rebirth i may not love you

Yang Wei didn't care at all about the subtle sparks that flowed secretly between the two.He really knew what kind of person Chen De was. He knew that it was no accident that Chen De brought Hong Tian here, so out of worry, he followed him just in case.

Unexpectedly, he really guessed it right.

He has been in Century Diamond for many years, and he actually knows a little about Chen De's business. He has heard of many shady ways from others. Most of the people who gossip are probably absolute. Yang Wei is taciturn and always has nothing to do with himself. Hanging up, treating him like a tree hole, spitting out those gray secrets like taking out trash.

Yang Wei has never refused to accept such news, and he also hopes that if something happens, he will leave some evidence for himself and be more prepared.

However, he has never taken the initiative to take care of these matters. Although he disdains Chen De's secret actions, he is not a person with a strong sense of justice.

He doesn't remember which senior in the circle once taught him such a sentence: behind the huge wealth, there must be a huge amount of crime.But he has always kept this truth in mind.

In this eccentric circle, it doesn't matter how much you sacrifice for the people you care about, and you will mercilessly attack the bastards who hurt them with cruel means.

But for insignificant bystanders, he will not meddle in their own business, and his behavior is basically only maintained within the basic moral bottom line of not offending me and not offending others.

When he was in the company Century Diamond, the company took a large percentage of the commission, and he worked without complaint or regret, because after all, the company helped him out of the predicament.But he never thought that Chen De would covet his life in addition to draining his commercial value.

Chen De's last method was really unkind, it could even be said that he was shameless to the extreme.

After Yang Wei broke through the death trap set by Chen De under the reminder of Ye Junhao, Chen De and him had a very brief private negotiation. Come and trouble them.

Yang Wei also felt that after leaving this company, everything here has nothing to do with him. His goal is to escape from the squeeze of Century Diamond and Chen De's control, and spend the rest of his life with his lover.There is really no need to make extra efforts and ask for trouble, so Yang Wei readily agreed to Chen De's conditions.

But the situation is different now, if Chen De threatens his savior Ye Junhao with Hong Tianlai, then Yang Wei will not be relentless in his attack.

Yang Wei thought that if Chen De knew, he would probably say that he violated their agreement.

Thinking of this, he couldn't help sticking out his tongue secretly, with a more mischievous attitude: Although I promised not to expose the matter of Bluestar Company, I didn't promise not to tell others about you!

However, Ye Junhao and Hong Tian, ​​who had their own concerns, didn't notice this man's playful actions at all. If they realized that this actor who is known for his cold personality also has such a naughty side, they would be surprised!

Of course, Yang Wei also knows that if these gray secrets are not used properly, it is very likely to trigger Chen De's crazy revenge, so there must be a limit.Well, even if the negotiation fails, he has the corresponding awareness.

Yang Wei made up his mind, and then calmly said to Ye Junhao: "You have no evidence, but I have."

Ye Junhao and Hong Tian's attention was immediately attracted by Yang Wei, but one was out of surprise and the other out of worry.

Ye Junhao asked eagerly, "What is it?"

Yang Wei said calmly, "You know wealth management products, right?"

Hearing this, Ye Junhao couldn't help but be confused. After all, he was a family businessman. How could it be possible that he didn't even know about the bank's wealth management products, which ordinary people are so familiar with.

In layman's terms, wealth management products are money deposited in the bank, which can be deposited and withdrawn at any time. It is called demand deposit. In addition to the deposited money, the bank will give the saver a pitifully small amount of money. This is called demand interest.The money that people deposit is called principal or deposit.

If you bought a wealth management product and deposited it in the bank, it would take a few months before you could withdraw it.In addition to the principal of the deposit, the depositor will also be given interest, which is much higher than the current interest.

它的计算依据是从根据选择存钱的金额的大小和存钱的时间范围，比如存钱5万和10万的利息自然不同，还有是存钱3个月还是半年利息也不同。人们一般普遍把这种产品叫做定期利息。而这种利息一般占本金的金额的2%到6%不等。

That is, it cannot be withdrawn halfway within the set time. If it is withdrawn, all interest will be lost.

In people's minds, banks have a high reputation, and they must be repaid if they borrow, but in fact, not all financial products have loans and repayments.

These are all because the place where the money goes is not repaid if it is borrowed.

The bank is not a fool, it is smart!

It is impossible to let the money just lie in the vault and accumulate dust, otherwise, when the deposit matures, besides the principal, where will the money come from to return the interest to the saver?

The general process is that the bank system gathers the small money deposited by people together, and then lends it to companies at higher interest rates, and then the companies use the money to produce and make money, then return the money to the bank, and the bank returns the money to the depositors. people.

The simplest and simplest analogy is that a person finds a bank to deposit 5 yuan. After buying a wealth management product for a year, the bank promises that in addition to repaying the 5 yuan when it expires, it will also give 5% interest, 10000X5% =500.

After one year, in addition to the 1 yuan principal of the person who bought the wealth management product, the bank will also give the person 500 yuan in interest.

But where did the bank get the money?It can't be created out of thin air, can it?

So the bank turned around and lent this money together with the money deposited by many other people. The amount of this money added together is relatively large, and it may be about 100 million.

The bank must charge a higher interest rate to earn a little difference. After all, it has to open for business, and there are so many employees who also have to eat, so it may charge 10% interest on companies that borrow money, 1000000X10%. That is 10 a year.

After the enterprise has borrowed money from the bank, can afford to rent a house, buy production machines, and hire people to do things, it will start up.After the company produces the product, it sells it for money, and deducts the cost of making the product itself.Then the company pays the remaining money to the bank in one lump sum or divided into several years, and slowly returns it to the bank. When repaying the principal, it also needs to pay interest.

Of course, after such and such expenses are deducted, taxes must be paid.

Many companies have just paid off the money they owed before, and they will continue to go to the bank to borrow money, but whether to borrow or not is the bank's business.

But not every enterprise can be profitable and pay back the money.Some enterprises have not been established for a long time, but cannot adapt to the market, or are eliminated by the market due to reasons of the times, and then close down.

The bank asks the company to pay back the money, even if the company mortgages all the remaining house and car products to the bank, and the bank sells it at a low price, it may not necessarily pay back.

And some companies still have a limited liability system. What is a limited liability system means that the liability is limited. I really can't pay for this little money, so I just give it all to the creditor bank.

At that time, the bank was in a miserable situation. The enterprise did not pay back the money owed to it. The worst case would be to cooperate with relevant departments to arrest the main person in charge.

Under normal circumstances, when encountering such a situation, the bank will also go to other banks to borrow money to repay the money.If you can't borrow money, and you can't pay the money, then you will be in great trouble.

If the amount involved is extremely large, it will go bankrupt and cause extremely bad impact locally.

These are very, very basic knowledge, and there will be many differences depending on the situation. If you chat about these financial knowledge, Ye Junhao, who can be said to have been familiar with it since childhood, can talk about this topic to the point where Yang Wei doubts his life.

But now is not the time to show off each other, Ye Junhao could only hold back his temper: "I know this."

Yang Wei nodded and continued: "Did you know that there was a Yinshan Bank fraud case that shocked the whole country last year?"

Ye Junhao was secretly surprised. He didn't expect Yang Wei, a layman, to know about this financial case that was widely discussed in the investment circle.

He made up his mind before he said: "Yes, I heard from my father that there was a fraud case of more than 2000 million yuan in Yinshan Bank."