Starting from not paying back debts to start technological hegemony

After studying for a while, Chen Yang finally understood.

The system is very powerful.

You can settle points every month by not paying back your debts, and use the points to exchange for black technology.

The more you owe, the more points you get, and the stronger the black technology you get.

Chen Yang touched his chin and thought secretly, the reason why it is called the debt-not-paying system is that he wants him to quickly stack the technology tree with the greatest capital. After all, how can you make money faster by doing business and technology honestly?

As long as you show enough value, there are people in capital, banks, even the country and the private sector who are willing to lend you money.

Of course, the premise is that you have to be valuable!

If you do technology in this way, there is another advantage, that is, the resistance to development will be much smaller.

We all make money together!

But what is the meaning?

Chen Yang is not a fool. Everything must have its meaning. If you don't pay back your debts and quickly stack the technology tree, it is obviously to raise the technological level of the whole world. Is there something big happening in the future?

Is the sun going to go out?

The Trisolarians are coming?

Puzzled, Chen Yang looked at the system prompt.

[Statistics show that the current debt is RMB 80,340,000.00. It is expected that 8034 points will be obtained at the end of the month. Please keep up the good work! ]

80.34 million in debt. He knew that RMB 340,000 was all online loans from his predecessor, but where did the 80 million go?

"Dingling!"

The text message on the mobile phone rang, and Chen Yang picked it up and took a look.

Your card with the last digit 0724 received a remittance of RMB 80,000,000.00 from another bank at 17:01 on June 21, with a balance of RMB 80,020,001.90. The other party's account number is 0701, and the account name is: Yongcheng Municipal Engineering... [Yongcheng Bank]

This...?

The money has arrived?

No!

Chen Yang stared at the account name at the back. The system rewards debts, which should be owed to individuals or banks. How could the payee be a municipal engineering company?

Something is wrong!

Chen Yang thought of a possibility.

The bank made a wrong payment.

No wonder, no wonder it was a ‘temporary debt’!

In other words, if he couldn’t keep the money and the bank recovered it, then the temporary debt would be gone, which was equivalent to the loss of the newbie benefits?

Chen Yang’s scalp suddenly numbed.

This money cannot be moved, and if it is moved, he will go to jail. He has seen similar news before.

But if it is not moved, it will be recovered.

This is 8,000 points for the monthly settlement!

He just looked at the exchange list. The price of black technology is not high relative to its own value, but it is very high for ordinary people like him.

Not to mention the higher level, just talk about the unlocked inner civilization level technology.

[Chip lithography technology] Price: 20 million points, evaluation: Although it is quite poor, it is a necessary process for the development of civilization, including various process technologies and technical data.

[Low-level Internet of Everything Technology] Price: 5 million points, evaluation: It is only applicable to short-distance interconnection communication technology of inner civilization, and it is worthless in galaxy civilization.

[Comfortable aerospace fighter technology] Price: 8 million points, evaluation: It can replace rockets to enter near-Earth space, with an internal speed of Mach 19, and is the most cost-effective short-distance travel toy.

[Multifunctional medical cabin technology] Price: 15 million points, evaluation: It has a strong healing effect on lower organisms, can cure 98% of known diseases, cannot regenerate broken limbs, and is not as cost-effective as the interstellar hibernation cabin.

......

There are countless densely packed technologies, page after page, there is nothing else to say, only two characteristics, one is good, and the other is expensive!

Apart from being expensive, there is really nothing wrong with it.

Directly filter the cheapest technology by price, and the two words that come into view are still two words, want!

[Healthy water quality improvement technology]: 5,000 points, evaluation: If you ask me, it is better to buy genetic evolution liquid?

[Air quality purification technology]: 5,000 points, evaluation: Drinking northwest wind will not kill you, save some money!

[Food and Beverage Formula Optimization Technology]: 5,000 points, evaluation: This is good, let's live a bad life and enjoy a good life!

......

1 point is equivalent to 10,000, and the cheapest one is 50 million in debt for one month!

This system is really not for the poor. How can the poor owe 50 million? Even if they owe 5 million for a year, they will be chased and scolded!

But to be honest, even if you have no money, it is worth it to cheat, then hide from debt or go to jail. This random technology is enough to change your life.

Not to mention the far future, just the food and beverage formula upgrade technology, as long as you master it, you can't just sit and wait to get rich?

There is also healthy water quality improvement technology. You should know that today's richest man made his fortune by selling drinking water.

No, I'm tempted.

8,000 a month, 96,000 a year, and a few years in jail will be hundreds of thousands!

As long as the money can be kept, it will be a golden goose. Money is not important, but debt is important.

If I can't keep it, how long will it take for me, who has no capital, to develop to the point where I can owe 80 million?

Is it possible to go to jail?

It's worth a gamble!

Even if I really go to jail, I can exchange my technology for a reduced sentence, or even the Dragon King will be released from prison, and I will be able to reach the highest level directly after a few years in prison, and achieve technological hegemony!

After racking his brains, Chen Yang began to think about how to keep the money.

How can I spend 80 million quickly?

No!

Transferring is not possible, and spending it normally is not possible, and it is easy to be recovered.

It takes too long to buy a car or a house, and it will also be recovered.

No!

Buying a house seems feasible? !

Chen Yang's eyes lit up.

He immediately had a plan in his mind.

Buying a new house may not be reliable. First, the transaction is not so fast, and second, it is easy to be recovered.

But buying an unfinished building is different. The developer is already in debt and is about to jump off the building. If the money falls into his hands, it will disappear in less than five minutes, after all, there are many people chasing debts.

It is obviously impossible for the bank to find such a person to recover the money.

Moreover, the key point is, will the developer continue to borrow money to build a building after he has money and settles the account? If he continues, not only will the project not be unfinished, but he may make a profit.

Even if the developer runs away, the points are also earned.

If you get the points, you will not lose anything. At most, you will go to jail or repay the 80 million later.

It is the 21st now. As long as you delay for 9 days, you can get 8,000 points.

Let's see the battle of the gods!

Chen Yang took out his mobile phone and asked in the group chat: "Brothers, do you know where there are unfinished buildings?"

"Why ask this?"

Sun Miao from the Finance Department received the 20,000 yuan that Chen Yang returned. He was very happy and in a good mood. His impression of Chen Yang also rose to a higher level.

"I'm going to buy a house!" Chen Yang replied.

"Are you crazy?"

"Fuck, buying an unfinished building?"

"You don't spend money like this, do you? You can hear a sound if you throw it into the water!"

"Yeah, haven't you been borrowing money? How can you afford to buy a house?"

The group chat became lively.

Chen Yang replied: "I have some money, but it's not much. I can't buy a normal house. I'll see where the unfinished building is cheap. What if there is hope?"

"You..."

"You're dreaming!"

"Aren't you sick? Save the money for treatment, don't spend it recklessly."

Everyone tried to dissuade him.

At this time, the phone suddenly rang. It was Sun Miao from the Finance Department.

"Hello?"

"Are you really going to buy an unfinished house?" Sun Miao asked.

"Alas, there's nothing I can do. I don't have much money in my pocket. I'll just gamble on the probability!" Chen Yang said with a smile.

Sun Miao hesitated for a moment and said, "If you really want to buy, buy Heng Ya Lan Xuan. This is a rumor. Don't ask more. That's it."

Chen Yang raised his eyebrows, knowing that Sun Miao probably had inside information.

He didn't ask more, but searched the Internet.

Heng Ya Lan Xuan was developed by Wang's Real Estate. There were many news reports and they were all on the hot search. There were many different opinions about the reasons. Some said that the developer was too greedy and developed multiple communities in succession. The capital chain was broken. One of the communities had problems and could not be sold. The funds could not be recovered. The loan was about to expire, so the funds from other communities were drawn to fill the pit. As a result, the pit became bigger and bigger, and new loans could not be obtained. Several communities were all stopped, and the originally lively sales office was instantly deserted.

Stop work means that it may be unfinished, and the possibility of unfinished means that it cannot be sold. If it cannot be sold, it means that there is no money to continue. If it does not continue, it can only stop work.

The property fell into a vicious circle.

This stalemate has lasted for a long time.

It is said that the developer has another loan that is about to expire. He has no money at all, so he has to either jump off the building or run away.

Once the gossip came out, the owners were also anxious.

Now it is making trouble every day.

The Internet is full of news.

After checking the phone number of the sales office, Chen Yang called it.

"Hello? Hello!" A crisp female voice sounded.

"I want to buy a house!"

"Sorry sir... you... what did you say?" The other party was very surprised.

"I think your boss can survive. I want to buy a house, and I want to buy a few more. Your current house prices should be very low, right? Ask your boss?"

"Okay sir, sir... sir, please wait a moment!" The other party was a little unbelievable.

...

"What? You think we can appreciate in value? Are you kidding me? What the hell is going to increase? I will ascend to heaven soon." Wang Yaozu, the boss of Wang's Real Estate, was full of surprise.

"Really, Mr. Wang, the other party said he wanted to buy a few more sets and asked about our current price."

"Give me the number. I've seen many swindlers, but I've never seen a swindler who came up to me and waited to die. This guy is even more outrageous than the one who joined the National Army in 1949!" WangYaozu became suspicious.

...

Soon, a strange number called in.

Chen Yang answered the phone.

"Hello? Is that you who wants to buy a house?" Wang Yaozu's voice was full of suspicion.

"It's me!"

Chen Yang said lightly, "I want to know the current house price, the house price of Heng Ya Lan Xuan."

"Are you sure you are not trying to do something? To tell you the truth, if you want to get some information from me, I can tell you directly that the bank has a loan of 300 million yuan due now. I have borrowed all I can borrow. The money in my hand is not enough to make up the loan. I am ready to sell the project. If you are the owner, you don't have to worry about the house being unfinished. Yunhai Group will acquire Heng Ya Lan Xuan, but at that time you will probably need to pay a supplementary fee to the new company, and the house will continue to be built." Wang Yaozu still has some doubts.

Yunhai Group?

Got it!

Chen Yang raised his eyebrows slightly. He had heard that the Qi family of Yunhai Group was interested in entering the real estate industry, but he didn't expect it to be true.

Moreover, using tricks on others?

Is this because he is so hungry that he will eat anything?

Thinking of Qi Yuming's crooked smile before he left, Chen Yang was immediately happy. That's it. Let's get him!

"Boss Wang, are you willing?" Chen Yang asked.

"I am willing to let him be next door. They set a trap for me, but there is nothing I can do!!" Boss Wang cursed, but he was helpless.

"Brother, even if you contact me, I can't do anything, but don't worry, I, Wang, have always been honest in doing business, and the houses I developed before have also received good reviews. You can go and ask. There is no way, I can only admit it. Even if you kill me, I can't come up with the money to build a house for a while.

You are the owner, right? Wait until later. I, Wang, will remember this. Wait for two years. When you pay Yunhai a certain amount of money, I will return it all to you."

Is this man quite conscientious?

Chen Yang was secretly surprised and said, "Come to me. I have some money here. I am serious about buying a house. This money may help you!"