The main character calls the police every world [Quick Transmigration]

"I'll show you something."

"This photo was taken when she took the loan? My God, how did you have it?"

"I heard that she didn't have the money to pay back, and then the person who gave her the loan released the photo. Although it was said to be deleted soon, many people should have saved it."

"I really didn't expect that she, who usually looks so conservative and pure, would do such a thing for money."

The news of the naked female college student holding an ID card swept the entire campus.She became the center of the topic, and she couldn't stand it any longer. One night, she came to the school's love sanctuary, beside a clean lake, crossed a wooden fence that was not high at all, and slowly walked into the icy water.

On the afternoon of the second day, there was such a message in the class groups of all classes

"@All Members, please check the relevant routines of learning campus online loans, and avoid falling into the trap! After class tomorrow afternoon, we will hold a class meeting on preventing campus loans."

Of course, these are not related to Luo Qi, his current job is a "job born for the future" - forensic medicine.

He was doing a routine inspection at the moment, the body of this pretty girl in front of him.Mushroom-shaped foam is attached to the mouth and nose, and there is sand under the nails. Rigidity is highly developed, and the plaques can be completely faded by finger pressure. It was twelve hours ago.The next step is to wait for the family of the deceased to retrieve the body.

Private lending includes legal private lending and illegal usury.The interest rate agreed upon by both parties of a legal private lender shall not exceed the annual interest rate of 36%. If the interest agreed by the parties to the private loan is higher than four times the bank loan interest rate of the same period, it is a usury loan. %) are not protected by law.

In other words, private usury is neither a crime nor a legal private loan.

After getting off work, Luo Qi took several baths before returning home. When she got home, she didn't come out to hug her master who had a hard day. The dog doesn't look like it anymore, but after all, it used to be a dog, and its nose is still very good. Luo Qi can only go into her bathroom and take a bath again, using a shower gel with a strong fragrance, which can better cover her body. The smell of dead bodies.

Luo Qi sat on the left side of the sofa, hugged and squatted on the right side of the sofa, staring at the TV intently with both eyes: "Huabao, the restaurant you like to eat, CJT, may be closing down."

Hugging and jumping on Luo Qi's body, she cried out in dissatisfaction.

Luo Qi lightly poked his two little wings, which were only for decoration, and smiled: "I can't help it, why don't you change one? Anyway, you can't go out, wait until I come back later tomorrow to help How about you find another store?"

The next night, Luo Qi walked in with CJT's fried chicken: "Hug, the store you like hasn't closed down. I heard that the boss has received a loan, so don't worry that he will close now."

Huo Bao didn't dislike the smell he smelled, and threw himself into Luo Qi's arms, taking the fried chicken from his hand.

Luo Qi watched Huo Bao happily eating fried chicken, and took out her phone.

"It's the first time I received Zhao Xing, the chairman of Huxing Group, so young and good-looking." Luo Xing said excitedly.Luo Xing just graduated this year and works as a secretary in a small enterprise company. Although she doesn't work for a long time, she has a strong working ability.

"Does your company still have business relationship with his company?" Luo Qi asked.

"I don't know why, Mr. Zhao ordered a large number of goods in our company, and the deposit alone is 500 million." Luo Xing said with a smile, "I may be busy these days, so Mom's place, You can help me this week first!"

"Well, okay, don't tire yourself too much." Luo Qi said.

one year later

Luo Qi walked to the CJT fried chicken shop as usual, and found that the shop was not open today, and the boss was sitting at the door smoking a cigarette.

"Is this going to close?" Luo Qi asked, "Isn't the business okay recently?"

The boss is a slightly bigger man around 60 years old, with a clean shaven face, he sighed and said: "Compared with the previous two months, the recent business is not bad, but I borrow The loan is about to be repaid, so I really can’t afford it, no, I’m going to sell the store, I’ve paid back the loan, and I’m going to live in the nursing home my daughter mentioned with my wife.”

Luo Qi walked in carrying another fried chicken, and looked at Luo Qi with a sad look in her eyes.

"His family has closed down." Luo Qi opened the bag in her hand, "You can eat as much as you can, um... you will also make do with it in the future."

One day, after Luo Qi got off work, she bought some things and went to visit her mother suffering from dementia who lived in a nursing home. The news was broadcasting in the lobby.

"Today we invited Mr. Zhao Xing, a young entrepreneur..."

In the hall, there were some old people sitting here and there, sitting in small groups and talking together.As soon as Luo Qi came to the lobby, she saw a familiar face, the boss of the bankrupt CJT.

He sat on a red armchair and said: "I tell you, this man, he is not a good guy. If your girls are looking for a partner, you must never find this man, no matter how rich you are."

The old lady sitting next to the boss asked, "What's the matter? Doesn't this little guy look good?"

The boss looked at the old lady and shook his head: "I say you, you really don't have a good eye, but I can't say you, I am also like this. At the beginning, I couldn't get a loan from the bank, and I was so anxious. Soon, I took out a usury loan from him, and I thought I could get it back, but in the end, it still failed."

…………

Luo Qi went back after watching Luo Mu, and was called by Luo Xing to drink on the way back.

Luo Xing sat drunkenly on the seat, her cheeks were flushed, her eyes were filled with tears, she looked at Luo Qi flickeringly: "I'm broken in love, brother!"

Luo Qi's hand holding the cup stopped in the air: "You're in love, why didn't I know."

Luo Xing took another sip of wine: "I'm talking one-sided, one-sided! Before I even have time to start acting, he has a fiancée."

Luo Qi patted her head and asked, "Who is he?"

Luo Xing replied: "Zhao Xing." After saying this, she lay unsteadily on the sofa.

Luo Qi picked her up, paid for the drink and drove her back home.

"The person you have a crush on seems to be lending usury." Luo Qi edited a text message and sent it, and she should see it when she wakes up tomorrow.

A month later, Luo Xing resigned from the company. In his words, "I want to fly higher."

Another year passed, and Luo Xing's original company went bankrupt due to poor management and lost everything.

Immediately afterwards, the news that Zhao Xing borrowed money from the bank and then transferred it to others at a high interest rate to do business, and the interest rate difference he earned from it was revealed.

It took nearly a year and a half from filing the case for investigation, prosecution to the court's final judgment.According to the provisions of Article 170 of the Criminal Law, Zhao Xing was sentenced to corresponding punishment for the crime of usury.

Usury onlending is different from usury. Usury onlending is a criminal act, which refers to the behavior of taking credit funds from financial institutions for the purpose of making profit through onlending, and then onlending to others at high interest, with a relatively large amount of illegal income.Usury is a kind of illegal behavior of private lending or online lending institutions exceeding the state's prescribed interest rate.

my country's law does not include usury as a criminal offense, but belongs to the field of civil judicial adjustment. The act of borrowing money does not constitute a criminal case. Therefore, there is no legal basis for the public security to file a case (but it is illegal).The act of usury itself does not violate the criminal law, only the act of usury on loan is a crime.

One day, Luo Qi had just returned home when she suddenly felt pain in the precordial area. The pain started from the back of the sternum or the precordial area, went up to the left shoulder, arm, even the little finger and ring finger, and finally suffered a myocardial infarction.

The author has something to say: Everyone, please don’t take out loans like this. If you are short of money, ask Ma’s father for Huabei.Thanks to the little angels who voted for me or irrigated the nutrient solution~