Chapter 436 The Ministry of Finance and the Bank

What the Hua family has to do now is to establish a big framework. It will take a long time to get all of this together. The most important thing is the issue of talents. Although Hua Kai has been deliberately guiding the thinking of family members for so many years , But it is not an easy task to establish a powerful regime that adapts to this world.

The core members have already been busy with their own affairs. Huakai will first set up the framework of the major departments of the three colleges in September. When they select managers, they must first make the other party clear about the tasks of this position, so that they can Slowly learn the knowledge you should have.



Huang Guangwen came to the Hwaseong [Heavenly Horse Field] with a bunch of documents. He saw the horses in the racecourse walking through the air, and his eyes showed envy.


Hwaseong has become the largest good horse base in Takaryu County. The horses used by the various legions are basically from here, and the horses used by the families are also bought from here, and more than 100,000 horses are exported under Pingdingshan every year and sold to all parts of the Central Plains. Today, Gaoliu County has become the largest horse supplier in the Central Plains.

“The owner is in the study, Captain Huang, please come with me.” A maid took Huang Guangwen to Hua Kai’s other courtyard.

Huang Guangwen is the captain of the Vermillion Bird Legion. His main daily task is to clean up all the wolves and wild beasts in Gaoliu County. Since the Hua Family started to build roads with all their strength, the number of wolves and wild beasts on the road has suddenly increased, and there are many wild beasts. He often appeared with Demonic Beasts. It was Huakai who asked him to come over today, and he put down his work and came to Hwaseong.

Entering the study of the Hua family, Huang Guangwen saw Urentuya was also there, her belly was a little bit bigger, the family of Gaoliu County all rumored that Urentuya was pregnant, but the Hua family didn’t make it clear that everyone would not dare to spread it. The news is true.

“I have seen the lord!” Huang Guangwen looked at Hua Kai and saluted. Hua Kai is about to become a monarch now, and now he dare not call Kai’er at will!

“Second Uncle, you are here! Sit down…you write well, you are not allowed to leave!” Huakai said to Wurentuya who was pouting while he was entertaining Huang Guangwen.

Urentuya has been pregnant for eleven months, but her belly is only slightly bigger. Huakai can feel that there is a life gestating in her abdomen, but I don’t know how long it will be until she is born. Urentuya is in a hurry every day. , Hua Kai made him feel stable in writing.

“Second uncle, the Huajia Bank has spread throughout most of the Central Plains in the past few years. Bank funds have increased. It is no longer appropriate for the Huang Family to manage this way. I will ask you to talk about the future development of the bank.” Huakai Speaking of.

Huang Guangwen felt abruptly in his heart, the secret path is still here!

In the past few years, Huajia Bank has 34 branches, and the Huang family makes a profit of more than 100,000 gold each year. This is the reason why most of the profits are handed over to the Finance Department. The family with the largest number of affiliated families.

“Kay, how do you deal with the Huang Family of the Huajia Bank to fully cooperate, how can the current power without the Huang Family of the Hua Family in the past few years…” Huang Guangwen was saying, hearing Hua Kai’s sudden smile interrupted him if.

“Second uncle, you misunderstood! I didn’t say to take back the management of Huajia Bank. The establishment of the three courts requires a lot of funds, especially the establishment of the House of Commons, which costs a lot of money. The use of funds for the Ministry of Finance is one thing. , But the bank’s accounting is still a while.

The bank must establish its own deposit and loan management system, which is completely separated from the finance department. In this way, there will be no problems with the credit of the bank. You cannot ask the finance department if you need money, and the finance department will get it from the bank.

In the future, the bank will be separated separately, and the annual profit and expenditure will be summarized. The Finance Department should make a budget for all the income of Takaryu County, and then make a budget for the future use of funds, and use the money where it is most needed. “Hua Kai said.

Huakai is afraid that Huang’s family will not play the bank. Recently, more and more large sums of funds have been used by the Finance Department. There are many places where funds are wasted. The construction of a small third-level conference department actually requires Fifty thousand gold, this is to build the Hall of the House of Representatives into a palace?

“What about the Huang family?” Huang Guangwen couldn’t help asking.

“To do a good job in a bank, it is still directly managed by the finance department. That is, the bank owner will no longer be able to work in the finance department. The finance department is directly managed by the government affairs council. The Huang family will put more thoughts on the bank in the future!” Huakai said .



Huang Guangwen nodded and agreed. Now that Gaoliu County has changed like this, the ordinary family and the philosophers must share a large part of the power of the aristocratic family. In other countries, the monarch manages the world with the help of the family, but not in Gaoliu County. In Gaoliu County, everyone helps the monarch manage the world together, and the power of the monarch has been weakened a lot.

“I know, it’s just one thing. Nowadays, more and more people use Chinese bonds, and many places even use Chinese bonds for transactions. There are more and more gold in the treasury of the head office in Gaoliu City. If there is an accident, this may be a big deal. !” Huang Guangwen said.

“You talk about the current situation of Huajia Bank.” Huakai paid little attention to the details of the bank’s operations, and he asked Huang Guangwen.

“I also only get the total account once a month. Now there are about 17.1 million gold in Chinese coupons abroad, and we have loaned out 3.6 million gold. We still have about 6.8 million gold in Gaoliucheng, Beishan, Baoyuguan, Xiacheng, Hua There are about 5.6 million in the city, and 26 banks in other countries have about 1 million gold.” Huang Guangwen said.

Huakai did not expect the scale of Huajia Bank to be so large. With a gold reserve of 13.4 million gold, at least 20% of the funds in the entire Central Plains must be here. This is an invisible force of Huajia. If the money is managed well, There are so many things that can be done.

“Let’s do it! Each bank will set an upper line for depositing gold and a lower line, and store the excess gold with me first.

In the past few days, I contacted the papermaking workshop to see if we can make a new set of currency instead of Chinese bonds. The new currency needs to be made beautifully. In the future, we will try our best to let everyone use the new currency. We can name the new currency China currency. When the country was founded, try to be able to issue it as much as possible. “Hua Kai thought for a while and said.

Huajia Bank has been in operation for many years, and everyone has a certain sense of trust in China bonds. There are many benefits to using paper money instead of gold and silver. At this time, Huakai can already try to print paper money.

“That’s right! Before printing banknotes, you have to make up for the shortfalls in the bank. I heard you say that there is a difference of more than 100,000 gold in this. In the future, the law will gradually be transferred to the bank, fund management, etc. “A problem with the bank is a big deal for the Hua family.” Hua Kai said.

“I know!” Huang Guangwen lowered his head and said. The Huang family now regards the Huajia Bank as its own site. Many family children have begun to spend a lot of money. This is also a problem that the Huang family must deal with. If the shortfall cannot be made up, use it. Let the entire Huang family fill it up!

Huang Guangwen left with great heart. Huakai has already set his sights on the bank. The Huang family will not pay attention to it. If they do not make detailed rules for the management of the bank, even if there is a problem, the Hua family will protect it. Huang’s family, it’s not easy anymore.

“Kai Lang! I want to go back to the Moon Kingdom!” Wurentuya said to Hua Kai after Huang Guangwen left.

“Why do you want to return to the Moon Kingdom? You are still pregnant!” Hua Kai asked puzzledly.

“Recently, there have been more and more conflicts between the Yue family cavalry and the Gaoliu County family and families, and some tribe patriarchs have found me here. I know that many customs of the Yue family are in conflict with the people of Gaoliu County, and these changes will take some time.

As the heir of the Yue family, they followed me Wanli to marry to Gaoliu County. It is impossible to ignore their affairs, but I can’t intervene in these things. You can do your best when I go back to the country of the Yue clan. You should go to class to educate and send for reform! ”

Urentuya said this in a deep voice, which surprised Hua Kai a little. The more conflicts between the Yue cavalry and the Leopard Yuguan, the Gaoliucheng family, and the clan have been transported, Hua Kai has also heard a lot.

For example, a Gaoliucheng family gave their own daughter to the Yue cavalry captain, who was a concubine. The girl was beaten to death by the housewife the next day after marrying to the captain’s house. This is a big deal in Gaoliu County.

Although the status of the Central Plains concubine is low, it is much higher than the maid of the family. If a concubine dies, it is a dead person in the family. You have to say why you died. If you die by accident, you have to be held accountable.

And the status of the concubine in the Yue family was only higher than that of the slave, and it was normal for the housewife to kill the concubine. Gao Liucheng’s law enforcement team arrested the captain’s housewife, and as a result, hundreds of Yue cavalry found the Civil Affairs Office and almost fought with the Vermillion Bird Corps.

The Cavalry of the Yue family felt that they had to deal with the mistress of a small tribal banner owner for the sake of a concubine. Death, this housewife must pay for her life, and it is Huakai’s trouble to resolve this matter.

Huakai asked people to speak to the person in charge of the Yue cavalry. Everything in Gaoliu County of the Yue family was handled in accordance with the Hua family rules. Although the matter was handled, the impact was very bad. Huakai has sent someone to deal with it, but it must be eliminated. The problem is that it is one aspect to popularize cultural knowledge for the Yue cavalry. The most important thing is that the Yue people are willing to relax and accept the Central Plains thought.

“Why are you still pregnant? What should you do if you are born in the Yue Family?” Hua Kai said uneasy.

“Where is it so fast, my stomach is slightly shaped. I don’t know how long it will be until he is born. I blame you for letting me eat [Pregnancy Pill]. I don’t know what kind of freak will be born.” Urentuya road.

“In that case, all the ten major tribes of the Yue clan sent caravans back to the Yue clan this year. This is also very important for deepening the understanding of the Yue clan and Gaoliu County, and it can also bring a certain income to the Yue clan outside the Leopard Yuguan. Please pay more attention when you return to the Yue family. Xue Chen returned from the Ordos tribe. Now trade with the Yue family can only be transported by caravans. You can send some goods through [Family Space] when you go back.” Huakai said.

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