Rebirth this time I love you

The concept of internet finance was introduced to Cheng Xi when he was studying in Australia in his previous life.At that time, there were not many people in China doing research in this area, and Cheng Xi got all his concepts from Australian books and exchanges with his tutors.But he is very interested in this aspect. After returning to China, he also plans to train Cheng Xu first, and then continue to conduct research in this area.

Until the time of Cheng Xi's death in his previous life, Internet finance was still just a concept in China, and no one combined this concept with the national conditions of Huaguo. No one knew whether it could be introduced or how to introduce it.

In fact, Cheng Xi also knew that based on the information he had known in his previous life, if he casually speculated in stocks and raised some funds to invest in real estate in this life, his future life would definitely be fine.And if you are determined to take this path that no one has gone before, the risks you have to bear will inevitably be immeasurable, and you must even be prepared to lose everything from the very beginning.

But in his opinion, reliving once is already a gift from God. If such a precious life cannot do something that he really wants to do, then what is the point of reliving it?Besides, in his previous life, he only lived for a few years after graduating from university, and there will still be a lot of time in the future that he has never experienced, and the future is still unknown.Anyway, it is all about facing risks, why not go all out?

At the beginning, after accepting the reality of his own rebirth, he spent a lot of time making assumptions about the future.In this life, he has a lover and the deepest concern. He hopes that his lover can be proud of him. Even if he finds out that he was born again one day, he will still be moved by his courage and his choice.

After coming to Dongbin, the originally vague plan can be gradually put on the agenda. Cheng Xi bought the computer home immediately because he had to study the relevant knowledge of the Internet.As a leader, it stands to reason that he doesn't need to know even web design, but he has always been strict with himself, and he doesn't want him to be unable to come up with effective solutions in case something goes wrong, so he has also seriously studied the Internet. for a while.

After entering the student union, he intends to make friends with some students with good abilities. This time, several of the students he invited to dinner are majoring in computer science. They usually learn programming languages ​​very well. Cheng Xi's plan is very much in need of such talents.

"Internet finance." As soon as Cheng Xi said this, the two tables were quiet for a moment, and they couldn't hold back and asked first: "What is this?"

That's right, most of the domestic books on this topic are translated from foreign languages, and it is normal for domestic college students not to know this word.Instead, he asked more cleverly: "Is it to combine finance and the Internet?"

Cheng Xi pondered for a moment, then nodded: "That's right. This concept is relatively large. It can be said that we use the Internet to provide financial services, so that our financial transactions are no longer limited to geographical restrictions."

"Like the online trading system recently released by securities?"

"That's part of it." Cheng Xi paused, "Today I'm just giving you a briefing. I'll invite you to discuss the specific situation when the time comes. Your main task today is to have fun." He raised his glass as he spoke , "Respect, thank you all for enjoying the meal."

After the meal, Cheng Xi arranged everyone's itinerary first, and those who went back to school directly chartered a car to take them back together, and those who went home also took taxis, and paid the money thoughtfully, then walked home slowly with Su Teng .

The place Cheng Xi chose this time is near their home, and it takes 10 to [-] minutes to walk there, just in time to take Su Teng for a walk.

It was a little late to eat, and when the two of them were walking on the road, the moon was rising.The moon is bright and round tonight, casting a soft light on people's faces, which is more effective than the street lamps on both sides.There was no one on the road, Cheng Xi held Su Teng's hand, the two walked slowly and leisurely, immersed in gentle silence.

"Brother." In such an atmosphere, Cheng Xi's pronouncing words carried a touch of lingering meaning, "You know, there are many forks in life." Cheng Xi stopped, and Su Teng also stood still, watching seriously. he.

Cheng Xi stood on tiptoe and drew two straight lines in different directions on the ground: "I am standing at this intersection now. One side is a broad avenue that can be described. There are thousands of flowers blooming in it, and anyone can get the most beautiful one." The soil; the other side is completely unknown, and it is very likely that if you step on it, you will fall into a dark abyss." Cheng Xi stared at Su Teng, his eyes were as bright as a wolf in the moonlight, "Which way should I go? ?”

For Cheng Xi, time seemed to stand still at this moment.He looked at Su Teng without blinking, expecting Su Teng's answer.In this life, only Su Teng can control his mind. If Su Teng objects, he can't guarantee that he has the perseverance to go forward bravely on this unknown road without hesitation.

But Su Teng was quiet for a few seconds, but just smiled and said, "Go the way you want to go." In Cheng Xi's eyes, he saw a kind of earnestness and persistence that made his heart palpitate. I just feel that Cheng Xi like this can get everyone's support.And as the closest person to him, what reason does Su Teng have to oppose his idea?Su Teng said softly: "Even if you want to overcome obstacles and take a road that can only see darkness, I believe you can take this road out of the light."

It would be a lie to say that he was not moved, Cheng Xi seemed to have finally settled down in his hanging heart, and couldn't help but hug Su Teng into his arms.

***

At present, domestic finance has not yet developed, so Cheng Xi decided to start with a microfinance platform.To put it simply, it is to create a website on the Internet. People who are short of money can apply for small loans, and people with more money can deposit money. This website is an information distribution center.But the website is not a pure intermediary, it will package the liabilities according to the risk level and sell them into different types of bonds, and investors will buy them according to their risk preference.In this way, both investors and capital demanders are mobile, and risks can be minimized.

Cheng Xi took the time to hold a meeting with more than a dozen capable and enthusiastic partners. He made his own ideas in the plan early, sent them to everyone to read, and at the same time explained them clearly.

Some people have doubts: "How can you guarantee that everyone is willing to try online transactions? After all, it is money, and it will be very insecure if you can't do face-to-face transactions?"

This is a good question, but Cheng Xi can still have some confidence that this cause will not be ruthlessly destroyed when it first started.The reason is that he started to work on it now, and by 2001, the finished product would almost come out. By that time, China would join the WTO, and many new things would be most easily accepted by people at that time.

But it was impossible for Cheng Xi to say the reason clearly, so he just smiled lightly: "Why don't you take a gamble?"

Cheng Xi thought, if he discusses this issue with those senior scholars in China, he will definitely be criticized to the ground.Young people are good at this. Newborn calves are not afraid of tigers, or ignorant people are fearless.They don't have any knowledge of the risks of Internet finance, but they don't think it's a monster, and they expressed their willingness to give it a try.

But in fact, this also has a lot to do with Cheng Xi's charm. If the person who came out today was someone who was not convincing, they would not be willing to do such a thing that didn't make sense.

Then came the final exam. No matter how anxious Cheng Xi was, he couldn't delay the normal study of the students, so he told everyone that he would start this work after the holiday.He himself is not idle, and strives to do a good job in the preliminary work, mainly to continue to specialize in the legal knowledge of lending.The domestic legal framework in this area still needs to be improved, and many regulations are vague, which made Cheng Xi spend a lot of effort on research.

On the other hand, Su Teng was also busy because of the final exam. The two of them went to the library every day when they had nothing to do. One was watching China World Trade Center, and the other was studying finance and law. They were very harmonious.

Su Teng obviously worked harder than last semester. He even left his camera at home and hadn't touched it for several weeks. Naturally, he got good grades at the end of the semester, and getting a scholarship was a sure thing.

As soon as the exam was over, Cheng Xi received several calls from his partners asking him about microfinance.But Cheng Xi didn't have the slightest urgency before, and said relaxedly: "Let's play first, and call for a meeting after ten days." He also jokingly said, "This is the last time I can play in my college career. Take your chance."

The house he bought on the old campus has already been renovated. Instead of following the cart arranged by the school, he got his own suitcase and moved all the things from the new campus, and then asked the moving company to move the rented house. Everything was brought into the house which had been assembled.

Moving again, Su Teng lived in this house for a year, and it is normal to be reluctant. Cheng Xi knew that he was nostalgic, and he was not willing to throw away the used things, so he comforted him: "This is the last time. They're not moving anymore."

Fortunately, the new home made Su Teng very satisfied. Cheng Xi, who did the decoration, came here according to Su Teng's preferences. The study room gave him a very large bookcase. The comics I saved up at that time were all arranged.In fact, Su Teng doesn't read manga much anymore, but he still doesn't want to throw away these manga books. Occasionally, a lot of memories can come to his mind when he flips through them. He especially likes this feeling.

There is more space for Su Teng to play in the new home. This time he can do whatever he wants, and he has already planned what he will buy in his heart. Cheng Xi must be very busy this holiday, and he happens to have a lot of things to do.

The only thing he wondered was why Cheng Xi didn't go out to have meetings with people, instead he was very leisurely every day, actively accompanying him no matter what he wanted to do, and it was even more boring at night.

What he didn't know was that since a long time ago, Cheng Xi had been looking forward to the summer vacation after his freshman year. It had nothing to do with work or career, but... he was already full of summer vacation.

The author has something to say: Those strange technical terms and noun explanations, if you don’t like to read it, just skip it, it should... It won’t affect reading.It's just that if you don't write at all, you always feel that it is not complete.

If you have a girl who studies finance, don’t take what I wrote seriously, you still have to read the book obediently when you have to take the exam~

Cough cough, Cheng Xi's coming-of-age ceremony or something...

What's more, I received warm heart-warming landmines again, rolling around happily...