how i bought the whole world

Chapter 82 Undercurrents surging

In order to go through complicated international adoption procedures, Brandon and I stayed in China for a month longer than originally planned.

The life of this child was naturally investigated by me. He is not as bad as my second brother thinks. There are some fraud gangs or gangsters behind him. Doudou's name is Xu Xicheng. He was originally born in Shanghai. in wealthy families.When he was three years old, his father died in a car accident. After that, his mother emptied all the money in the family and ran away from home. His relatives refused to take him in when they heard that they would not get a penny for taking over the child.As a result, the young Xu Xicheng was fostered in a local orphanage.No one told him about his father's departure. He always thought that he just had to wait and his father would come back to pick him up one day, but after waiting and waiting, he finally only waited for us who happened to pass by.

Brandon is very soft-hearted. After knowing what happened to this child, he decided to adopt this child. Of course, I will not object to his idea.He named the kid Carter, after his brother, and proudly called everyone to announce the news.

It's just that we disagree on whether to bring people back to Boston.I think Carter should stay in Huaguo. After all, he is from Huaguo, so he should receive education in Huaguo. Although we are not here, my mother will help us take care of him, so don't worry about it.But Brandon insisted that he should go back to the United States with me. Since he adopted the child, he should be brought back to raise him himself. This is what parents should do.

"Besides, he likes you so much, do you have the heart to tell him that you won't take him away?" Brandon asked me like this.

Two pairs of eyes with the same expression stared straight at me, making it impossible to refuse.

They finally convinced me.

Later, Brandon said that it was just a whim to adopt this child, but later he was really moved by the other's cuteness. He is a clumsy adult who can't take care of children at all. He always does many things wrong, such as washing his hair. Sometimes he accidentally got shampoo in a child's eye, say, while cooking dinner, but Carter never blamed him.

Most importantly, Carter looks a bit like me.

"We're not like that!" I was shocked.

"I mean a little bit, William," Brandon said, "I saw a photo of his father, and you're a bit similar, that's why Carter mistook you for his father."

"..." I glanced at the little one who was asleep on my lap, and was speechless.

Back in Boston, the first person to feel relieved was Chris.

"Thank goodness, William! I've never loved you more!" He picked me up at the airport himself, and started yelling at me from a terminal away, "Come to work! We need you! Everyone in the company I need you!"

"Give me a day off, please? My friend, I have to clean the house, right?" I feel like my bones are falling apart after a dozen hours of flying, and now I just want to sleep well.

Chris raised a finger at me and shook, "Ah, there is no excuse, I notified your assistant to book housekeeping service for you before you and Brandon came back, and now your house is perfect." At this time He saw Brandon walking over with the child in his arms, "Is this the adopted child you were talking about? It looks cute."

"His name is Carter, and he doesn't speak English yet." I took the child from Brandon, and Carter was already asleep, drooling all over his collar, and I resigned myself to wiping him with a tissue.

Chris looked at me enviously, "Don't be like this, I already want to get married."

I think it's better not to talk about "you can also raise a baby with Neil" at this time, lest my lawyer who is already too busy and angry will have a life-and-death confrontation with me.

……

In 06, the U.S. economy was pushed to unprecedented prosperity after two foreign wars.

People have never been more enthusiastic about the idea of ​​owning their own homes. Borrowing, mortgages, guarantees, the real estate market is booming, and tens of millions of people are applying for home loans. Everything seems to be moving in a good direction. Major investment banks And financial institutions are also working very hard to maintain the stable operation of this market.

However, the US government introduced a new policy at this time.

This decision was later considered to be a compensatory measure made by the U.S. government to detect the accumulation of risks in the real estate market. policy.Among them, the policy of raising interest has become the most important part of this decision.But they did not expect that this decision not only did not bring any help to the market, but also triggered an unprecedented financial turmoil, affecting several countries in the Americas, Europe and even Asia.

In fact, since 04, the US government has raised interest rates several times.As of June this year, the U.S. Federal Reserve has raised interest rates 5.00 times, raising the federal funds rate from [-] percent to [-] percent.The sharp rise in interest rates has overwhelmed homebuyers, the number of bankruptcies has risen rapidly, and the banks have repossessed too many homes, causing prices to fall.Those who cannot afford the loan cannot cash out through the sale of the house. Such a vicious circle has caused an undercurrent to float in the entire market.

"Bear Stearns is in financial jeopardy," Chris said to me one day.

I recalled briefly, "I remember you told me half a year ago that the CEO of Bear Stearns wrote a letter and laughed at you. At that time, they were making a lot of money from the subprime mortgage market?"

"It's you who's actually laughing, William." Chris was annoyed at the mention of it. "I just read that letter for you. At that time, Robert Jr. had just taken over his father's company, and he didn't know what kind of mess he was facing... In fact, he still feels good about himself until yesterday. It was only the credit company’s sudden return of funds that bluffed this guy enough, and now Robert Jr. is trying to suppress this matter, and decided to call shareholders to raise funds in order to get rid of the crisis of insufficient cash.”

"He will get what he wants. Although real estate is cooling down so far, most people can still afford their loans." I calmly analyzed, "Is there a problem with our credit company?"

"Brandon is packaging these loans into special bonds and selling them to Citibank. Don't worry, we haven't lost much profit, we just don't earn as much as they do." Chris patted me on the shoulder.

"Not earning as much as they do? It depends on how you define earning more."

Time flies by in 06, the U.S. real estate market continues to be deserted, and major companies begin to consider the real harm brought about by subprime loans. Unfortunately, the credit problem cannot be easily resolved with a few words from some CEOs or a few meetings.Some companies are not determined to cut the meat at all, and can only hope that this balance will continue.

Although people with discerning eyes had already seen the signs of the financial crisis at this time, and financial programs also used this word on their lips every day, people still had an illusion in their hearts that the threat of subprime loans would eventually end in a smooth manner.

But this is impossible. At the beginning of 07, the U.S. stock market reversed the steady rise of the past few years and began to become sluggish.Some small and high-load subprime mortgage companies were first unable to sustain themselves and declared bankruptcy, and then some medium-sized companies stopped their subprime mortgage business. The real estate market is still cold, houses cannot be sold, and prices continue to fall. People call on the government to act as soon as possible. rate cut, but the government rejected the request.

No one knows if the big investment banks, bond houses, and financial investment firms are also affected, but there is no smile on everyone's face in Wall Street and Boston's financial district.

During this period of time, I have made full preparations to deal with the outbreak of the crisis. Several important subsidiaries were delisted by me in advance, and various types of credit bonds were also transferred out by me. I did everything I did. It can be done, and the rest of the time I decided to leave it for vacation, such as being a baby daddy or something.

"Brandon, honey," I called from outside the house, "won't you come and play with us?"

I was playing a game of dodgeball with Carter and Jude Law in the backyard, and the afternoon sun was shining right into our manicured back garden. With the apple tree he planted by himself, after a year, the Will tree has grown to a full height of 90 centimeters. Although it still has no fruit, the green shadow of the tree looks luxuriant.

Brandon waved to us from the window, indicating that he would not join. "I'm working," he said. "Which of you two wants juice?"

"We'll come in later to drink juice, don't you really want to come?" Carter and I were sweating profusely.

"Oh, William." With a smile in his eyes, Brandon looked at us contentedly, "I have to clean out the cupboard."

"This kind of thing can be left to housekeeping."

"They don't clean well." Brandon said, "I don't know who complained about the hygiene at home yesterday?"

"..." Uh, it seems to be me.

Brandon went to work, and I shrugged and continued to throw the ball at Carter, and Carter and the dog yelped away.He was moving desperately with his chubby legs, which made me laugh straight away. One man and one dog fled to the corner of the fence tree. Carter thought he had avoided my attack, but he didn't expect that I rushed over to pick him up immediately Hang it around your neck.Carter gave a pleasant laugh over my shoulder.

When he first came to the United States, Carter was not very used to it, but he learned to speak English in two months here, and now he can express his ideas smoothly. Children can learn everything quickly. We take it home.Brandon raised him white and fat, not at all like the little black boy we saw at the beginning.

I have to say that the feeling of having a child is really amazing. It can cry, make trouble, and act like a baby. Sometimes I feel that I am a little different. The word family has been given to my life.I'm just like an ordinary man with a lover, a child, and a dog.

“Chris is visiting tonight.” Brandon reminded me when we got back to our room after the game. “You need to take a shower and get some clean clothes, William.”

I put my arms around him and put my wet face against his neck. Brandon smelled of his usual perfume, which smelled calming. "Baby, you always like to use this brand." Brandon especially Love the CK brand.

"Really?" He put one hand on my chest, trying to make his expression look particularly disgusted, "Seriously, go away, you are sweating all over."

"Come on, don't you miss me, we haven't been together for a long time, Brandon." I licked his ear.

"How long? We are together every day."

I looked at him suggestively, "You know what I mean." Daytime, alone, without kids.

Brandon had a 'don't mess around' look on his face, we had a really good night last night, but I didn't think it was enough, I kissed him on the side of the neck again, and continued to rub his back.

Brandon pretended not to be excited by me, "Speaking of which, where is Carter?" He looked around, "You didn't take him upstairs?"

I hugged him dissatisfied, and put my chin on his shoulder, "He is with Jude Law, watching TV."

"You can't put Carter with a dog, he's only four years old." Brandon said, going downstairs.

"Please, honey, look at me." I held his face and said shamelessly, "I'm going to find a nanny if you're like this, you know I always take care of Carter myself because I don't like outsiders in the house."

Brandon laughed at me, "Well William, what do you want?"

"I don't know, maybe you can give me an idea? You are a smart person, but I am a poor guy who loves my boyfriend too much. Now I ask you, how can I have time alone with my boyfriend?" ?”

He drew his finger on my collarbone, and that action made me take a deep breath, "Didn't I satisfy you at night, dear?"

"Today is a new day." I replied.A new day should have a new life, yesterday's world belongs to the past.

Brandon laughed.

"Oh, William," he said, "I couldn't have found a cuter boyfriend than you."

I looked at him in shock, "You still want to find someone else?"

"No, but..." Brandon couldn't stop his smile, his eyes were full of joyful light. "Well, I love you." He said giving me a sweet kiss.

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