Mainly because he gave too much money
Chapter 62 – You Are My Lucky Star
Zhou Ziyi's phone call was not long, just a few minutes, and he did not shy away from Yan Xiuji at all.
Yan Xiuji didn't intend to ask more questions at first, but Zhou Ziyi always glanced at him from time to time when he was on the phone, which made Mr. Yan think that it was someone "Mr. Chen" he knew calling, and he still thought about it in his heart. who is it.
When Zhou Ziyi hung up the phone, Yan Xiuji simply asked, "What's the matter?"
"What else can I do? If you are poor in the downtown area, no one asks you, but if you are rich, you have distant relatives in the mountains." Zhou Ziyi sneered, "When you stand in court today, some people think that I should be quite favored. Say something nice to me?"
Yan Xiuji listened to his yin and yang: "Speak human words."
"In human terms, he is one of my creditors. He told me that he is not in a hurry to pay back the money." Zhou Ziyi took the spoon in his left hand and picked up the ribs on the plate. The more loans you can get, the more small and micro businesses that survive can only wait to die day by day, I understand.”
In fact, Yan Xiuji was not surprised that he would encounter such a thing.
"Then what are you going to do?" Yan Xiuji reached out to put the ribs on the spoon for him, and asked, "Where is he in your repayment plan?"
"In three months, it will be the repayment time agreed before." Zhou Ziyi put the ribs into the bowl and replied, "Repay on time."
"But it's not a bad thing if he says he's not in a hurry and gives you a continuation of the low interest rate." Yan Xiuji said, "You can actually use the money to make some investments first."
"I've considered it, but I think it's okay." Zhou Ziyi said, "I don't want to get too involved with these creditors. They are here for you, not me. I can't respond to their expectations. "
He ate the ribs, and said: "And we will divorce soon, if we don't pay off the debt sooner, I will be forced even harder after the divorce."
Yan Xiuji was speechless for a moment.
In fact, he doesn't mind Zhou Ziyi using his identity as "the president's wife" to do something within a certain range.Zhou Ziyi is smart and decent enough, and knows what the bottom line is, so Yan Xiuji feels that he can help him appropriately.But now Zhou Ziyi seems to be too clear about the bottom line and too rational, so he won't change any plans at all.
Yan Xiuji thought for a while and asked, "How do you plan to pay off those debts you have left?"
"Isn't this saving?" Zhou Ziyi looked at him and smiled, "I keep all the pocket money my brother gave me. I usually draw some paintings, and I can accumulate a little bit. Unfortunately, I have been resting for too long recently, so I returned it. Several orders were paid, and compensation was paid. Fortunately, Yan Meiyue will pay some, at least there is no loss."
"A drop in the bucket." Yan Xiuji commented, "Maybe you should find a way to invest."
"...Brother, I can only say that intellectually, I know you are right." Zhou Ziyi sighed, "But now... I really don't have much confidence."
"You are studying at N University, and your intelligence has already surpassed many people." Yan Xiuji said, "Why are you so unconfident in number games?"
"I don't know." Zhou Ziyi said, "Maybe it's because I can't afford to lose, or maybe it's because I'm instinctively afraid now."
Yan Xiuji said: "Can't afford to lose and fear are the same thing."
"Really? It should be." Zhou Ziyi said, "Well, I'm afraid. After all, talking on paper and doing it are two different things. If I had the courage, I wouldn't have sold my parents' company."
Yan Xiuji said: "If you go on like this, there is no solution."
"What else can I do? Let's take one step at a time." Zhou Ziyi looked at his right hand, "It really doesn't work, let's hit the black ball."
Yan Xiuji squinted his eyes: "The underground court and playing with friends are not the same thing."
"I know, so I didn't go there before?" Zhou Ziyi shrugged, "Or you can start a live broadcast or something. I'm a little famous now, right? I'm afraid you will be unhappy and block me."
"What did I block you for?"
"I'll use your 'ex-husband' name as a gimmick." Zhou Ziyi said cheerfully, "Even if I didn't say so myself, others would give me such a name, wouldn't they?"
Yan Xiuji heard that he was actually joking.
Zhou Ziyi was probably really at a loss.He has been exhausted, but now suddenly 3000 million will come to him, and there is still a buffer period of three years, he just wants to take a breather.
An idea that had been vague in Yan Xiuji's mind gradually became clear.
He watched Zhou Ziyi struggling to scoop up vegetables with a spoon, got up and picked one up for him: "Do you trust me?"
When he was talking, the speed of putting the dishes down involuntarily slowed down.Zhou Ziyi glanced at him inexplicably, then opened his mouth to bite the food on the chopsticks!
"!!!" Yan Xiuji subconsciously let go of the vegetable, "What are you doing?!"
"Ah?" Zhou Ziyi chewed, "Didn't you hang your chopsticks and ask me if I trust you? I thought you meant to ask if I dared to eat the food you picked up."
Yan Xiuji: "..."
Mr. Yan is speechless, what kind of brain circuit is this?What made Mr. Yan even more speechless was that Zhou Ziyi's logic made sense to a certain extent!
"These are two things! I just see that you can't make it for a long time!" Yan Xiuji stood by the table, feeling that it would be too hypocritical to sit down like this, and asked in a blunt tone, "Do you want any more vegetables?"
Zhou Ziyi was at a loss: "Do you want...or not?"
Yan Xiuji squinted his eyes: "Do you want it?"
"Why are you so angry!" Zhou Ziyi felt that he was extremely wronged, "I apologize to you if I made a mistake, you are so fierce, don't ask me if you don't want to!"
Yan Xiuji picked up two vegetables for him, and then sat down: "Okay, eat yours!"
"..." Zhou Ziyi simply put down the spoon, "Brother, tell me what you want to do? You don't know, and you get angry when I made a mistake. I'm so hard."
In fact, Mr. Yan didn't want to continue the previous topic, he felt like he was rushing to repost.
But Zhou Ziyi just stared at him and waited for the answer, and Yan Xiuji couldn't help but said, "I just want to say, if you trust me, I can help you invest."
Zhou Ziyi opened his eyes wide: "...Hey?!"
Yan Xiuji: "Forget it if you don't need it."
"No, no, no!" Zhou Ziyi hurriedly said, "Really? Brother, I only have such a small amount of money, you know it all. And I don't have much management fee to give you..."
Yan Xiuji looked at him: "I'm short of your management fee?"
"Uh, I mean..." Zhou Ziyi searched his brains and finally found a suitable description, "I mean, brother, are you really willing to help me with charity?"
"I also have investments myself. The money I gave you was also withdrawn from these places, and then transferred back." Yan Xiuji said, "If I had known this, I would have just transferred the debt to you, wasting the handling fee for entering and exiting."
"...I didn't expect that brother, you would be willing to be the God of Wealth for me." Zhou Ziyi was still a little confused, "Are you really helping me? What am I going to do?"
"Get all your assets out." Yan Xiuji said, "In two days, I will ask the financial advisor to confirm the distribution of assets with you, and then discuss the investment plan."
Zhou Ziyi asked: "Then my short-investment products are going to be withdrawn..."
"We'll make a decision together at that time, so you don't need to rush back." Yan Xiuji replied calmly, "You are not very capable of resisting risks now, so I will give you a low-risk plan."
"Yeah, it doesn't matter if the income is low, anyway, what I have now is the simplest product..." Zhou Ziyi paused, and then said, "Well, I may not be able to do it for a long time, I'm afraid my sister will ..."
"Health fund, I will get it for you." Yan Xiuji said, "You can calculate these expenses separately, so as to leave you some room."
Zhou Ziyi struggled for a while, and asked, "Brother, can you show me the financial advisor?"
"what?"
"Would you... help me see it?" Zhou Ziyi felt that he was a bit pushy, but he really had no idea, "It doesn't matter if you don't have time to discuss it, but you can help me have a look at the plan you have come up with?"
Yan Xiuji looked at him: "You want me to share the responsibility?"
"No, I'm just...uh, psychological comfort." Zhou Ziyi didn't mention Yan Xiuji's words of trust or disbelief before, but just said, "If you read it, at least I won't panic all the time, and I won't always think about it." .”
Yan Xiuji said: "Did you forget something?"
"what?"
"What I just said is that I will invest for you." Yan Xiuji looked at him and said, "Of course I will read your investment plan, and I will also participate in the design. Most of these investments should be in line with mine. Assets are invested in the same or similar targets. If there is a need for long-term closure, you can transfer your creditor's rights to me at that time, and I will cash it out for you at the market price."
Zhou Ziyi was stunned: "Brother, you mean you personally..."
"I've personally looked at my own investment. It's nothing to look at yours. That's all your money." Yan Xiuji said, "If there are violent fluctuations that lead to excessive investment losses, I will help you make up for the loopholes..."
Before Yan Xiuji finished speaking, he saw Zhou Ziyi standing up abruptly, walking quickly around the table, approaching and hugging him!
Yan Xiuji was almost knocked down by him with the chair and others, subconsciously put his arms around the young man's waist to stabilize him: "...what are you doing?"
"I don't know how to say thank you..." Zhou Ziyi hugged him tightly, speaking in a confused way, "I'm sorry, I always trouble you, I'm not good enough..."
"Even if you don't know how to say thank you, don't apologize. There is nothing you need to apologize for." Yan Xiuji felt that this posture was too awkward, so he stood up and patted him on the back, "I said, you are fine, no need Such apprehension."
"...Maybe I'm worried that my luck will run out." Zhou Ziyi looked at him, not knowing how to describe his inner feelings.Yan Xiuji was really helping him unconditionally, maybe out of morality, maybe out of sympathy, but Zhou Ziyi only felt that his heart was going to be full.
Yan Xiuji felt that there were complex meanings and a strange light in his eyes, but it was really hard to read.Yan Xiuji could only follow the young man's words: "Do you think you will run out of luck when investing?"
"I think, I have spent at least the last few years of luck when I met you." Zhou Ziyi looked at him deeply, and slowly smiled.
"Yan Xiuji, now you are my luck."
Yan Xiuji didn't intend to ask more questions at first, but Zhou Ziyi always glanced at him from time to time when he was on the phone, which made Mr. Yan think that it was someone "Mr. Chen" he knew calling, and he still thought about it in his heart. who is it.
When Zhou Ziyi hung up the phone, Yan Xiuji simply asked, "What's the matter?"
"What else can I do? If you are poor in the downtown area, no one asks you, but if you are rich, you have distant relatives in the mountains." Zhou Ziyi sneered, "When you stand in court today, some people think that I should be quite favored. Say something nice to me?"
Yan Xiuji listened to his yin and yang: "Speak human words."
"In human terms, he is one of my creditors. He told me that he is not in a hurry to pay back the money." Zhou Ziyi took the spoon in his left hand and picked up the ribs on the plate. The more loans you can get, the more small and micro businesses that survive can only wait to die day by day, I understand.”
In fact, Yan Xiuji was not surprised that he would encounter such a thing.
"Then what are you going to do?" Yan Xiuji reached out to put the ribs on the spoon for him, and asked, "Where is he in your repayment plan?"
"In three months, it will be the repayment time agreed before." Zhou Ziyi put the ribs into the bowl and replied, "Repay on time."
"But it's not a bad thing if he says he's not in a hurry and gives you a continuation of the low interest rate." Yan Xiuji said, "You can actually use the money to make some investments first."
"I've considered it, but I think it's okay." Zhou Ziyi said, "I don't want to get too involved with these creditors. They are here for you, not me. I can't respond to their expectations. "
He ate the ribs, and said: "And we will divorce soon, if we don't pay off the debt sooner, I will be forced even harder after the divorce."
Yan Xiuji was speechless for a moment.
In fact, he doesn't mind Zhou Ziyi using his identity as "the president's wife" to do something within a certain range.Zhou Ziyi is smart and decent enough, and knows what the bottom line is, so Yan Xiuji feels that he can help him appropriately.But now Zhou Ziyi seems to be too clear about the bottom line and too rational, so he won't change any plans at all.
Yan Xiuji thought for a while and asked, "How do you plan to pay off those debts you have left?"
"Isn't this saving?" Zhou Ziyi looked at him and smiled, "I keep all the pocket money my brother gave me. I usually draw some paintings, and I can accumulate a little bit. Unfortunately, I have been resting for too long recently, so I returned it. Several orders were paid, and compensation was paid. Fortunately, Yan Meiyue will pay some, at least there is no loss."
"A drop in the bucket." Yan Xiuji commented, "Maybe you should find a way to invest."
"...Brother, I can only say that intellectually, I know you are right." Zhou Ziyi sighed, "But now... I really don't have much confidence."
"You are studying at N University, and your intelligence has already surpassed many people." Yan Xiuji said, "Why are you so unconfident in number games?"
"I don't know." Zhou Ziyi said, "Maybe it's because I can't afford to lose, or maybe it's because I'm instinctively afraid now."
Yan Xiuji said: "Can't afford to lose and fear are the same thing."
"Really? It should be." Zhou Ziyi said, "Well, I'm afraid. After all, talking on paper and doing it are two different things. If I had the courage, I wouldn't have sold my parents' company."
Yan Xiuji said: "If you go on like this, there is no solution."
"What else can I do? Let's take one step at a time." Zhou Ziyi looked at his right hand, "It really doesn't work, let's hit the black ball."
Yan Xiuji squinted his eyes: "The underground court and playing with friends are not the same thing."
"I know, so I didn't go there before?" Zhou Ziyi shrugged, "Or you can start a live broadcast or something. I'm a little famous now, right? I'm afraid you will be unhappy and block me."
"What did I block you for?"
"I'll use your 'ex-husband' name as a gimmick." Zhou Ziyi said cheerfully, "Even if I didn't say so myself, others would give me such a name, wouldn't they?"
Yan Xiuji heard that he was actually joking.
Zhou Ziyi was probably really at a loss.He has been exhausted, but now suddenly 3000 million will come to him, and there is still a buffer period of three years, he just wants to take a breather.
An idea that had been vague in Yan Xiuji's mind gradually became clear.
He watched Zhou Ziyi struggling to scoop up vegetables with a spoon, got up and picked one up for him: "Do you trust me?"
When he was talking, the speed of putting the dishes down involuntarily slowed down.Zhou Ziyi glanced at him inexplicably, then opened his mouth to bite the food on the chopsticks!
"!!!" Yan Xiuji subconsciously let go of the vegetable, "What are you doing?!"
"Ah?" Zhou Ziyi chewed, "Didn't you hang your chopsticks and ask me if I trust you? I thought you meant to ask if I dared to eat the food you picked up."
Yan Xiuji: "..."
Mr. Yan is speechless, what kind of brain circuit is this?What made Mr. Yan even more speechless was that Zhou Ziyi's logic made sense to a certain extent!
"These are two things! I just see that you can't make it for a long time!" Yan Xiuji stood by the table, feeling that it would be too hypocritical to sit down like this, and asked in a blunt tone, "Do you want any more vegetables?"
Zhou Ziyi was at a loss: "Do you want...or not?"
Yan Xiuji squinted his eyes: "Do you want it?"
"Why are you so angry!" Zhou Ziyi felt that he was extremely wronged, "I apologize to you if I made a mistake, you are so fierce, don't ask me if you don't want to!"
Yan Xiuji picked up two vegetables for him, and then sat down: "Okay, eat yours!"
"..." Zhou Ziyi simply put down the spoon, "Brother, tell me what you want to do? You don't know, and you get angry when I made a mistake. I'm so hard."
In fact, Mr. Yan didn't want to continue the previous topic, he felt like he was rushing to repost.
But Zhou Ziyi just stared at him and waited for the answer, and Yan Xiuji couldn't help but said, "I just want to say, if you trust me, I can help you invest."
Zhou Ziyi opened his eyes wide: "...Hey?!"
Yan Xiuji: "Forget it if you don't need it."
"No, no, no!" Zhou Ziyi hurriedly said, "Really? Brother, I only have such a small amount of money, you know it all. And I don't have much management fee to give you..."
Yan Xiuji looked at him: "I'm short of your management fee?"
"Uh, I mean..." Zhou Ziyi searched his brains and finally found a suitable description, "I mean, brother, are you really willing to help me with charity?"
"I also have investments myself. The money I gave you was also withdrawn from these places, and then transferred back." Yan Xiuji said, "If I had known this, I would have just transferred the debt to you, wasting the handling fee for entering and exiting."
"...I didn't expect that brother, you would be willing to be the God of Wealth for me." Zhou Ziyi was still a little confused, "Are you really helping me? What am I going to do?"
"Get all your assets out." Yan Xiuji said, "In two days, I will ask the financial advisor to confirm the distribution of assets with you, and then discuss the investment plan."
Zhou Ziyi asked: "Then my short-investment products are going to be withdrawn..."
"We'll make a decision together at that time, so you don't need to rush back." Yan Xiuji replied calmly, "You are not very capable of resisting risks now, so I will give you a low-risk plan."
"Yeah, it doesn't matter if the income is low, anyway, what I have now is the simplest product..." Zhou Ziyi paused, and then said, "Well, I may not be able to do it for a long time, I'm afraid my sister will ..."
"Health fund, I will get it for you." Yan Xiuji said, "You can calculate these expenses separately, so as to leave you some room."
Zhou Ziyi struggled for a while, and asked, "Brother, can you show me the financial advisor?"
"what?"
"Would you... help me see it?" Zhou Ziyi felt that he was a bit pushy, but he really had no idea, "It doesn't matter if you don't have time to discuss it, but you can help me have a look at the plan you have come up with?"
Yan Xiuji looked at him: "You want me to share the responsibility?"
"No, I'm just...uh, psychological comfort." Zhou Ziyi didn't mention Yan Xiuji's words of trust or disbelief before, but just said, "If you read it, at least I won't panic all the time, and I won't always think about it." .”
Yan Xiuji said: "Did you forget something?"
"what?"
"What I just said is that I will invest for you." Yan Xiuji looked at him and said, "Of course I will read your investment plan, and I will also participate in the design. Most of these investments should be in line with mine. Assets are invested in the same or similar targets. If there is a need for long-term closure, you can transfer your creditor's rights to me at that time, and I will cash it out for you at the market price."
Zhou Ziyi was stunned: "Brother, you mean you personally..."
"I've personally looked at my own investment. It's nothing to look at yours. That's all your money." Yan Xiuji said, "If there are violent fluctuations that lead to excessive investment losses, I will help you make up for the loopholes..."
Before Yan Xiuji finished speaking, he saw Zhou Ziyi standing up abruptly, walking quickly around the table, approaching and hugging him!
Yan Xiuji was almost knocked down by him with the chair and others, subconsciously put his arms around the young man's waist to stabilize him: "...what are you doing?"
"I don't know how to say thank you..." Zhou Ziyi hugged him tightly, speaking in a confused way, "I'm sorry, I always trouble you, I'm not good enough..."
"Even if you don't know how to say thank you, don't apologize. There is nothing you need to apologize for." Yan Xiuji felt that this posture was too awkward, so he stood up and patted him on the back, "I said, you are fine, no need Such apprehension."
"...Maybe I'm worried that my luck will run out." Zhou Ziyi looked at him, not knowing how to describe his inner feelings.Yan Xiuji was really helping him unconditionally, maybe out of morality, maybe out of sympathy, but Zhou Ziyi only felt that his heart was going to be full.
Yan Xiuji felt that there were complex meanings and a strange light in his eyes, but it was really hard to read.Yan Xiuji could only follow the young man's words: "Do you think you will run out of luck when investing?"
"I think, I have spent at least the last few years of luck when I met you." Zhou Ziyi looked at him deeply, and slowly smiled.
"Yan Xiuji, now you are my luck."
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