. It couldn't compare to the feeling when he first saw the high-rise buildings and the speeding subway when he first arrived.He told himself every day that this place was different from Kuyu, and this time the kiss between men and women was also digested by his self-brainwashing.
It's just that being able to turn a blind eye and being able to accept it are two different things. He silently moved a little away from the bar and started to spy on the enemy along the road.
The road on the bar street is a bit like the alley in the capital of the Great Yan Dynasty. You can come to a fork in about [-] meters. Yang Zhen turns in from the first intersection, and then goes around to the back of the bar. There is a pond with a peculiar smell. An antique pavilion, Yang Zhen was caught off guard by seeing a familiar house, and passed by as if drawn by his soul.
There is a set of stone tables and chairs in the pavilion, and a chessboard is engraved on the tabletop. The Chuhe Han boundary is still there, but the chess players are nowhere to be seen. Sleep here, maybe you can go back to Kuyu City.
He sat in the pavilion for a few minutes, saw that the time had passed 6:50, and hurried back to the bar entrance, where Brother Hong's younger brother was already standing there like a door god, and he was very angry when he saw him, and he wanted to slap him when he came over. he.
"Fuck you, it's 7 o'clock if you say 7 o'clock, you are the emperor's court, you won't come earlier, and let my brother come and wait for you! Come here!!!"
There were two fewer stalls in the supermarket today, Brother Hong came a little early, and Yang Zhen was dragged and escorted by his younger brother into the staff passage of the bar.
Brother Hong was waiting for him in an office on the passage. He was a fat man in his thirties, with a narrow face and wide eyes, small and round eyes with a ray of light in them. He looked like a smiling tiger.He is more stylish than his younger brother, Yang Zhen didn't get angry when he was late, he slowly rubbed the pair of walnuts in his hand, and asked Yang Zhen where he got rich recently.
With his arms locked on one side and the other on the right, Yang Zhen said without emotion: "If you get rich, you won't be treated like this."
Brother Hong avoided answering: "Where's the money, did you bring it?"
Yang Zhen said "hmm" and said, "I brought it, where is my roommate's diploma and computer?"
Brother Hong didn't think he had the position to make a deal, and he just gave the younger brother a look. The younger brother had a good understanding, and immediately pressed Yang Zhen and began to search his pockets, but the pockets were empty, not even a mobile phone.
This is not the posture of wanting to pay back the money. Brother Hong's eyes darkened, and the smile on the corner of his mouth deepened: "Xiao Yang, you are so boring. It is only natural to pay back the debt. If you want to renege on the debt, you will have to pay the price." .”
Yang Zhen was punched in the stomach. He retched and curled up his back in pain. He held back until his voice stabilized before he said: "There is no proof, why should I pay you back? What is the proof? ?”
Brother Hong seemed to have heard a joke, and smiled for a few seconds before putting on an air and said, "Tsk tsk, look, this guy has turned his face and refused to accept his account. Fortunately, my brother Hong is in a serious business, and borrowing money and housing loans are difficult." There are black and white letters, the IOU is an antique of what age, no, but I have a contract protected by law, stone, go get it."
Yang Zhen saw that he made it up neatly, and somehow felt ominous in his heart.
A few minutes later, the young man named Shi Shi trotted back with a roll of paper in his hand. Brother Hong said "show him", and the two people around Yang Zhen immediately imprisoned him, and then Shi Shi unfolded the paper in front of Yang Zhen's eyes.
Yang Zhen's ability to read simplified characters has greatly improved. This is a usury loan contract. The party A is Yang Zhen, and the address is Quanwei's house in Xingfu Garden. He is using the phone now, and he did not pay attention to the bank account.
Party B is Lijun Lending Company. They borrowed 2014 yuan from him in 4. The monthly interest agreed in that year was 3 cents, and it rose to 5 cents the next year to the current 6 cents. More than 17, and then the purpose of the loan is to gamble.
Yang Zhen suddenly remembered Huang Jin's sentence "Why do you have so many credit cards?"
There are only 233 yuan left in his wallet, because he lacks too much basic life knowledge, and he has no time to get bank cards, Alipay, WeChat wallet and other skills.
A penny beats a hero, Huang Jin came out of the kitchen holding a noodle bowl, and saw him sitting in the living room helpless.
Huang Jin gradually got used to his new temper, got along with him a lot more casually, sat down and said, "What's wrong, Brother Yang?"
Yang Zhen sighed secretly, feeling that he would starve to death if he continued to be confined like this: "There is no money."
Poverty is definitely a sad topic. Huang Jin felt a little bit hungry when he heard it, and remembered his graduation certificate and pro, but at the moment, Yang Zhen was in a bad mood and didn't want to sell miserably, so he had to be a listening boy wholeheartedly.
As a gold medal salesman, Yang Zhen made a lot of money in the past, and at the worst, he must be richer than himself. Huang Jin took it for granted: "Go and get it."
Yang Zhen frowned slightly, and immediately showed his classic puzzled expression that he saw many times every day.
Teacher Huang nodded knowingly, sucked the noodles and went online.
"The bank is closed now, go check it tomorrow... er... you don't remember the password?... Alas... you are so... It's too complicated to calculate, I will take you to the counter to change it in time for the break... There should be money in Alipay and WeChat, can you see it?"
Yang Zhen listened to his instructions studiously, and clicked on the wallet functions of the two apps, and then Huang Jin unexpectedly discovered that the sum of the balances of the two gold medals was not enough for him.
In fact, Huang Jin only has tens of thousands of deposits. Going to the bank for financial management is not enough for a single purchase threshold, so I threw half of each in the daily payment application, and I can earn four or five yuan a day to buy a portion of finger cakes without intestines. .
Because of his low salary, it took him a lot of effort to get away from Yueguang. There are many reasons why he is poor, such as lack of face, lack of wit, lack of shamelessness, etc., but these were not a problem for the former Yang Zhen.Yang Zhen used to be busy all day long, rarely went shopping or traveled, and didn't seem to have much money to spend on. Huang Jin guessed that he should be rich.
Since the money is not in the mobile app, it can only be in the card. Huang Jin said: "I will transfer some money to your WeChat first, and when I rest this week, I will accompany you to the bank to change your password."
Yang Zhen asked Brother Hong to pay back the money tomorrow, mainly because he wanted to return Huang Jin's things, so Huang Jin's small salary would not solve the problem, he thought for a while, and said: "It's too much trouble, it's hard to take a break, I don't want to take your money." Time. The store manager asked me to go to the community for promotion tomorrow morning, tell me what needs attention, and I will make changes along the way."
Huang Jin was persuaded immediately. They had one day off a week, and the time was still unruly. If there were no appointments from customers, they would be free on any day. He applied for his driver's license again, and it was time to book a car.
He only hesitated for a second, and started popularizing science with Yang Zhen, because through the "teaching" during this period, he felt that although Yang Zhen had no common sense, he learned things quickly, and his attitude was never perfunctory. Meeting such a student can make you laugh out loud.Anyway, based on Huang Jin's experience, Yang Zhen, who couldn't understand it, just memorized it. Up to now, he has performed very well. He said he would go by himself, but Huang Jin didn't think there would be any problems.
Then Yang Zhen opened his wallet, and Huang Jin was taken aback by the pile of credit cards inside.
It is a bit troublesome to apply for a credit card. The amount is low and there are a lot of reviews. Huang Jin refused twice before applying for the next card. He is an honest man who has no guts to owe money to anyone or institutions. He still doesn’t know what a credit card is. Okay, so I don't understand what Yang Zhen is doing with so many cards, but now there is no solution to this problem.
Yang Zhen couldn't tell the difference between the credit card and the bank card in his wallet, let alone why he applied for it, but he probably knew from the information Huang Jin gave him that the credit card can get a month's worth of cash without collateral.
The cost of credit here is almost zero, and it seems that the punishment is not heavy for committing crimes. Take the incident of "fishing" as an example. He was fined 1000 yuan for failure, but this money can be doubled as long as he successfully trades once. That's why Huang Jin comforted him by saying that everyone did this in private, so he shouldn't take it to heart.
It was obviously a wrong thing, but everyone took it for granted. After this incident, Yang Zhen suddenly felt that it might be because the punishment was too light, and the pain was completely outweighed by the sweetness of making a mistake.
There were many comparisons floating in his mind, but Huang Jin was talking to the other side: "Hmm... Also, how can modern people bring cash when they go out. Come, I will teach you to reset the passwords of Alipay and WeChat wallets."
Yang Zhen handed him the mobile phone, and Huang Jin said that you were operating in such a way. After a while, he snapped his fingers and handed the mobile phone back.
"Fixed! Brother Yang, set up a password. Don't do it in order. Alipay needs to add a few letters. It's best not to use the initials of your name, or it will be easily broken. Remember it when typing, and don't finish typing. Just forget it."
Facing the input box, Yang Zhen took a long time to type in the password, which was 170406 for WeChat and ZSY170406 for Alipay.
Who can guess his password? April 4 means nothing to Yang Zhen, but to Zhang Shuyu, it is the day of his death and rebirth.
Early the next morning, Yang Zhen went to the store to do morning exercises, then took the flyer and went to the designated second-hand housing complex with He Xiaojun.Community promotion is to distribute leaflets, to see who seems to be able to afford a house, and follow to sell Amway.
There are four gates in the community, southeast, north, and west. Thanks to the bad relationship, He Xiaojun has no intention of going with him at all. He stops at the west gate and lets Yang Zhen go to the north gate.Yang Zhen didn't even need to find an excuse, he had to place the order as he wished, he went to the north gate to light up the leaflets, and quietly diverted to the Bank of Communications, which was used for salary cards.
With the help of the salesman, he reset the password and found that the balance was less than [-].
This amount of money is not too much, but it is equivalent to the annual expenses of an ordinary family in his original hometown, Kuyu City. Yang Zhen estimated that it should be enough to pay off the debt, so he took it all at once.
After withdrawing the money, he went back to work for half a day as if nothing had happened, and at night the default was to get off work at 9 o'clock. Because of an appointment, Yang Zhen left before 5 o'clock, using the excuse of a headache.After leaving the company, he used the map navigation to find Zero One Bar himself, thinking of familiarizing himself with the situation so that he would know where to escape in case something happened.
However, the entrance of the bar is bare, not to mention the chairs, there is not even a grass, and all the contents are hidden behind the door.
Brother Hong set the time at 7:[-]. This was not because Yang Zhen was an office worker, but because they were collecting protection fees at a roadside stand in a nearby community.
Yang Zhen arrived before six o'clock, and it was still early, so he sneaked into the bar behind passers-by, and a bizarre world exploded before his eyes.Colorful spots of light flashed in the air, the music was deafening, people were talking, clinking glasses, and waving their limbs indiscriminately. Later, Yang Zhen knew that it was called mechanical dance.
Everyone was excited inexplicably, and there was something crazy in their expressions. Yang Zhen stood quietly at the door, and the dim light couldn't hide his abruptness.
The waiter was the first to notice him, and came over attentively to invite him to sit down: "The handsome guy is alone, or does he have friends?"
Yang Zhen didn't come to drink, he quickly looked at the audience a few times, and was about to decline and turned to go out.It's very noisy here, and it doesn't feel very serious. Someone was directly intimate in the public. Yang Zhen accidentally saw it, and his mind was twisted into a twist in an assembly line.
Indecent, do not see evil, two... men?
Yang Zhen blinked in disbelief, but the gender he saw hadn't changed, and the two of them were inseparable, not only their heads were turning, but their hands got into their clothes irregularly, Yang Zhen As soon as the ears became hot, he realized something belatedly, and without paying attention to the waiter, he turned around blushingly and came out.
It was only after he got on the brightly lit main road that he came back to his senses, feeling that he had made a fuss.
But this can’t be blamed on him. The tooth merchant measures rivers and mountains with his footsteps. He has seen the long-lasting white snow on Changbai Mountain, the Sasanian Dynasty’s use of humans and beasts to please the nobles, and the return of a wandering son who has not returned to his loving mother for 7 days. Refusing to give up, only shallow knowledge in the relationship between men and women.
He lived in Kuyu for 24 years without getting married, and finally died as a foreigner, always alone.
Yang Zhen was a little shocked, but the impact he received was not too great. It couldn't compare to the feeling when he first saw the high-rise buildings and the speeding subway when he first arrived.He told himself every day that this place was different from Kuyu, and this time the kiss between men and women was also digested by his self-brainwashing.
It's just that being able to turn a blind eye and being able to accept it are two different things. He silently moved a little away from the bar and started to spy on the enemy along the road.
The road on the bar street is a bit like the alley in the capital of the Great Yan Dynasty. You can come to a fork in about [-] meters. Yang Zhen turns in from the first intersection, and then goes around to the back of the bar. There is a pond with a peculiar smell. An antique pavilion, Yang Zhen was caught off guard by seeing a familiar house, and passed by as if drawn by his soul.
There is a set of stone tables and chairs in the pavilion, and a chessboard is engraved on the tabletop. The Chuhe Han boundary is still there, but the chess players are nowhere to be seen. Sleep here, maybe you can go back to Kuyu City.
He sat in the pavilion for a few minutes, saw that the time had passed 6:50, and hurried back to the bar entrance, where Brother Hong's younger brother was already standing there like a door god, and he was very angry when he saw him, and he wanted to slap him when he came over. he.
"Fuck you, it's 7 o'clock if you say 7 o'clock, you are the emperor's court, you won't come earlier, and let my brother come and wait for you! Come here!!!"
There were two fewer stalls in the supermarket today, Brother Hong came a little early, and Yang Zhen was dragged and escorted by his younger brother into the staff passage of the bar.
Brother Hong was waiting for him in an office on the passage. He was a fat man in his thirties, with a narrow face and wide eyes, small and round eyes with a ray of light in them. He looked like a smiling tiger.He is more stylish than his younger brother, Yang Zhen didn't get angry when he was late, he slowly rubbed the pair of walnuts in his hand, and asked Yang Zhen where he got rich recently.
With his arms locked on one side and the other on the right, Yang Zhen said without emotion: "If you get rich, you won't be treated like this."
Brother Hong avoided answering: "Where's the money, did you bring it?"
Yang Zhen said "hmm" and said, "I brought it, where is my roommate's diploma and computer?"
Brother Hong didn't think he had the position to make a deal, and he just gave the younger brother a look. The younger brother had a good understanding, and immediately pressed Yang Zhen and began to search his pockets, but the pockets were empty, not even a mobile phone.
This is not the posture of wanting to pay back the money. Brother Hong's eyes darkened, and the smile on the corner of his mouth deepened: "Xiao Yang, you are so boring. It is only natural to pay back the debt. If you want to renege on the debt, you will have to pay the price." .”
Yang Zhen was punched in the stomach. He retched and curled up his back in pain. He held back until his voice stabilized before he said: "There is no proof, why should I pay you back? What is the proof? ?”
Brother Hong seemed to have heard a joke, and smiled for a few seconds before putting on an air and said, "Tsk tsk, look, this guy has turned his face and refused to accept his account. Fortunately, my brother Hong is in a serious business, and borrowing money and housing loans are difficult." There are black and white letters, the IOU is an antique of what age, no, but I have a contract protected by law, stone, go get it."
Yang Zhen saw that he made it up neatly, and somehow felt ominous in his heart.
A few minutes later, the young man named Shi Shi trotted back with a roll of paper in his hand. Brother Hong said "show him", and the two people around Yang Zhen immediately imprisoned him, and then Shi Shi unfolded the paper in front of Yang Zhen's eyes.
Yang Zhen's ability to read simplified characters has greatly improved. This is a usury loan contract. The party A is Yang Zhen, and the address is Quanwei's house in Xingfu Garden. He is using the phone now, and he did not pay attention to the bank account.
Party B is Lijun Lending Company. They borrowed 2014 yuan from him in 4. The monthly interest agreed in that year was 3 cents, and it rose to 5 cents the next year to the current 6 cents. More than 17, and then the purpose of the loan is to gamble.
Yang Zhen suddenly remembered Huang Jin's sentence "Why do you have so many credit cards?"
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