The Rebirth of Wealth

Netizens look forward to the return of Li Dong, who is preparing for his plan while spending his honeymoon.

After many years of development, Yuanfang Group couldn't keep up with many things.

However, in the fierce competition environment, most things are filled in the competition.

The development of the enterprise is ultimately blamed on talent and capital.

Without these two points of support, even the best ideas will eventually become a tool for others to make money.

Nowadays, in terms of talents, Yuanyuan has continued to pry the corners, continuously conduct social recruitment, and cooperate with some universities and government agencies to establish talent training bases.

In the end, the factors restricting the development of distant places have returned to the original point.

money!

In fact, there is no shortage of money in the distant place, hundreds of millions to billions. Sometimes for the distant place, it will be accumulated for a period of time, and the group can make up the blood.

But for a group such as Yuan, especially in the case of Li Dong ’s ambitions, the billions and billions are not enough at this moment to meet Li Dong ’s needs.

Even tens of billions of funds, for Li Dong today, sometimes cannot even support a plan.

After getting the consumer finance license, Li Dong reminded him of how the leverage ratio of lenders is generated.

The so-called leverage ratio refers to those companies that have obtained small loan licenses and consumer finance licenses, and the amount of money released exceeds the registered capital by several times or even tens of times.

Just like Distant Finance, this time the registered capital was increased to 2 billion.

In other words, the actual cash stock of remote finance is about 2 billion. How can we release hundreds of billions of loans through these 2 billion cash?

In the previous life, the registered capital of Ant Financial was not much from the distant place at the beginning. With more than one billion registered capital, hundreds of billions of loans were released, and there were hundreds of billions of loan balances.

This means that the money of Ant Financial cannot be released.

The actual registered capital of the other party is only a few billion.

Where did the hundreds of billions of extra funds come from?

This money is not actually Yu'ebao's money, and part of it may be, but not directly transferred to Ant Financial through Yu'ebao.

The money was all financed.

Different from traditional equity financing and bond financing, it is an emerging international financing channel, ABS financing.

The concept of ABS is actually not too late. It was the concept internationally in 1998, and Huaxia also implemented it in Shancheng in 1998.

In general, it is to use the project's future expected income and its own fixed assets as a guarantee to attract investors from all over the world for investment financing.

Today, the most funded by ABS is actually government infrastructure projects.

Like a highway, high-speed rail roads, and the Yangtze River Bridge, it is possible that the government will use it to finance and absorb social funds.

The price is to guarantee the future tolls, operating expenses and the project itself.

The government does not have to pay for it, and it takes decades to repay this debt, and then nationalize the infrastructure.

In fact, this method was applied to social infrastructure projects long ago. Of course, it was not called ABS before.

In the past life, Ant Financial's hundreds of billions of cash in stock were mostly financed through ABS.

Taking the proceeds of loans and interest as guarantees and absorbing international funds, there may not be many investors at the beginning, but when Ant Financial is on the right track, with considerable profits, many people will invest.

Among them, even some government agencies.

Government agencies, with employee pensions, social security funds, unit trusts, mutual funds, medical insurance, etc., to make investment income, that is normal and legally compliant.

The social insurance medical insurance paid by employees and units has reached the government, and the government cannot leave it there.

It's a matter of course that you are optimistic about some projects and investing.

Of course, government funds are generally dominated by social infrastructure projects.

The laying of some railways abroad and the construction of bridges, including energy projects, are all government investment goals.

Of course, not all of these are invested. Foreign bonds and large bill business are also targets of government investment.

In short, it is based on stability.

The projects financed by ABS are generally relatively stable. Social infrastructure and energy projects are the main ones. The participating financing companies are also mainly industrial.

It is a fact that industry is not easy to finance.

However, with the popularity of ABS financing, some industrial giants can also beautify their own enterprise projects through some means to carry out ABS international financing.

And there is no need to split the shares, as long as the interest and principal of the investor are repaid.

Because ABS financing involves a lot of investors, it actually reduces the risk in disguise.

Originally, an enterprise needed tens of billions of capital support. At this time, the financiers were generally limited to a few, and it looked like dozens.

After all, there are many participating companies, and in the end, the equity is chaotic, and there are too many troubles.

At this time, the participating companies are actually very risky, and the funds are often tens of billions.

The risk of using ABS financing is much smaller, and the participating companies and individuals may eventually reach tens of thousands.

In terms of form, ABS financing is actually a bit similar to social fundraising.

However, the main body of the ABS project is actually there, and it is also guaranteed by assets. This is much less than the risk of individual fundraising in the society.

...

This time, Li Dong thought of the ABS financing plan because he got a license for consumer finance.

He doesn't want to continue to divide the shareholdings of distant places. If it is a loan, it is not difficult for the bank over 10 billion yuan, or even tens of billions of hope.

No matter how many, the bank was not opened by his family, how could it be possible to give him unlimited loans.

I do n’t want equity financing or loans, so I can only use ABS to split some of the projects under the distance, and then carry out ABS financing. This is Li Dong ’s idea.

Yuanfang Finance now has a business license in this regard.

In fact, remote projects can also be financed online, which is slightly different from self-financing.

If there are not many funds absorbed in society, Li Dong can use the Tianhong Fund to invest the funds absorbed by Yu'ebao in the ABS field.

As a result, some policy issues have been avoided.

Therefore, far-reaching ABS financing is actually guaranteed.

Even if it does not go through ABS, its own financial company, Li Dong can also find some deep-rooted special guarantee companies for ABS financing.

However, the distant place does not need to pay too much, and the project assets and future income can be used as a guarantee.

As long as someone is optimistic, there is no need to pay an extra penny in addition to interest from afar.

This is much more convenient and simple than taking your own assets and making a mortgage.

And the final equity will not be dispersed. This is one of the main reasons why the ABS financing method has become more and more popular in the world in the past two years.

...

In the hotel.

The sky outside was already dark.

Li Dong and Shen Qian went to the beach during the day and basked in the afternoon sun.

Back at the hotel, after eating, Li Dong began to prepare his own plan.

Regardless of any financing plan, there is no perfect plan, no project subject that can touch people's hearts, and others are not fools, and naturally will not pay for it.

Today, the main body of this project is still in Li Dong's plan, which has not actually been generated, so this job can only be done by him.

Li Dong pondered and thought, while knocking on the table with a pen holder, from time to time to add a few words in front of the plan.

I do n’t know when, Shen Qian came into the door carrying milk, and said softly: "First drink a glass of milk. You will accompany me to run around during the day and come back to work at night.

If we are too busy, let's go back to Pingchuan tomorrow.

In fact, the scenery outside is just like this. "

Li Dong took the cup and smiled, "Can that be the same? This is the sea, and our house is a small pond.

Besides, I am not tired either.

These days, in fact, there is nothing to be busy, mainly to make a plan. "

Seeing Shen Qian stop talking, Li Dong put down the pen and said with a smile: "In fact, it was the plan that Yuan Chengdao and I had mentioned before.

Did n’t I say last time, let them investigate the current status of the global retail industry?

Distant retail has now reached the point of hegemony in the country. If we want to dominate, then the only thing we can do is to defeat several other giant retail enterprises.

But even if it was defeated, we still struggled in China.

We really want to let the distant place surpass Wal-Mart, simply relying on revenue, we may be able to do it, but the actual influence is quite different.

Therefore, if you want to achieve this scale, and you want to increase your influence, only globalization and internationalization!

And what is the premise of all this? "

"funds."

Shen Qian saw that he had finally said this to himself, but he felt much more relaxed and sat down next to him: "Now that we want to globalize and internationalize, we need too much money.

You don't want to penetrate slowly, but want to occupy a certain market share as soon as you enter.

Under such circumstances, only local giant retail companies can be acquired.

But this is the layout of the country, but like Huaxia, layout of a county and a prefecture-level city.

Enterprises with a certain market share in a country, once mergers and acquisitions, easily billions of tens of billions, I am talking about US dollars!

Although Yuanyuan is making good profits today, it is not enough to support this plan.

Earlier, when you said it, Brother Yuan thought they were a fantasy. This is the reason.

Why, you now think of how to solve the funding problem? "

Li Dong shook his head and said: "It's just an idea for the time being, does ABS know?

I just want to raise funds globally through ABS, but I want investors to trust and be willing to take the money to invest in us, not to say that we can make them believe if we want to go beyond Wal-Mart.

First, let investors see our strength and potential.

Therefore, at the beginning, if you plan, you have to work from afar.

Therefore, I would like to first merge and acquire Baijia and win the Xiangjiang department store retail market.

Xiangjiang, as the bridgehead for China to enter the world, here we show our strength and confidence. Next, we will launch our plan, it will be relatively easy.

What I need is not 100 million or 200 million, nor billions.

If I conduct ABS this time, the funds I need may be hundreds of billions or more!

Without touching plans, and practical actions and guarantees of strength, who wants to invest in us?

Now, I started to make a plan to look back and let the people of the group polish.

The timing of ABS has not yet arrived. "

Shen Qian came interested and smiled: "When Weibo goes public, Teng Xun resumes trading. If a miracle is created then, the time has come!

Create your new plan, start with the acquisition of Parkn, and then formally enter the international market!

At this time, the distance has confidence and strength.

At the same time, social influence and popularity will rise again!

At this time, investors at home and abroad will be eager to try, because the distant places have brought miracles in these years, all are high-interest returns, and the risks are extremely small! "

Li Dong nodded and smiled, "Yes!

So many people want me to appear now and make a little sensation.

But what is happening now?

No money to expand, no one will tell me, what can I do besides showing up?

But wait for a while, it will be different.

Originally, I planned to clean up the domestic side before entering the international market.

But I now find that these domestic guys are actually more difficult to clean up than foreign giants.

In addition, there are several households sitting on the ground, which is even more difficult to solve.

But once I opened up my reputation in the international market, I became famous, I confirmed the strength of distant multinational groups, and really reached the standard of the world's top 500 ...

At this time, the resistance in all aspects will be much smaller.

Even state-owned enterprises, including Hua Run, may be actively integrated into our system by the government.

Because, we are one of the world's retail overlords!

Moreover, in the future, we want to promote our e-commerce platform around the world. Just like Amazon, the offline layout is also one of our bottom line and core competitiveness.

I did this in 2009, so my path is actually much better than many people. "

He said many people, talking about Ma Yun these people in later generations.

Their way is actually harder than far away, and harder than Li Dong.

The key lies in the issue of time. It is already six or seven years after they reach the distance now.

Six or seven years is enough to change many things.

At that time, Ali wanted to enter the world, but it was very difficult. In addition to the B2B business, Ali's other businesses, including the payment business that the country later promoted, failed to gain a foothold in foreign markets.

The reason is that the time is too short, foreign countries are also developing, leaving little room for Ali.

In the distance, the international market layout began in 2009, at least five years ahead of schedule.

And five years, it really makes everything very different.

Li Dong said, and finally said: "So during the past two months, we can take a short break and let outsiders guess.

I am now in a dormant period. Once I go out of the mountain again, what Ali and Surin are destined to be small characters! "

Li Dong's words fell, and Shen Qian looked at him with admiration: "So, have you regained your fighting spirit? Decided not to retire?"

Serious men are more charismatic, and this cannot be denied.

Although Li Dong has been with Shen Qian these days, he has let go of Li Dong in the distance, and really lacks a bit of taste.

Of course, Li Dong, who has already gone to the peak and the altar, is an undeniable legend even if he puts it down now.

But if you can continue to legend until eternity, it will be even more fascinating.

Being married does not mean that you really do n’t want to be passionate. Even if you are married, Shen Qian also hopes that Li Dong can live a better life, not because of marriage, so that Li Dong, a man destined for legend, is trapped in a small family.

Seeing her happy, Li Dong couldn't help laughing: "Don't be too happy, this plan is huge, so large that the acquisition of Baijia is just the beginning and the beginning.

In the later period, the funds used may be more than 300 billion yuan.

Once the plan fails and fails to gain a foothold in the local market and pack up and sell the industry, at least a loss of more than 100 billion yuan, or even more, may be lost.

At that time, even if I did not go bankrupt, the remaining capital in my hands would not be strong enough. "

The offline retail market is already fiercely competitive, and its profit margin is getting lower and lower.

At this time, Li Dong made a large amount of mergers and acquisitions in order to expand the scale, but a little careless, that is a huge loss.

It is almost inevitable that the plan fails and the loss is hundreds of billions.

Shen Qian said with a smile: "It's fine, I believe you will succeed!

Even if it really fails, it doesn't matter.

At least, Chinese people will know that there was a man who started from scratch and started his business for a few years, and began to attack the world's first throne.

What if it fails?

Even if it is used as a negative teaching material, I am afraid that your business textbook will have your name.

Industrial shock is the first, much more difficult than Internet companies.

If it succeeds, then you have created a myth that no one can surpass.

Such a miracle, I think it will be remembered by the world! "

A man remembered by the world, even Du Anmin can't do this, or even far away.

But Li Dong, is now on this road.

Success is good, and failure is not enough.

In the end, it was nothing more than a loss of money.

However, compared with money, this feat that can be recorded in history is more important.

If you want to be an official, you want to stay for a long time ~ www.wuxiaspot.com ~ If you are a businessman, don't you have this idea?

It's just that others can't do it, because it's easier to be a small businessman. It's really harder to do it than to be an official.

At this time, Shen Qian really didn't care about success or failure. As long as Li Dong had done it, then he was great!

Even if it fails, it is still great!

In this life, to be able to marry such a man, even after a few years, the two are in despair, Shen Qian can proudly tell everyone that her man once surrendered to the world, let the world tremble!

Li Dong laughed and said: "Don't be so excited, it's bad for children.

In fact, no matter whether playing a game or a career, no one wants to sit on the throne of the king.

Ranked first, the "one" is also everyone's pursuit.

It's just that some people dare not chase, and some people are too far apart and desperate.

Now, I still have hope.

Before, in China, I did this ‘one’. At this time, I did lose some passion.

The top 500 list came out on a single basis, and I realized that I was not the first, with a three-digit ranking.

At that time, I was actually preparing.

I hope that in the near future, Li Dong will be the first in this world ranking! "

"Handsome!"

Shen Qian praised one sentence, and then got up and went out.

Li Dong was surprised and said, "Why do you go?"

"Clean up your luggage and go back tomorrow!

Now it is not convenient to communicate outside. Since we have to be the first, we must do it seriously. There is no first-line news and information. Just rely on your dreams. "

Li Dong laughed dumbly, woman, sometimes she did n’t have ambitions, it does n’t mean she did n’t want to see men.

The success of men, in the eyes of women, is their success.

Shen Qian, apparently hopes that his man can let the world crawl under his feet.