The villain is far from my CP!

For Qi Changting, there is good news and bad news recently.

The bad news is that Baiqiao seems to be avoiding him more and more recently, almost to the point where there is Qi Wubai, people who don't know think they have accumulated some serious hatred.

For this, he probably knew the reason - that day when he was hiding in a corner and quietly watching the excitement, he was probably discovered by the little girl.

But Qi Changting couldn't figure it out in his heart, she was the one who was obsessing him before, and he was never impatient, but now he just glanced at her too much, but she avoided her like a snake.

He flirted with her and ran away, did he annoy her that much?

However, Qi Changting had no choice at all.

To put it bluntly, he is Bai Qiao's Bole, but to put it bluntly, the two are in an exchange of interests, why should he ask Bai Qiao to treat him?

The boy frowned for a long time because of this, but luckily there was some good news on the other side.

Ever since the Qianfang Cabinet put up a notice to release money, although the merchants were eager to make a move, they didn't dare to be the first to eat crabs.

Therefore, the first to come to the door is not the merchant who wants to borrow silver, but the merchant who deposits silver in Qianfang.

Before these merchants deposited silver in Qianfang, it was entirely because they could not gain a foothold when they first arrived in the east. They took a fancy to Qianfang's low storage fees and took the risk of storing their turnover silver here.

Later, Qi Tonghe sent someone to inform them that Qian Fang had moved the shop to the inner city, and they were quite happy. After all, Qian Fang had become more powerful, and their silver was more secure. As for the custody fee, it had already been written in the contract Yes, it won't rise anytime soon.

But who would have thought that Ganfang's shop had grown bigger and his ambitions had swelled, and he actually wanted to borrow money from outsiders!

The first thing they thought was that Qianfang was going to take their money to take risks, so they rushed to the door.

Xishui Street was blown up by Qianfang before, and everyone's eyes are glued to the red silk plaque in the past few days.

The young guys envied that Qian Fang was so popular, but many old shopkeepers who were well versed in business were stroking their beards and shaking their heads.

——This is the day to wait and see.

As a counter shop, it is not absurd to think about what is available and what is not, even if it is not good at keeping bank notes for merchants.

Who dares to borrow money from several parties who can't handle their own merchants?

On that day, the thirteen shopkeepers who saved money in Qianfang came with their sleeves, their faces solemn.

But Gan Fang seemed to have anticipated their arrival, and eleven staff members came out to greet them.

This kind of battle is enough to show respect, even if the shopkeepers are full of anger, they can't help but relax slightly.

And then, the ten private rooms that had tantalized their appetites at the beginning finally showed the world their true usefulness.

Nine shopkeepers led nine shopkeepers into a private room, while the other four shopkeepers were led up to the second floor by the other two shopkeepers, and met by someone in person.

About two hours later, what shocked Xishui Street happened again.

The thirteen shopkeepers were aggressive when they entered, but they changed drastically when they came out.

The nine people who entered the private room looked tangled, but the four people who went up to the second floor couldn't hide the smiles on their faces!

What happened in that elegant room?

Everyone scratched their heads with curiosity.

Finally, Qianfang once again posted a notice that those who deposit silver in the Qianfang cabinet will not only not be charged a storage fee, but will also pay an annual interest ranging from half to three cents depending on the time limit and method of deposit.

The counters no longer charge storage fees, but instead give rebates to merchants who deposit silver!

Good guy, the old shopkeepers were so shocked that they almost pulled off their beards.

They finally understood Gan Fang's plan.

It's not earning interest, but earning the interest rate difference. They don't even plan to pay for the borrowed silver by themselves!

The dry party received a monthly interest of one and a half cents, but only paid an annual interest of three cents. Excluding the daily expenses of the shop, this pie was attractive enough.

It's just collecting money and borrowing money, and you can make such a profit. I don't know how many people are tempted in the market for a while.

Maybe those who have established themselves in the Eastern Capital are not stupid. They soon discovered that the cake smells delicious, but it is not so easy to eat it without burning their mouths.

—— Merchants themselves are not at ease lending money to others, can they rest assured that the counter will do it for them?

Undoubtedly, before the thirteen shopkeepers entered the private room, everyone's answer was a firm "no".

It can be seen from the expressions of those shopkeepers after they came out, there is a question mark behind the word "no".

But how is this done?

It can't be that the person who borrowed the silver can't pay it back, so let the dry party pay it back.

This idea just flashed through my mind and was rejected.

If this is the case, Qian Fang is too naive, and I am afraid that he will have to close the door in a few months.

In the private room on the second floor of Qianfang Cabinet, Baiqiao came out from behind the screen.

She wanted to hold the line, but there was a big villain in the capital staring at her, so it was inconvenient to show up, so she temporarily blocked it with a screen.

The corners of the girl's lips were slightly raised, she leaned back on the armchair leisurely and took a sip from her teacup.

Qi Tonghe caressed his heart, and gave her a hard look with complicated expressions in his eyes.

Before that, Baiqiao and Qi Tonghe had asked for the files of thirteen merchants who had deposited silver in Qianfang, and after careful reading, they decided on today's strategy.

The thirteen shopkeepers were divided into two groups, and the downstairs group was lured by the guys, promising that as long as they didn't want to, the shopkeeper would definitely not touch their silver. Still have to pay as usual.

And the four houses on the second floor are the biggest goal today.

Doing business has a cycle. Three of the four companies are in the fabric business. October to December is when they sell a lot of winter clothes and fabrics and have a surplus of silver taels.

At this time, another pharmacy is in need of a large amount of silver to purchase medicinal materials produced in autumn and winter, such as Baiji and Panax notoginseng.

The opportunity came.

If the three wealthy bankers are willing to borrow more medicinal materials from the pharmacy, earn more profits, and then return the principal with interest, there will be no delay in the matter, and both parties will earn more money.

Of course, the premise is that the pharmacy can really make money.

After Bai Qiao read the files of the pharmacy, he knew that the store was not top-notch in terms of cost, profit, or efficiency.

But although it is not top-notch, it has no particularly big flaws.

Those who have dry stocks may prefer top-notch merchants. After all, dry stocks get dividends. The more merchants earn, the more they earn.

But for Qianfang, a merchant with stable operation is the most suitable. Anyway, no matter how much the other party earns, Qianfang can only get fixed interest. It is better to be safe and less risky.

As for this pharmacy, as long as it continues to operate steadily, it is not a big problem to pay back the principal and one and a half cents of monthly interest.

So there is only one last question before us:

Qianfang thought that the money could be recovered, but the three shopkeepers were not sure.

This is why Qi Tonghe did not believe that Baiqiao could find a breakthrough in these three merchants.

And Bai Qiao's words made him almost spit out the tea in his mouth.

"If the pharmacy is still not open, the dry party will return it."

——Yes, Baiqiao really boasted about Haikou.

If the borrower goes bankrupt and still can't pay it back, the dry party will pay it back.

Qi Tonghe repeatedly waved his hands and refused: "Qianfang is very poor, but he has no money to pay back."

But in the next second, the girl directly photographed Huang Liangyimeng's original title deed.

"If we get to that point, the shop will be sold and we will go back to the outer city."

The palm-sized Bai Xuan represents the most central facade of Fang City, the inner city of the Eastern Capital.

Guaranteed by thousands of dollars, it is indeed worth it.

Can……

Qi Tonghe couldn't help but look carefully at the little girl in front of him.

The land deed of Huang Liang and Meng was actually bought by Qi Changting out of his private treasury, and it was given to Baiqiao to tie up this general.

Cough, at least on the surface, as for the true intentions of the Third Highness, only he knows.

Since it is a gift, it belongs to Baiqiao personally, and has nothing to do with the profit and loss of the dry party, and even the dry party needs to pay Baiqiao rent every month.

But now, this title deed is now tied to Qian Fang's future.

What is this little girl to His Royal Highness...

Qi Tonghe couldn't understand.

It is the young people's own business to be lazy and read again if they don't understand.

However, regardless of Bai Qiao's purpose, this boldness alone made him think highly of him.

If she really reaches that position then, this little girl is worthy to stand beside Qi Changting.

Qi Tonghe smiled lightly and looked away.

In short, Gan Fang finally signed a deed for depositing silver with the three fabric shops, and signed a deed for borrowing silver with the medicine shop.

Signing contracts with the two parties separately means that there is no relationship between the pharmacy and the fabric shop. Even if the dry party fails to get back the silver taels from the pharmacy at that time, he has to find ways to fulfill the principal and interest agreed in the silver deposit contract.

Correspondingly, the three fabric shops also promised in the contract that during the three months from October to December, they will hand over the silver taels stored in the dry party to the dry party, and they will not be withdrawn in advance under any circumstances.

In this way, Gan Fang's first deal was concluded, and Bai Qiao knew clearly that this was just a prologue.

The whole East is still waiting and watching. Only three months later, the borrowed money will come back safely, which will be the beginning of Qianfang's official shine.

That night, Qi Tonghe sneaked around to the Third Prince's Mansion on the pretext of going back to Qi's house as usual, and told everything about what happened today, including Baiqiao taking out the deed as a security for Fang Qian convoy.

Qi Changting's calm heart these days was once again disturbed by a land deed.

The boy got up, went to the window, and pushed the tightly covered warm window open.

Now it's the tenth month of the lunar calendar, and the beginning of winter is about to begin, and the earth dragon has already been burned in the house.

The warmth and heat inside the house and the damp and cold outside couldn't wait to embrace each other, creating a hazy mist.

In fact, after returning from Jiangdu, Qi Changting moved the house once.

He had been living in a courtyard facing North Street before, which was the farthest courtyard from where Qian Fang was located in the entire Prince's Mansion.

But after returning, he found various reasons and moved to the current yard to stay permanently.

There is a small three-story building in this small courtyard, which is the maximum height allowed by the regulations of the Prince's Mansion.

Looking out from the small building, you can have a panoramic view of the whole Qianfang cabinet workshop.

He knew when the lights in the man's room were turned off and when they were turned on.

If the lights were not turned off all night, it was probably because she stayed up all night, or was busy sleeping on the table.

Why, exactly, why did she do this for him!

Qi Changting asked himself this question countless times.

The previous answer was that Bai Qiao liked him, but when he really tentatively responded, the man pushed him away mercilessly.

His wishful thinking was severely slapped in the face.

Hit him and hit him, he is not a coward who can't take it or let it go.

But why is she acting like this now?

No matter how hard-spoken Qi Changting is, he has to admit that he seems to have unusual thoughts on a person, so he starts to be led by the nose by the other person.

This realization made him a little anxious.

In his impression, Emperor Huisheng was such a man who was judged by all the women in the harem, so that there was no distinction between loyalty and traitor.

He once swore that he would never be trapped by women in his life.

But now, this feeling unexpectedly made him addicted.

The cold air of early winter poured in, soothing the dryness in my heart little by little.

The boy closed the window and sat back at the table.

After a while, he sighed lightly.

"Well, let her go."

Three months passed in the blink of an eye.

During this period, the dry party refrained from all fronts, just like an ordinary cabinet workshop, doing the business of keeping silver taels in an orderly manner.

Of course, it is still clearly stated in the contract that as long as the merchant does not agree, the dry party will never use the silver taels privately.

The time is getting closer to the end of the new year, and the taste of the new year in the eastern capital is getting more and more full.

Just when everyone was busy buying new year's goods and almost forgot what was so special about Ganfang, it finally showed its fangs again.

With the strength of words that are not surprising and endless, it caused a sensation in the whole market.

On the early morning of the 28th of the twelfth lunar month, a young shopkeeper, holding a huge flannel red flower, and a team of servants beating gongs and drums, found the door of Qianfang, and played joyously.

Early in the morning, the guys from each family were still having their breakfast, and each of them came out with buns and steamed buns to watch the excitement.

"I recognize him. Isn't this the shopkeeper of the newly opened pharmacy on Jinzhao Street?"

"Oh, when you put it that way, it seems that it is really him. People on Jinzhao Street say that his family may have bumped into the God of Wealth this year."

The markets in Dongdu are also divided into three, six, and nine grades. Xishui Street is the center, and there are several other streets around it, and Jinzhao Street is one of them.

Owning a shop on Jinzhao Street is regarded as a symbol of establishing a foothold in Dongdu.

More and more people gathered here, and finally an insider came out.

"You are on Xishui Street, I'm afraid you don't know the excitement on our Jinzhao Street."

As soon as this remark came out, it immediately attracted many curious eyes.

The insider was very proud, and he folded his arms and talked eloquently: "This pharmacy was originally opened in the outer city. It treats some minor ailments with headaches and brain fever. It is unknown. But in October this year, I don’t know where they got the money. Bought a large number of high-quality Sanqi. And guess what, in November, there was a sudden heavy snowfall in the south, and the farmers were caught off guard. The large area of ​​Sanqi was all damaged, and the price skyrocketed! No, their family earned a lot of money. It was full of money, and I bought a shop directly on Jinzhao Street."

"Time is also fate."

This person spoke with gusto, and finally sighed with emotion, but found no one echoed.

He looked around and found that the expressions of the people around him seemed to be a little bit wrong.

"What's wrong?" he asked cautiously.

He is from Jinzhao Street, and he came to Xishui Street today to help his boss with errands. He really doesn't know much about the affairs of Xishui Street.

After a long while of silence in the surrounding air, someone finally spoke quietly.

"Three months ago, it seems that this guy borrowed a large sum of money from Qianfang Cabinet."

There were gasps one after another.

After three months, Xishui Street finally exploded again.

The author has something to say:

Qi Changting: Why on earth are you treating me like this.

Baiqiao: Cub, Mama just wants you to be happy.

Qi Changting: ...

It must be updated at 24:00 today (seriously.jpg).