The birth of the Hong Kong Island family

Summer is hot.

Lin Zhichao took Zhao Yazhi, Lin Qingxia, and Guan Jiahui to the villa complex on Island Road in Repulse Bay. The place was completely built and ready for move-in.

There are a total of nine villas here. The four in the front row have private swimming pools, and the five in the back share a swimming pool. The entire nine villas are grouped into a 'community' called 'Xuanlu', with security, cleaning and management. personnel to maintain the area.

The developer of Xuanlu is Cheung Kong Holdings. In the past ten years, Cheung Kong Group has been pursuing the development of high-level "private housing estates" and "high-end luxury homes" business. In Repulse Bay alone, more than 20 villas have been developed; Another big project is to take over the "Yu Garden" in Repulse Bay owned by the Yu Dongxuan family and develop a high-end luxury area.

As for this high-end villa area in Xuanlu, Lin Zhichao bought the four villas with swimming pools in the front row in his own name. He did not buy the remaining five villas, but asked the Changshi Group to save them and launch them at a high price at the end of the year.

"I will give each of you a villa, and you will live here from now on!" Lin Zhichao waved his hand and told the three excited girls good news.

Although Zhao Yazhi and Lin Qingxia have become billionaires, they have always lived in luxury houses instead of luxury villas, so this time they are on a higher level.

"There are four townhouses here, do you have another one?" Lin Qingxia said in a thoughtful voice.

Lin Zhichao, on the other hand, is not like an overseas Chinese leader or entrepreneur at all, but like a cynical young man. He deliberately said: "I am already beyond my capabilities to deal with the three of you. How can I find another one to live here?"

"Serious Wolf"

"Big Wolf"

"Bastard"

The three women took a bite at the same time. Thinking of the embarrassing scene, everyone became embarrassed. However, this man has a magical charm and magic power, and everyone is willing to be driven by him.

"Ha ha"

Lin Zhichao looked proud, as if he had returned to his youth. However, he has now learned to protect his body and will not do it more than twice a week. After all, he understands the principle of long-lasting water.

When he was young, he could eat spring supper every night, and his physical fitness was inhuman. Now he is 52 years old. Although he feels good about himself, Lin Zhichao does not dare to gamble. After all, he has vowed to play until he is 88 years old.

Later, Lin Zhichao directly arranged for Zhao Yazhi, Lin Qingxia, and Guan Jiahui to receive the villa from one side in order.

"Jiahui, you will live in this building first, and then the ownership will be transferred to you in September!"

"Well, thank you husband!"

Lin Qingxia immediately joked: "You are so bold as a little girl. You dare to shout at your husband, and you are not afraid of the three wives of the principal wife chasing you!"

Guan Jiahui straightened up, and her strong peak was exposed. She said as a newborn calf who is not afraid of tigers: "I'm not afraid! Brother Chao will protect me, right?"

Lin Zhichao smiled and said: "I can't protect myself in that situation, so how can I have time to protect you!"

"Ha ha"

Zhao Yazhi and Lin Qingxia laughed. They actually understood that Lin Zhichao was very good at conquering women, and the head of the house must have known about their existence, but there was nothing they could do about it.

Guan Jiahui suddenly showed a pitiful expression and felt aggrieved.

Lin Zhichao did not comfort her, but took it as a warning to this woman. After all, she had the gene to cause trouble. On the contrary, Zhao Yazhi and Lin Qingxia are both relatively rational and will not cause trouble. After all, they are also in the wrong.

Not a moment.

In the swimming pool, Lin Zhichao swam a few times and found that the swimming pool here was not comparable to his garden-style villa. It was not very open for activities, and he suddenly lost interest.

As a good swimmer, Lin Zhichao usually likes to swim in the sea, and of course he drives a yacht out to sea. In addition, each swimming pool in his garden-style single-family villa is large enough to play with.

After trying it out, Lin Zhichao wiped the water off his face with his hands. The moment he opened his eyes, he suddenly showed a knowing smile. I saw Zhao Yazhi, Lin Qingxia, and Guan Jiahui wearing swimsuits and walking into the swimming pool one after another, making people's eyes bright.

Men, this is how it should be!

Many high-ranking officials in later generations like to come to Hong Kong to keep their lovers here. Over there they are public servants, and in Hong Kong they are emperors on earth. This is also one of the reasons why the Four Seasons Hotel was later called the ‘Wangbei Tower’!

As long as you have money in this society, the quality of life is completely different!

You think that everything you eat is "Sunshine Rose", but you don't know that yours only costs a few yuan or more than ten yuan per catty, while the "Sunshine Rose" that rich people eat costs 8,000 yuan. You are complacent, thinking that everyone is eating the same thing, but you don't know that other people's cakes are scented with roses, but yours are only high in sweetness, nothing more.

Soon, three stunningly beautiful women came to Lin Zhichao and surrounded him. How could he play this scene without some strength?

"Brother Chao, I heard that the boss of Jianing Company has a strong background, so it is right to buy their company's stocks. Is it because you know that you asked us to buy Jianing (Hanmei) stocks?" Guan Jiahui is young and obsessed with money. Full.

At this time, Jianing has risen from just over 3 Hong Kong dollars at the beginning of the year to more than 5 Hong Kong dollars. Although it is not a huge increase, its performance in all aspects is indeed good.

Lin Zhichao said with a smile: "No, I don't think he has any background. I just think this company is promising, so I just let you guys try it."

Guan Jiahui let out a disappointed "Oh". She thought that Jianing stock had a bright future.

Lin Zhichao pinched her nose and said with a smile: "Don't be obsessed with money. You follow me. Money is not an issue. And I want you to make money happily instead of taking money directly from me."

At this time, Guan Jiahui and Lin Qingxia were hugging each other on the left and right, and Zhao Yazhi was looking at each other in front of them. It was called a man's paradise.

"Where's Qingxia? Is life boring?"

"It's okay. I usually read, write, draw, and take care of children. Now you have found two sisters for me, so I won't be bored." Lin Qingxia said with a smile.

Lin Zhichao said: "If you are a little bored, you can pursue your own ideas. I support it. Don't cover up the problem."

To put it bluntly, I believe these women don't look down on acting or anything like that. After all, not to mention the hard work, they don't make much money.

"No more"

“I don’t want to be so tired.”

The three women expressed their resistance.

Lin Zhichao is also very satisfied with everyone's choice. Although he will not interfere forcefully whether it is filming or doing business, he still hopes that these women can take care of their children honestly and enjoy spending money.

That day, the four of them had a great time in the villa.

At this time, Lin Zhichao was not worried about these women betraying him. After all, how could a woman who had seen an eagle fall in love with a cock underground.

Their treatment is considered very good. Lin Zhichao directs the private investment company in real estate and securities matters, and their daily life is also colorful. Now the three girls often meet up to go shopping together, and even travel abroad in groups.

In June, the international gold price skyrocketed by more than 100 US dollars, reaching 650 US dollars per ounce, causing gold speculators to experience ups and downs, like a roller coaster.

As early as mid-January, international gold reached a peak of 800 US dollars per ounce. Although it was just a flash in the pan, it also remained at a high of more than 630 US dollars in January and February. When March came, international gold plummeted by more than 140 US dollars, with the lowest price being only 490 US dollars per ounce. The biggest reason may be caused by profit makers cashing out.

In the next three months, gold has been fluctuating above $500. If gold skyrockets again, it will be very gratifying.

After gold rose to more than 600 US dollars, Lin Zhichao methodically arranged for investment in Victoria Harbor to cash out. It is almost at a rhythm of cashing out a little more than 45 tons per month. Because Lin Zhichao believes that it will be at a high level of more than 600 US dollars for at least the next four months, so everything is going smoothly.

Hutchison Whampoa's conference room.

All the senior executives looked at Lin Zhichao with admiration. This 'god of management' was not only good at business, but also good at speculating on financial products. In just three months, Hutchison Whampoa earned more than HK$50 million.

Lin Zhichao was the first to say: "Sell gold as soon as possible. There is no need to consider the rise or fall. Just sell it when it is above 620 US dollars per ounce."

When Hutchison Whampoa invested, the price was less than 500 US dollars per ounce, so 200 million Hong Kong dollars was equivalent to purchasing two tons of gold; but now it has risen to 650 US dollars per ounce, so the profit should be about 50 million Hong Kong dollars.

Xia Boyin immediately said: "No problem, we must cash out as soon as possible!"

The attitude was very respectful and sincere, which made Lin Zhichao very suspicious. After Wei Li left, would these people have "conflicts" with him?

Of course, this so-called "conflict" is definitely not "confrontation". It may be because everyone has different ideas. For example, during the negotiations between Huaying, will these foreign management have the idea of ​​Hutchison Whampoa expanding overseas, or even relocating the company? If so, Lin Zhichao will certainly object.

The relocation will not be considered for the next thirty-five years!

At this time, Lin Zhichao was basically familiar with Hutchison Whampoa's business. With the help of Mai Lisi and Li Yeguang, controlling Hutchison Whampoa was actually not a problem. However, what Lin Zhichao lacks most is experience. If he does it all by himself, he can still make a penny and retire directly.

Therefore, after Wei Li leaves office early next year, he will promote Richard Richard, Xia Boyin, and Peter Wei to become Hutchison Whampoa's "Big Three".

Recently, Lin Zhichao merged RT-Mart into PARKnSHOP, and took the opportunity to arrange for several senior Chinese employees to join in, which can be regarded as pawns to enter the retail business; more importantly, many senior Chinese employees of Hutchison Whampoa will interact with senior executives of RT-Mart. Employees form relationships and plan for the future.

Next, Lin Zhichao said: "I recently discovered a good retail model, which is Toys "R" Us in the United States. It is a large retailer of toys and infant products. I hope you will arrange for senior staff from Watsons to inspect it. Then we’ll see if we can introduce Hong Kong and Taiwan, don’t shirk it, I want to see the specific plan and feasibility within a month!”

The Bond toy brand also has specialty stores, but the products are completely incomparable with Toys R Us. They are too single. On the contrary, in addition to selling toys, Toys R Us also sells baby products, etc. It has hundreds of retail stores in the United States and many overseas stores around the world.

Watsons, a subsidiary of Hutchison Whampoa, has rich talents and experience in trading, manufacturing and retail, with an annual turnover of more than HK$3 billion. Therefore, if we win the cooperation with this brand, we will gain some performance.

"Yes, Sir Lin" Hutchison Whampoa's senior executives agreed.

Lin Zhichao is very satisfied with everyone's attitude. He is gradually taking control of this huge enterprise.

After the meeting dispersed, Lin Zhichao, in his capacity as chairman of the board of directors of Hutchison Whampoa, had separate communications with some management; not only to learn and understand, but also to expand his influence.

To be honest, Hutchison Whampoa is more complex than all Lin Zhichao's companies, so he spent several years taking over the company step by step.

Back to Cheung Kong Group.

"Boss, HSBC announced that it will demolish the old bank building and build a new building costing billions of Hong Kong dollars on the original site. It intends to invite bidding for construction companies. Now, I am afraid that Baohua, Kinmen, Hsinchang, Hip Hing, Shui On, etc. Large construction companies have already taken notice of the situation." Paul Li, general manager of Poly Construction, reported to Lin Zhichao.

There was a vague look of excitement on his face. After all, HSBC announced a building costing billions of Hong Kong dollars, which had to excite construction practitioners.

You know, in the 1970s, the construction cost of Lin Zhichao's buildings was only HK$3.4 billion at most, but now it has increased more than ten times.

Lin Zhichao said calmly: "HSBC will not completely trust local construction companies, after all, such a large project and investment."

Paul Li is a construction wizard. In order to retain him, Lin Zhichao also allowed him to enjoy the treatment of a core executive. He would have a "bonus" opportunity every few years, making a profit of several million at a time.

After hearing what the boss said, he immediately said: "What does the boss mean by saying that we need to cooperate with overseas construction companies to win in the industry?"

Lin Zhichao nodded and said: "It must be cooperated with overseas companies, and it is best to cooperate with British construction companies."

Paul Li said: "Well, HSBC doesn't trust local construction companies, and its peers don't trust foreign companies, because foreign construction companies are not familiar with the situation in Hong Kong, and especially do not manage local construction workers well. These are also big flaws. Therefore, the only way Only when Huaying Construction Company joins forces to form a team can we win. Boss, I invite the largest wIMPY construction company alliance in the UK."

Lin Zhichao said: "Without further delay, you fly to London, England immediately and seek cooperation first. After all, what we can think of, maybe someone else can think of it."

Paul Li nodded and said, "Okay, I'll set off as soon as possible."

After Paul Li left, Lin Zhichao also thought about a question.

Cheung Kong Holdings' infrastructure strength has not been improved, but it is quite powerful in the construction field and has built many well-known buildings in Hong Kong.

However, investing in infrastructure is very important. Lin Zhichao plans to strengthen his strength in this area in the later period, so he plans to develop the "Yangtze River Infrastructure" and include Poly Construction into it. In the later period, he will invest heavily in the field of infrastructure. After all, the return rate of infrastructure is long-term and stable, which is very important. Not a bad industry.

Yangtze River Infrastructure's current largest project is probably the Hung Hom Tunnel, which has been collecting royalties for 12 years.

The second phase of the New World Center was completed. Lin Zhichao went to attend the opening ceremony of the Regent Hotel. At the scene, he chatted and laughed with Zheng Yutong and others.

Cheng Yutong's character leaves people speechless. He is one of the rare 'good guys' in Hong Kong. He rarely acquires other people's businesses. The only two businesses he acquired in the 1970s were actually equivalent to his own companies - Qi Tak Real Estate and See Lai Investment Co., Ltd. thus own the properties of these two companies in Central: AIA Hong Kong and Kai Tak Commercial Building. When Kai Tak Real Estate was listed, Zheng Yutong was the chairman of the board of directors of this company. Of course, there were only many shareholders. At that time, it was popular to do business in partnership.

In later generations, Zheng Yutong did not acquire other people's companies. Instead, his son Zheng Jiachun maliciously acquired the Yongan Company of the established family.

At this time, Lee Shau Kee had already acquired China Gas. Of course, it was just like Lin Zhichao's acquisition of Qingzhou Yingni. He acquired it directly without causing any waves. As for Guo Desheng, he is probably preparing to acquire KMB. However, in the 1970s, both men made full use of the securities market to acquire some real estate companies to increase their strength.

In addition to being bad at acquisitions and not liking acquisitions, Zheng Yutong also doesn't like to bid high, that is, he won't bid high with his peers at auctions and bidding.

"Harbor City and New World Center have been completed in the past two years, attracting tourists from all over the world, which can be described as a huge change in Tsim Sha Tsui!" Li Jiacheng said at the side.

At this time, Li Jiacheng was like a little brother in front of a group of real estate developer friends. But having said that, Li Jiacheng's CK Hutchison Real Estate was listed with a market value of only 40 million, but now it has a market value of 800 million, a full 20 times premium, and it can be considered a good player.

But then again, Lee Shau Kee's Wing Tai Construction also had a market value of 40 million in 1972, and now it has a market value of 900 million. Therefore, after missing many opportunities, Li Jiacheng is not a god.

No wonder people often say - small wealth comes from frugality, and great wealth comes from heaven. Li Jiacheng also said it himself in his previous life - luck is also very important.

Lin Zhichao smiled and said: "The only thing missing is the development of East Tsim Sha Tsui!"

Almost all the land in East Tsim Sha Tsui has been auctioned. At the end of last year (1979), the price per square foot of a piece of land in East Tsim Sha Tsui reached HK$16,000, an increase of more than seven times compared with the beginning of 1977. In just three years, the price has increased. The increase rate is much higher than the increase in property prices such as residential and land prices in Hong Kong.

The reason is that at the beginning, everyone was not very optimistic about East Tsim Sha Tsui, because there was no business at that time and it was just a desolate land filled with land reclamation. When someone took the photo, everyone quickly realized that as long as everyone develops it together, this area will become the commercial district of Tsim Sha Tsui!

Zheng Yutong smiled like a Maitreya Buddha and said: "East Tsim Sha Tsui will develop in the next few years."

Lin Zhichao nodded. Next year, Cheung Kong Group's two East Tsim Sha Tsui projects will also open. A hotel and a comprehensive commercial building, the rent will be very profitable.

Ho Shanheng said: "The number of tourists visiting Hong Kong this year will exceed 8 million, which is much larger than the local population. And Tsim Sha Tsui is a tourist area, so the property value here has increased exponentially!"

Everyone was in a very good mood talking about these things.

In recent years, real estate has boomed, and banks have also made huge profits. Currently, the best interest rate is as high as 15%. Generally, bank loans require more than 18%, which is simply a money grab.

But the market is short of money. All funds are invested in the stock market and prefecture-level cities. Everyone is short of money. Not to mention the 18% interest rate, even the 25% interest rate means that many people are borrowing money.

In fact, the interest rate in Hong Kong next year will be around 20%.

Even if Cheung Kong Group borrows money now, the interest rate is still around 15%. But obviously, Lin Zhichao is not short of money at all.