I am really a language teacher
Chapter 156: Floating Notes
Of course Sun Ping could hear what Guo Yi was implying. After all, at Guo Yi's age, he should be greedy for a while.It's just that Sun Ping's psychological age is already very mature, and he also understands that everyone will have a long life, so there is no need to be so greedy for bed.Sun Ping stretched out his hand, rubbed Guo Yi's hair, and said dotingly: "There are still a lot of things to deal with today? Don't worry too much, there is plenty of time in the evening. I'll take a shower first, and we'll go out together to finish things later. .I'm going to start school in a few days, so I can only come on weekends."
Hearing about the start of school, Guo Yi also knew that there was nothing to be done.In fact, even if he was in Taojiang City, Sun Ping lived in the school on weekdays.Not enough that now that he is in Xingtan City, Sun Ping can come and see him when he has time.He understands that he still has a lot of things to do, such as his bank card has not been entrusted with the property company here for management.After signing the entrustment agreement, the bank will automatically pay the property fee and the sanitation management fee and cable TV fee automatically.In addition, there are Internet fees, water fees, electricity fees and so on. I have to go to the bank to sign the relevant payment agreement, otherwise I really don’t remember these things when I am busy.
After Sun Ping took a shower and changed his clothes, he and Guo Yi took the elevator directly to the underground garage.Sun Ping's car is parked by the company, while Guo Yi's car is in the garage.Sun Ping drove the car to the gate of the community and waited, while Guo Yi signed documents at the property.After Sun Ping waited for a few minutes, Guo Yi came out with a thick stack of documents.He stuffed the papers into a briefcase in the back seat and sat in the passenger seat.After Sun Ping started the car, Guo Yi couldn't help complaining: "Now the contracts of property management companies are as complicated as insurance contracts. A single property management contract has dozens of pages, and there are also stamps such as notarization seals and legal firm seals. It's really too complicated...Fortunately, I don't bother to read it, just sign it all."
"That's something that can't be helped. This community is a foreign-related community, and almost [-]% of the residents are foreigners who are not of their own nationality. If the contract is not complicated, it may cause nationality disputes." Sun Ping knows some background information about this community. .Although this neighborhood is not one of the best luxury residential areas in Xingtan City, it is also a very famous top-level apartment area.It is not far from the university town, creative park and other places, and there is a direct subway to the urban area, and there is a main road leading directly to the consulate area, so it has been favored by many overseas people.However, the laws and customs of different countries in the world are different. In order to prevent everyone from feeling troubled after an accident, the complexity of the contract in this community can be imagined. "Next, we're going to the branch office of the First Commercial Bank. You have to sign a bunch of payment agreements."
Guo Yi shrugged his shoulders, saying it was helpless.Fortunately, the branch office of the First Commercial Bank is not far away. In addition, after Guo Yi joined Hurricane Culture, his salary card is also in this bank. are transferred to this card.So this card immediately became a platinum card treatment, plus Hurricane Culture's salary and benefits, the branch office was eager to give Guo Yi a diamond card treatment.So just as Guo Yi took out his platinum card at the sub-branch, the lobby manager's eyes straightened.He immediately led Sun Ping and Guo Yi to the VIP room, and then sent fruit plates and incense slices.
After less than 5 minutes, the manager of the branch office appeared.Behind him was a full-time investment consultant, who came over with a bunch of agreements.I have to say that although the banks are the most snobbish, being rich is the benefit of being rich.The investment consultant has come up with a whole set of preferential plans, which almost allows Guo Yi to pay half of the fees.Of course, the bank's hard work to help you with the discount is not to repay you, but to let you see his ability.Since he can help you get discounts on utility bills, they can help you more with financial management.For the bank, they love the rich, but he also hates the rich who only save money.
After Guo Yi signed the payment agreement with the investment consultant, their manager suddenly said: "Mr. Guo has such a large amount of money in his account, hasn't he thought about doing some financial management? Although deposits are the safest financial management means, but the current interest rate on deposits is too low to beat the current inflation rate at all. We feel that it is a waste of this money to exist here.”
Although Guo Yi is a little lazy, he is not careless about money.When he was in Taojiang City, some banks asked him to manage money, but he never had time to pay attention to it. "Do you have any good financial portfolios to look at? What I want is a portfolio product."
The manager immediately showed a satisfied smile. He knew that people who like financial portfolio products are more or less people who understand financial management.It is often easier to deal with this kind of person, and there is no need to entangle for a long time on basic issues.But the problem is also very big, that is, they are very subjective, and they often invest in a certain financial product desperately after they are optimistic about it.The manager came up with three sets of plans, and then explained: "Our plan a is an aggressive investment. Insurance and long-term savings interest rates only account for less than 3%, and we will use 10% of the remaining 5% of funds for domestic investment. Short- and medium-term investment portfolio, and the remaining 2.5% will invest in new stocks in overseas markets. We must admit that plan a is extremely risky, but the returns are also great. We estimate that the average annual return for three years will be between [-]% and Between [-]%. Option b is a relatively safe investment. We will increase the proportion of savings and insurance, and at the same time invest the rest of the funds in funds. Option c is relatively a conservative investment. We mainly invest in insurance and blue chip stocks The average annual income of the latter two plans is about [-]% and [-]%. Mr. Guo, what do you think?"
After taking a look at their investment portfolio, Sun Ping said: "For deposits, it's fine to make a zero deposit and lump sum withdrawal. For insurance, one is for pension dividend insurance, one for ordinary medical insurance, and one for major diseases and diseases. One for cancer special insurance and one for personal accident insurance. As for the remaining funds, [-]% will be used for funds, [-]% will be used for blue chip stocks, and the remaining [-]% will be troublesome for new stocks. According to such requirements, can you help us build an investment portfolio?"
When the manager heard this, he nodded and said: "Then please give us 10 minutes, we will ask our investment consultant to give you a portfolio, then you and our investment consultant will discuss in detail how to choose the products in the portfolio. good?"
Sun Ping nodded and agreed.Sun Ping's investment portfolio is actually between plan a and plan b. Savings and dividend pension insurance are used to protect the future; disease medical insurance and critical illness insurance are used to protect health; personal accident insurance is for himself Leave a way out.As for the rest of the funds, blue chips and funds can basically guarantee basic income. The risk of launching new stocks is not particularly high, but it is still a bit risky after all, but the corresponding returns are also very large.What Sun Ping hopes is to give Guo Yi a guarantee for the future, he doesn't know if he can stand by Guo Yi's side forever.He only hopes that if there comes a day in the future when he has to leave, Guo Yi can continue to live in peace and joy.
A big bank is a big bank, and soon the investment advisor came along with a portfolio proposal.Now Sun Ping and Guo Yi want to confirm specific products with him, but Sun Ping's philosophy is still not to put eggs in the same box.Although insurance and investment overlap, each part is not monopolized by one company.Although these large companies have strong financial resources, there is almost no danger of bankruptcy.However, Sun Ping had experienced the severe subprime mortgage crisis on the earth plane, which forced the American banking industry, which almost dominates the world, to almost collapse collectively.So Sun Ping still decided to disperse the purchases, after all, it was too risky.
After signing the relevant agreement with the bank, Sun Ping took Guo Yi to a private restaurant.If it wasn't for the owner of the restaurant knowing Zhou Haoxin, Sun Ping really didn't make a reservation that day.The name of the restaurant is Peony Garden, which is located near the Confucius Temple in the old city.It was originally a private garden of a prince, but it was later turned into a public garden of the city.There are fountains with running water, deep pools with blue waves, and several rare peonies around.However, the most popular flower here is the city flower of Xingtan City, hibiscus.Along the gravel path, through a hanging flower door covered with roses, there is a two-story wooden house.The first floor of the house is the place for drinking tea, while the backyard is the kitchen.There are only four boxes on the second floor, named after Yao Huang, Wei Zi, Zhao Fen, and Ou Bi.
Sun Ping and Guo Yi were placed in Oubi by the boss, which is the best room in the entire private restaurant.Open the window and you will see Bibotan. Several ancient rose trees have grown to the height of two floors. Although the flowering period has passed, there are still a few residual flowers swaying among the green leaves.The famous dish of Mudanyuan is to eat two fish, one is soup and the other is stir-fry.In addition, many steamed dishes here are also quite famous.It’s not enough that the boss is very tempered, you just tell him how much you want to eat, and he will prepare good dishes for you.The boss will not change the menu for diners, let alone change the taste.If you complain that the food is too spicy, he will just tell you that this is the authentic taste.It’s okay for you to ask him to provide mint milk tea to relieve the spiciness, but if you want him to reduce the spiciness, then it’s more convenient for you to eat in another place.
Fortunately, Sun Ping likes the taste here very much, and Guo Yi also likes it very much, and even exchanged the recipes of several dishes with the boss.Unexpectedly, Lie Xinxi's boss gave Guo Yi a business card, saying that he could accept his appointment.This made Sun Ping a little envious, but he didn't show it.After eating, the two of them went to the shopping mall to buy clothes, because it would be autumn soon, and Sun Ping also brought some clothes to Guo Yi, so the two of them bought a lot of clothes in the men's clothing store.Most of Guo Yi's clothes are casual, and occasionally a few are formal clothes for formal occasions.But Sun Ping's clothes are much more complicated. When he was a teacher, he had to wear conservative formal clothes; when he was a writer, he had to wear some casual clothes with ethnic style; You need to prepare for occasions when you go shopping with him, attend business events and formal dinners, and meet artists under your name.
After the two visited several malls, the trunk of Guo Yi's newly bought SUV was also full.So the two headed back home, ready to tidy up the clothes.Such leisurely days are very precious to the two of them. The two who are about to start school and go to work are afraid that they will not have so much time to spend alone like this.
The day before school started, Sun Ping finally drove back to school.He first went to his bedroom to have a look, laid out the bedding that had been packed, and then did a little cleaning.
Hearing about the start of school, Guo Yi also knew that there was nothing to be done.In fact, even if he was in Taojiang City, Sun Ping lived in the school on weekdays.Not enough that now that he is in Xingtan City, Sun Ping can come and see him when he has time.He understands that he still has a lot of things to do, such as his bank card has not been entrusted with the property company here for management.After signing the entrustment agreement, the bank will automatically pay the property fee and the sanitation management fee and cable TV fee automatically.In addition, there are Internet fees, water fees, electricity fees and so on. I have to go to the bank to sign the relevant payment agreement, otherwise I really don’t remember these things when I am busy.
After Sun Ping took a shower and changed his clothes, he and Guo Yi took the elevator directly to the underground garage.Sun Ping's car is parked by the company, while Guo Yi's car is in the garage.Sun Ping drove the car to the gate of the community and waited, while Guo Yi signed documents at the property.After Sun Ping waited for a few minutes, Guo Yi came out with a thick stack of documents.He stuffed the papers into a briefcase in the back seat and sat in the passenger seat.After Sun Ping started the car, Guo Yi couldn't help complaining: "Now the contracts of property management companies are as complicated as insurance contracts. A single property management contract has dozens of pages, and there are also stamps such as notarization seals and legal firm seals. It's really too complicated...Fortunately, I don't bother to read it, just sign it all."
"That's something that can't be helped. This community is a foreign-related community, and almost [-]% of the residents are foreigners who are not of their own nationality. If the contract is not complicated, it may cause nationality disputes." Sun Ping knows some background information about this community. .Although this neighborhood is not one of the best luxury residential areas in Xingtan City, it is also a very famous top-level apartment area.It is not far from the university town, creative park and other places, and there is a direct subway to the urban area, and there is a main road leading directly to the consulate area, so it has been favored by many overseas people.However, the laws and customs of different countries in the world are different. In order to prevent everyone from feeling troubled after an accident, the complexity of the contract in this community can be imagined. "Next, we're going to the branch office of the First Commercial Bank. You have to sign a bunch of payment agreements."
Guo Yi shrugged his shoulders, saying it was helpless.Fortunately, the branch office of the First Commercial Bank is not far away. In addition, after Guo Yi joined Hurricane Culture, his salary card is also in this bank. are transferred to this card.So this card immediately became a platinum card treatment, plus Hurricane Culture's salary and benefits, the branch office was eager to give Guo Yi a diamond card treatment.So just as Guo Yi took out his platinum card at the sub-branch, the lobby manager's eyes straightened.He immediately led Sun Ping and Guo Yi to the VIP room, and then sent fruit plates and incense slices.
After less than 5 minutes, the manager of the branch office appeared.Behind him was a full-time investment consultant, who came over with a bunch of agreements.I have to say that although the banks are the most snobbish, being rich is the benefit of being rich.The investment consultant has come up with a whole set of preferential plans, which almost allows Guo Yi to pay half of the fees.Of course, the bank's hard work to help you with the discount is not to repay you, but to let you see his ability.Since he can help you get discounts on utility bills, they can help you more with financial management.For the bank, they love the rich, but he also hates the rich who only save money.
After Guo Yi signed the payment agreement with the investment consultant, their manager suddenly said: "Mr. Guo has such a large amount of money in his account, hasn't he thought about doing some financial management? Although deposits are the safest financial management means, but the current interest rate on deposits is too low to beat the current inflation rate at all. We feel that it is a waste of this money to exist here.”
Although Guo Yi is a little lazy, he is not careless about money.When he was in Taojiang City, some banks asked him to manage money, but he never had time to pay attention to it. "Do you have any good financial portfolios to look at? What I want is a portfolio product."
The manager immediately showed a satisfied smile. He knew that people who like financial portfolio products are more or less people who understand financial management.It is often easier to deal with this kind of person, and there is no need to entangle for a long time on basic issues.But the problem is also very big, that is, they are very subjective, and they often invest in a certain financial product desperately after they are optimistic about it.The manager came up with three sets of plans, and then explained: "Our plan a is an aggressive investment. Insurance and long-term savings interest rates only account for less than 3%, and we will use 10% of the remaining 5% of funds for domestic investment. Short- and medium-term investment portfolio, and the remaining 2.5% will invest in new stocks in overseas markets. We must admit that plan a is extremely risky, but the returns are also great. We estimate that the average annual return for three years will be between [-]% and Between [-]%. Option b is a relatively safe investment. We will increase the proportion of savings and insurance, and at the same time invest the rest of the funds in funds. Option c is relatively a conservative investment. We mainly invest in insurance and blue chip stocks The average annual income of the latter two plans is about [-]% and [-]%. Mr. Guo, what do you think?"
After taking a look at their investment portfolio, Sun Ping said: "For deposits, it's fine to make a zero deposit and lump sum withdrawal. For insurance, one is for pension dividend insurance, one for ordinary medical insurance, and one for major diseases and diseases. One for cancer special insurance and one for personal accident insurance. As for the remaining funds, [-]% will be used for funds, [-]% will be used for blue chip stocks, and the remaining [-]% will be troublesome for new stocks. According to such requirements, can you help us build an investment portfolio?"
When the manager heard this, he nodded and said: "Then please give us 10 minutes, we will ask our investment consultant to give you a portfolio, then you and our investment consultant will discuss in detail how to choose the products in the portfolio. good?"
Sun Ping nodded and agreed.Sun Ping's investment portfolio is actually between plan a and plan b. Savings and dividend pension insurance are used to protect the future; disease medical insurance and critical illness insurance are used to protect health; personal accident insurance is for himself Leave a way out.As for the rest of the funds, blue chips and funds can basically guarantee basic income. The risk of launching new stocks is not particularly high, but it is still a bit risky after all, but the corresponding returns are also very large.What Sun Ping hopes is to give Guo Yi a guarantee for the future, he doesn't know if he can stand by Guo Yi's side forever.He only hopes that if there comes a day in the future when he has to leave, Guo Yi can continue to live in peace and joy.
A big bank is a big bank, and soon the investment advisor came along with a portfolio proposal.Now Sun Ping and Guo Yi want to confirm specific products with him, but Sun Ping's philosophy is still not to put eggs in the same box.Although insurance and investment overlap, each part is not monopolized by one company.Although these large companies have strong financial resources, there is almost no danger of bankruptcy.However, Sun Ping had experienced the severe subprime mortgage crisis on the earth plane, which forced the American banking industry, which almost dominates the world, to almost collapse collectively.So Sun Ping still decided to disperse the purchases, after all, it was too risky.
After signing the relevant agreement with the bank, Sun Ping took Guo Yi to a private restaurant.If it wasn't for the owner of the restaurant knowing Zhou Haoxin, Sun Ping really didn't make a reservation that day.The name of the restaurant is Peony Garden, which is located near the Confucius Temple in the old city.It was originally a private garden of a prince, but it was later turned into a public garden of the city.There are fountains with running water, deep pools with blue waves, and several rare peonies around.However, the most popular flower here is the city flower of Xingtan City, hibiscus.Along the gravel path, through a hanging flower door covered with roses, there is a two-story wooden house.The first floor of the house is the place for drinking tea, while the backyard is the kitchen.There are only four boxes on the second floor, named after Yao Huang, Wei Zi, Zhao Fen, and Ou Bi.
Sun Ping and Guo Yi were placed in Oubi by the boss, which is the best room in the entire private restaurant.Open the window and you will see Bibotan. Several ancient rose trees have grown to the height of two floors. Although the flowering period has passed, there are still a few residual flowers swaying among the green leaves.The famous dish of Mudanyuan is to eat two fish, one is soup and the other is stir-fry.In addition, many steamed dishes here are also quite famous.It’s not enough that the boss is very tempered, you just tell him how much you want to eat, and he will prepare good dishes for you.The boss will not change the menu for diners, let alone change the taste.If you complain that the food is too spicy, he will just tell you that this is the authentic taste.It’s okay for you to ask him to provide mint milk tea to relieve the spiciness, but if you want him to reduce the spiciness, then it’s more convenient for you to eat in another place.
Fortunately, Sun Ping likes the taste here very much, and Guo Yi also likes it very much, and even exchanged the recipes of several dishes with the boss.Unexpectedly, Lie Xinxi's boss gave Guo Yi a business card, saying that he could accept his appointment.This made Sun Ping a little envious, but he didn't show it.After eating, the two of them went to the shopping mall to buy clothes, because it would be autumn soon, and Sun Ping also brought some clothes to Guo Yi, so the two of them bought a lot of clothes in the men's clothing store.Most of Guo Yi's clothes are casual, and occasionally a few are formal clothes for formal occasions.But Sun Ping's clothes are much more complicated. When he was a teacher, he had to wear conservative formal clothes; when he was a writer, he had to wear some casual clothes with ethnic style; You need to prepare for occasions when you go shopping with him, attend business events and formal dinners, and meet artists under your name.
After the two visited several malls, the trunk of Guo Yi's newly bought SUV was also full.So the two headed back home, ready to tidy up the clothes.Such leisurely days are very precious to the two of them. The two who are about to start school and go to work are afraid that they will not have so much time to spend alone like this.
The day before school started, Sun Ping finally drove back to school.He first went to his bedroom to have a look, laid out the bedding that had been packed, and then did a little cleaning.
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