At 11 o'clock in the evening, Zhang Yuan returned to Changhai City.

He wanted to go to Starbucks to thank Ning Yuwei in person, but considering that she had already left work, he gave up the idea.

Zhang Yuan sat on the bed, opened [Tonghuashun] and found the stock given by the system.

[Hongyun Technology Group] fell 3.16% today

It was exactly the same as the trend predicted by the system.

He thought that he would buy the bottom and build a position the day after tomorrow, and there was not much time left for him to raise money.

He had to go to as many places as possible tomorrow.

After a busy day, Zhang Yuan fell asleep soon.

At the same time, in the dormitory building of Changhai University of Finance.

Ning Yuwei stared at the screen of her mobile phone absent-mindedly.

Clicked on the image of [I have a bad stomach and have to eat soft rice] on WeChat.

Edited the text several times, hesitated for a moment, and deleted them all.

"Forget it, the senior should be very busy today... Let's not disturb him."

"I've already lent it out, I just hope the senior is not lying to me."

After a while, she stared at the screen and laughed again: "A grown man actually gave himself such a shameless name, I really don't know what he was thinking."

"I'm not feeding him a gigolo..."

Fearing for gains and losses, Ning Yuwei also fell asleep.

The next day.

In an inconspicuous small company in Changhai City.

A man in a suit said to Zhang Yuan with a contract:

"We are a formal credit institution. All the terms are stated in the contract. The payment will be made immediately after signing."

"Okay, okay, where do you sign? I'm in a hurry."

Zhang Yuan waved his hand indifferently.

If this kind of company in a corner says it is formal, no one will believe it.

Don't look at their pleasant faces and easy-to-talk appearance at this time, but once they can't repay the loan, they will immediately turn hostile.

They can do whatever they want to get money.

There are endless methods of coercion, threats, and harassment.

Even the phones of relatives and friends will be blown up.

The interest rate is marked in detail on the contract.

The daily interest rate is 1%, which is about 36% per year.

Borrowing 10,000 for a year is only more than 3,000 yuan in interest, which is not considered usury.

But another inconspicuous clause is the biggest trap of this type of online loan.

They use compound interest.

There is not much interest if the loan is repaid in a short period of time.

But if you really wait until a year to repay the money, the amount can accumulate to more than one million.

It's more terrifying than robbery.

And the service fee charged for each loan is also quite high.

But Zhang Yuan can't care so much now. Knowing that the hearts of such institutions are darker than ink, he still resolutely chooses to take out a loan.

They have high credit limits, fast payment, and don't ask about the purpose.

No collateral is required to make loans on the same day.

After signing, Zhang Yuan smiled knowingly at the more than 30,000 yuan in his bank card.

After leaving this institution, Zhang Yuan ran to another one again.

While rushing on the road, he was not idle, and he downloaded a lot of online loan apps on his mobile phone.

Registering, filling in information, and then signing his name on the contract neatly, the whole set of operations was smooth.

Just like this until it was completely dark, Zhang Yuan ran all over Changhai City and went to many credit institutions.

He couldn't help but think with self-mockery that he was afraid that he was on the blacklist of such institutions.

Fortunately, he reaped a lot of rewards, and a total of 400,000 yuan was borrowed.

The balance on the card has reached 2.45 million.

With so much principal, it should be enough.

Even if it is not enough, he has no way to borrow money.

Although Zhang Yuan worked for a period of time after graduation, his relationship with his colleagues was very ordinary, and if he asked to borrow money, they would not care about him at all.

He has no contact with his high school and college classmates since graduation.

As for relatives... Zhang Yuan has no relatives now.

He lay in the rental house, silently thinking about tomorrow's plan.

Whether the two million can be turned into 100 million depends on whether a suitable over-the-counter financing company can be found tomorrow.

At 10 o'clock in the evening, Starbucks Coffee House on Xinhua Road.

Ning Yuwei locked the door and walked towards the Financial University with another clerk.

"Yuwei, Mr. Liu still hasn't agreed to your shift application?"

"Yes, it's been stuck in his hands. It's too unsafe tonight." Ning Yuwei said helplessly: "Sister Zhang, you accompany me back every day, will it delay your business?"

"It's okay, walk a few more steps every day, just as exercise."

Speaking of this, Sister Zhang paused and said again: "I may have to resign in a few days, I'm afraid I can't accompany you in the future."

"Did something happen?"

"Actually, it's nothing. My son will be in the next semester.I'm in the sixth grade now, and I want to spend more time helping my child with homework."

Sister Zhang sighed, "After thinking about it, I decided not to do it. It doesn't pay much anyway."

"That's right, you still have to put your family first."

"Actually... I don't recommend you to work part-time here. I can guess why your shift application has not been approved."

Sister Zhang leaned close to Ning Yuwei's ear and whispered, "That Mr. Liu is not a good guy. You should be more careful."

Ning Yuwei nodded. She knew that Liu Wei, the owner of this coffee shop, had some intentions for her.

But compared to the job in the milk tea shop near the school, the salary here is much higher.

Also, after she lent all the money to Zhang Yuan, she was penniless.

"I know, Sister Zhang."

At this time, a new BMW X5 drove along the road to the two of them.

After lowering the window, a bald middle-aged man poked his head out.

"Yuwei, are you going back? I'm also going to the University of Finance, I'll give you a ride, get in the car. "

Ning Yuwei waved her hand and said, "No need, Mr. Liu, we can just walk back, it's not far."

Liu Wei opened the passenger door and said without hesitation, "Oh, it's so unsafe at night, get in the car quickly, you're welcome."

Faced with the strong Liu Wei, Ning Yuwei didn't know how to refuse, but Sister Zhang on the side was not so polite.

"Yuwei's boyfriend is waiting for her in front, there's no need to bother you."

Liu Wei said calmly, "Oh? Yuwei has a boyfriend? I want to see which young talent can get her favor."

Sister Zhang sneered and mocked mercilessly, "You are not her father, what boyfriend she has has nothing to do with you."

"Yuwei, let's go. "

Then he pulled Ning Yuwei forward without looking back.

Liu Wei, who was sitting in the car, held the steering wheel tightly with both hands, his face was frighteningly gloomy.

As the owner of the cafe, he rarely came to this shop once a month.

Since he found out that Ning Yuwei worked in his shop, he would hang around here almost every night around ten o'clock.

Just to find a suitable opportunity to get Ning Yuwei into bed.

In his opinion, no woman can resist the temptation of money.

Looking at Ning Yuwei's youthful and beautiful back and slender legs, he forced himself to suppress the heat in his heart.

"Humph, you can't escape from my palm..."

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