The fake rich man and the beautiful goddess guest chased me

Because it is obvious that if there are more, Weiss will definitely not be able to remember!

Lin Feng is very confident that with this false and non-existent information, he can easily deceive Freddie Mac's background check process.

Freddie Mac's risk control is simply weak! !

Ferguson asked: "Mr. Weiss, what is your job?"

Weiss, who is idle and lives on government subsidies, replied: "I help my uncle with some car repair business."

Of course, in fact. Weiss has no uncle at all.

Ferguson nodded and flattered: "This is a very promising job!!!"

"You are really amazing, and you also know how to repair cars."

Weiss's acting skills were also temporarily professionally trained by Lin Feng's team.

Although the training was only a few hours.

But many black people are born to act!

Weiss smiled and said: "It's just so-so. If your car needs repair, welcome to come to me."

"I can give you a discount!"

Ferguson agreed with a smile.

In his heart, he secretly complained that no matter how stupid he was, he would never give his beloved car to a black man in Queens to repair it!

What if the parts of his car were secretly replaced?

Although it was not racial discrimination, Ferguson heard that those greedy black repair shop owners always liked to do this kind of thing.

Ferguson continued to ask: "Mr. Weiss, let me ask you a question. How much do you earn?"

Weiss, who had no income, said calmly: "My income is about 60,000 US dollars a year."

Ferguson was secretly surprised!

He didn't expect that a repairman could make so much money! !

You know, his white-collar job, plus commission, is not much higher than Weiss's income!

At this time, Ferguson was more convinced. That repair shop must be a black shop! !

"So, Mr. Weisz, why do you need this loan? And you use the property as collateral?"

"With your income, it should be easy to live a comfortable life, right?"

"Even occasionally finding some blonde beauties to have fun with is okay, right?"

Weiz recited the lines he had recited many times before, and answered calmly: "It's like this..."

"I also learned a lot of skills from my uncle."

"And my uncle's auto repair shop also wants to expand."

"So, I plan to form a joint venture with my uncle and open another repair shop."

"In this way, I will no longer be an employee, but my own boss!!"

"Although I still have savings before, the initial investment for opening a repair shop is still relatively large."

"So, I need a loan."

"But with my income level in the repair shop, it will be easy for me to repay the loan after I become a partner boss myself."

Ferguson secretly respected Weisz in his heart.

It seems that Weisz has read books and received education.

Speaking in a set way. And he is also very motivated!

There are very few black people in Queens who are so motivated!

Shouldn't they all be idle all day long?

Ferguson had a picture of what he thought was the standard state of black people in Queens like Weiss -

"It's impossible for me to work, I will never work in my life.

I can't do business, I can only maintain my life by robbing.

Going to prison feels like going home, and prison feels much better than home!

Everyone in there is talented and speaks well, I like them very much!"

Isn't it supposed to be like this?

In less than five minutes, Ferguson completed Weiss's qualification review.

AA rating is also the highest qualification level that Freddie Mac can give.

When Freddie Mac gives such an evaluation, it means that Weiss only needs to wait a few days. There will be an investment bank or institution contacted by Freddie Mac to lend money to Weiss.

The loan amount is generally not small, which may be 30%~35% of the mortgage value of the property, and the interest rate is of course high.

Freddie Mac can happily take a considerable commission.

Of course, the money that the bank lent to Weiss came from deposits or customers who bought fund products.

Ding Xian was standing by, shocked that the black people hired by Lin Feng's team from the street could easily get a loan.

Freddie Mac's appraiser Ferguson didn't even investigate whether Weiss's job, which he said paid $60,000 a year, really existed.

He didn't even make a phone call!

You know, Weiss's auto repair shop even had a made-up name.

The phone number he left wasThe number was a fake number made up by Lin Feng's team!

Of course, in fact, Lin Feng's team has the ability to disguise it better.

For example, buying a real auto repair shop, or at least getting a landline, which doesn't cost much money and doesn't take much time.

But... this is not what Lin Feng wants.

What Lin Feng wants to do is to truthfully record a person who has no career, no job, and is idle, and with a mouth, he fabricates some personal information that does not exist at all and can't withstand scrutiny for a second. He can get an AA high-quality rating from Freddie Mac.

With this rating, by mortgaging a house in Queens that is worthless and can't be sold, actor Weisz can get a large loan!!!

As for the follow-up, this video material completely recorded by Ding Xian.

This will become one of Lin Feng's powerful weapons!

In the previous life, Freddie Mac and Fannie Mae were protected by the US government, and the two culprits that caused the economic crisis did not go bankrupt.

Instead, ten years after the US financial crisis, they once again monopolized the housing loan guarantee market.

Moreover, everything about Fannie Mae and Freddie Mac has not been widely exposed. Only those who have studied the financial crisis know that they played a role in the fuse of the financial crisis.

In this process of Weisz Loan... Freddie Mac must have made money.

They earned commissions but did not take any risks.

Investment banks, such as Lehman Brothers, which purchased a large number of subprime credit products, issued loans but had collateral.

Although this collateral is actually not valuable, the risk of recovering the loan is very high.

However, the funds of investment banks...

do not belong to them.

Rather, they belong to those ordinary people who believe in these investment banks and want to increase their assets and give their money to investment banks!

They have worked hard to make money all their lives and give their money to investment banks for the promised rate of return...

But they never expected that the greedy investment banks did not take their money seriously at all.