Red Mansions: My Book is Cool

"Sister Lin, 1 taels of silver is too little," Wang Xifeng said displeasedly.The Lin family has a small population, and they only pay attention to elegance and comfort in their daily life. They also behave in a low-key manner, and they don't like to put on a grand display.In this way, with a lot of income but little expenditure, coupled with the rich background of several generations, it is actually much richer than the Jia family.

Before they came, they estimated the Lin family's property at home, and figured out how much money the Lin family could take out on their books, not to mention 30 taels, 20 taels is no problem.Who knows, Lin Daiyu simply said 1 taels, which is too far from their expectations!Wouldn't this be too disrespectful to Jia's family, and dismissed them as poor relatives? If she said 10 taels, Wang Xifeng would not be angry.

"Sister, the old lady is your grandmother, and the first and second masters are your uncles. Didn't you have to ask the Lin family for help when you encountered a difficult situation? My sister is so cold, it's really chilling!" Wang Xifeng thought Annoyed, his tone became a little stiff without realizing it.

"Does the second sister-in-law of Lian think that 1 taels of silver is very little?" Lin Daiyu also sneered and said, "You're welcome, then I won't just be gentle and humble.I remember Wang Xifeng once said in the book that Jia Yingchun and Jia Tanchun are concubine daughters, and their dowries don’t cost much, and 1 taels of silver can be spent. It can be seen that 1 taels is by no means a small amount, and it is a very objective sum. The money is gone.But Jia Amnesty bought a beautiful concubine and concubine for 800 taels, but for 5000 taels of silver, he married Jia Yingchun to a vicious domestic violence man to pay off the debt.

"1 taels is naturally a lot, but considering the Lin family's net worth, it's a bit thin!" Wang Xifeng was stunned by Lin Daiyu, and her voice slowed down. The Lin family is not a soft persimmon, and the Jia family can only coax her at this moment, saying Some good words, Uncle Lin is a scholar with a thin skin, and Lin Daiyu is the granddaughter of the Jia family anyway, so she will not be merciless: "Sister, please think about it. The wife is a filial son! If she is under the nine springs, knowing that the old lady is in such a predicament, but there is no one to help her, wouldn't she die with peace in her eyes?"

Lin Daiyu smiled coldly.Yes, Jia Min has been in charge of the Lin family for many years, and every year the rituals are extraordinarily generous, which has raised the hearts of the Jia family.The dowry she brought, since the death of Mrs. Lin, has been in charge of the Lin family. The Jia family naturally knows the truth of the Lin family, so they opened their mouths and proposed 30 taels at once. Ask to come.

"When I was in the south of the Yangtze River, I heard that there was a 'Guardian Talisman' circulated, which was about the four major families:" Lin Daiyu narrated lightly: "'Jia is not false, white jade is the horse of Tang Jin; Afang Palace, three hundred The East China Sea lacks a white jade bed, and the Dragon King came to invite the King of Jinling. In a good year, there is heavy snow, and pearls are like earth and gold is like iron.'. The four families mentioned here are Jia, Shi, Wang, and Xue. "

At this time, Lin Daiyu noticed that Wang Xifeng's face was quite colorful, and she sighed secretly.If you are a politically sensitive person, you should feel a little uneasy when you hear these words. Wang Xifeng seems to be shrewd, but in fact he has no great wisdom.It's no wonder that before Qin Keqing's death, she entrusted her dream and said it very clearly, which didn't arouse her vigilance, and she was still immersed in the illusion of prosperity and wealth.

"Since this is the case, how much money did the Wang family, the Shi family, and the Xue family lend to the family? It is said that they are so rich, and the Lin family is far behind, so they must have lent more than 30 taels, right? The villa must not cost millions of taels of silver, I am afraid that building a palace for the royal family is nothing more than that, this is a bit presumptuous! The current emperor is a thrifty monarch who loves the people!"

"This, it's not that much!" Wang Xifenghun didn't hear the admonition in Lin Daiyu's words, and only thought about how to borrow money from the Lin family, and it's not easy to lie, so he could only stammer: "There is a big difficulty. .Their families have a large population. Although the family has a big business, they also have a lot of expenses, and the remaining cash in the account is not so much, so "

"So, our Jia family can only count on uncle and younger sister to help each other!" Wang Xifeng said earnestly: "Nowadays, only the younger sister's family can come up with large sums of cash!"

"Really?" Lin Daiyu took a sip of tea unhurriedly, put down the teacup, and raised her eyebrows with a smile: "But Lian's second sister-in-law doesn't know, the Lin family's account only has more than 2 taels of silver. I gave my grandmother 1 taels At any rate, you should leave more than 1 taels of expenses at home as a backup."

"What?" This answer was beyond Wang Xifeng's expectations, and she was stunned for a while.When he came back to his senses, he smiled angrily: "Is my sister joking with me? The Lin family only has more than 2 taels of silver, ha ha!"—Who would believe this?

"It's cash, not family business!" Lin Daiyu corrected her with a glance at her.

"It's not just cash, right? The Lin family doesn't have so many essential expenses like ours!" Wang Xifeng retorted.The Lin family has a small number of people, they are not the direct branches of the clan, so they don't need to bear many responsibilities in the clan, and the exchanges of human relationships are not so frequent. Although there will be worries about being weak, but correspondingly, the burden is much lighter.Ningrong Second Mansion, how much wealth does it spend on the clan every year, among other things, all the children of the Jia family can go to the clan school for free, and the school also provides them with pens, ink, paper, inkstones, tea, snacks, and lunch. It was borne by the two governments.In fact, Wang Xifeng has also heard that the style of study in ethnology is corrupt, and you can't learn anything at all, wasting money for nothing!Besides, all the housekeepers in the family relied on the convenience in their hands to get money from Jia's family, and Wang Xifeng was well aware of this.But Wang Xifeng dared to point it out, saying that it would be better to stop running the ethnology and punish those slaves. Is it the way to keep the family together if we increase income and reduce expenditure?

No, because it will touch the interests of too many people!So now that we don't have enough money to build a family-visiting villa, do we have to think of another way?It was also because Jia Min, who used to be the mistress of the Lin family, was too generous to her natal family, and Lin Ruhai didn't care about the affairs of the inner house, so the Jia family was the first to think of the Lin family.

"That's right. Originally, the Lin family had a lot of money in their accounts. Before we came to the capital, some of the properties in Jiangnan were also disposed of, so there was even more cash in the accounts." Lin Daiyu answered frankly.

After the emperor confirmed the response, she discussed it with Lin Ruhai.There is a high probability that Jiangnan and the others will not come back again, so what should the many industries of the Lin family do?

Lin Daiyu proposed to keep those top-quality properties, such as Shangtian with guaranteed harvest during drought and flood, shops in prosperous areas, and the mansion carefully built and maintained by Lin's family, etc., and the rest were decisively sold.They don't have the energy and time to take care of it, and Jiangnan is where the Lin family clan is located. If there is something wrong with Lin Ruhai in the future, the Lin family members may not be able to take care of the Lin family's property. At that time, they will go to war for those worthless properties, which is not worth it. of.Therefore, it is better to save the chaff and save the chaff, and take the money from the sale to the capital to buy another property.This is equivalent to the asset restructuring of modern society.

"However, we also used it. Now the cash in the account is only more than 2 taels, not more than [-]." Seeing Wang Xifeng's suspicious face, Lin Daiyu raised her fingers and told her the calculations one by one.

"The Lin family is a kind family. Before going to the capital, they asked all the servants in the family whether they would like to go north. Many servants have already taken root in Jiangnan, and some of them have lived in Jiangnan for several generations. Naturally, They wanted to stay in the local area. The Lin family didn't force it. Not only did they return their body deeds, they gave each of them at least 20 taels of silver. , the father bid farewell to the clan, and gave a large sum of money to the clan to buy clan land, fund clan studies, relieve widows and widows, and reward students. All of these alone cost a lot of money.”——Do good things openly, do It is also to establish a good reputation for the Lin family and let everyone know the benevolence of the Lin family.In the future, no matter whether it is the Jia family or the Lin clan who want to seek the Lin family's wealth, they will never want to use the Lin family's character to make an issue.

"Since we plan to gain a foothold in the capital, we naturally want to buy property earlier. When we were still in the south of the Yangtze River, we sent our trusted old housekeeper to go north to check around for good farms, shops, etc. Coincidentally, at that time, the imperial court was investigating a major case, and a group of prisoners’ properties were about to be sold. We happened to have a large amount of cash in our hands, and with the help of my father, Mr. Zhang, who was the same age, we I picked up a bargain and bought a few large farms. In addition, I also bought a dozen shops on Zhuque Street, Liujinfang, and Qinghe Street, and signed contracts."

"At that time, we were still on the way to the capital in the south of the Yangtze River. Mr. Zhang was the guarantor. The old housekeeper paid a part of the deposit first. The big one was paid after we arrived in the capital." Lin Daiyu glanced at Wang Xifeng with a smile: " Calculating the time, it was after I went to your mansion to pay a visit. Sigh, if your mansion’s plan had been told to me earlier, relatives, what the hell, I would have saved some money for the mansion’s emergency!”

Wang Xifeng's heart sank, and he felt a bitter taste in his mouth.Zhuque Avenue, Liujinfang, Qinghe Street, these places are all good places where every inch of land is expensive. She can calculate how much money it will cost to set up a shop there.In addition to the Datianzhuang near the capital, the Lin family spent so much money at once, and the cash left in the account is only more than 2 taels, it is entirely possible.

But where is the worst part of this?It happened after Lin Daiyu left angrily because Jia's family let their siblings go through the corner door.If they hadn't made things difficult for them at the beginning, and their wives had met the old lady in a normal manner, they might not have talked about it.At that time, I'm afraid it will be another result.Let alone 20 taels, 10 taels of silver should be able to 'borrow', right?

What a pity!Sigh, it's all my wife's fault. Why are you doing something like this secretly to embarrass the Lin family?Look, now, pick up a rock and shoot yourself in the foot!Wang Xifeng complained endlessly.

"Sister, is it all spent? Why don't you keep some, in case there is something urgently needed to spend money?" Wang Xifeng swallowed, and asked unwillingly.

"Keep it!" Lin Daiyu smiled sweetly: "It's more than 2 taels of silver, isn't it enough?"

"Our family can't compare to the family. There are only three masters in the family. Naturally, we don't need to order so many servants. My father is the official of the Imperial Academy, which is a noble official position. If he lives a luxurious life, it is not appropriate. He only wants to be comfortable and elegant. Good. There is no need to spend too much on human relations. In short, our family does not pay attention to luxury and does not spend a lot of money. "

"Buying properties in the south of the Yangtze River and the capital city is like raising golden roosters, and the energy will continue to produce golden eggs. The food, vegetables, fruits, chicken, duck and fish sent by the farm every month are eaten by our whole family. At the end of the year, it will be a big income if the change is made at the end of the year. If the store is rented out, the rent will cover the daily expenses. Keeping some money is just for emergencies.”

Hmph, don't do porcelain work without diamonds!In modern times, Lin Daiyu has seen a lot of advanced consumption, profligacy, and finally sued in court in disgrace, and she can't feel sympathy for it.

"Lian's second sister-in-law Zhou Guiren, her natal family is a famous salt merchant in Yangzhou. Gold and silver are nothing to her family. Using silver to support the daughter in the palace is not good for the Zhou family's business. And status is also advantageous; Wu Guifei, I heard that her family has formed a fleet in the southeastern provinces, specializing in overseas business, and the income is extremely rich. Other families cannot compare with them, and there is no need to compare like this."

Hehe, other people's family can build a mansion, it's spent their own money, can you compare it!