cute and cool
Chapter 79 Buying a House
Originally thought that Cheng Wang would refuse again, but he just sat up from the bed wrapped in the quilt, looked down at the sheets and said nothing.
Last night, Qiao Beixin changed the four-piece suit with great difficulty, and now the quilt wrapped around Cheng Wang is covered with a light yellow quilt.
The whole person looks like a glutinous rice dumpling filled with mango.
He didn't answer for too long, Qiao Bei was a little anxious, and asked again: "Huh?"
Cheng Wang looked up at him, neither agreed nor refused, and slowly lay back on the bed, saying, "Oh."
Qiao Beixin asked tentatively, "Then I'll take it as your agreement?"
Cheng Wang lay facing the wall and nodded.
A strand of hair stood up on the back of Yuanyuan's head, and it swayed along with it.
Qiao Bei is very motivated, so he made an appointment with an agent to see the house on Sunday.
There were only two of them, and the ordinary two-unit apartment was enough, and the extra room was for Cheng Wang to store sundries and his Lego blocks.
Other than that, there are not too many other requirements, as long as there is a big balcony.
But this requirement is the most difficult to achieve.
Most of the commercial houses nowadays are high-rise buildings, and balconies affect the lighting. In most residential areas, a place with a few square meters is considered a balcony.
Qiao Beixin was not satisfied after looking at several places.
He wandered around several real estate properties, but he didn't like them.How do you say it?The more he can't get it, the more he wants it. Qiao Beixin couldn't find a house with a big balcony, and he was going crazy. He was looking at house purchase information while eating.
Holding his chin, Cheng Wang tricked himself into adding a piece of ginger to his rice bowl. Qiao Beixin ate it without noticing it, and then showed a painful expression.
The man put down his chopsticks and looked at him helplessly.
Cheng Wang laughed loudly: "Don't look! You don't have to have a balcony! It won't matter if you don't have a balcony."
"It's not going to happen..." Qiao Beixin locked the phone, "But don't you like it?"
Cheng Wang bit his chopsticks, counted the rice grains in the rice bowl with his head down, glanced secretly at Qiao Beixin from time to time, and said in a very low voice, "If there is a big balcony, what will it be used for?"
"Planting flowers." Qiao Beixin knew exactly what Cheng Wang wanted to say, "The pansies we agreed on earlier."
"Oh, oh." Cheng Wang controlled himself not to laugh too obviously, "You still remember."
Qiao Beixin looked at him, pinched his face with his hands and rubbed it, and said "um".
"Speaking of which," Qiao Beixin thought of a very boring question, "If you can only choose one, which one do you prefer, the pansy or the veil I gave you earlier?"
In his imagination, Cheng Wang should have frowned, opened his mouth a small slit, and thought for a long time tangled and distressed—in fact, he was tangled and troubled for a while, but soon, his eyes lit up, and he moved the chair closer to Qiao Bei Xin, with an expression of "seeking compliments", said to Qiao Beixin: "Can I add you? Choose your favorite from these three!"
The chopsticks that had been placed on the side of the bowl rolled onto the table. Qiao Beixin subconsciously wanted to pick them up, but his fingers trembled slightly.He heard his heart pounding, and everything disappeared in front of his eyes except Cheng Wang's magnified smiling face.
He tried his best to calm down, not letting his voice tremble, and took another deep breath, before saying, "Then... pansy, veil, or me, which one do you prefer...?"
Cheng Wang's smile became even sweeter, and he simply leaned into Qiao Beixin's ear.Obviously there were only the two of them in this room, but he still had to cover his voice with his palms, for fear that the answer would be spread and heard by others.
He whispered, "I like it better—pansies and veils! Hahahahahahahahahahaha!"
……
The ambiguous atmosphere suddenly burst.
Qiao Beixin grabbed the man who wanted to escape expressionlessly, locked his neck and pulled him back to his side.
Cheng Wang yelled: "Help! Help! Help!"
Qiao Beixin said coldly: "You shout, but no one will save you even if your throat is broken."
Cheng Wang couldn't break free, so he closed his eyes and stuck out his tongue, pretending to be dead.
Qiao Beixin smiled angrily, and ignored him, just watched his showman's upper body slide down softly along his shoulders, and finally lay down on his lap.
After playing around and having dinner, Qiao Beixin sent Cheng Wang back.
He was not in a hurry to take a taxi, and asked Cheng Wang to accompany him to the ATM machine first.
Now that you are ready to buy a house, you must have a little awareness of your economic level.If you want a big balcony, you have to spend within your ability.
He started working three years earlier than Cheng Wang, and he doesn't usually spend money like Cheng Wang. In addition to Liang Yilan's previous savings, he still has some savings.
Much better than some of the moonlight people around me.
Cheng Wang looked at the balance of the bank card, touched his nose in desperation, and said with emotion: "Little Qiao, you are so rich."
Qiao Beixin said modestly, "It's okay, it's okay."
Cheng stared at him.
The minimum down payment for the first house is 30%, and Cheng Wang can squeeze together 10,000+ if he squeezes together, and the two of them tighten their belts, and they can barely scrape together a small 100 million.
With the down payment, Qiao Beixin calculated the loan again.He is a civil servant himself, and he has enough provident fund; Cheng Wang is a foreign company, and he also pays according to the highest ratio.It is not a problem for two people to pay some salary each month, and it is not a problem to pay 6000 a month.A little more frugal, 8000 is not impossible...
Qiao Beixin's brain was spinning fast, and the few real estate projects he had seen recently flipped through his mind one by one like a PPT.Qin City is now very expensive, and in the early 200s, you can't buy a particularly good place...
He was concentrating on these calculations, but he didn't notice that Cheng Wang beside him also looked thoughtful.
After returning home, Cheng Wang tossed and turned sleeplessly.
He really couldn't fall asleep, so he got up and sent Qiao Beixin a message: Xiao Qiao, are you asleep?
Qiao Beixin's work and rest time is also quite weird. Normally, Cheng Wang goes to bed first and Cheng Wang wakes up first. After knowing each other for so many years, he rarely sees Qiao Beixin sleeping soundly.
This time was no exception, Qiao Beixin quickly replied: Not yet.
Cheng Wang reached out and turned on the light, and hung up the video for Qiao Beixin.
Qiao Beixin was wearing thick coral fleece pajamas and reading a book with glasses.
Cheng Wang's attention was diverted immediately: "Are you still reading so late?"
Qiao Beixin held up the things in his hand to show him: "I'm writing a material recently, and I can't write it out. I'm looking for inspiration."
"Oh." Cheng Wang grabbed the corner of his pajamas and squirmed.
Qiao Beixin simply took off his glasses and listened intently to Cheng Wang: "What's wrong?"
"Well, Xiao Qiao," Cheng Wang was really hard to say, "You said buying a house, are we buying it together?"
"Yeah," Qiao Beixin felt puzzled, "We will live together in the future, and we will buy together now. Is there... a problem?"
No problem, no problem at all.But they have to consider one thing.
After the house is bought, who does it belong to?
They were not married, they were not brothers, they would not constitute a legally recognized relationship of any kind - ever.
Judging from Qiao Beixin's actions now, Cheng Wang has reason to suspect that this house will be under his own name in the future.
"So you wanted to say this." Qiao Beixin smiled, "I was going to write your name. What's wrong?"
Cheng Wang hugged his knees with both hands, pressed his face on it, his expression was tangled.He held the phone in his hand and looked down at the screen in a posture of looking down.
No matter how good-looking a person is, he can't stand this devilish posture. This angle almost deforms Cheng Wang's face.
Qiao Beixin couldn't help it, avoided the screen, and secretly smiled.
"What are you laughing at..." Cheng Wang muttered, "Then let me ask you, Xiao Qiao, what if we break up again in the future? What if I am a bad person and the house is not returned to you?"
Qiao Beixin was not in a hurry to answer, and caught the loophole in his words first, and asked with a smile: "Then you admit that we are reconciled now?"
"..." Cheng Wang was speechless, "Qiao Beixin, I can't talk to you properly, can I?"
Qiao Beixin laughed a few more times, and then answered seriously: "Nothing to do, if there is such a day, it will be my bad luck."
He said seriously: "It's not a big deal, I still say that, I have identified you, and I will not leave you. As long as I think of this, I have nothing to worry about. And—"
Qiao Beixin looked at the screen and smiled, tapped Cheng Wang's forehead with his fingers, and said softly, "How can you be a bad person."
Cheng Wang went to bed with confusion and a little excitement.
That night, he had a rare dream.
In the dream, he went on a business trip to a far away place for a long time, and when he returned home, even the security guard at the gate didn't recognize him.He rushed into the house and saw that the big balcony of the house was full of beautiful little flower pots, and all the pansies in it were in bloom.
The sun shines into the balcony, making the small petals of various colors more beautiful.
He threw away his luggage and ran into the balcony in two steps.It must have been watered just now, and the soil in the flower pots was still moist. Cheng Wang looked at the pots, and the more he looked at them, the more he liked them.
At this time, footsteps came from the bedroom behind him and the man's slightly surprised voice: "Xiaowang, are you back?"
Afterwards, Cheng Wang said that although he didn't have any savings, he could repay more of the future loan.
Qiao Beixin said: "Actually, it's not necessary. We buy a house to live, and we don't need to be too frugal for the house. This will reduce the quality of life, isn't it necessary?"
He spends his own money far less than Cheng Wang - he doesn't buy Nintendo game cards or Lego blocks, and he doesn't need to buy a lot of clothes to wear a police uniform at work. Although his salary is only half of Cheng Wang's, but Surprisingly, the monthly disposable amount is not less than that of Cheng Wang.
After discussing with each other, the two decided to repay the loan a little more, and strive to make up the monthly payment to 9000 yuan.
In this way, the range of properties that can be selected has expanded a lot.
Cheng Wang cheered, "You can live in a big house!"
Qiao Beixin rubbed the top of his head and hugged him into his arms.
A few days later, another thing happened.
Cheng Wanyu came to Cheng Wang on his own initiative and said that his 55th birthday was coming soon, and he hoped that the whole family would have a meal together.
Cheng Wang didn't want to go at first, but Cheng Wanyu spoke so sincerely that even his grandfather came out to look for him and persuaded the two brothers to save face.
The two of them saw that Cheng Wang could talk better, and the phone bombarded one after another.
Cheng Wang had no choice but to agree.
I don't know how to solve the problem of being scammed by Xiao Tan last time, but Cheng Wanyu has really aged visibly to the naked eye.
The sideburns are white, and the wrinkles on the face are also deep.
Cheng Wanyu greeted his two sons as if they were talking about business, only talking about the scene.After drinking for three rounds, he looked at Cheng Wang and asked, "Xiao Wang, do you have a girlfriend?"
--------------------
The author has something to say:
It's almost the end, there will be no abuse, everyone, don't worry, let's settle the matter between Xiao Wang and his father, and get angry with Cheng Wanyu by the way
Last night, Qiao Beixin changed the four-piece suit with great difficulty, and now the quilt wrapped around Cheng Wang is covered with a light yellow quilt.
The whole person looks like a glutinous rice dumpling filled with mango.
He didn't answer for too long, Qiao Bei was a little anxious, and asked again: "Huh?"
Cheng Wang looked up at him, neither agreed nor refused, and slowly lay back on the bed, saying, "Oh."
Qiao Beixin asked tentatively, "Then I'll take it as your agreement?"
Cheng Wang lay facing the wall and nodded.
A strand of hair stood up on the back of Yuanyuan's head, and it swayed along with it.
Qiao Bei is very motivated, so he made an appointment with an agent to see the house on Sunday.
There were only two of them, and the ordinary two-unit apartment was enough, and the extra room was for Cheng Wang to store sundries and his Lego blocks.
Other than that, there are not too many other requirements, as long as there is a big balcony.
But this requirement is the most difficult to achieve.
Most of the commercial houses nowadays are high-rise buildings, and balconies affect the lighting. In most residential areas, a place with a few square meters is considered a balcony.
Qiao Beixin was not satisfied after looking at several places.
He wandered around several real estate properties, but he didn't like them.How do you say it?The more he can't get it, the more he wants it. Qiao Beixin couldn't find a house with a big balcony, and he was going crazy. He was looking at house purchase information while eating.
Holding his chin, Cheng Wang tricked himself into adding a piece of ginger to his rice bowl. Qiao Beixin ate it without noticing it, and then showed a painful expression.
The man put down his chopsticks and looked at him helplessly.
Cheng Wang laughed loudly: "Don't look! You don't have to have a balcony! It won't matter if you don't have a balcony."
"It's not going to happen..." Qiao Beixin locked the phone, "But don't you like it?"
Cheng Wang bit his chopsticks, counted the rice grains in the rice bowl with his head down, glanced secretly at Qiao Beixin from time to time, and said in a very low voice, "If there is a big balcony, what will it be used for?"
"Planting flowers." Qiao Beixin knew exactly what Cheng Wang wanted to say, "The pansies we agreed on earlier."
"Oh, oh." Cheng Wang controlled himself not to laugh too obviously, "You still remember."
Qiao Beixin looked at him, pinched his face with his hands and rubbed it, and said "um".
"Speaking of which," Qiao Beixin thought of a very boring question, "If you can only choose one, which one do you prefer, the pansy or the veil I gave you earlier?"
In his imagination, Cheng Wang should have frowned, opened his mouth a small slit, and thought for a long time tangled and distressed—in fact, he was tangled and troubled for a while, but soon, his eyes lit up, and he moved the chair closer to Qiao Bei Xin, with an expression of "seeking compliments", said to Qiao Beixin: "Can I add you? Choose your favorite from these three!"
The chopsticks that had been placed on the side of the bowl rolled onto the table. Qiao Beixin subconsciously wanted to pick them up, but his fingers trembled slightly.He heard his heart pounding, and everything disappeared in front of his eyes except Cheng Wang's magnified smiling face.
He tried his best to calm down, not letting his voice tremble, and took another deep breath, before saying, "Then... pansy, veil, or me, which one do you prefer...?"
Cheng Wang's smile became even sweeter, and he simply leaned into Qiao Beixin's ear.Obviously there were only the two of them in this room, but he still had to cover his voice with his palms, for fear that the answer would be spread and heard by others.
He whispered, "I like it better—pansies and veils! Hahahahahahahahahahaha!"
……
The ambiguous atmosphere suddenly burst.
Qiao Beixin grabbed the man who wanted to escape expressionlessly, locked his neck and pulled him back to his side.
Cheng Wang yelled: "Help! Help! Help!"
Qiao Beixin said coldly: "You shout, but no one will save you even if your throat is broken."
Cheng Wang couldn't break free, so he closed his eyes and stuck out his tongue, pretending to be dead.
Qiao Beixin smiled angrily, and ignored him, just watched his showman's upper body slide down softly along his shoulders, and finally lay down on his lap.
After playing around and having dinner, Qiao Beixin sent Cheng Wang back.
He was not in a hurry to take a taxi, and asked Cheng Wang to accompany him to the ATM machine first.
Now that you are ready to buy a house, you must have a little awareness of your economic level.If you want a big balcony, you have to spend within your ability.
He started working three years earlier than Cheng Wang, and he doesn't usually spend money like Cheng Wang. In addition to Liang Yilan's previous savings, he still has some savings.
Much better than some of the moonlight people around me.
Cheng Wang looked at the balance of the bank card, touched his nose in desperation, and said with emotion: "Little Qiao, you are so rich."
Qiao Beixin said modestly, "It's okay, it's okay."
Cheng stared at him.
The minimum down payment for the first house is 30%, and Cheng Wang can squeeze together 10,000+ if he squeezes together, and the two of them tighten their belts, and they can barely scrape together a small 100 million.
With the down payment, Qiao Beixin calculated the loan again.He is a civil servant himself, and he has enough provident fund; Cheng Wang is a foreign company, and he also pays according to the highest ratio.It is not a problem for two people to pay some salary each month, and it is not a problem to pay 6000 a month.A little more frugal, 8000 is not impossible...
Qiao Beixin's brain was spinning fast, and the few real estate projects he had seen recently flipped through his mind one by one like a PPT.Qin City is now very expensive, and in the early 200s, you can't buy a particularly good place...
He was concentrating on these calculations, but he didn't notice that Cheng Wang beside him also looked thoughtful.
After returning home, Cheng Wang tossed and turned sleeplessly.
He really couldn't fall asleep, so he got up and sent Qiao Beixin a message: Xiao Qiao, are you asleep?
Qiao Beixin's work and rest time is also quite weird. Normally, Cheng Wang goes to bed first and Cheng Wang wakes up first. After knowing each other for so many years, he rarely sees Qiao Beixin sleeping soundly.
This time was no exception, Qiao Beixin quickly replied: Not yet.
Cheng Wang reached out and turned on the light, and hung up the video for Qiao Beixin.
Qiao Beixin was wearing thick coral fleece pajamas and reading a book with glasses.
Cheng Wang's attention was diverted immediately: "Are you still reading so late?"
Qiao Beixin held up the things in his hand to show him: "I'm writing a material recently, and I can't write it out. I'm looking for inspiration."
"Oh." Cheng Wang grabbed the corner of his pajamas and squirmed.
Qiao Beixin simply took off his glasses and listened intently to Cheng Wang: "What's wrong?"
"Well, Xiao Qiao," Cheng Wang was really hard to say, "You said buying a house, are we buying it together?"
"Yeah," Qiao Beixin felt puzzled, "We will live together in the future, and we will buy together now. Is there... a problem?"
No problem, no problem at all.But they have to consider one thing.
After the house is bought, who does it belong to?
They were not married, they were not brothers, they would not constitute a legally recognized relationship of any kind - ever.
Judging from Qiao Beixin's actions now, Cheng Wang has reason to suspect that this house will be under his own name in the future.
"So you wanted to say this." Qiao Beixin smiled, "I was going to write your name. What's wrong?"
Cheng Wang hugged his knees with both hands, pressed his face on it, his expression was tangled.He held the phone in his hand and looked down at the screen in a posture of looking down.
No matter how good-looking a person is, he can't stand this devilish posture. This angle almost deforms Cheng Wang's face.
Qiao Beixin couldn't help it, avoided the screen, and secretly smiled.
"What are you laughing at..." Cheng Wang muttered, "Then let me ask you, Xiao Qiao, what if we break up again in the future? What if I am a bad person and the house is not returned to you?"
Qiao Beixin was not in a hurry to answer, and caught the loophole in his words first, and asked with a smile: "Then you admit that we are reconciled now?"
"..." Cheng Wang was speechless, "Qiao Beixin, I can't talk to you properly, can I?"
Qiao Beixin laughed a few more times, and then answered seriously: "Nothing to do, if there is such a day, it will be my bad luck."
He said seriously: "It's not a big deal, I still say that, I have identified you, and I will not leave you. As long as I think of this, I have nothing to worry about. And—"
Qiao Beixin looked at the screen and smiled, tapped Cheng Wang's forehead with his fingers, and said softly, "How can you be a bad person."
Cheng Wang went to bed with confusion and a little excitement.
That night, he had a rare dream.
In the dream, he went on a business trip to a far away place for a long time, and when he returned home, even the security guard at the gate didn't recognize him.He rushed into the house and saw that the big balcony of the house was full of beautiful little flower pots, and all the pansies in it were in bloom.
The sun shines into the balcony, making the small petals of various colors more beautiful.
He threw away his luggage and ran into the balcony in two steps.It must have been watered just now, and the soil in the flower pots was still moist. Cheng Wang looked at the pots, and the more he looked at them, the more he liked them.
At this time, footsteps came from the bedroom behind him and the man's slightly surprised voice: "Xiaowang, are you back?"
Afterwards, Cheng Wang said that although he didn't have any savings, he could repay more of the future loan.
Qiao Beixin said: "Actually, it's not necessary. We buy a house to live, and we don't need to be too frugal for the house. This will reduce the quality of life, isn't it necessary?"
He spends his own money far less than Cheng Wang - he doesn't buy Nintendo game cards or Lego blocks, and he doesn't need to buy a lot of clothes to wear a police uniform at work. Although his salary is only half of Cheng Wang's, but Surprisingly, the monthly disposable amount is not less than that of Cheng Wang.
After discussing with each other, the two decided to repay the loan a little more, and strive to make up the monthly payment to 9000 yuan.
In this way, the range of properties that can be selected has expanded a lot.
Cheng Wang cheered, "You can live in a big house!"
Qiao Beixin rubbed the top of his head and hugged him into his arms.
A few days later, another thing happened.
Cheng Wanyu came to Cheng Wang on his own initiative and said that his 55th birthday was coming soon, and he hoped that the whole family would have a meal together.
Cheng Wang didn't want to go at first, but Cheng Wanyu spoke so sincerely that even his grandfather came out to look for him and persuaded the two brothers to save face.
The two of them saw that Cheng Wang could talk better, and the phone bombarded one after another.
Cheng Wang had no choice but to agree.
I don't know how to solve the problem of being scammed by Xiao Tan last time, but Cheng Wanyu has really aged visibly to the naked eye.
The sideburns are white, and the wrinkles on the face are also deep.
Cheng Wanyu greeted his two sons as if they were talking about business, only talking about the scene.After drinking for three rounds, he looked at Cheng Wang and asked, "Xiao Wang, do you have a girlfriend?"
--------------------
The author has something to say:
It's almost the end, there will be no abuse, everyone, don't worry, let's settle the matter between Xiao Wang and his father, and get angry with Cheng Wanyu by the way
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