Investment Life

Neither Chen Jianhua nor Wang Juan slept well that night, and their minds were full of echoes of their son's "rule". It's just that the son's handwriting is too big, how can people sleep peacefully!

The next day when she got up with a pair of dark circles under her eyes, even Wang Juan was rarely in a good mood. She tidied up the house and waited for relatives to come to her door.It turned out that before 9 o'clock, the first team arrived at the house, and it happened to be Chen Xiuling's family who were farthest away.

"Oh, sister-in-law, you got up so early." As if she didn't notice that she came earlier, Chen Xiuling smiled and pushed her son beside her, "Call me auntie!"

Li Ming was straightforward, "Hello, Auntie, is there anything to eat? I got up too early and didn't catch up to eat!"

Can it be early?It takes at least 3 hours to take a bus from the county seat to the city. This is the first bus I catch.What else can Wang Juan say, she can’t let the child go hungry, so she has to lead the whole family to eat in the kitchen. She has just learned how to use the refrigerator these days, and there are quite a lot of things in it. She steamed three bowls of egg custard and heated up steamed buns Only by frying vegetables can the famine be suppressed.

Chen Xiuling's performance this time was quite good, she helped Wang Juan pick vegetables and wash dishes deftly, and she kept talking non-stop, always praising her son how capable he was, and how the family planted in the past two years How hard he puts out the tobacco leaf, and he can bear hardships and stand hard work, coupled with Li Ming's sitting upright figure, it really looks like that.

But Wang Juan didn't pay much attention to her sister-in-law's bragging. The son's words last night were still ringing in her ears. Although she was shocked, she had some confidence in her heart, so she didn't have to worry about the noise of these relatives.As soon as the meal was finished, Chen Jianhua came back from the outside. He didn't sleep well yesterday, so he went out to drink mutton soup this morning, which counted as refreshing himself, but as soon as he entered the door, he saw the little sister's family.

"It's so early, take the first bus?"

"Brother is back." Li Shucai stood up with a smile on his face, "Such a big incident happened at home, how can we not pay attention? It's not so early in the morning Lingling is urging us to get up quickly, at least it's just in time for the 6 o'clock hour." What about a train?"

"Uh... okay, okay... the tree is the one for you to sit on." Chen Jianhua didn't know what to say, so he asked the little brother-in-law to sit down and passed him a cigarette.

"Hey, isn't this Ruan Zhonghua." Li Shucai is also a knowledgeable person, and took the cigarette happily, "Brother's family is booming, and it's our nephew who can do it. Look at this tobacco leaf, which can only be produced in the south. Our land I can't grow any seeds..."

Now tobacco planting can be regarded as Li Shucai's profession, so he chatted with Chen Jianhua directly, and the chat was interesting.Li Ming also turned on the TV, ate melon seeds and fruits, and watched the series.Chen Xiuling even held Wang Juan's hand and talked for an hour before other people began to visit the door one after another.

When she entered the door, she saw Chen Xiuling's family talking and laughing. Sun Jiajia frowned, and secretly gave her husband a look. They all said to come early and come early, and they have been tossing about until now. They haven't brought their children yet, and they don't know that the in-laws have come. How much ecstasy soup has been poured.Now that the second brother-in-law is well-developed, if you don't hurry up, why are you hesitating!

However, the anger in my heart turned to anger, but there was no shortage of smiles on her face. Sun Jiajia simply sat next to Wang Juan, and Chen Xiuling and Chen Xiuling were in a pincer position. The three women fought with a hundred ducks. Can't help but frown.Wang Tao didn't care much about his wife's petty gestures, and happily sat next to his second brother-in-law.

"Brother-in-law, where is Yuanming? Why didn't you see anyone else?"

"He went out early in the morning, and he'll probably be back later. Don't worry, come on, smoke a cigarette..." Although he didn't sleep well, Chen Jianhua's mind is slowly clearing up now. The son has that skill and can be good to the family, so what is he afraid of.Compared with Wang Juan's slight unwillingness, he is quite calm.As a patriarch, you should behave like a patriarch.

Immediately after Wang Tao, Chen Xiuli also came with her husband. Her husband Zhang Hongyuan looked honest. In the sprint stage, the school was not on holiday, so the two of them went home.Then came the couple Wang Ting and Liu Weiguo. Several families gathered and occupied the spacious living room. Everyone was talking and laughing, and they seemed to be in harmony.

After chatting like this until about half past ten o'clock, Chen Yuanming rushed back from the outside.

"Doudou is back!" Seeing Chen Yuanming enter the room, Chen Xiuling stood up immediately, with a smile on her face, "It's grown so big, I can hardly recognize it! It seems that the big boss is busy, and he can't be free during the holidays." Well, hurry up and find two more helpers to be serious!"

Although she didn't get the intention of today's meeting out of her eldest brother and sister-in-law all morning, Chen Xiuling still learned about the mine opened by Chen Yuanming, and also heard that Liu Weiguo was assigned to the mine, so don't worry about it.Look, this sister-in-law is still not authentic, she arranged for her relatives early on, and she was perfunctory to the two sisters, and she didn't know how much pillow trouble she had with her elder brother, this time she tried her best to give her family more Earn some benefits!

"Sister-in-law." Chen Yuanming nodded at her, and looked around the room again, "Everyone is here, well, let's start."

No one expected Chen Yuanming to be so straightforward, but when he walked into the room, everyone realized that he did not come alone, there were two people behind him, both in suits and leather shoes, with glasses and official documents Bao, don't be too serious.Isn't today a family meeting?How could there be strangers? There was a big question mark in everyone's mind.

Standing still in the middle of the room, Chen Yuanming smiled slightly, "I called all my relatives here today to tell you something important. I think you all know that I have made money outside in the past two years, and I am going Mining in my hometown, according to the old Chinese tradition, if you get rich, you should support your relatives and benefit the village, let’s not talk about the latter, let’s talk about the former today.”

As soon as the words came out, many people's eyes lit up. This was much smoother than expected!Since you took the initiative to speak, is there still a need to ask?

Chen Xiuling couldn't help it anymore, and stood up with a smile, "Doudou is an honest person! Right, if you have money, you should help our poor relatives. Don't you want relatives to carry our family's property together?" Talent is booming, one more person is always more effort..."

Chen Yuanming raised his eyebrows, "Our family's business? No, sister, you misunderstood. The business has always been my own, and I didn't want to develop it into a family business."

What? !Hearing this, Chen Xiuling couldn't close her mouth. He... Didn't he speak well just now? !Why did you turn your face so quickly!

Chen Yuanming didn't explain much, and said directly, "Sister-in-law, please sit down first and listen to me slowly."

Suddenly, Chen Xiuling's face turned red, and she felt that the glances around her were full of jokes, but there was an indescribable majesty in Chen Yuanming's voice, which made her, an elder, a little unbearable. , had no choice but to sit back in his original position in embarrassment.

Smiling, Chen Yuanming pulled a chair and sat directly in front of everyone. "Let me introduce to you first. The two behind me are Manager Song and Lawyer Wang. Manager Song is the person in charge of Yuxi Mining. He is also in charge of the company's affairs. He is my right-hand man. Lawyer Wang is a partner of Jun He Law Firm. Currently employed as my personal lawyer. You will likely deal with them often in the future, let’s get acquainted today.”

Law...lawyer...?

Isn't this the only way to find such a person in a lawsuit? !Many people's expressions changed. What's wrong with Yuanming's wealth?

Not caring about everyone's faces, Chen Yuanming took a document from Lawyer Wang, and glanced at everyone present again, "What I want to talk about today may be something you have never heard of before, but it is in the West. The world has been passed down for a while, and it is an effective management method for rich families. I have slightly changed it and applied it to our big family. There are only two core points in the charter. One is to cultivate the next generation of talents, and the other is to give The life of your relatives is guaranteed. Let me explain in detail below."

Lawyer Chao Wang nodded, and the other party quickly took out several stacks of thick documents from the briefcase and distributed them to everyone.

Seeing that everyone has obtained the materials, Chen Yuanming continued, "As for cultivating talents, from now on, every descendant of the Chen family and the Wang family will have an education fund of 20 yuan dedicated to schooling. From elementary school to university All the tuition fees, miscellaneous fees, and even board and lodging expenses and tuition fees for living in school can be received from this fund. If the child is successful in school and can study abroad with excellent grades, then all the expenses for going abroad will also be covered by me pay."

As soon as these words came out, there was an uproar in the hall.Sun Jiajia stared at the young man sitting in front of him in disbelief. What was he talking about?Every? !Now the four families may only have 6 or 7 children, what will happen in the future?Can each one afford it?

Chen Xiuling was tongue-tied for a while, but she immediately came to her senses and shouted loudly, "Then, what about my family!"

Chen Yuanming glanced at the absent-minded cousin who was sitting on the side, "Sorry, sister, the purpose of this plan is to cultivate talents for the family. Even my money is not floating in the water. Since my cousin has no interest in studying, it is better Don't force it. There is another thing to say before, this education fund is likely to increase the upper limit with the rise of prices, but it can only be used for education after all, and it cannot be diverted from it for any other reason. If you want to Use it as much as possible, and urge your children to study hard."

Before everyone could react, Chen Yuanming dropped a second bomb, "Regarding life security, I will also pay for the treatment of any serious diseases of family members. At the same time, from now on, I will open family accounts for the four families present. Each account has an initial deposit of RMB 50, which can be used by you as you like.”

If the previous one was just shocking, then this one is shocking! 50 yuan!For nothing? !

However, the shock was not limited to this, Chen Yuanming continued, "Of course, if you don't need so much money for the time being, you can keep it in this account, and the money will grow at an annual rate of 20% for 15 years. "

As soon as this remark came out, there was a buzzing below, and Li Shu asked stammeringly, "Every... 20% per year, this, is this just the principal, or is it with interest..."

Chen Yuanming smiled, "Naturally, it is a compound interest algorithm based on the sum of principal and interest."

What? !Suddenly, many people are out of their minds, compound interest! 1 a year, how much should it be in 50 years? !

Just now, Zhang Hongda, who had not spoken yet, pushed his glasses nervously, "That is to say, if the principal doesn't change at all, can we get 15 million in 750 years?"

"My uncle is very good at mathematics." Chen Yuanming smiled, "To be precise, it is 770 million, but it is estimated that some of the usual expenses will be used. This figure is not easy to get."

Even if you can't get all of them, as long as you have 10 to 20 left in your account, it will become millions in 15 years, right? !This is a family of four!Plus the child's expenses, how could he be willing!

"Do you think this is an unexpected windfall?" The expression on Chen Yuanming's face suddenly became serious, "This money is indeed not a small amount, but the most basic thing to get it is that family members should not involve any Illegal crimes. My purpose of making money is to make life better for my family, not to use money to raise a group of moths and scum. If this money is not squandered, it is enough to spend two generations. Wait until your children If you all step out of the society, it will be a big convenience for them, and it will also ensure your life is rich. As long as you can keep your heart and don't touch things that shouldn't be touched."

These words shocked everyone. In order to let the family members keep their duties, did they use such a large amount of money?However, I have to say that the effect of this big stick carrot is amazing, that's 750 million! ! !Even if the crime department can get such a large sum of money?There is no need to worry about the education of your children. As long as you endure for one year, you can get an extra 10 yuan in interest in your account. It is estimated that there will be a million yuan in ten years. This is a wealth that ordinary people can't imagine in a lifetime!

Chen Xiuling felt her teeth chattering, and suddenly gritted her teeth, she asked loudly, "Yuanming! Then can you arrange a job for the child? I gave you such a large sum of money, but it's just a job..."

"Arranging a job?" Chen Yuanming's face turned serious, "Sister-in-law, I started the company to make money, not to help the poor. Isn't 750 million enough to satisfy you?"

Chen Xiuling's face turned pale, "No, I didn't mean that, but your uncle..."

"I let my uncle enter the mine because he has been a soldier for 15 years, has won second-class meritorious service, and is the old company commander of the combat company. I trust his sense of responsibility for safety, not anything else. Similarly, this In a word, I also tell everyone here that as long as your children can be admitted to the first-class universities in China, they can get an internship opportunity in any company under my command. If the internship goes well, they can directly work in the company. Those who join the company, please go through the normal application procedures. Those who are qualified will be hired directly and get the same salary as other workers. But as I said before, if I mention my name when applying for a job, the standard will only be stricter than ordinary people. If you have confidence If so, you can come to my company to apply for the job."

These words were so decisive that Chen Xiuling couldn't help shaking her body twice, and almost couldn't sit still.This is completely different from what she thought!Chen Yuanming's handwriting is so big that anyone can comment that it is enough to take care of relatives, but, but it is really different from what she thinks! !

Li Shucai was much calmer than his wife, rolled his eyes, and asked suddenly, "Then what if we want to do some business on our own? Can I borrow money from you? You can't live on interest for the rest of your life, just in case Wouldn’t it be better if we could get rich too?”

"Borrow money?" Chen Yuanming leaned on the back of the chair, "Of course it's no problem. As long as you have enough plans and preparations for business, you can come to me to borrow money, and I won't charge any interest. But As a venture capitalist, I will own 30%-50% of your business shares. If the business declares bankruptcy, I also have the priority to get back this investment. As for these shares, they are all family members, and I will not embarrass everyone. As long as the funds are sufficient, they can be redeemed from me, calculated according to the market price."

Even Li Shucai's face changed now. I've never heard of such a thing as borrowing money and asking for shares!I borrowed you 100 million, turned it into 1000 million through hard work, and I still want to ask you for 500 or [-] million?How can there be such a thing!

Chen Yuanming didn't pay attention to his emotions, and lightly clapped his hands twice, "Okay, the specific agreement is written on the document in your hands, and there are many additional items that need to be followed. This agreement needs to be signed Only the pledge can take effect, and it also has real legal effect. Every withdrawal of funds needs certain procedures to get it. Please read it carefully before signing. Of course, if you are not interested in it, I have no intention of forcing it.”

"Spending such a large sum of money, my ultimate goal is to hope that all family members can get better step by step. I have the capital to make it easier for all of you to start than others, but you must keep in mind that this The benefits are just the beginning, if you give up your hard work, then no matter how much money you have, it will be nothing. What you want to become in the future depends on your own choices."

After saying this, he nodded to Lawyer Wang beside him, "Lawyer Wang, then I will leave it to you. If they have any questions, please explain them as detailed as possible."

"Chen Dong, don't worry." Lawyer Wang replied with a smile, "I also hope that I can serve your family for a longer time in the future."

This is an auspicious word, Chen Yuanming smiled and nodded his thanks.Then he turned around and walked in front of the dull parents, and said softly, "Dad, Mom, please follow me."

Walking on the smooth marble floor, Wang Juan felt as if she was stepping on clouds. Although she heard her son talk about this arrangement yesterday, it was completely different from what she heard alone when she actually told it!Seeing sister-in-law's devastated expression, she couldn't help but want to laugh out loud. Could the money be spent more properly? !

"Yuanming, I still think the compound interest is too high..." Chen Jianhua trembled in his heart, 750 million is really not a small number, what if everyone saves and doesn't spend it, what should they do? Woolen cloth?

"It's just a 20% annual profit. Any company under my management can easily do it." Chen Yuanming's expression also relaxed a lot. Judging from the performance of everyone, this approach is still very effective, but the second elder, Still need some defensive shots.

When he got to a place where no one was around, he turned around and said seriously to his parents, "The matter with the relatives is easy to solve, but I also need to tell you a few words at home. I will still pay you monthly living expenses in the future, but Your future expenses may be more than just daily expenses. There will be relatives and friends who want to come to borrow money. Don’t worry too much about this. If it is someone who has helped our family before, it will not be a problem to borrow ten times and a hundred times, but borrowing needs Through the hands of lawyer Wang, the loan agreement was signed. We can save the emergency, but not the poor, it will only make them treat our home as an endless cash machine."

"At the same time, you should also pay attention to your expenses. If you want to invest in gold, antiques and jade, I have no opinion, but every transaction exceeding [-] yuan must go through the appraiser contacted by Lawyer Wang. Confirm the authenticity of these artifacts. I don't want to look back and see you bring a bunch of fakes home."

"How...how come..." Wang Juan stammered a little, "No one in our family likes such extravagant things..."

Chen Yuanming shook his head slightly, "In the future, there will always be people who will take the initiative to come to the door. It is better to pay attention in advance. But collecting these is also a good way to preserve value, so don't be too resistant. From now on, there will be countless people who want to pass To fawn on you to gain benefits, for these people, as long as you keep a normal mind, if you don’t understand anything, you can ask Lawyer Wang or Xiao Song, and leave the decision-making power to professionals. You will gradually get used to all this... ..."

Looking at the slightly confused expressions of his parents, Chen Yuanming breathed a sigh of relief.In any case, these things at home are initially settled.In fact, whether it is family or others, in the final analysis, it is the words "one force will reduce ten meetings". Since he has such ability, why does he bother to do some intrigue?

The golden bait has been dropped, and it will depend on how they choose.