narrow red

Xia Ke stared blankly at Kuangzheng. 4% is the five-year deposit rate of the city commercial bank, which actually beat the 30% yield rate of insurance products. He didn't believe it.

"Forget it," Kuang Zheng got up from the table, "Don't you understand the concept of compound interest? Did you study finance?"

No matter how good Xia Ke's expression management was, it failed at this time, and he glared at Kuangzheng viciously: "Who are you?" He saw that Kuangzheng was rich, so he didn't dare to act too badly, "Are you here to mess things up?"

Kuang Zheng tilted his head slightly, just as he was about to tease him, a person came out from the independent office ahead: "Xia Ke!"

He stopped the quarrel in time, walked up to Kuang, a tall, thin man with a ruthless face, wearing a pair of rimless gold-footed glasses, a typical gentle scum: "Hi, sir."

He also wears a badge, not a senior executive. "Hi," Kuangzheng looked at the words on his badge, and Huang Bailiang said, "That's a good name. I was born into finance."

The other party smiled slightly: "You misunderstood."

Kuang Zheng raised his eyebrows: "Didn't it mean a hundred taels of gold?"

"I weighed ten catties when I was born," Huang Bailiang asked him to sit down, "exactly 100 catties."

Kuang Zheng sat down by the window again, no matter what the reason was, this was a person whose name and personality were very different.

"What's your surname, sir?" Huang Bai clasped his fingers together, with a calm and reliable demeanor.

Finally someone in this private bank asked him his address, Kuang Zheng raised his head slightly: "The surname is Kuang."

He didn't say "free", and the surname "Kuang"... Two days ago, the Wanrong head office issued a document, and the new president who was air-dropped happened to be surnamed Kuang. Huang Bailiang saw it clearly and did not say it: "What service do you need?"

"I have some spare money and want to make an investment," Kuang Zheng raised his legs, and polished the exquisite lasts unique to Spanish leather shoes. "I saw that you have the reputation of Wan Rong, so I came in to have a look."

"That's right," Huang Bailiang pretended to be confused, pretending to be confused, "We have just been acquired by Wan Rong, and the leadership is not yet in place."

"Oh," Kuangzheng looked suddenly enlightened, "I see that there are not many of you here, and the decoration is also tattered."

"A lot of waste is waiting to be done." In four words, Huang Bailiang not only summarized the current situation, but also implied expectations for the new leader. With such a beautiful mouth, Kuangzheng liked it: "Are you the account manager (1)?"

"I don't understand finance," Huang Bailiang said truthfully, "I study law."

No wonder, Kuang Zheng nodded, "Where's the kid," he pointed at Xia Ke, "that stupid one."

Hearing this, Xia Ke's face was not good-looking, but after all, he was at work, and he didn't say anything. "Sister Liu" next to him said quickly: "I mean young people," she taught him, "Don't think you have a lot of money. You look like a dog, and you insult people everywhere, who here has no money? I am not as mean as you, old lady!"

come here?How dare you say that you are rich with 150 million yuan in insurance and broken private bank?Kuang Zheng remained calm: "Ma'am," he glanced at Xia Ke, "He didn't earn you a penny, and almost caused you to lose hundreds of thousands. Why do you speak for him?"

This question got to the point, and she was confident: "Our Xiaoxia is not as smart as you, but he has a good character, isn't it just an insurance premium, you are very quick at calculating, who knows what you are at ease!"

Kuang Zheng narrowed his eyes, the guy surnamed Xia was not good at business, and the customer relationship was very solid: "So, 'Your Xiao Xia' still has some merits," Kuang Zheng turned his head and said to Huang Bailiang, "Send it to Huang Bailiang for me." Send this lady."

This is the order to evict guests, Xia Ke and Huang Bailiang were startled at the same time, Huang Bailiang was startled because he had pretended to be confused for a long time, but he had already figured out the door, Xia Ke was startled, where did the insanity come from, looking for scolding!

He dropped his pen and got up from the chair, straightened his chest, straightened his back and sank his dantian, and was about to say something harsh, when Huang Bailiang twisted his glasses and gave him a wink.

"What do you mean, drive me away!" He didn't fire, the aunt fired first, "Who are you, you are so lenient, you are the Jade Emperor!"

Kuang Zheng adjusted the position of the tie button, and Shi Shi got up from the sunlight under the window: "What a coincidence, I am the new boss of this private bank." With a tall and straight figure, he has a calm and elegant demeanor of the president, "My surname is Kuang, and it is my first day in office today."

Aunt was stunned, and Xia Ke was also stunned.

After a long time, the two slowly looked at each other, and the aunt patted Xia Ke on the shoulder sympathetically, and began to pack up the insurance documents: "Xiao Xia, it's okay," she persuaded in a low voice, "We are not afraid if something happens, come to sister's factory, sister cover you!"

Xia Ke's face was pale, and the corners of his mouth were sullen and silent. In front of the big boss, he picked bad stocks, gave wrong investment advice, and almost made insulting words...

There were only the three of them left in the office area, and a small, fluffy head protruding from the wall. It was the self-written volume. There were no outsiders. Xia Ke was waiting to correct him.

Kuang Zheng unbuttoned his suit, sat back with a sulky face, and gave the first order: "Take off that broken name tag for me." After closing the door of his house, he was indeed fierce, but logically, "We are private Banks, those who serve high-net-worth customers, don’t make yourself the same as those who run savings.”

The first thing the boss pays attention to when he takes office often reflects his style of doing things. He is upright and pragmatic, and he cares about details. Xia Ke and Huang Bailiang met their eyes. The boss told me to pick it up, and I took it off at the speed of light and threw it into the trash can.

"Notify everyone," Kuang Zheng leaned back in his chair, very domineering, "Come over for a meeting."

"Boss," Xia Ke seized the opportunity to hurry up, "Your office is on the third floor..."

"What's the point with just a few people?" Kuang Zheng never talked nonsense, "5 minutes."

It was said to be 5 minutes, but 15 minutes passed, there are still these few people, legal consultant Huang Bailiang, business consultant Xia Ke, and a self-written paper to support Hyosung.

"Where are the others?" Kuang Zheng took off his glasses, "Aren't you up yet?"

"Business is difficult," Xia Ke said truthfully, "I'm just sitting here, and I've gone to insurance to do sales, and I haven't gone through the resignation procedures yet."

After working on it for a long time, even the eleven people on the information are full of moisture!Kuangzheng was in a rage. He knew that Wanrong Zhenhui was a crematorium, but he didn't expect it to be a crematorium where he couldn't form a football team. Trying to adjust his emotions, he first paid attention to the core employees: "Where's the customer service manager?"

"He..." Xia Ke secretly glanced at Huang Bailiang.

"He", not "they", there is only one customer service manager left in this private bank?Kuangzheng's brain hurts even more, but he is the boss, so he has to hold his ground: "Call," he unlocked the phone and threw it on the table, "Call me back."

Xia Ke and Huang Bailiang didn't move.

Kuang Zheng repeated: "Call."

He didn't yell, on the contrary, he was very restrained, the more restrained he was, the more calm and majestic he appeared.

Huang Bailiang picked up the phone, dialed the number, and Kuangzheng tapped on the table, asking him to put the phone back. Huang Bailiang did so, and Kuangzheng turned on the speakerphone, only to hear a polite voice over there: "Hi, Wan Duan Zhao, account manager of Rongzhenhui."

Kuangzheng was a little surprised. First of all, he reported his position in the company when he came up, which showed that he was a professional person. Secondly, in Wanrong Zhenhui's current situation, he still maintained a stable working condition. Third, he also had a surname Duan.

In the past three months, Kuangzheng may have recognized everyone with the surname Duan in his life.

"Duan'er," Huang Bailiang said, "come back."

"Whose account do you use," said the other side with a suppressed voice, "I'm here to accompany Sister Feng as the leader, and the one where my husband runs a mine in Brazil, and I can't go back."

"Come right back," Huang Bailiang glanced at Kuangzheng, "The boss is here."

"Boss?" Duan Zhao said indifferently, "Isn't that the unlucky guy from Wanrong Investment Bank? He can be kicked to our poor place. He's either a waste or a softie. Don't be afraid of him."

Huang Bailiang heard that he was talking a bit nasty, and wanted to interrupt him, but Kuangzheng took the first step: "Manager Duan," he said in a calm tone, "Hello, I'm Kuangzheng."

The other end of the phone was silent for two seconds, then shouted: "I'll go to your mother, Xiaobai, you turn on the speakerphone!"

This is a sweetheart, Kuang Zheng changed the subject and didn't force him to come back to the meeting, but asked: "Yongxing Magnetism, Different Dimension Technology and Yohou Seed Industry, these are the stocks that Xia Ke pushed just now, you told him? "

"Yes," Duan Zhao said happily, "I chose."

"Do you know the risks?" Kuangzheng wanted to take him into the army by taking advantage of his background, but he didn't expect the other side to reply immediately: "Of course I know."

Kuang Zheng was slightly taken aback.

"Brother, we are not a glittering M&A tycoon in an investment bank," Duan Zhao's tone is completely different from when he answered the phone just now, "To put it bluntly, we are in sales. If I recommend good stocks to clients, they have to buy them too. , The market only recognizes rubbish, popularity, short-term and fast, everyone wants to get rich overnight, and they are willing to take the risk of losing their money!"

In a few words, he taught Kuangzheng his first lesson in private banking.

"I have an important client here," Duan Zhao said without hesitation, "I really can't hold the meeting, sorry."

The phone was cut off, and on the first day Kuangzheng took office, he was taken for granted. He raised his eyebrows, Xia Ke and Huang Bailiang were a little embarrassed: "Boss, Duan'er has such a personality, he has never been ambiguous in his work..."

Kuang Zheng raised his hand: "The four of us have a meeting."

Four people are the size of Kuang Zheng's team when he first became a manager. The difference is that he knew the business like the back of his hand at that time. Now, facing the unfamiliar private banking market, he has to learn everything from scratch: "...so our existing customers The group are middle-aged women between the ages of forty and sixty?"

"Yes," Xia Ke showed him the consultation records, "Our current business radius is basically at the lower level of the wealthy circle. The characteristic of this kind of family is that women control part of the investment funds, so our current strategy is 'public relations' Mrs'."

"It's just relying on my aunt's occasional investment of tens or tens of millions," Huang Bailiang said straight, "barely supporting the income and expenditure."

That is to say, the business has not entered the mainstream wealthy circle at all, Kuang Zheng frowned, this is very different from the information given by Bai Yinwu, it may be that the original owner lied about some information in order to get rid of it as soon as possible, this is very common in small-scale mergers and acquisitions.

"I want a detailed business overview before tomorrow morning," he glanced at the crowd, using his usual tone in M&A, "is it okay?"

There is a problem, this is not an M&A, there is no temptation of huge bonuses, and no incentives for upward channels, only an old working environment and an uncertain future. The three young people said in unison: "Boss, we never work overtime."

(1) Account manager: the person responsible for receiving and developing customers in a private bank.