Reborn in 2000 as a scholar

Chapter 14 Presents and the first car

Lin's father and Lin's mother are both people who have experienced the "price breakthrough" era. They naturally know that saving is not necessarily the best investment method. It is only because of the traditional concept of saving money that ordinary people deposit a large amount of cash in the bank. Hold a small amount of interest and watch the currency continue to depreciate.After thinking about it, Lin's mother, who is a major in finance and accounting, made a decision: "We need to buy a car, and we also need to consider our house in Shuangxing City. I think it's better to buy a house than to buy anything, and you will definitely not lose money."

"Mom's vision is really good. Buying a house is more cost-effective than making any investment!" As a reborn later generation, Lin Jinqi certainly knows that after the housing price took off, how many people who hoarded houses in the past became the most low-key rich people in the city in one fell swoop. "Dad should have saved a lot of money in the past few years. Let's consider buying some shops? As long as the location is good, you can basically start making money that year. By the way, Dad, you plan to continue working in Uncle Zhu's company." What? I heard from Zhu Feng that his family is not peaceful."

Uncle Zhu and Papa Lin are family friends, and Grandpa Lin received kindness from Grandpa Zhu back then, so Papa Lin retired from the mining company to work in Uncle Zhu's company.However, like many early-stage family businesses, Uncle Zhu’s company fell into internal strife overnight after reaching its peak due to reasons such as unclear ownership and unclear rights and responsibilities.Coupled with the fact that Uncle Zhu was still making trouble outside, Aunt Zhu, who was originally the second shareholder of the company, was naturally unhappy, so the internal fighting became more and more acute.At this time, Father Lin, who was the third shareholder of the company, was also very sad to be caught between the couple.Moreover, Papa Lin lacked the basic characteristics of being a businessman, that is, Papa Lin was not smooth and cunning enough.According to the development of the previous life, Uncle Zhu's company disintegrated due to internal strife. Besides Uncle Zhu and Aunt Zhu, Papa Lin also suffered heavy losses.Father Lin not only lost all the money he earned in the company, but even posted his previous savings, which made the entire Lin family feel overwhelmed for a long time.

"Old Zhu's family is messed up, don't meddle in it!" Mother Lin obviously didn't like Uncle Zhu's style of playing with women when he had money, "I think what my son said is right, why don't you just sell the shares and get out?" Forget it. Anyway, aren’t Lao Zhu and Lao Zhu’s daughter-in-law robbing shares? You can sell them directly, so as not to drag you out if they quarrel. If you don’t bother me, I will.”

"If I retire, I will really retire." Papa Lin said with a wry smile.Since Papa Lin retired from his original unit, if he resigned from Uncle Zhu's company, he would definitely not be able to go back to his original unit.The important thing is that there is no pension during the period from early retirement to official retirement, so Papa Lin will be reduced to a freelancer, and Papa Lin will definitely not want to do this.

"Didn't Uncle He always want Dad to teach at the technical college? I think Dad can consider this invitation." Lin Jinqi said.Uncle He and Papa Lin were college classmates, but Uncle He stayed in school after graduation, while Papa Lin devoted himself to the beautiful cause of the construction of the motherland.And after these years of wandering around, Uncle He has come to one of the only two colleges in Double Star City - Double Star Industrial Technology College as the vice president.However, Lin Jinqi knew very well that Uncle He would become the dean by the end of next year at the latest, and relying on the expansion of the national university's enrollment, it merged with the double-star teachers' college next door to form Nanhu University of Technology.Relying on this relatively resounding school signboard and Uncle He's determination to forge ahead, by the time Lin Jinqi graduated from university, Nanhu University of Technology had changed from a school that no one cared about to a second-ranked university.If it weren't for the lack of historical background, it would not be a problem for Nanhu University of Technology to get promoted.

"It's not bad to go to Lao He. With your senior engineer title, Lao He must give you the treatment of an associate professor. After you start teaching, you can publish a few papers. It is not a problem to be transferred to a full-time associate professor or a full professor." Ms. Lin thinks Lin Jinqi's proposal is worth considering, "And I heard that Lao He's school plans to build a talent community. All the houses are large duplexes. The school will subsidize at least half of the house price." Ms. Lin said That talent community later became an important reference standard for the residents of Shuangxing City in terms of housing requirements, and it was even said to be "worse than the Professor's Garden", "greening is not as good as the Professor's Garden" and so on. "If you really go to Lao He's side, remember to ask Lao He to give us a set of indicators, and we don't want a discount."

"Success, I'll see if I can meet Lao He when I go to the city tomorrow?" Papa Lin is also a little moved now.Speaking of Lin Jinqi's literary and youthful temperament, he inherited it from his father. As a middle-aged and elderly literary and artistic father, Lin's father could not resist the temptation of the position of "being a teacher".Lin Jinqi felt that if he pushed it a little bit tomorrow, maybe his father would agree.

On Sunday morning, it was still Lin Jinqi who ran for half an hour, and then came back with breakfast.After breakfast, the family took Papa Lin's second-hand Jetta and drove towards the urban area of ​​Shuangxing City. At this time, Shuangxing City had not yet been established as a city, so the downtown area was actually not too prosperous.However, with the gradual implementation of national policies, Double Star City began to look like a city.The 4S shop that Lin's father made an appointment with has just completed the "three links and one leveling" at this time, and the greening has not been done yet, making it look extremely barren.But in five years at most, this place will be one of the main commercial streets in Double Star City.Even if this 4S store does not open in the future, the price of the store will be enough to recover the cost.But now there are still few people here. After all, private cars are still a very luxurious concept, and most families still cannot afford a private car.

"Mr. Lin, right? You are very welcome to come to our car to see the car. If there is a model you like here, you can test drive it immediately. If you don't have a car, you can tell us the model you like, and we will help you You arrange it." Perhaps there were too few customers, when Lin Jinqi's family entered the store, almost all the staff surrounded them.

Lin Jinqi put aside the leaflets sent by the staff, and asked directly: "Mercedes-Benz S320, do you have a car?"

As soon as Lin Jinqi reported such a car price, and seeing that the two adults didn't intend to stop him, the staff's enthusiasm was raised to another level.The more luxurious the car, the higher their rake rate.If it is a first-tier city such as Beijing, Shanghai, Guangzhou, Mercedes-Benz is not a difficult car to sell; even in provincial capitals, Mercedes-Benz, BMW and Audi still have certain sales.But in Shuangxing City, a city without much industrial and commercial foundation, the sales of these three types of cars are quite tragic.The number of people who came to see it was not small, but there were not many who placed orders in the end.What's more, what I want to buy now is a Mercedes-Benz S-Class, which is simply a big fish.For such customers, they will definitely buy a second car in the future, and the friends such customers know are definitely not ordinary people.Thinking of this, the store manager came out to receive Papa Lin himself.The manager took Papa Lin to see the S320, which is regarded as the treasure of the shop, while Lin Jinqi looked at the other cars with great interest.Although Lin Jinqi is a little itchy and wants to buy a car for him, but he is not even eligible to apply for a driver's license at his age.What's more, the SUV I like is not popular at this time, at least I have to wait until after I go to college, with the entry of Dongfeng Honda CRV into China, the SUV will open the market in China.Just when Lin Jinqi lamented that the car model was not very good at this time, Lin's father had been very excited to test drive it for a few laps.After the test drive, Father Lin made up his mind to want this car.

"The full set price of this car is 140 million. I will give Mr. Lin a [-]% discount. In addition, I will also give a set of fuel cards and maintenance packages for free." The manager was already very happy at this time, "We have very good Do you see the car loan plan?"

"We pay directly in cash." Lin Jinqi said.

The Mercedes-Benz S320 is considered a classic model, so there is no need to worry about future depreciation, so there is nothing wrong with buying it directly. "Oh, by the way, I need to call ICBC first."

Microsoft transferred 100 million US dollars to Lin Jinqi's ICBC card, so it went directly to the foreign currency savings account.If he wanted to spend the money, Lin Jinqi had to entrust ICBC to convert the foreign currency into RMB.Of course, ICBC traded at the middle price, so Lin Jinqi was at a slight loss.But at this time, the dollar exchange rate was above 8, so Lin Jinqi felt that it was okay.However, to Lin Jinqi's surprise, ICBC said that the transaction amount was too large and hoped that Lin Jinqi would operate at the counter.So the Lin family had to apologize to the manager of the car dealer in embarrassment, and rushed to ICBC to process the foreign exchange.

After arriving at ICBC, the Lin family enjoyed VIP treatment again.With $100 million in a private account, that's a big client that any bank's branch manager should come out to meet in person.ICBC naturally welcomes Lin Jinqi's demand for currency exchange.For domestic banks, the favorite customers are those who exchange US dollars for RMB.The ICBC manager personally recommended several financial management projects, but Lin Jinqi looked at them and was not very interested.

After ICBC finished handling the foreign exchange matters, the Lin family finally went back to the car dealership and got the Mercedes.Since Papa Lin didn't have anything to choose about the license plate, the car dealer got the license plate very quickly.As for the remaining second-hand Jetta, Papa Lin thought about it and decided to lend it to Uncle Lin to drive it.The place where Uncle Lin and Aunt Lin work is not only far away but also inconvenient for transportation. It is a good thing to have a car after all.After handing over the Jetta to Uncle Lin, Father Lin naturally drove the Mercedes-Benz home to show off.Of course, Papa Lin didn't forget to send Lin Jinqi who paid the money back to school.

At noon on Monday, the school suddenly notified Lin Jinqi that there was a registered package that he needed to go to the guard room to sign for.Lin Jinqi rushed to the guard room with some doubts, only to find out that it was actually a package sent by Microsoft via FedEx.Lin Jinqi didn't expect that FedEx's business had spread to third- and fourth-tier cities at this time, but the courier said that this was the first time he delivered to this address.It's just because the courier fee and insurance fee paid by Microsoft are very high, so he had to come and walk in person.

After signing, Lin Jinqi returned to the dormitory with the big package in her arms.Under Zeng Qiang's strong request, Lin Jinqi had no choice but to open the box.But when the trademark in the package was exposed, Lin Jinqi felt that the development of the matter might be a little embarrassing.The packages sent by Microsoft were two gifts from Bill Gates to Lin Jinqi personally, one was ThinkPad570, and the other was Motorola CD928+.The two gifts add up to tens of thousands, and there may not be any places in the province where they can be bought.

"I think the teacher in charge will talk to me during evening self-study." Lin Jinqi said with some headaches.

"Yeah, last time you bought a walkman and radio, he read it for almost half an hour, right?" Zeng Qiang said sympathetically.

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