rebirth first official

Li Jingruo usually had a leisurely life when he was a human being, but when he really got things done, he acted swiftly and resolutely.Within a few days, the government released an official document, opening up the people to borrow money, and repaying the loan with one season of crop maturity as the deadline.Moreover, there are different policies for borrowing money for different people. Farmers borrow money at [-]% interest for one season, and merchants borrow money at [-]% interest for a year. They can use grain to pay off their debts in season.

Private bank lending generally does not lend to poor householders, because they must ensure that the borrower has the ability to repay.Moreover, lending from a bank account requires at least two slings of copper coins. If their returns are not too low, the manpower and time spent will not be worth it. If you can't borrow money, you can only get poorer and poorer.Some people just want to borrow some revolving funds, and they don't need too much. They are forced to borrow too much money and have to pay too much interest, and in the end they make their situation even more difficult.

Gao Zhanming is well aware of these disadvantages. He asked the government to lend money this time not only to let the government take the opportunity to earn some money, but also to benefit the common people.Therefore, he spent a few days discussing with Li Jingruo, and finally finalized various government lending policies one by one.There is no lower limit for people to borrow money, and they can borrow even a penny.The conditions for government lending are also somewhat lower than those of private bank accounts. Many bank accounts require a family to have at least ten acres of land or several village shops. Gao Zhanming only requires the borrower to prove that his income can repay the loan. They are farmers, blacksmiths, and wood saws. They can do anything.

Of course, Gao Zhanming also promulgated many related decrees in order to prevent the common people from failing to pay back their debts.Compared with ordinary bank accounts, the government has an advantage, that is, they have the power in their hands and can do more things. When the bank accounts issued by merchants encounter debts and fail to pay back, some can only rely on threats, beatings and scolding to force debts. Some forced borrowers to sell their sons and daughters, but there was no other way.The government is different.

Although there is no lower limit for borrowing, there is an upper limit related to the total net worth and labor force. Of course, it is impossible to borrow money at a high price.Anyone who borrows from the government and refuses to repay it will be sentenced and forced to be included in corvee until his debts are paid off.Of course, the decree also has human feelings. If something difficult happens, such as natural disasters and floods, or funerals and marriages, the repayment can be postponed for one season after applying and proving to the government.If the debt is not paid for two consecutive quarters, it will be dealt with according to the law.

On the day when the official document was promulgated, there was a sensation in the entire Jiazhou government, and the common people gathered in front of the government to watch the excitement.

"Government lending? That's great, the interest is [-]% less than the Yang family's banknote! Who will borrow money from the black-hearted banker after this!"

"My God, why didn't the official document come out sooner? I just borrowed money from the Yang family bank!"

"But can the government borrow money casually? I'm really a little scared. Look at the official document below. If you don't pay the money, you will be arrested and do corvée to pay off the debt. For a hundred years, your descendants will not be able to participate in the science department." Test."

"If you pay back the money, nothing will happen? If you borrow money from the bank, don't you have to pay back the money? If the money from the bank is not paid, those bosses will hire someone to attack you with a knife every three days. If you run away from home, you may not be able to save your life. The government is willing to lend money, which is considered good!"

"Great! This year I have two acres of empty land and want to replant soybeans. I just don't have the money to approve the seeds. I'm going to borrow money from the government!"

All of a sudden, the voices of praise and doubts from the common people outside, and the curses from the shopkeepers of the ticket offices became one.

On the first day when the lending department opened, a large number of ordinary people came to apply for loans, and most of them still took a wait-and-see attitude.Two days later, the lending department became more and more lively, and it happened to be the season of farming, and the common people had to plant new food before the harvest was sold out this year, and they all came to complain to the government Borrowing, on the third day, people who came to borrow money broke through a hundred households!

Li Jingruo returned to the mansion with the account books after the government loan, opened the door and walked into Gao Zhanming's study, Gao Zhanming couldn't help but click his tongue: "Master Gao, guess how much money was released today?"

Gao Zhanming took a look at the account book in his hand, and said, "Doctor Li, calculate how much money you can get back in the spring of next year?"

Li Jingruo propped up the table with one hand: "Madam, all my private money is almost being subsidized by you."

Gao Zhanming said unhurriedly: "If it really comes to an emergency, I also have some private money here." It has been almost a year since he left the capital. Gao Zhanming sent a copy.It has to be said that Gao Zhanming did not misunderstand the person that day, and Liu Da was indeed capable. After he left, Liu Da also managed the business in the capital very well. Although the profit did not increase significantly, it was stable every month .If he really needed it, it would not be a problem to transfer tens of thousands of taels of silver.

Li Jingruo rolled his eyes around Gao Zhanming's body, and said with a smile: "Madam's personal money, keep it for yourself. You work hard to earn some money for your husband, isn't it just to squander it for your wife!"

Gao Zhanming took out a list from the drawer and slapped it on the table. It recorded several operations, covering everything from firewood, rice, oil, salt, soy sauce, vinegar and tea, and some of them were marked with ticks.Gao Zhanming said: "The ticks on this list are the properties that I think the government can take over from the government. Please take a look at it."

Li Jingruo took the list in his hand and glanced at it, picked up a few items, and made a circle on "tea": "The water in the Yangtze River, the tea on Mengding Mountain. The tea in Shu has great prospects. How many years will it take to eat this piece of silver!"

Gao Zhanming thought for a while, and said: "I like the cloud tea brought back from Wushan last time. The tea is grown on high mountains. There are not many other things in Sichuan, but mountains. And many mountains are shrouded in clouds and fog all the year round. The spring is full of water, and there is no need to build water trucks to divert water from the bottom of the mountain for irrigation. It is indeed a good place to cultivate tea fields. Some fields on the mountain that have not had a good harvest can also try to replant tea seedlings, and the soil and water are ready-made."

Li Jingruo nodded: "That's right. The cost of this matter is not too high. Let's find a few pilot places and attract some tea seedlings to grow. There is no shortage of farmers. I have caught a large number of rogues and bandits before. Because they are not easy to manage, all of them will be given away." Once they have become corvees, they can be recruited to farm the land, and they will be rewarded for their merits, so that they don’t have to worry about not working.”

Gao Zhanming said: "The original few tea merchants may not be willing to spit out their hands..."

Li Jingruo said: "I can solve this."

Gao Zhanming couldn't help asking, "How do you solve it?"

Li Jingruo glanced at him and said calmly, "I have my own way."

Gao Zhanming has seen Li Jingruo's tricks before. This guy looks gentle and amiable, but his stomach is dark. I don't know what tricks he will use to deceive.But there is no way, if you want to make money and do big things, you have to be black-hearted.

After Li Jingruo finished speaking, Gao Zhanming looked up at him curiously, and when he raised his head, he clamped his jaw again, and leaned in to steal the scent.

Gao Zhanming panicked, but quickly calmed down, letting Li Jingruo kiss him without resisting.

However, this time Li Jingruo didn't leave after kissing like last time. Gao Zhanming only felt a hand slowly climb up the back of his waist, alarm bells in his heart, and he quickly grabbed Li Jingruo's restless hand.

Li Jingruo let go of Gao Zhanming, and clicked his tongue twice with regret.

Gao Zhanming said: "Captain Li, how much profit do you want to charge?"

Li Jingruo smiled softly: "I am a kind person, and I only charge a profit."

Gao Zhanming raised his eyebrows: A profit?Didn't he already pay off the interest?Li Jingruo is so kind?

Then Li Jingruo stretched out a finger: "Interest is calculated on a daily basis—one cent per day!"

The corner of Gao Zhanming's mouth twitched fiercely.One profit per day, this usury lending is really slanderous, how dare you call yourself a kind person just like that!

Li Jingruo said: "One day the interest is owed, the interest will be repaid, and one point will be added."

Gao Zhanming rolled his eyes directly at Zhaotian, and threw the ledger on the table at him: "Go and do something!"

Li Jingruo laughed loudly, picked up the ledger and went out.

Li Jingruo never needed Gao Zhan's prompting when he started to do things.Over there, Gao Zhanming was still working on the case, but Li Jingruo had already done what he said, and immediately called tea farmers to inquire about the characteristics and planting methods of Shu tea. The list of the largest tea merchants in central Sichuan was copied and sent to the Dudu Mansion.

Gao Zhanming didn't know what method Li Jingruo used, and within a few days, those tea merchants honestly vomited out their business, and their faces changed when they heard Li Jingruo's name, and they have been circling around Li Jingruo's mansion ever since Walk.The government took control of all the tea fields, and posted notices that ordinary people were not allowed to privately own tea, and offenders were severely punished.

Gao Zhanming was so curious that he finally couldn't help but found a space to ask Li Jingruo: "What did you do to make those merchants who want money to spit it out to you?"

"You really want to know?" Li Jingruo swayed leisurely on the recliner.

Well, it's a sell out.Gao Zhanming had no choice but to show humility, and asked without shame: "Please enlighten me, Governor Li."

Li Jingruo seemed dissatisfied, he tapped the handle with his fingers and remained silent.

"Brother Yaoran, please enlighten me."

Li Jingruo hummed a ditty.

Gao Zhanming took a deep breath, thinking about how much he had to pay homage to a teacher to learn art, now that he is inquiring about these things with Li Jingruo, it can be regarded as learning a set of skills, and suffering a little loss is nothing.So he yelled with a half-smile: "Please...husband, enlighten me."

Li Jingruo sat up straight from the rocking chair, stared at Gao Zhanming with a smile and turned around: "Madam, today's interest..."

What is an inch?This is called pushing an inch!Gao Zhanming resisted the urge to run away, thinking about his future, thinking about Li Jingruo's ability to play with people's hearts, admit it!So he leaned forward, kissed Li Jingruo perfunctorily on the face, and retreated pretending to be calm, but couldn't help but blush on his face: "Don't tell me?"

Li Jingruo smiled complacently. After all, he was afraid of bullying him like this again, and bullied Gao Zhanming away, so he said inscrutably: "There are tens of thousands of people in this world who want to accomplish things. In the final analysis, there are only four words: intimidation." lure."

Gao Zhanming stared at him: "Threats and temptations?"

Li Jingruo said: "From the very first day I received the appointment, when I was transferred to Shu to be the governor, I have already started to arrange people, including several prefects in Shu, high-ranking bureaucrats in various platoons, and wealthy merchants. He touched everything." Gao Zhanming was startled, and immediately thought that Li Jingruo had told him that Liu Rukang was an earbud when he first arrived, and that he was able to attack Mrs. Liu Rukang and finally get rid of Liu Rukang was also thanks to Li Jingruo's strategy.This guy is really planning for a rainy day!

Li Jingruo said: "There are only three or five big tea merchants in Sichuan who monopolize the entire industry. There is one in Jiazhou Prefecture, named Guo Yue. This Guo Yue started his business with the help of his father-in-law. His wife relied on her hard work. Very arrogant. It's a pity that he is not like Taishou Liu. He has a lot of dissatisfaction with his wife. He has raised several side houses outside and has five or six children. He is afraid of his old man and dare not tell his wife, If his wife finds out about this, the shrew will strangle all his children to death."

Gao Zhanming said suspiciously: "Based on this alone, he gave you all the property in his hand, so it's really not worth it."

Li Jingruo said: "Threats and lures, there must be lures. But everyone who knows people thoroughly, knows what he fears most and what he wants most, so he doesn't have to worry about not being able to take people for his own use. I let him Changed the background of the branch office with the tea field, and let him manage the business. His old father-in-law was superior to him in every way. He was always under the supervision of others, and he had accumulated a lot of resentment. He worked hard to manage the tea , I also want to turn over and be the master one day. I asked him to change his background from the tea field to a branch office, and let him manage the business travel. After becoming his subordinate, he is no longer afraid of losing his head in front of his wife."

Gao Zhanming was startled when he heard this, and gave Li Jingruo a thumbs up: "Sure enough."

Li Jingruo said: "What's the hurry, there is a tea merchant bigger than Guo Yue in Sichuan, do you know who that is?"

Gao Zhanming asked, "Who?"

Li Jingruo smiled and said, "Guo Yue's father-in-law."

"..." Gao Zhanming was incredulous: "How did you swallow the property in his hands?"

Li Jingruo spread his hands: "What kind of tone are you talking about? I seem to have murdered and set fire for my husband. I didn't do anything, it was all done by Guo Yue. When he was promoted, he immediately became arrogant, and justifiably put his few The outer room was taken into the mansion, and all the illegitimate children recognized their ancestors and returned to their ancestors. His wife was so angry that she wanted to wipe her neck and hang herself. After being rescued, she went back to her mother's house. Then Guo Yue ran amok in front of his wife and father-in-law for a few days, and then I gave him The old father-in-law changed a few land properties and asked him to donate the tea fields. By the way, he was also promoted to an official and let him be the general manager. He didn't manage much, just a few sub-divisions under him, such as his Good son-in-law."

Gao Zhanming: "..." As expected of Li Jingruo, this is no coercion or temptation!Sowing dissension, watching tigers fight across the mountain, the beauty of the 36 tactics of the military strategist is all in it!It seems simple, but this step is obviously under Li Jingruo's control. I just feel sorry for Guo Yue and his son-in-law, who have to help count the money after being gnawed clean.Gao Zhanming himself can be regarded as a self-proclaimed profiteer. Compared with Li Jingruo, he is nothing compared to Li Jingruo!

Gao Zhanming cupped his hands sincerely: "The clever plan, I admire it, I really admire it!"

Li Jingruo pretended to sigh regretfully: "Those young people are not worth talking about. It's a pity that I claim to be a wise man, but I haven't even managed my wife so far."

Gao Zhanming didn't respond.Since Li Jingruo had already found out all the backgrounds of bureaucrats and merchants before he came, he must have found out his own.Threats and lures are four words, he has never threatened himself before, lures...reuse his strategies, support his official career, block those annoying troubles for him, open up a broad road for him... Maybe these are counted. .

Li Jingruo said with a smile: "Madam, I have realized another big plan for you, look at the interest..."

Gao Zhanming was funny.He had already realized that Li Jingruo would not be happy if he didn't talk for a little bit for a day.It's just that the tongue in the past is quite different from the tongue in the present.

The corner of Gao Zhanming's mouth couldn't help but rise, he stood up and said, "I'll go back to approve the official documents first. The waterwheel is almost finished, and I have to look at the final construction drawings."

Gao Zhanming turned around and walked into the house, when he heard Li Jingruo sighing in a moderate voice behind him: "It's not a good habit to pay too much debt. It's profitable, and sooner or later I don't know when, you can I can't afford it."

Gao Zhanming just pretended not to hear.Li Jingruo's trick was subtle, and he used it too obviously. From the beginning, he squeezed into his house to eat and live with him, then he kept calling him madam, and then he kissed Xiaozui from time to time. Pulling his little hand, Li Jingruo approached step by step, forcing his bottom line back step by step.Although he knew it well, but once Li Jingruo made him feel at a loss, he inexplicably accepted it.As for being angry... not at all, but I just feel unhappy in my heart. I don't like seeing Li Jingruo just get what he wants, and I still like to see him slumped.

Gao Zhanming thought to himself: This time we have to hold on, we can't let that guy ask for more money!

So the next morning, Gao Zhanming woke up in a daze and tried to turn over, but found that he was unable to turn around because of a heavy arm on his body.

Gao Zhanming's sanity was still not clear, he threw away the arm impatiently, and finally turned over.Then he heard a magnetic voice above his head: "Good morning, ma'am."

Gao Zhanming did not reply.

After a while, after a while, Gao Zhanming suddenly jumped up from the bed and threw off the quilt.He was wearing a thin shirt, but Li Jingruo was bare chested, and they were covered with the same quilt.

Gao Zhanming took a deep breath, exhaled it, took another deep breath, and finally collapsed: "Ge Laozi! Li Yaoran! I say hello to you!"

Li Jingruo laughed heartily when he saw Gao Zhanming's unkempt hair and wild eyes staring madly.

With a bang, the laughter stopped.

In the early morning, the servants were cleaning the yard, and the servants were running around with basins and clothes, ready to wait for the master to get up.

Suddenly, the door of Gao Zhanming's room opened, and Li Jingruo and Gao Zhanming came out together.Li Jingruo had a refreshing smile on his face, while Gao Zhanming's face was as stiff as a board.

Hearing the sound of ping-pong-pong, the basin brooms in the hands of the servants and maids fell to the ground.This is the first time the two masters have walked out of the same room early in the morning after living together for a year!What's the matter, are they finally going to make their relationship public?

Li Jingruo limped out clutching his waist, and greeted Yinhe who was standing in the yard with a smile: "Good morning."

Pingling bang bang, all the pots, bowls and brooms that were not dropped just now are all gone!

for!Varied!what!and!explain!good!of!No!one!Sample!Didn't Governor Li always call Mrs. Gao Madam?Isn't this lady a relationship in their room?Why is Li Dudu like the guy who has been toyed with all night and can't even straighten his waist? !

Gao Zhanming walked out with a dark face: "Why hasn't the water been delivered yet?"

This guy Li Jingruo actually attacked the bed in the middle of the night, trying to push his bottom line back again.When he was frightened, he kicked Li Jingruo out of the bed, so that he could not die. Li Jingruo's waist and buttocks hit the bedside table. The way these servants looked at him, he could use his toes to know what was going on in their minds.

Gao Zhanming sighed: "Hurry up and fetch hot water, and then bring some ointment for traumatic bruises."

Everyone just started to move, and because of Gao Zhanming's words, they all stopped in their tracks, and their eyes focused on Gao Zhanming again: What did Mr. Gao do to Li Dudu last night?

Gao Zhanming raised his forehead and pointed to a maidservant: "Xiaoyue, come and apply the medicine for Master Li."

Li Jingruo turned around and stared at him, with a sad tone: "I will be hurt, and it's not all because of you, you don't even have the sincerity to find a maid and want to send me away?"

Gao Zhanming heard the sound of air-conditioning in his ear.Li Jingruo is really afraid that the world will not be chaotic, and at this time, he is still adding fuel and vinegar here!

Gao Zhanming left him and wanted to leave, but he heard Li Jingruo whisper behind him: "How should I take care of the newly harvested tea fields?"

Gao Zhanming sighed heavily, turned around and helped Li Jingruo back into the room.

After a while, the wound medicine arrived.

Li Jingruo was lying on the bed, Gao Zhanming lifted up his clothes, he was hit hard just now, and there was indeed a bruise on his waist the size of a palm.He regretted that he had stepped too hard, but he cursed coldly: "It deserves it."

Li Jingruo said solemnly: "I am collecting debts. The debtor defaulted on repaying the debt, so I had no choice but to go to the door to ask for the debt in person, and I was violently confronted by the debtor... Sigh, in this world, people's hearts are not ancient!"

Gao Zhanming intentionally hit harder, only to hear Li Jingruo slightly gasp.This guy, now is he going to get used to sleeping in the same bed with him, and then take further measures?What a wolfish ambition!

Gao Zhanming put down his clothes: "Okay!"

Li Jingruo turned over and sat up. Gao Zhanming was about to leave the bed when suddenly a huge force behind him pushed him onto the bed. Before he could react, Li Jingruo pressed heavily on him and sealed his lips.

Gao Zhanming was dumbfounded by the kiss.

Although it was not the first time for Li Jingruo to kiss him, it was the first time to kiss him on the bed.Their chests were pressed against each other, Li Jingruo's left hand was intertwined with his fingers, and his right hand was wandering around his waist, his mouth was dry and his face was flushed.

Li Jingruo whispered next to his ear: "Master Gao, you have lost all of your face just now, so why don't you let me get some of it back?"

face?Just to let the servants think that he is a guy who has a special habit and likes to hurt his bed partner this way at night?It really sold him a lot of face!

Gao Zhanming pushed Li Jingruo away angrily: "You...you...I think you're an immortal!"

Seeing Gao Zhanming blushing in embarrassment, Li Jingruo laughed loudly.

This Gao Zhanming likes to see Li Jingruo deflated, and Li Jingruo likes to make Gao Zhanming lose his usual calm appearance. Together, these two are really enemies.

Enough of the trouble, Li Jingruo washed his face, went back to his room and changed his clothes, ready to go to the government to handle errands.

Gao Zhanming fell back on the bed alone and let out a long sigh.This is a good move, be sure to guard against it, and the bottom line is forced to retreat by that guy again!