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Chapter 7 Money Lending Companies
Xia Yao sneezed and got a bit of a cold. She boiled water, soaked a bucket of Instant Noodles, put them on the table, then made a cup of cold medicine, put on a thin blanket, and carried a white porcelain cup, walked to the French window, There was a mat by the window, Xia Yao sat down with a cup.
The reason why she took a fancy to this small suite at that time was largely because of the floor-to-ceiling windows. On the 24th floor, beside the glass, when she looked out, there were thousands of lights below and the silent night sky above.
There is a speaker next to the mat. Xia Yao turned on the speaker, connected her mobile phone to Bluetooth, clicked a song in the playlist, and the crisp piano sound slowly flowed out. Shi Jin’s night’s piano music (5), most of the time she All listening to pure music.
The stereo is Song Xinci's 24th birthday present, DevialetPhantom.
Xia Yao drank the cold medicine in the white porcelain cup, put the cup on the ground, turned on the phone, and clicked on Song Xinci's WeChat profile. The profile picture was a Turkish Van cat lying on the floor, named 'Jiu Fu', I fell asleep while listening to the song.
The instant noodles on the table were still steaming.
Song Xinci's home is in the first ring, it is an old-fashioned courtyard house, several generations up, and the governor who lives there is surprisingly expensive.
When Song Xinci arrived home, there were two policemen sitting on the sofa in the main room.
"Sorry to bother Ms. Song." The policeman stood up and said, "We want to ask Ms. Song for some information."
Song Xinci smiled politely: "It's okay, it's okay, it's thanks to the two police comrades."
The police asked a question, and Song Xinci answered.It didn't take long for the question to be over.
Finally, the policeman stood up and said, "Miss Song, look, do you want to have an injury appraisal and apply for compensation."
Song Xinci shook his head: "No need, I accidentally bumped into it myself."
"Oh, that's right." One of the policemen patted his head, took out a mobile phone, handed it to Song Xinci, and said, "Miss Song, there is someone on your mobile phone who has been calling and caring about you very much. You should report it to him." Say goodbye."
Song Xinci had black lines all over his head, but he still smiled and said, "Okay, thank you, Comrade Police, I'm sorry to trouble you, go slowly."
Song Wentao had just ordered Aunt Chen to make some porridge for Song Xinci in the kitchen, now he walked over and said to Song Xinci: "In the future, eat less outside, you will be anemic."
The wound on Song Xinci's head was sewed with anesthesia. Now that the anesthesia has subsided a little, he felt a little pain. He poured a glass of water, took an aspirin prescribed by the doctor, sat on the sofa, and replied: " Um, is Uncle Li here?"
Song Wentao sat next to Song Xinci, and said, "I'm going back, what do I need to do with him? You scared Dad badly. When you received the police call, the car was on the expressway to Ningzhou City. Hurry up and ask the driver to find the exit and turn around. Hurry back."
Song Xinci took Song Wentao's arm, feeling a little tired: "Uncle Li's car is still in Siyue Town, I'm sorry Dad, I made you worry."
Song Wentao patted Song Xinci's head, and said in a fatherly tone, "As long as you're fine, what else is Dad trying to do, I'll let someone take care of the car, don't worry about it, have some porridge and go to bed early."
Song Xinci nodded, got up and walked to the backyard. The bathroom is in the backyard, and there is a moon gate.Song Xinci had an injury in his lower back, the doctor said try not to touch the water today, Song Xinci took off his coat in the bathroom, wiped it with a wet towel, and laughed for some reason, this is Xia Yao's bra, wearing it There is a wonderful feeling in my body, itching in my heart, as if someone is scratching with a feather.
……
The next day, around three o'clock in the afternoon, Liu Yanghao arrived early at the coffee shop on the fourth floor of Zhengjin Square in Linjiang District, ordered two cappuccinos, sat by the window, and could see the seafood cafeteria opposite.
At 03:30, Xia Yao arrived late.
Liu Yanghao watched her get on the elevator and waved to Xia Yao.
Xia Yao walked a few steps, opened the chair, and sat down: "Sorry, I'm late." She went to the company in the morning, then went to the Linjiang District Public Security Bureau, communicated with the comrades in the branch, and the police agreed with her Sun Qiang was interviewed.I didn't eat any food, and went to several financial companies.
Liu Yanghao smiled broadly: "It's okay, it's a little cold, do you want a change?"
Xia Yao picked up the coffee cup and took a sip, said: "No need." Then she took out a few A4 papers full of words from her bag: "Yanghao, do you know any illegal money lending companies in Yangchuan City?"
Liu Yanghao stirred the coffee and thought for a while: "Is it because of Song Xinci? That case was handed over to the sub-bureau today."
Xia Yao lowered her head and continued flipping through the A4 paper: "Do you know which company he borrowed from?"
Liu Yanghao looked at the top of Xia Yao's head, and smiled wryly: "I just heard a little bit about it. This case is now under criminal investigation and will be transferred to economic investigation later. I'm from the patrol brigade, so I don't want to argue with you."
Xia Yao was clearly prepared, took out two pieces of paper and said, "I probably did some research, and went to a few companies. I didn't say anything about my occupation, income, or address. I only provided my ID card. There are two approved funds." As he spoke, he turned the pen in his hand: "You said how could they have such confidence to approve the funds, and I'm not afraid that they will not pay."
Liu Yanghao took the paper Xia Yao slapped on the table and looked at it.
Xia Yao's cell phone rang, it was a text message from Song Xinci [Sister Yao, where are you now? ] Behind it is a cute expression pack with a pouted mouth.
Xia Yao smiled, and quickly replied [in the coffee shop on the fourth floor of your square in Linjiang District]
Liu Yanghao looked at it and asked, "Where did you get it?"
Xia Yao took a sip of her coffee: "I said I needed money urgently, and the other party brought the contract right away. While they weren't paying attention, they secretly took photos and printed them out." Then she said she forgot to bring her ID card and slipped away.
"Fuchunrong Financial Company and Sunflower Microfinance, I remember that these two companies have indeed had trouble with the branch and detained people because of improper debt collection methods, and there is no specific evidence." Liu Yanghao said.
Xia Yao took the paper in Liu Yanghao's hand, spread it on the table, and drew two horizontal lines with a pen: "Look, the interest is two cents, which is not beyond the range allowed by the country." Then she changed the subject: "But the repayment period is very short, you have to repay once a week, and after you repay a sum, the interest to be repaid next time is still the interest on the total amount of the loan, and the part of the principal you repaid will not be deducted."
"Because the deadline is short, if you don't pay it, you will be fined overdue interest, so that the debt will become more and more owed." Liu Yanghao continued.
Xia Yao twirled the pen: "Then someone came out and said he could help you."
"Then you sign another loan contract, tear down the east wall to pay the west wall, and the snowball will get bigger and bigger." Liu Yanghao took a sip of coffee and continued: "Because under normal circumstances, most people who borrow money get money It’s almost used, such as buying a computer, buying a mobile phone, etc., and there is no money to maintain the repayment every installment.”
Xia Yao glanced out the window, a mother was walking by with her young daughter, she turned her head and said to Liu Yanghao: "Those companies who dare to borrow money are not afraid that the borrowers will not pay back the money. □□.”
Liu Yanghao looked at Xia Yao and said nothing.
Xia Yao sorted out the information on the desktop, and said seriously: "I want to make it public to the public, put it in the sun, and let people take a closer look at those rotten, moldy, rotten roots."
Liu Yanghao frowned: "Do you know that this kind of thing is very dangerous? Is it because of Song Xinci?"
Xia Yao stared blankly at the coffee cup on the table, her thoughts drifted to nowhere: "There are all of them."
Liu Yanghao sighed, and said: "Don't collect evidence alone, we must not act rashly, such a big tree is not so easy to shake."
Xia Yao smiled lightly: "Don't underestimate the pressure of public opinion."
Liu Yanghao also smiled: "Don't wait for you to put pressure on them before they put pressure on you."
"Comrade police, is this a legal society?" Xia Yao looked at Liu Yanghao and asked half-jokingly.
Liu Yanghao raised his right hand, as if swearing: "Comrade police, I assure you that this is a society ruled by law." After speaking, he stretched his eyebrows.
The two looked at each other and smiled at each other.
This is what Song Xinci saw when she came up. She walked into the coffee shop silently and walked up to Xia Yao: "Sister Yao, what is so funny?" She said and glanced at Liu Yanghao: "The people's police are also here .”
Liu Yanghao suppressed his smile and nodded as a greeting.
Xia Yao sat outside a bit to make room for Song Xinci, pulled Song Xinci to sit down, carefully touched Song Xinci's gauze-covered head, and said softly, "Does it hurt?"
Song Xinci immediately put on a crying expression, with a coquettish tone: "Do you think it hurts?"
Xia Yao lowered her head and looked at the shoes, she didn't speak, her eyes were full of apology.
Liu Yanghao stood up and said, "I still have something to do, so I'll leave first, Xia Yao, keep in touch with that matter."
Xia Yao raised her head and waved to Liu Yanghao: "Okay, goodbye."
Song Xinci also waved his hand: "Let's go now, goodbye."
Song Xinci sat in Liu Yanghao's seat, propped his chin and said, "Liu Yanghao is quite a nice guy."
Xia Yao looked out the window, Liu Yanghao smiled at her in the elevator: "Well, it's pretty good." He said and picked up the coffee cup.
"I am also 24 years old this year, and my parents are both high-ranking officials." Song Xinci continued.
Xia Yao almost spit out a sip of coffee: "Where are you going?"
The reason why she took a fancy to this small suite at that time was largely because of the floor-to-ceiling windows. On the 24th floor, beside the glass, when she looked out, there were thousands of lights below and the silent night sky above.
There is a speaker next to the mat. Xia Yao turned on the speaker, connected her mobile phone to Bluetooth, clicked a song in the playlist, and the crisp piano sound slowly flowed out. Shi Jin’s night’s piano music (5), most of the time she All listening to pure music.
The stereo is Song Xinci's 24th birthday present, DevialetPhantom.
Xia Yao drank the cold medicine in the white porcelain cup, put the cup on the ground, turned on the phone, and clicked on Song Xinci's WeChat profile. The profile picture was a Turkish Van cat lying on the floor, named 'Jiu Fu', I fell asleep while listening to the song.
The instant noodles on the table were still steaming.
Song Xinci's home is in the first ring, it is an old-fashioned courtyard house, several generations up, and the governor who lives there is surprisingly expensive.
When Song Xinci arrived home, there were two policemen sitting on the sofa in the main room.
"Sorry to bother Ms. Song." The policeman stood up and said, "We want to ask Ms. Song for some information."
Song Xinci smiled politely: "It's okay, it's okay, it's thanks to the two police comrades."
The police asked a question, and Song Xinci answered.It didn't take long for the question to be over.
Finally, the policeman stood up and said, "Miss Song, look, do you want to have an injury appraisal and apply for compensation."
Song Xinci shook his head: "No need, I accidentally bumped into it myself."
"Oh, that's right." One of the policemen patted his head, took out a mobile phone, handed it to Song Xinci, and said, "Miss Song, there is someone on your mobile phone who has been calling and caring about you very much. You should report it to him." Say goodbye."
Song Xinci had black lines all over his head, but he still smiled and said, "Okay, thank you, Comrade Police, I'm sorry to trouble you, go slowly."
Song Wentao had just ordered Aunt Chen to make some porridge for Song Xinci in the kitchen, now he walked over and said to Song Xinci: "In the future, eat less outside, you will be anemic."
The wound on Song Xinci's head was sewed with anesthesia. Now that the anesthesia has subsided a little, he felt a little pain. He poured a glass of water, took an aspirin prescribed by the doctor, sat on the sofa, and replied: " Um, is Uncle Li here?"
Song Wentao sat next to Song Xinci, and said, "I'm going back, what do I need to do with him? You scared Dad badly. When you received the police call, the car was on the expressway to Ningzhou City. Hurry up and ask the driver to find the exit and turn around. Hurry back."
Song Xinci took Song Wentao's arm, feeling a little tired: "Uncle Li's car is still in Siyue Town, I'm sorry Dad, I made you worry."
Song Wentao patted Song Xinci's head, and said in a fatherly tone, "As long as you're fine, what else is Dad trying to do, I'll let someone take care of the car, don't worry about it, have some porridge and go to bed early."
Song Xinci nodded, got up and walked to the backyard. The bathroom is in the backyard, and there is a moon gate.Song Xinci had an injury in his lower back, the doctor said try not to touch the water today, Song Xinci took off his coat in the bathroom, wiped it with a wet towel, and laughed for some reason, this is Xia Yao's bra, wearing it There is a wonderful feeling in my body, itching in my heart, as if someone is scratching with a feather.
……
The next day, around three o'clock in the afternoon, Liu Yanghao arrived early at the coffee shop on the fourth floor of Zhengjin Square in Linjiang District, ordered two cappuccinos, sat by the window, and could see the seafood cafeteria opposite.
At 03:30, Xia Yao arrived late.
Liu Yanghao watched her get on the elevator and waved to Xia Yao.
Xia Yao walked a few steps, opened the chair, and sat down: "Sorry, I'm late." She went to the company in the morning, then went to the Linjiang District Public Security Bureau, communicated with the comrades in the branch, and the police agreed with her Sun Qiang was interviewed.I didn't eat any food, and went to several financial companies.
Liu Yanghao smiled broadly: "It's okay, it's a little cold, do you want a change?"
Xia Yao picked up the coffee cup and took a sip, said: "No need." Then she took out a few A4 papers full of words from her bag: "Yanghao, do you know any illegal money lending companies in Yangchuan City?"
Liu Yanghao stirred the coffee and thought for a while: "Is it because of Song Xinci? That case was handed over to the sub-bureau today."
Xia Yao lowered her head and continued flipping through the A4 paper: "Do you know which company he borrowed from?"
Liu Yanghao looked at the top of Xia Yao's head, and smiled wryly: "I just heard a little bit about it. This case is now under criminal investigation and will be transferred to economic investigation later. I'm from the patrol brigade, so I don't want to argue with you."
Xia Yao was clearly prepared, took out two pieces of paper and said, "I probably did some research, and went to a few companies. I didn't say anything about my occupation, income, or address. I only provided my ID card. There are two approved funds." As he spoke, he turned the pen in his hand: "You said how could they have such confidence to approve the funds, and I'm not afraid that they will not pay."
Liu Yanghao took the paper Xia Yao slapped on the table and looked at it.
Xia Yao's cell phone rang, it was a text message from Song Xinci [Sister Yao, where are you now? ] Behind it is a cute expression pack with a pouted mouth.
Xia Yao smiled, and quickly replied [in the coffee shop on the fourth floor of your square in Linjiang District]
Liu Yanghao looked at it and asked, "Where did you get it?"
Xia Yao took a sip of her coffee: "I said I needed money urgently, and the other party brought the contract right away. While they weren't paying attention, they secretly took photos and printed them out." Then she said she forgot to bring her ID card and slipped away.
"Fuchunrong Financial Company and Sunflower Microfinance, I remember that these two companies have indeed had trouble with the branch and detained people because of improper debt collection methods, and there is no specific evidence." Liu Yanghao said.
Xia Yao took the paper in Liu Yanghao's hand, spread it on the table, and drew two horizontal lines with a pen: "Look, the interest is two cents, which is not beyond the range allowed by the country." Then she changed the subject: "But the repayment period is very short, you have to repay once a week, and after you repay a sum, the interest to be repaid next time is still the interest on the total amount of the loan, and the part of the principal you repaid will not be deducted."
"Because the deadline is short, if you don't pay it, you will be fined overdue interest, so that the debt will become more and more owed." Liu Yanghao continued.
Xia Yao twirled the pen: "Then someone came out and said he could help you."
"Then you sign another loan contract, tear down the east wall to pay the west wall, and the snowball will get bigger and bigger." Liu Yanghao took a sip of coffee and continued: "Because under normal circumstances, most people who borrow money get money It’s almost used, such as buying a computer, buying a mobile phone, etc., and there is no money to maintain the repayment every installment.”
Xia Yao glanced out the window, a mother was walking by with her young daughter, she turned her head and said to Liu Yanghao: "Those companies who dare to borrow money are not afraid that the borrowers will not pay back the money. □□.”
Liu Yanghao looked at Xia Yao and said nothing.
Xia Yao sorted out the information on the desktop, and said seriously: "I want to make it public to the public, put it in the sun, and let people take a closer look at those rotten, moldy, rotten roots."
Liu Yanghao frowned: "Do you know that this kind of thing is very dangerous? Is it because of Song Xinci?"
Xia Yao stared blankly at the coffee cup on the table, her thoughts drifted to nowhere: "There are all of them."
Liu Yanghao sighed, and said: "Don't collect evidence alone, we must not act rashly, such a big tree is not so easy to shake."
Xia Yao smiled lightly: "Don't underestimate the pressure of public opinion."
Liu Yanghao also smiled: "Don't wait for you to put pressure on them before they put pressure on you."
"Comrade police, is this a legal society?" Xia Yao looked at Liu Yanghao and asked half-jokingly.
Liu Yanghao raised his right hand, as if swearing: "Comrade police, I assure you that this is a society ruled by law." After speaking, he stretched his eyebrows.
The two looked at each other and smiled at each other.
This is what Song Xinci saw when she came up. She walked into the coffee shop silently and walked up to Xia Yao: "Sister Yao, what is so funny?" She said and glanced at Liu Yanghao: "The people's police are also here .”
Liu Yanghao suppressed his smile and nodded as a greeting.
Xia Yao sat outside a bit to make room for Song Xinci, pulled Song Xinci to sit down, carefully touched Song Xinci's gauze-covered head, and said softly, "Does it hurt?"
Song Xinci immediately put on a crying expression, with a coquettish tone: "Do you think it hurts?"
Xia Yao lowered her head and looked at the shoes, she didn't speak, her eyes were full of apology.
Liu Yanghao stood up and said, "I still have something to do, so I'll leave first, Xia Yao, keep in touch with that matter."
Xia Yao raised her head and waved to Liu Yanghao: "Okay, goodbye."
Song Xinci also waved his hand: "Let's go now, goodbye."
Song Xinci sat in Liu Yanghao's seat, propped his chin and said, "Liu Yanghao is quite a nice guy."
Xia Yao looked out the window, Liu Yanghao smiled at her in the elevator: "Well, it's pretty good." He said and picked up the coffee cup.
"I am also 24 years old this year, and my parents are both high-ranking officials." Song Xinci continued.
Xia Yao almost spit out a sip of coffee: "Where are you going?"
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