Starting from not paying back debts to start technological hegemony

"Mr. Chen! Mr. Gu!"

Zhao Chunlei's voice sounded, Chen Yang and Gu Xinhong turned around, and everyone from the bank had already come to the meeting room under the leadership of Xiaoyu.

"Minister Zhao, welcome!"

Chen Yang smiled and stretched out his hand to shake hands with Zhao Chunlei.

Zhao Chunlei quickly held Chen Yang's hands with both hands and said with a smile: "What kind of minister am I? I was just promoted to the deputy minister of the investment department thanks to Mr. Chen. I have to thank Mr. Chen for that."

Chen Yang smiled when he heard it, but he didn't take the polite words seriously. He motioned everyone to sit down and said: "We are all old acquaintances, so I won't be polite. This time I want to use Xinghai Energy Technology Company to apply for a loan. You have also seen the constant temperature battery. I wonder how much money the bank can provide me?"

"We have a comprehensive understanding of the situation."

Zhao Chunlei nodded and said: "The emergence of constant temperature batteries is epoch-making. It is enough to completely eliminate fuel vehicles and to take new energy to the next level. We dare not underestimate the importance of constant temperature batteries. According to the estimates made by our colleagues in relevant departments, with the approval of our superiors, our four banks can provide Mr. Chen with a loan of 200 billion yuan."

200 billion?

Chen Yang looked at Gu Xinhong.

Gu Xinhong nodded slightly, then knocked on the table and said dissatisfiedly: "Only 200 billion? Ningwang, as a leading enterprise, has a market value of 800 billion. We have developed better products. Can we only borrow 200 billion?"

"Mr. Chen, Mr. Gu!"

Zhao Chunlei smiled bitterly and said: "Listen to my explanation. The account is not calculated in this way. There is nothing we can do about it. On the one hand, our bank needs to conduct risk assessment, but on the other hand, Ningwang itself is a listed company. The stock price is inflated, and most of it is driven up by stockholders. Besides, Ningwang has strategic cooperation agreements with many domestic and foreign companies. Even if you develop new batteries, you can't become a leading enterprise in a short time. 200 billion is really the limit. We are professional evaluators."

"Oh?"

Chen Yang suddenly spoke and smiled: "I like talents. Those who can be called very professional by Minister Zhao must be talents. Can I meet them?"

Zhao Chunlei was speechless.

Looking back at the people behind him, the people who came from the bank lowered their heads to look at their notes, and no one answered.

Zhao Chunlei could only bite the bullet and say: "Mr. Chen, please don't embarrass us. We really don't have such great power."

"I think you may have it now, why don't you call and ask?" Chen Yang suggested.

Zhao Chunlei had no choice but to take out his mobile phone.

But soon, he showed a look of astonishment. After confirming again and again, he hung up the phone and looked at Chen Yang in disbelief.

"How much?" Chen Yang asked.

"Three hundred billion!" Zhao Chunlei looked at Chen Yang in shock.

"Happy cooperation!"

Chen Yang stood up and shook hands with Zhao Chunlei, then asked Xiaoyu to take care of everyone, and he stood up and left.

Zhao Chunlei stared at Chen Yang's back in a daze.

What's going on?

He felt it was incredible.

Two hundred billion was determined on the day of the product launch two days ago. How could the amount be increased so much temporarily?

This is not normal.

He was puzzled, but he got the authority, so he asked his colleagues to modify the contract and the two parties signed it.

After everyone in the bank left, Gu Xinhong hurried to Chen Yang's office and asked curiously: "Boss, how did you do it? This is not a few hundred million, this is 100 billion. This kind of thing has never been heard of before."

Chen Yang smiled without saying anything, and pointed to the information on the table.

Gu Xinhong looked down and saw that the information was related to Delai Group, and suddenly he understood.

He knew that foreigners had contacted the boss in the past two days, but he didn't expect that the boss would let the bank pay an extra 100 billion with such information. No, not the bank, but the upper level.

Turtle, another trick of using the power of others to fish in troubled waters.

Is the boss a human?

This fucking Thirty-Six Stratagems has become a spirit, right?

Gu Xinhong looked strange, shook his head and got up to leave. The bank approved the loan, part of which fell into the Ministry of Energy and Technology, which was approved by Chen Yang. With the money, he had a lot of work to do, and the production of batteries and the transformation of the original Ruiming old factory needed to be accelerated.

The subsequent loan conference has nothing to do with him. Chen Yang borrowed money based on his own reputation and the trust of others.

Chen Yang is very skillful in borrowing money.

He first mortgages the money that can be mortgaged, borrows a low-interest bank loan, and gets a part of the money.

Then when he has nothing, he relies on others' optimism about his industry and trust in him to borrow another wave of unsecured credit loans.

The bank will assess the risk, and the instinctive value of trillions will lend you at most 400 to 500 billion, and other creditors will supplement Chen Yang with the remaining 400 billion after considering the risk.500 billion.

The combination of the two is equivalent to doing nothing, but showing off the technology and boasting about it, and directly getting the funds for a whole set of mature industries.

Of course, few people would be willing to lend Chen Yang a large amount of money if there is more. After all, the risk is getting bigger and bigger. If it collapses, all the money will be lost.

Chen Yang estimated that in the thermostatic battery industry, major car companies jointly lent him 50 billion. Now the bank has lent him 300 billion, which means that he can borrow another 200-300 billion.

The so-called loan conference was held for these two or three hundred billion.

Chen Yang considered giving the benefits to the private sector, but it is not realistic now, because it is too sensitive to touch the private sector's money, unless he goes a step further and wins the real trust of the upper level and gets the qualification to play finance. At that time, he can develop bonds in the name of the company and borrow money from the private sector in the form of bonds.

If it were a normal company, with the current scale of Xinghai, it could have done this a long time ago.

But Chen Yang is different. He is too weird and has a lot of debts. How dare the upper level let him play like this easily?

Now, if the market collapses, only the rich will be thrown into the roof. If there are bonds, then if the market collapses, all the people will be thrown into the roof.

That's not a problem with the economy, it's probably a landslide.

"Almost everyone has arrived!"

Lu Wangshu walked in from outside. She was the one who received the rich people from all over Dongjiang. They were all in the conference room at this time.

Chen Yang nodded and said, "Pour a glass of water and let them cool down first."

Ah?

Lu Wangshu looked at him strangely, poured a cup of cold tea and placed it in front of Chen Yang, saying: "They are running here from all over Dongjiang in a hurry, and you are just standing there?"

"Yes! It's too hot, cool them down, let them know who is the boss!"

Chen Yang blew on the tea, took a sip, and felt not hot, and was immediately satisfied, saying: "It has to be you, Xiaoyu is not good enough, let her pour a cup of tea and she will boil water for me."

Lu Wangshu smiled lightly when he heard it, feeling very comfortable, and said: "She just graduated and started working, what can she understand? I will teach her slowly."

"She is quite lively!"

Chen Yang thought about it and said: "Arrange more work for her later to exercise her. The little girl has many shortcomings, but the only advantage is very important, that is loyalty!"

Chen Yang has seen Xiaoyu's performance these days, and has a blind trust and admiration for him, obedient, loyal, and a mysterious self-confidence.

Confidence is a good thing, and making mistakes is better than not doing them well. Being obedient is even better. Lu Wangshu has a lot of work to do now and is very busy on weekdays. Xiaoyu has taken over her job of serving tea and pouring water.

"I know." Lu Wangshu nodded.

"Let's go!"

After drinking tea for a while, Chen Yang got up and took Lu Wangshu to the conference room.