The Rebirth of Wealth

The two concepts of crowdfunding and p2p online loan come out, and the atmosphere is a bit different.

Minister Zhang's face changed, Shen said: "What is the difference between these two and private illegal fund-raising?"

Ma Yun didn't speak, Li Dong answered: "The most fundamental difference lies in the supervision problem!"

"Who supervises?"

"Government, central bank, platform, enterprise, joint supervision!

Of course, the point is to raise the threshold!

Not every company has this strength to build this platform, nor can any company do.

Raising the threshold, focusing on supervision, not letting go, and government supervision can effectively avoid some risk control problems. "

Now that he has spoken, Li Dong is not afraid to speak more.

Private fund raising is illegal, and p2p is legal.

However, p2p is turned into a dog, the main problem is that the threshold is too low.

It can be done by an individual, whether you are a person or a dog, as long as you build a platform, someone will believe it.

Failure to do a good job of propaganda, control, and regulatory responsibility.

If strict control is implemented when this industry is emerging, it will not happen in the future.

If a large-scale publicity work is done, only a few companies can obtain this qualification, and it will not let p2p scams overflow.

It is precisely because of these failures that the Internet financial system has been hit hard. For a long time, everyone only knew about Alipay and Yu'ebao, but not other Internet financial services.

If the supervision is really good, will there still be scams in the future and usury from offline to online?

Will there still be the kind of naked loan video, the collapse of college students?

These are all manifestations of weak supervision, and it is really necessary to crack down hard, and this will not happen.

This point, the government has a responsibility, but the giant enterprises that promote the advancement of the Internet financial system are also responsible!

Ali is actually responsible.

Some people may say that this has nothing to do with the company. The company cannot supervise or care about others.

But in fact, with the strength of Ali at the time, and the government's strong recommendations to raise the threshold, these things are very likely to be avoided.

Li Dong is now one of the founders, he cannot let himself bear this infamy.

Therefore, it is necessary to increase supervision. It is better to raise the threshold and even let only one family enter the market.

At least relatively speaking, there is still some confidence in the distance.

In later generations, almost all Internet financial companies have no physical support, which is actually a big drawback.

Once there is a risk, their resistance is very weak, and there is a little wind and grass, and it is common to roll up the road.

And similar to the far-off group with hundreds of billions of physical scale industries to do this kind of thing, unless there is really no way to go, otherwise, running with money does not exist.

Of course, it cannot be said that there is no risk at all.

But the risk always exists, and this risk can be minimized from a distance.

Li Dong added, "The threshold threshold is best supported by industry, and the scale should not be too small.

Without industrial support, once a financial crisis similar to today is encountered, it is difficult for companies to guarantee the safety of funds.

Of course, this fund can't actually reach the company's own account, which is government supervision.

However, the threshold standard must be high. I said that the purpose of industrial support is actually not to worry about capital problems, but mainly to fear that there are no restrictions on enterprises and that they will be uncontrollable at that time.

There are large-scale industries here that can't even run. Unlike some companies, they can do this with a few computers, like domestic and foreign. "

Ma Yun's face is dark, mmp, deliberately aimed at Lao Tzu?

Resisting the urge to scold others, Ma Yun frowned: "This is Internet finance. According to your statement, Internet companies can't participate anymore? Is it still called Internet finance?"

Li Dong shrugged and said, "I'm just suggesting, but not necessarily.

Of course, the concept of industry is not just what you understand.

Our internet enterprise, big data center, cloud computing center, internet industrial park, headquarters building ...

These can actually be seen as the embodiment of the network.

If you want to think who I am targeting, you are careful.

I am targeting only those companies and individuals who do not have this strength but have disrupted the market. "

Ma Yun is speechless, I have told you all the good things, what can I say?

Seeing that these two men were up again, everyone was a little helpless.

Minister Zhang couldn't help crying, "You two, this hasn't started yet, you are fighting yourself. How can you make the Ministry of Industry and Information Technology feel at ease?

At this time, it is necessary to unite all forces to promote this industry ... "

When his words fell, Li Dong's eyes lit up: "Minister, did you agree?"

Minister Zhang smiled and said, "It's not a question of whether or not to accept it. I'll read the details again.

Of course, I did not oppose it. It is also the wish of all of us to get new exhibitions in the Internet industry.

As for the regulatory and threshold issues you mentioned, we all need to prepare for long-term research.

In short, your suggestion is still feasible in my opinion.

After I go back, I will do some detailed investigations, and I hope that the few present can provide us with some detailed data reports and feasible specific program measures.

When appropriate, I will contact the central bank and the relevant departments of the state affairs / academy to do some detailed discussions with you.

No matter whether it is feasible now, the road still has to go. "

Several people in Li Dong nodded quickly, and the chairman of the Internet Society also smiled: "As the minister said, the road still has to be taken, not to waste food because of choking.

The association will also do its best to coordinate everything.

This conference, in my opinion, was extremely successful.

A number of enterprises with a sense of social responsibility have emerged, and a number of pioneering industry leaders have emerged.

The exhibition of the Internet industry cannot be separated from you, but also requires the joint efforts of everyone.

Regardless of whether this road can go out or succeed, I hope that all of you present here, do not give up hope and do not have despair in the future.

Society needs you ... "

The chairman of the board is the chairman of the board of directors. Li Dong said that several people are about to treat themselves as great men.

However, everyone understood what she meant.

This is not necessarily a success, and there is a high probability of failure, so that everyone should not be resentful and self-inflicted.

In fact, there is no need to remind the chairman of the board, who are not gritty.

A failure means nothing.

It ’s just a matter of unsuccessful promotion now.

Seeing Chairman Hu's pessimism, Minister Zhang smiled: "In any case, the Ministry of Industry and Information Technology will give you the greatest support.

Otherwise, I dare not guarantee that the payment system will be open and formalized. At the latest next year, I will promote government legislation.

This is also the biggest guarantee I can give you. "

Everyone was a little touched, just as Du Anmin was for the platform of Li Dong. At this time, Minister Zhang said this kind of decisive words, that would have to pay a price.

Once the payment system could not be formalized and legalized, the minister's reputation was completely stinked.

Under normal circumstances, these people will not be full of words.

Today it may have been a bit of a shock. Minister Zhang may feel that if there is no progress at all, I am sorry for everyone's enthusiasm and ambition.

So, this guarantee is left at the end.

The original intentions of Li Dong and Ma Yun are only to promote the formal legalization of the payment system, and now it has reached its goal.

...

After the small meeting, Minister Zhang and Du Anmin left.

Everyone in Li Dong didn't rush away. Several people sat in the meeting room for a while. Ma Huateng scattered the smoke for everyone, and everyone smoked together.

As he smoked, Ma Huateng spit out the smoke ring and said: "It's been so bad these few days. At the next meeting, smoking should be allowed.

Every meeting held back, something in my mind was disturbed. "

My brother's smoking addiction is quite big. Li Dong can smoke a few people. He panic after a while.

For Ma Huateng's words, everyone was too lazy to pick up.

Li Yanhong glanced at Li Dong and thought for a while: "Li Dong, you and Ma Yun's ideas are good, but in my opinion, the time is not yet ripe.

At this time, to compete with traditional finance, we lacked some strength.

Among the few companies present, the powerful are only able to reach the scale of 100 billion.

It is hard to imagine the difficulty of using this volume to promote the traditional financial sector that is a hundred times larger than ours. "

Li Dong laughed: "I know this, I haven't thought about it in one step.

The reason for mentioning this is to prepare everyone.

Taking a step back, we first put forward a big requirement, and traditional monopoly industries will definitely set up obstructions.

At this time, when we narrow down our requirements, they will feel that they have succeeded and made a profit, and they will relax the restrictions on us, and some of our programs are easier to implement.

Otherwise, do you think Minister Zhang will assure us that the payment field is open at this time?

When we asked for 10 million, he did not give it, we want 10 million again, it would be much better to talk. "

Everyone laughed, this is the reason, Ma Huateng still said: "It is easy to cause vigilance."

"Don't you say it, they will not be vigilant?"

Ma Huateng waved his hand and said, "It's meaningless to say nothing about this, something that didn't appear.

The topic is temporarily stopped, let me talk about something else, do you have plans for the evening?

If not, have a meal together at night.

Lao Yu and Liu Liu have been waiting to gather together. Yesterday, they wanted to invite Li Dong. As a result, you ran away all day. Is there no problem tonight? "

Li Dong knew that he was Liu Chuanzhi and he nodded and said with a smile: "No problem, let's get together, as long as you don't play drunk, everyone is still a good friend.

Whoever deliberately tried to find fault with wine madness, I fight with him to the end at night, don't get off the table for a pound. "

Ma Yun stared at him and said, "Do you see what I do? Am I crazy about drinking?"

Ma Huateng and Li Yanhong smirked, Li Dong hummed: "Who is crazy about wine and who knows clearly, we are not familiar with each other, and once we drink, we slam the air and bring me up, not to find what is wrong."

"Don't drink, drinking with this guy is boring, Huateng, Yan Hong, I'm going!"

Ma Yun became angry and embarrassed, and if he left this sentence, he would flash people.

Li Dongchi smiled and said: "When it comes to it, we must do it, but don't really run again when the time comes."

Ma Yun black face, too lazy to ignore him.

Ma Huateng and Li Yanhong persuaded a few words, and then Ma Yun hummed: "I take it for everyone's sake, or else ..."

"Or are you going to play against me?"

"Rude!"

Ma Yun was anxious, Ma De, how could he meet such a hob meat, but he couldn't beat it again, but he couldn't scold it, and his liver hurt.

Ma Huateng and Li Yanhong on the side were almost unable to stretch, and quickly pulled the two out.

If I don't go anymore, the old horse is mad, and he really starts to do what to do if he is beaten up by Li Dong.

Thinking of this, the two looked at each other, and then couldn't help laughing.

Gangsters are serious and rigorous in front of outsiders, but in private, there are all kinds of messes.

Anyway, they are all people from the same class, and the Internet industry is really showing up, and 90% of them are grassroots.

Everyone has a common language, and you won't be despised because you make a few words.

Sometimes, on some public occasions, these people say they are used to it, or are annoyed.

The four people present, strictly speaking, Li Yanhong and Ma Huateng were better, not much talked about, and paid more attention to the image in public.

Li Dong and Ma Yun will not work, because these two guys are too thick in public, and they have not been denounced for a while.

...

Outside the International Conference Center.

Several people parted ways, and Li Dong got on the car, looking tired.

Promoting the progress of an industry is not so easy. He and Ma Yun are actually under pressure.

The two ridiculed a few words after the meeting ~ www.wuxiaspot.com ~ also did it for decompression.

Even the chairman of the Internet Society is so pessimistic, Minister Zhang does not dare to guarantee, and Du Anmin does not say anything, which shows that things are more difficult than everyone thinks.

As an advocate, Li Dong is actually under great pressure, but he has not shown it.

However, things always have to be done.

Li Dong can actually wait, wait for Ma Yun to be the advocate and the pioneer, but he can't wait.

In three or five years, too many things have changed.

At that time, some things may be different, seize every opportunity to push these one step forward, and he will not be born again.

After three or five years of exhibition time, maybe everything is different.

Thinking of something in his heart, Li Dong fell asleep in the car confusedly.

It was not until he arrived at the hotel that Li Dong opened his eyes in Bai Su's soft cry.

After exhaling for a long time, Li Dong rubbed his cheeks and saw that he was a little tired. Bai Su whispered: "Mr. Li, Wang Xin is here again, why don't you let him come later?"

"No, make me a cup of strong tea. I will talk to him."

Hearing that Wang Xin was coming, Li Dong forcibly reinvigorated. Today's Internet conference ended and met Wang Xin by the way. The guy from the province turned away and disappeared.

Seeing Li Dong insist, Bai Su didn't persuade anymore.

Looking at the back of Li Dong upstairs, Bai Su whispered: "Li should always take a good rest."

Only when you are in close contact with Li Dong for a long time will you understand that his success did not come easily.

In the past few months, Li Dong has never stopped walking, or, in five years, Li Dong has never stopped.

Tan Yong dryly said: "It's time to rest, in fact, even I feel tired."

The two looked at each other, and then shook their heads.

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