average american beauty
Chapter 41
When Isabella came back, Caroline and Francis were going back to the third floor.
Caroline followed her siblings to a reception room that Andrew set up next to his office, and they chatted for a while about the popular design of leather shoes.When it comes to which shoe styles are the most popular, and which details are most important to which customers, Caroline is very thorough.
After hearing this, Andrew half-seriously joked that Caroline might as well work in his shoe factory and open a design and sample department with Isabella.
Later, Caroline asked Andrew about some details of the establishment of the shoe factory, such as construction preparations, labor costs, machine transportation and so on.
"Why are you interested in this? Oh yes, it's no surprise that you are interested in this now that you are working with Eve Green." Andrew remembered Caroline's work that the children had mentioned.
"I'm just curious, if it's inconvenient..."
"It's not inconvenient. It's not a commercial secret. You can know it after a little inquiry."
Andrew was very enthusiastic when he talked about his shoe factory. When he spoke dryly and stood up to pour himself a glass of water, he glanced at Caroline, who was listening with gusto, and then turned his head away. Isabella, who was studying the album of leather shoe styles on the table, glanced at Francis, who was already absent-minded and didn't know what he was looking at, and twitched the corners of his mouth a little depressed, as if regretting why his children didn't pay attention so much .
Finally Caroline asked about the cost of the building and the factory.
"This piece of land, including the factory building, and the newly replaced machines, cost about 7 to [-] yuan. It would be too much to bear without a bank loan. Could it be that Ms. Green also wants to invest in manufacturing this piece?"
Caroline smiled and shook her head. Ms. Green did ask her questions about future development, but at the moment she doesn't have any ideas, so she just asks everything she sees and thinks about it.Besides, if Ms. Green wants to know about this matter, she will definitely find someone to collect enough detailed information in advance, and she is familiar with Andrew, so why would she wait for herself to ask.
On the contrary, Caroline herself has a little interest in land investment.Regardless of what to invest in, you must first understand the situation of the industry from all aspects.
She had collected a lot of real estate-related newspapers and leaflets last week, and also consulted the people around her.
Opportunities in land and real estate have been advertised in the newspapers for years.There are indeed some reports that are stating the facts, but it is clear that the developers have worked hard on them.
To attract new Chicagoans, the most in-demand properties, to buyers, land developers divide up the city's suburbs into small parcels and sell them, often on installment payments, to working-class people who can't afford large tracts of land.
Brother-in-law Han Sheng bought such a small piece of land before, and had to repay the loan for many years.The land price at that time was lower than it is now, and his colleagues all said that he bought it very well.However, Han Sheng is building a house for his own living in the future, and he doesn't care much about appreciation and income.
According to Han Sheng, it is more popular among his co-workers to spend part of their savings to invest in commercial buildings.Naturally, this kind of investment method is also recently promoted by real estate developers. They have always been good at tapping every possibility in the market.
This kind of collectively purchased commercial building, the income from future leases will be shared by all "landlords", in Caroline's view, it is very similar to the later real estate trust fund.If given the chance, she still wants to buy a "real" property.
After learning more, Caroline found that there are quite a few people around who have invested in real estate land in the past two years.Especially in the first half of this year, because in the House of Representatives’ vote on the Columbian World’s Fair, Chicago won the highest vote and won the right to host it, and the auction price of the land around Jackson Park, the main venue, also increased.
Such fanaticism made Caroline hesitate a bit.Industries invested by the whole people sometimes do not necessarily represent opportunities, and are more likely to generate bubbles.Just like when she didn't speculate in stocks back then, she still remembers when the stock market was at its peak, but even the elders and aunts around her took deposits into and out of the exchange, but within two years, most of them were caught in it.
Caroline's savings are limited, and she has no plans to build a house in the short term. The main purpose of investing in land is to preserve and increase the value of her savings.But since she couldn't find another suitable method for the time being, it's not a bad idea to try some of it.After all, any investment is always risky. At least Caroline feels that land prices will maintain an upward trend until the World Expo begins three years later.
Three weeks before Christmas, Caroline selected a small piece of land.She didn't choose the lakeside area in the South District where the recently popular Jackson Park is located. The price there is no longer affordable for her. Instead, she chose a new development in the suburbs of the West District, about two acres, with a total price of just over 500 yuan. .
Mr. Longo, the owner of the real estate development company on this land, is also a frequent customer of Meisi Department Store. He has some friendship with Ms. Green, and he and his wife just participated in the last Meisi Department Store membership activity. The name of the assistant and the young face are slightly impressive.
So when his employees came to ask him to sign the new contract, he couldn't help being a little surprised when he saw the buyer's name on the contract, so he went out of the office to check if it was the young girl he thought of.
"It's really you, Miss Mibo." Mr. Longo smiled and came over to greet him.
"Mr. Longo, hello." Caroline did not expect Mr. Longo, a busy man, to be here.She naturally knew who the owner of this real estate development company was, and it was because of Mr. Longo's good evaluation from Ms. Green that she chose the land developed by this real estate company.
"Why didn't you tell me when you came here, I can arrange it in advance."
Caroline knew that this was just the "business politeness" of the real estate businessman, and this kind of politeness was not only used by oriental people. She and Mr. Longo only met twice in Meisi Department Store.
"I just didn't expect you to be in this branch. After all, your real estate development company is all over Chicago now." Because the other party is a customer of Meisi, she unconsciously put on a professional smile.
"Ha, it's not uncommon for young girls at your age to buy land by themselves!" Mr. Longo was naturally very happy to hear her say that, and asked the employee Caroline just now about the details of the land that she had chosen. , also agreed to extend the interest-free repayment period from one year to two years.You know, when Caroline came here before, she talked with the staff for a long time and failed to negotiate. The young man kept saying that he did not have the right, and his face was reddened.
Mr. Longo often does this kind of insignificant favor to him. Even if Caroline is not Ms. Green's assistant, he is willing to give this beautiful guest some small discounts.On the contrary, it was hard for him to do more because Caroline was the assistant that Ms. Green, who was acquainted with him, liked.
Caroline thanked Mr. Longo for this small kindness, and wrote a check to Mr. Longo's men for 260 yuan, which was exactly half of the price.I also agreed with Mr. Longo according to the contract, and the rest will be paid monthly in the next two years.
I used to deposit money into my own account every time before, and it was the first time I used a checkbook to write a check. I felt distressed, but to be honest, I felt pretty good.
After paying the "down payment", Caroline returned home with the contract and confirmation letter. After paying all the installments two years later, she will have an "industry" in this world!If her income increases in the future, she may be able to repay the loan early and get the land certificate earlier.
Caroline still has more than 200 yuan in her bank account plus the cash in her hand, so this investment is not a pressure for Caroline now, but more like a driving force for her to move forward.
With this motivation, Caroline started the final preparations for the Christmas season with Ms. Green the next day.
The author has something to say:
Supplementary note: The land related reference refers to "CityofAmericanDreams" p144, if there is a bug, it is considered a private setting
Caroline followed her siblings to a reception room that Andrew set up next to his office, and they chatted for a while about the popular design of leather shoes.When it comes to which shoe styles are the most popular, and which details are most important to which customers, Caroline is very thorough.
After hearing this, Andrew half-seriously joked that Caroline might as well work in his shoe factory and open a design and sample department with Isabella.
Later, Caroline asked Andrew about some details of the establishment of the shoe factory, such as construction preparations, labor costs, machine transportation and so on.
"Why are you interested in this? Oh yes, it's no surprise that you are interested in this now that you are working with Eve Green." Andrew remembered Caroline's work that the children had mentioned.
"I'm just curious, if it's inconvenient..."
"It's not inconvenient. It's not a commercial secret. You can know it after a little inquiry."
Andrew was very enthusiastic when he talked about his shoe factory. When he spoke dryly and stood up to pour himself a glass of water, he glanced at Caroline, who was listening with gusto, and then turned his head away. Isabella, who was studying the album of leather shoe styles on the table, glanced at Francis, who was already absent-minded and didn't know what he was looking at, and twitched the corners of his mouth a little depressed, as if regretting why his children didn't pay attention so much .
Finally Caroline asked about the cost of the building and the factory.
"This piece of land, including the factory building, and the newly replaced machines, cost about 7 to [-] yuan. It would be too much to bear without a bank loan. Could it be that Ms. Green also wants to invest in manufacturing this piece?"
Caroline smiled and shook her head. Ms. Green did ask her questions about future development, but at the moment she doesn't have any ideas, so she just asks everything she sees and thinks about it.Besides, if Ms. Green wants to know about this matter, she will definitely find someone to collect enough detailed information in advance, and she is familiar with Andrew, so why would she wait for herself to ask.
On the contrary, Caroline herself has a little interest in land investment.Regardless of what to invest in, you must first understand the situation of the industry from all aspects.
She had collected a lot of real estate-related newspapers and leaflets last week, and also consulted the people around her.
Opportunities in land and real estate have been advertised in the newspapers for years.There are indeed some reports that are stating the facts, but it is clear that the developers have worked hard on them.
To attract new Chicagoans, the most in-demand properties, to buyers, land developers divide up the city's suburbs into small parcels and sell them, often on installment payments, to working-class people who can't afford large tracts of land.
Brother-in-law Han Sheng bought such a small piece of land before, and had to repay the loan for many years.The land price at that time was lower than it is now, and his colleagues all said that he bought it very well.However, Han Sheng is building a house for his own living in the future, and he doesn't care much about appreciation and income.
According to Han Sheng, it is more popular among his co-workers to spend part of their savings to invest in commercial buildings.Naturally, this kind of investment method is also recently promoted by real estate developers. They have always been good at tapping every possibility in the market.
This kind of collectively purchased commercial building, the income from future leases will be shared by all "landlords", in Caroline's view, it is very similar to the later real estate trust fund.If given the chance, she still wants to buy a "real" property.
After learning more, Caroline found that there are quite a few people around who have invested in real estate land in the past two years.Especially in the first half of this year, because in the House of Representatives’ vote on the Columbian World’s Fair, Chicago won the highest vote and won the right to host it, and the auction price of the land around Jackson Park, the main venue, also increased.
Such fanaticism made Caroline hesitate a bit.Industries invested by the whole people sometimes do not necessarily represent opportunities, and are more likely to generate bubbles.Just like when she didn't speculate in stocks back then, she still remembers when the stock market was at its peak, but even the elders and aunts around her took deposits into and out of the exchange, but within two years, most of them were caught in it.
Caroline's savings are limited, and she has no plans to build a house in the short term. The main purpose of investing in land is to preserve and increase the value of her savings.But since she couldn't find another suitable method for the time being, it's not a bad idea to try some of it.After all, any investment is always risky. At least Caroline feels that land prices will maintain an upward trend until the World Expo begins three years later.
Three weeks before Christmas, Caroline selected a small piece of land.She didn't choose the lakeside area in the South District where the recently popular Jackson Park is located. The price there is no longer affordable for her. Instead, she chose a new development in the suburbs of the West District, about two acres, with a total price of just over 500 yuan. .
Mr. Longo, the owner of the real estate development company on this land, is also a frequent customer of Meisi Department Store. He has some friendship with Ms. Green, and he and his wife just participated in the last Meisi Department Store membership activity. The name of the assistant and the young face are slightly impressive.
So when his employees came to ask him to sign the new contract, he couldn't help being a little surprised when he saw the buyer's name on the contract, so he went out of the office to check if it was the young girl he thought of.
"It's really you, Miss Mibo." Mr. Longo smiled and came over to greet him.
"Mr. Longo, hello." Caroline did not expect Mr. Longo, a busy man, to be here.She naturally knew who the owner of this real estate development company was, and it was because of Mr. Longo's good evaluation from Ms. Green that she chose the land developed by this real estate company.
"Why didn't you tell me when you came here, I can arrange it in advance."
Caroline knew that this was just the "business politeness" of the real estate businessman, and this kind of politeness was not only used by oriental people. She and Mr. Longo only met twice in Meisi Department Store.
"I just didn't expect you to be in this branch. After all, your real estate development company is all over Chicago now." Because the other party is a customer of Meisi, she unconsciously put on a professional smile.
"Ha, it's not uncommon for young girls at your age to buy land by themselves!" Mr. Longo was naturally very happy to hear her say that, and asked the employee Caroline just now about the details of the land that she had chosen. , also agreed to extend the interest-free repayment period from one year to two years.You know, when Caroline came here before, she talked with the staff for a long time and failed to negotiate. The young man kept saying that he did not have the right, and his face was reddened.
Mr. Longo often does this kind of insignificant favor to him. Even if Caroline is not Ms. Green's assistant, he is willing to give this beautiful guest some small discounts.On the contrary, it was hard for him to do more because Caroline was the assistant that Ms. Green, who was acquainted with him, liked.
Caroline thanked Mr. Longo for this small kindness, and wrote a check to Mr. Longo's men for 260 yuan, which was exactly half of the price.I also agreed with Mr. Longo according to the contract, and the rest will be paid monthly in the next two years.
I used to deposit money into my own account every time before, and it was the first time I used a checkbook to write a check. I felt distressed, but to be honest, I felt pretty good.
After paying the "down payment", Caroline returned home with the contract and confirmation letter. After paying all the installments two years later, she will have an "industry" in this world!If her income increases in the future, she may be able to repay the loan early and get the land certificate earlier.
Caroline still has more than 200 yuan in her bank account plus the cash in her hand, so this investment is not a pressure for Caroline now, but more like a driving force for her to move forward.
With this motivation, Caroline started the final preparations for the Christmas season with Ms. Green the next day.
The author has something to say:
Supplementary note: The land related reference refers to "CityofAmericanDreams" p144, if there is a bug, it is considered a private setting
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