Siheyuan: took over the rolling mill and exported gas tanks

When the president of the bank heard that the director of the rolling mill wanted to see him, he had some doubts in his heart.

Not long ago, he also heard that the National Bank a few streets away went to the rolling mill to make a big move, but the other party covered it up very tightly, and he couldn’t get more news for a while.

“Excuse me, what is the matter with Director Su looking for me?”

Although the president of the bank was a little excited, he was indifferent and quiet outside.

This Su Chensu factory director was very young as rumored, but the bank president did not underestimate him because of this.

“I want to continue the loan, and the amount of this loan is 30 million.”

Su Chen pondered for a while, now the rolling mill is already qualified to borrow more, since this is the case, it is better to do it in one step.

As soon as his words fell, the bank president stood up excitedly when he heard this, and quickly handed over his hand and said to Su Chen.

“Director Su, please go over here, please come here to discuss in detail.”

The president of the bank invited Su Chen to the VIP room, which used to be unentertaining, and the last time he entertained the richest man in a certain province.

Since the richest man left, this VIP room has been idle until Su Chen’s arrival and used it again

However, there are usually people here who clean it, so it will not look dirty

After the bank president led Su Chen to his seat and sat down, he personally went to pour him a cup of tea.

After all the busyness, the bank president sat down opposite Su Chen.

The reason why he is so attentive is also because each bank has its own lending targets, and the bank president is worried about how to complete the targets.

The deadline is now reached, and their bank’s lending targets are still far behind, and if it is not completed, his branch president will be dismissed.

Although on the surface he is infinitely beautiful and his salary is very large every month, it seems that everyone who comes to the bank to do business requires him, but in fact, the bank president himself is also difficult to protect himself most of the time

He has already failed to meet his lending targets several times

Most people in this era don’t like to take out loans, so even if banks ask them to take out loans, not many people are willing to put themselves in debt

Now most people’s consumption concept and thinking is to save more money, deposit money in the bank, and rely on regular dead interest to make money.

As for doing business, it is a speculative act, and few people are willing to do it

And people who are hard to do business also think about themselves to suffer a little and earn more money, and they will not think of coming to the bank for loans

In their eyes, bank loans are not a very scary thing, and they are not willing to put themselves at such a serious risk

But Su Chen came over differently, if he was really qualified to borrow 30 million loans, the bank’s lending indicators would be met at once.

That’s why the president of the bank showed so much diligence to Su Chen, after all, this is the bank’s big moneymaker.

Su Chen smiled and took a sip of tea and said.

“I had a private purchase contract with the consul of the camel country some time ago, and I don’t know if this can be used as collateral.”

Saying Su Chen, he took the contract out of his arms.

This contract, Su Chen has been close to him, originally he planned to put it in a safe place, but before that, it happened to happen to happen, and he could use it as collateral.

The president of the bank was a little puzzled when he heard this, but he still came forward to take the contract and examined it carefully.

“That’s such a big sum.”

The bank president’s eyes were round, he had never seen anyone get such a large order, and he was stunned.

“Can’t this contract qualify as a mortgage of 30 million?”

Seeing his reaction, Su Chen thought that the number of contracts was still unable to keep up, and it stands to reason that such a large amount of US dollars and foreign exchange must be loanable.

Seeing Su Chen frowning, the bank president hurriedly said.

“No, no, this can definitely be used as a loan certificate, 30 million is no problem, can it be directly hit to the corporate account of the rolling mill.”

“Yes, just hit the account.”

Su Chen was also relieved to see that the problem was solved, and he thought that this contract could not be used.

The bank governor continued.

“Your rolling mill is on the list of preferential conditions and policies for foreign exchange, according to which the interest rate you repay is only one thousandth.”

When the bank president transferred the 30 million loan, he saw the special entry on the loan qualification of the Red Star Rolling Mill displayed in the background, and quickly came out to explain it to Su Chen.

He originally thought that the rolling mill was just a simple resurrection, but since the rolling mill could enter the scope of preferential conditions and special policies, it showed that the energy behind Su Chen was still very huge.

The bank governor did not expect that Su Chen would choose to cooperate with their bank instead of the National Bank.

Right now, he just wants to quickly retain Su Chen, a big customer.

“It’s only one thousandth, and that’s good.”

The interest rate is so low, calculating that the 30 million money to be repaid is about equal to no interest, which means that he only needs to pay back the principal a little more.

This time Su Chen can be regarded as blood earned! Got the wool of the bank.

However, Su Chen smacked his mouth with some pity.

The bank governor was so positive about the 30 million loan, if Su Chen lent more, wouldn’t he be going to kneel to Su Chen?

For Su Chen, ordinary people borrow tens of thousands or hundreds of thousands of liabilities as liabilities, but if he borrows tens of millions at once, it is not a debt but a capital, and even in the future, the bank will be afraid that Su Chen will fail and take the initiative to give Su Chen benefits.

Where can ordinary people afford such a large loan, and for the bank, this loan can be recovered, which is already a great benefit.

Money is money when it flows, and it has always been in the bank without moving, but just numbers.

Large industrial players like Su Chen are the high-quality customers that banks want to strive for.

If you borrow a little, if you don’t use it for business turnover, it’s just dead money.

Su Chen wanted to turn them into liquid living money.

If you just get the money in hand and leave it alone, sooner or later you won’t be able to pay it back.

Su Chen also understood this truth, so he didn’t panic when it came to loans.

Less money borrowed is borrowed by grandchildren, and more money is the uncle.

If it weren’t for the fear of scaring the president, Su Chen even wanted to borrow 100 million.

However, in this era, even if Su Chen wants to borrow 100 million, it is difficult for a bank to take it out.

He just thought about it.

If there is a fund of 100 million, Su Chen does not have to worry about production not keeping up at the moment, and can expand the scale of the plant, produce gas canisters and turbojet engines, and sell them all over the world.

At that time, Su Chen will be able to make a lot of money.

But at the moment, 30 million is not bad, the meal should be eaten bite by bite, and the road must be taken step by step.

Su Chen already had a plan for the future in his heart.

Welcome to the National Day 7-day long holiday and read books and enjoy reading! Charge 100 and get 500 VIP bonds!

immediately preemptive (Event Period: October 1st to October 7th)