Forensics

Chapter 98

At night, in an unknown manor outside Penang.

Some people in the audience remained calm.

Someone asked: "Is it a performance commission that she can get so much money? But why are there so many rich old people around us buying these services?"

They have all seen the price list advertised by the company just now, and many items are expensive.For example, once housekeeping comes, it must be calculated according to the area, and it takes 200-500 to complete a thorough cleaning.

It will be more expensive to provide a babysitter.

The family doctor's visit is also 500 once, and the medicine fee is extra.

Traveling for the elderly will cost tens of thousands a month.

The service looks good, but many elderly people are unwilling to spend it like this even if they have money.

Teacher Pang said: "Based on this situation, our company has formulated a second service model: legacy consumption."

The following people became interested: "What kind of model is that? Tell me, teacher."

Teacher Pang was not in a hurry to tell, but started to walk back and forth on the podium to make sure that everyone in the audience could hear what he said.

"First of all, I want to explain inheritance to you. That is all the property that people leave behind after they die. Many of you will often regret why you were not born into a rich family, why didn't your parents have money , is an official. I think everyone has also had a dream, that is, a rich man suddenly appeared, saying that I am your real grandfather, I left you a large inheritance, and then gave it to You have a lot of money."

There was a burst of laughter from the people below. Everyone is an adult, and naturally knows that such a dream is impossible to come true.

But many people have really thought about such a thing.

"You are very lucky. You met me, and I will tell you the password of wealth. From now on, your life will be different. Because what I want to tell you is a shortcut to life."

"Here, I want to tell two short stories first."

In the first story Mr. Pang told, a fruit stall owner took care of a widowed old man for several years. In the end, the old man donated his house to the stall owner.

The second story I told was about a little nurse who took care of a seriously ill old man for a year. Before the old man died, the little nurse found that there was an extra 100 million yuan in her bank card.

Shen Junci has seen these two stories in some media reports before, and now they are all used by this teacher Pang.

His story was told vividly, and the people listening to the story below were also engrossed.

Who wouldn't want to get rich overnight?Even as material for dreaming, it's fine.

After telling the story, Teacher Pang asked: "You said, why did they get the money?"

A big brother who was asked in the front row said: "They respect the old and love the young, and kindness is rewarded."

"That's right, do you think they are lucky?" Teacher Pang guided.

It was quiet for a while, and someone shouted: "Yes!"

There was envy and a little jealousy in that voice.

Teacher Pang threw out a conclusion: "Who doesn't want to be able to have a house and have money? What's more, it seems to be almost free. They only spent a little effort to obtain property of unequal value. They There is another reason to get that money, that is, because the people they are good at are dying."

"Everyone has the right to freely control their own inheritance. This power can be inherited by legal heirs, or they can make a will and inherit it to designated heirs. They can even sign an inheritance transfer with the foundation and donate it to the foundation. It's called a legacy donation."

Then Teacher Pang spoke again: "What I am about to tell you now is the password of wealth, a truth that you will never think of yourself in your life. I only tell you these words. I will change your life. After many years You'll even appreciate me!"

Every time he talked about the actual content, he would intersperse a few encouraging words. Judging from the live effect, the effect of brainwashing was very good.

"The habit of our people, especially the older generation, is to save money. Few people have no money, but people still have it. Most people have no money, and the money is not spent. After their death, those They don't need the money."

"Chinese people don't reveal their wealth. Those old ladies who pick up vegetables and leaves in the vegetable market may have several house books at home. Those neighbors who pass you by may have a cabinet of gold ornaments. Those trembling old men in the park may have Millions of deposits."

"Our society is aging. There are a large number of elderly people in this country, and many of them have no descendants. What does it mean to have no descendants? It means that no one inherits their family property. After they die, their things are to return to the country."

"But the country doesn't need this little money at all. A house, several million, if you give it to the country and spread it equally to each of us, will there be any change? No. But if the money is given to you, Even if only part of it is given to you, you can save ten, twenty, or even thirty years of struggle in your life."

This is a novel angle, and many people have indeed never thought about such a problem in the past.

"One of the reasons why people are living hard now is that these old people occupy a lot of social assets."

"And you can also use the property they have accumulated to take shortcuts and make yourself rich."

The people below became quiet, and everyone raised their heads and listened patiently.

Shen Junci knew that Mr. Pang was fooling around, these were all rhetoric, and he was brainwashing these people, but most of those sitting below had low education and had suffered a lot in society, and many of them were There was a look of thought and even yearning.

Beside him, Gu Yanchen also began to frown and think.

It is true that the state has insufficient supervision over personal assets, and the recovery of these property after death is also a long process.

Unowned inheritance, although it is said that it will be returned to the country.

However, this needs to be heard by the court, and the people's court will issue a notice of claiming the property. After one year of the announcement, if no one claims it, it will be nationalized.

There are many returns and few returns, and no one has carefully verified the length of time. This is a regulatory blind spot.

In the past, people didn't pay attention at all, where the lonely old people around them died and where their property went.

The bequeathed property of each old man may not be much, but the whole society may add up.

As a large city with a population of tens of millions, Penang has hundreds of thousands of elderly people who die normally every year, and tens of thousands of them may inherit without children.

He assumed that, on average, these people would each leave a property worth 100 million yuan.

Then Gu Yanchen calculated in his mind, and the amount reached hundreds of millions, which is still a conservative estimate.Taking the current housing prices in Penang as an example, the old ones cost more than one million, and some of the bigger ones cost several million or even tens of millions. This is only counting the house, not counting the cash and gold jewelry.

If there were more people leaving more inheritance, the amount would be even greater.

As society ages, this number will only increase, not decrease.

Thinking of this, Gu Yanchen looked at Shen Junci who was sitting on the side. Shen Junci was also listening intently, and occasionally adjusted his glasses.

He had expected before that these people had some methods to attract others to join their team, but he did not expect that these people already had theories and systems for their methods.

In front of the podium, Teacher Pang was still eloquent.

A person below said: "How do we know if this old man has money or not? How many years can they live?"

Teacher Pang smiled: "Let me tell you, it's very easy to do."

With a wave of his hand, someone projected a few pictures on the screen behind him.

"This is what our company used to do. We will regularly give free medical examinations and health lectures to the elderly. We will send them eggs and health care products. In this way, we can obtain the basic information, names, and addresses of those elderly people. , ID number, family information, physical condition."

Those old people who are greedy for small things and cheap things will not think that every time they fill in a form and chat, they expose their privacy.

The other party paid a few eggs, but the news they got was much more valuable.

Teacher Pang waved his hand again, and the PPT changed a page: "Then we can combine the above information and combine it with the big data of the bank and the housing management bureau."

"Whether these old people have children, how many houses they have, whether they have medical insurance, how much savings they have, and their health conditions, we can all find out. Then we can screen out who we should work with. That is to say , we can accurately screen out our prey."

Shen Junci did not expect that they would also use big data.

From the eyes of the people around him, he read an emotion—greed.

They are like a pack of hungry wild dogs, looking around at their old prey.

"Those old people are the prey around you. And they are perfect prey."

Someone below is eager to try: "Then how do we get their inheritance?"

"Next, let me explain to you the specific model."

Teacher Pang said: "Inheritance consumption, this method is an advanced consumption model. Our company has been cooperating with the Penang Love Foundation. If those old people agree to the terms and make a will, they are willing to use their real estate and inheritance to donate By donating to the foundation, during their lifetime, they can enjoy the pension services of our company for free by writing down the IOU. The money will only be deducted from the donated estate as a living debt after their death! "

This sounds like a form of spending ahead similar to a loan.

And when the old man is alive, he does not need to repay the debt.

After death, the money and real estate will either go to the state or the foundation. To those old people, there is no difference at all. Many people will choose to enjoy services before they die, so that they can live comfortably.

The human below said: "But what does this have to do with us? What about our work rewards?"

Teacher Pang said: "We will evaluate the legacy of the old people on the form you signed, and then subtract the amount of service they enjoyed during their lifetime. The remaining amount will be incorporated into the foundation's donation. At this time, you can get 30% of this amount is used as a reward. That is to say, you can obtain part of the inheritance of these old people reasonably and legally."

Fearing that the people below would not understand, Teacher Pang gave them an example: "For example, an old man's real estate is 300 million, and he consumed 20 in advance, and this 20 is their debt. According to the contract, the old man died. Finally, the foundation received a donation of 300 million yuan. First, they paid 20 yuan in arrears for the elderly, leaving 280 million yuan. Then 280% of the 30 million yuan, or 84 yuan, will be sent to You guys. Of course, I’m only talking about a model here, and we will deduct tax for the specific value.”

Finally, some sober people in the audience questioned, "Is this legal?"

Teacher Pang seemed to be waiting for them to ask this question: "Of course it is legal! First of all, the country encourages inheritance donations. When signing the will, the whole process is notarized. What you get is not their inheritance, but our company. Your reward money! Don't worry, we will sign a contract with you about the reward money. This is your legitimate labor remuneration."

Shen Junci sorted out his thoughts, this was probably the reason why they didn't allow the mobile phone to be brought in.These people are avoiding the important and neglecting the trivial. The contract on paper seems legal, but in fact, the duck swims, and the action is below.

Money laundering is an illegal business.

After the money and real estate were returned to the foundation, they were replaced by money laundering.

Teacher Pang's face was full of smiles: "Each qualified lonely elderly person can have three chances to try our services for free, and then they can sign a contract if they are satisfied. As part-time salesmen, every time you sign a successful order, you You can get a reward of 1 yuan. After the old man dies, you will get the rest of the money."

The 1 yuan is just a little bit of sweetness to lure them into demons, and it is also their life-saving money.

"Let me tell you, the older they are, the more confused those old people are. No one around them will even help them. They are afraid that others will calculate their inheritance, but when they know that the inheritance will go to the charitable foundation, they will be at ease .”

"The more lonely the elderly are, the more they yearn for warmth."

"Whether it's pyramid schemes or fundraising, it's illegal to use housing for loans, but what we do is legal!"

Old people don't know what they have lost.

The service they receive will be far less than their inheritance.

And what they signed was actually a reminder.

This is an illegal crime, but these people in front of them cleverly concealed their illegal operations, trying to escape the punishment of the law.

Someone below was still sober-minded, and asked in a low voice: "Then this must be illegal... Isn't this fraudulently embezzling other people's inheritance through money laundering?"

Teacher Pang patiently explained to them: "We will not touch their things while they are alive. We will take away their property only after they die. We have not harmed them. And let them live their old age." better."

It seems that this is the truth...

Someone in the audience asked: "Sounds good, but wouldn't the company have to serve them all the time? What if they don't die? This is too inefficient."

"Fool!" Teacher Pang cursed mercilessly.

"The rules are all made by us. Our services are free gifts, and their inheritance is donated to the foundation. These are two contracts. Even if we don't honor our pension services? They can't sue us at all!" Having said that, he felt that he had told the truth, and hurried back, "Of course, we are an honest company, and we will try our best to meet their requirements."

"What if they change their mind and want to amend the will?"

Teacher Pang said: "If you want to amend your will and change your original intention of donating, you have to pay the service fee arrears to the company. If they don't pay, our company has professional debt collection personnel."

It is easy to get in, but difficult to get out.Coupled with violence, the elderly are simply at the mercy of others.

Besides, after getting used to free enjoyment, how many people will choose to pay?

"If they spend all their inheritance, then we won't get anything?"

"We will send their monthly consumption bills to them, and we will also send them to you. You will know at any time how much inheritance they have left. When you find that they spend too much, you can also find ways to dissuade them. They."

Hearing this, Shen Junci sneered.

The fox tails of these people were exposed.

In the audience, the housekeeper who answered the question at the beginning wept, she cried and asked, "I always feel that things are not right. Are we bad people if we do this?"

She was envious of the money, but at the same time, her heart told her that it was wrong to do so.

Although she didn't know where the specific error was.

Under the inner struggle between conscience and greed, she couldn't bear the pressure and cried out.

"If you don't do it, other people will do it. You are doing good deeds, and you are even saving them from the clutches of telecom fraud and illegal fundraising, so that they can spend their old age in peace. They Part of your legacy will be turned into charitable donations to give back to society. You are doing good by promoting legacy donations to make the world a better place."

Auntie sobbed and looked at Teacher Pang in front of her. She was persuaded by him.

The people below are also ordinary people who don't know much about the law. Teacher Pang fully grasped their psychology and gradually dispelled their worries.

It was already late at night, and instead of being sleepy, everyone became more and more energetic.

Teacher Pang was speaking on the stage, with his head raised high, he seemed to be the king of the world, and those sitting below were all his followers.

"If you keep doing this, within ten years, you can become a multi-millionaire, retire and enjoy your life."

Teacher Pang tried his best to draw big cakes for the people in the audience.

Most people are already eager to try this job, and some people even feel that the money is already in their pockets.The object they want to attack appeared in their minds.

A middle-aged aunt asked: "Why haven't we heard of such a good thing before? And why haven't other companies done it?"

Teacher Pang laughed: "You must keep it a secret, don't tell others. Others can't do this, because we..."

As he spoke, he pointed his finger upwards.

Gu Yanchen frowned slightly, they have someone...

At that moment, he suddenly thought of Zhong Zhichun's words, such a way of making money out of nothing, is it possible that the Hetu Chamber of Commerce is behind them?

It is precisely because of the umbrella that they can see the bank real estate and other data. They use the foundation to launder money and collect a large amount of social inheritance. They are not afraid of someone coming to their door. They can also monitor the assets of the elderly at any time.

Shen Junci mixed in the crowd and asked a question: "Mr. Pang, did you come up with this model?"

Teacher Pang said: "How can I be so great, these ideas come from Master Meng, and he changed our lives."

He was nothing more than a puppet pushed to the fore.

Gu Yanchen frowned, it was that mysterious dreamer again.

He seems committed to exploiting the evil in human nature.

Next, company representatives came to the stage one by one, imparting their successful experiences to the newcomers.

Teacher Pang shouted the slogan and advocated vigorously.

"Don't worry, everyone, you can reap their inheritance to your heart's content, just like picking up money on the side of the road!"

"What you pay is just some time and some care, but what you get will be a lot of money!"

"Believe me, this is the most cost-effective job with the highest return rate in your life."

"Old people have no future, but you have!!"

There was thunderous applause from under the stage.

The whole room boiled up, everyone was excited and moved, their eyes were shining, as if they had just found the meaning of their lives today.Imagine your bright future.

Hearing this, Shen Junci, who was sitting below, turned his head to look at Gu Yanchen, a sneer appeared on the corner of his mouth, and then made a mouth shape.

Gu Yanchen identified it, he said two words.

"devil."

In just two hours, these people were brainwashed and began to fall from human to demon.

Gu Yanchen suddenly thought of a sentence.

"As soon as there is an appropriate profit, capital will be bold. If there is a 10% profit, it is guaranteed to be used everywhere; if there is a 20% profit, it will be active; if there is a 50% profit, it will take risks; If there is a 100% profit, it dares to commit any crime, even risking hanging.”

This profit can even exceed 300%.

Obviously, these ordinary people couldn't resist the temptation at all and were tempted.

Hearing this, Shen Junci had already fully understood the trap.

The pension company is an intermediary and an important step. On the surface, they serve the elderly and help the poor who need part-time jobs.

But in fact, this killing game with human life as the KPI started from the very beginning.

This is a large-scale refining process.

The so-called inheritance consumption and the provision of pensions are the bait they put on to defraud the inheritance.It looks good, but it is a mirror image.

In this way, many old people will be tempted to sign an inheritance donation agreement, and the old people feel that they have taken advantage of it.

The insidious part of this game is that from the very beginning, the old man and the salesman were put on the opposite side.

They didn't mention killing a word, but they made people's hearts full of endless killing intent.

There may be a small number of honest people who can withstand this temptation, but there must be people like Zhang Lijie who cannot stand the test.

If we say that those rich and widowed old people are just ordinary neighbors, friends, and relatives who know the salesman, most of them can maintain reason and get along with each other in harmony.

But once the salesmen know that when the old man dies, they can legally obtain a lot of his inheritance, the nature of the matter is different.

The existence of the other party will become a bank in their eyes, a deposit, some money that can be obtained in the future.

Whenever life is difficult, or encounter difficulties, they will think of that money.

Many people can endure poverty, but they cannot refuse the temptation of money right in front of them.

The interests of the elderly and the interests of the salesperson are opposite. The more the elderly spend, the more services they enjoy and the longer they live, the less money the salesperson gets.

The beating and decreasing numbers affect people's mentality all the time, causing contradictions.

This kind of money that seems to be close at hand but can't be obtained will make the salesman extremely painful and tortured day and night.

They will become lunatics and lose their minds, and have difficult conflicts with the old people.

As time goes on, the conflict will escalate, and those old people seem to be spending the money of the salesmen instead of their own money.

At that time, with a little guidance, the salesperson will be aware of it.

The most convenient way to make a profit is for the elderly to die, so that they can get the inheritance safely, because the dead will not consume it!

What if the other party doesn't die?

Is it possible to kill him?

Obviously old enough to falter, but still panting, still eating...

Many people can't do it at all, waiting for the old people to die naturally.

The accumulated greed and malice are enough to overwhelm a normal person.

Once falling into this mode, the salesman will gradually be demonized, swallowed by his own greed, and show a devil shape.

Killing, setting fire, what else can't be done?

Gu Yanchen, who was sitting next to Shen Junci, also understood the murderous intentions of those murderers.

Master Meng created a perfect murder trap to entice people to commit crimes.

There must be more than one such lecture and guidance.They will filter out the people they want layer by layer, and as the number of times they are brainwashed increases, people's hearts will change.

Afterwards, these lunatics who have been brainwashed many times will be released back into the world.

Every time those salesmen approached those old people, the corners of their mouths were full of smiles, and what they thought in their hearts was why are you still alive!Once you die!Your money, your house, all belong to me!

How can such a person be called a human being?

After refining, they turned into devils in human skin.

For example Zhang Lijie.

He knew that Zhao Chuanwen and Wei Sen were rich, so he dragged them to sign the contract. His care for those old people should also be done before signing the contract.

Once the old man signed up, the relationship between them changed.

When his grandson needs an operation, when his life is difficult, he thinks of killing the old man to make money.

He would feel that the idea of ​​killing came from his heart, and no one forced him to kill, but there was another invisible hand pushing him to do cruel things.

After killing Zhao Chuanwen, what Zhang Lijie thought was that I would kill Wei Sen again, so that I could make more money by killing one more.

Before the murder, the murderer will have a chance, they will feel that if they are not found, they will be safe.

If they are found out, they will not give out the foundation and pension company, because they naively think that their family members can still get the money.

They'll even feel happy and fulfilled after the kill, because the torturous countdown has finally stopped!The money that I have been thinking about day and night seems to belong to them at last!

But in fact, even if the other party doesn't give it?Can they still sue each other?

Even if they go to court, they can't tell what those rewards are.

In the end they will lose money and life.

The human heart cannot stand the test.

The salesman fell into the devil's way.

Old people will be slaughtered mercilessly.

Both the salesman and the elderly are losers.

The real winners are the people behind the scenes. When the dust settles, they will take out the legacy donation agreement notarized by the old man and take away the money.

They don't even need to do a lot to make money and get a large inheritance.

In this process, apart from the foundation's money laundering, you can't catch their other handles.

They will even say that the elderly donate their inheritance to the foundation voluntarily.The murder of a salesman is a personal conflict, and money laundering is a staff operation.

Nothing to do with them.

But they are the instigators. It is they who planted the seeds of evil and grew fruits in the city.

Gu Yanchen sorted out this new type of criminal pattern in his mind, and he felt chills all over his body.

The whole process went through several steps such as brainwashing, murder, and money laundering, involving countless people.

Killings spread in the city, social unrest, public order and good customs were completely destroyed.Elderly people are like livestock waiting to be slaughtered, being pushed into the abyss.

And most of the people in the city still don't know anything about the coming crisis.

The scary thing is that this kind of thing has already existed in this city for several reincarnations.

Even more frightening is that people who are young today will eventually grow old.

People are constantly being reduced to new livestock.

Every inch of flesh and blood, every penny of assets was continuously squeezed out.

The person who opened this Pandora's box was Mengshi.

This was the truth that Jin Yuewen learned, and it was also the reason why he had to die.

Then Gu Yanchen realized that Jin Yuewen knew the truth even by accident.It will also be difficult to find evidence and report to the police because of the complexity of the evidence chain.

Who would believe that someone could use a pattern to trap ordinary people into murderers?

Even if Jin Yuewen reported it to ordinary low-level policemen, those people would think it was just a fantasy, and they would not be able to file a case and would not report it.

There will always be only one corpse after another of the murdered elderly in front of the police.

The whole city gradually degenerated, but the culprit could not be found.

And if they didn't enter this newcomer training, they would never know the truth behind it.

Director Ding at the other end of the surveillance screen also saw this scene.

The rest of the police officers stood around in silence for a long time.

They were all shocked by this fact.

Director Ding took a deep breath.

His voice came through the headset: "From now on, this case has been upgraded to a comprehensive case, and I have personally reported to the provincial department. You guarantee your own safety, and if the training is over... follow those people... Withdraw inside...we will..."

As soon as he heard this, there was a sharp beep from Gu Yanchen's miniature earphone, and there was a sound of electric current.

Shen Junci also frowned and sensed something.

Their listening was disrupted and the call dropped.

The author has something to say:

"As soon as there is an appropriate profit, capital will be bold. If there is a 10% profit, it is guaranteed to be used everywhere; if there is a 20% profit, it will be active; if there is a 50% profit, it will take risks; If there is 100% profit, it dares to commit any crime, even risking hanging.” ——Marx in "Das Kapital" Chapter 300 "The So-called Primitive Accumulation" sixth In the writing notes of the section, the sentence in the article "Trade Unions and Strikes" by the British economic critic Dunninger is quoted.

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