The Strongest Life Reborn

After coming out of the Chinese, Yin Jun's mood eased.

Shen Bi is worthy of Shen Bi, and doing things is so overbearing.

He didn't say anything about "our board of directors should study and research". After making a decision, he directly asked Yin Jun to prepare detailed information.

As for the amount of the loan, Shen Biming said that as long as Yin Jun took out the two major assets of Kirin Culture Company and the New Territories Class B Land Exchange Equity Book, then HSBC Bank would be able to solve the requested 2 billion USD loan for him.

Of course, in the Kirin Culture Company, the three core assets of Kirin Satellite TV, "Kirin Weekly" and Transformers Toys must not be divested.

Yin Jun agreed readily, but smiled bitterly in his heart.

HSBC took away all the most valuable things in one go, and the remaining shares and assets were really not qualified to borrow 500 million dollars from Xiangjiang Commercial Bank.

Even the most valuable Cheung Kong Group's 14.6% stake is worth up to US $ 150 million.

Although "Kirin Daily" is currently the largest and most influential newspaper in Xiangjiang, it has not been profitable until now, and it is still in a continuous loss. The valuation can be regarded as good at 50 million US dollars.

Fortunately, Xiangjiang Commercial Bank did not care about it.

After Yin Jun went to talk about the situation, Chen Youhan agreed more readily than Shen Bi with a loan of US $ 500 million.

At the beginning, he said that it was sufficient to mortgage the shares of Changshi Group, but Yin Jun knew the dangers of the banking and financial industry, so he put all his property, including the mansion at 20 Shi Xun Road, on the Xiangjiang Commercial Bank.

Since others are so helpful, they can't just hurt Chen Youhan by negligence.

Moreover, Yin Jun made up his mind. Once he had a cash flow, he immediately had to exchange the money of Xiangjiang Commercial Bank to avoid the crisis of Xiangjiang Commercial Bank.

Why would Yin Jun think so seriously?

In fact, this is due to his high prices and the internal Xiangjiang economic research data of Goldman Sachs and JPMorgan Chase, which were successively bought.

Goldman Sachs and other investment banks publish some important economic data and prospects every year, but many of the more in-depth information is generally not made public. If you are not a familiar person, you will not be able to buy such information.

When Li Chaoren talked about the conversion of Huangpu Dock to commercial real estate, the prices of industrial land, non-industrial land, residential land, etc. that Yin Jun told him were obtained from these materials.

In addition, after the data gathered a few days ago, Yin Jun felt that there is another aspect that deserves special attention. That is the financial industry of Xiangjiang.

As of December 31, 1980, Xiangjiang had 113 listed banks, 1033 branches, and 302 deposit-taking companies. Yumin Finance Co., Ltd., which broke out in "Kylin Daily" in November, is one of them. Deposit-taking companies, these companies are all foreign banks' operating agencies in Xiangjiang, but they have not obtained a banking license, so they use this method to do business.

If you take a closer look, Xiangjiang is such a projectile place that there are 415 banking institutions in total, which is really staggering.

In the history of the world, there has never been a place with so many banks.

In particular, the area of ​​Xiangjiang is only more than 1,000 square kilometers. Such a density can be called the first in the world.

Of course, if you look at the scale, the large-scale banks and deposit companies are actually just about 50, and the rest are not large, and some banks even have only one or two branches.

In a few years, after the giants such as HSBC, Standard Chartered Bank, Bank of China, Industrial and Commercial Bank of China, Nanyang Commercial Bank began to merge and reorganize continuously, until the model of deposit-taking companies was loosened, the number of bank financial institutions in Xiangjiang Reduced to around 120, which is still two-thirds less than the current 415.

Do you say that Xiangjiang needs so many banks and financial institutions?

Of course not!

Generally speaking, five or six banks and hundreds of branches are enough for Xiangjiang people.

But why there are so many financial institutions in Xiangjiang, and they can still survive?

the reason is simple.

Many of them are engaged in not simply bank deposit and loan business, but many financial derivatives business, even financial investment and speculation business.

Xiangjiang, one of the world's financial centers, has various influences that can radiate the entire Asia.

This is not bad. Singapore has been working hard for so many years and has not been able to **** the position from Xiang Jiang.

But in this era, in the early 1980s, with so many banks and deposit-taking companies, they did not rely on so many various investment-making and profit-making methods in the future. The main reliance was still jaw-dropping. Land market and real estate speculation.

Compared with 20 years ago, Xiangjiang ’s current industrial land has increased by 280 times, non-industrial land has increased by 74 times, and residential land has increased by 82 times. It is obvious who is the promoter.

Banks and deposit-taking companies have played a very disgraceful role in them and are very important promoters.

On the other hand, the constant increase in land prices and housing prices in Xiangjiang has also brought more banks and financial institutions to settle in Xiangjiang, wanting to take a slice of the soup, so it has such a large scale of 415 financial institutions.

Such a deformed financial model must bring extreme chaos.

Such as illegal loans, illegal deposits, misappropriation of reserves, participation in land speculation, etc., they are not ready to do these things, but are already doing it, and they are getting more and more crazy and out of the ordinary.

As a result, when land and real estate encountered a crisis in the past two years, banks and financial institutions could not sustain it, triggering a round of bankruptcy frenzy, closing hundreds of homes in one go. shocking.

With such a big premise, you know why Yin Jun is so cautious about loans from Xiangjiang Commercial Bank.

If Yin Jun does not have a better source of profit in the next two years, then a loan of US $ 500 million may not necessarily be repaid, which is a potential threat to Xiangjiang Commercial Bank.

Therefore, even for Chen Youhan, who has always supported himself, Yin Jun has to work hard to make money and repay the loan.

In contrast, HSBC has no such concerns.

Not to mention $ 2 billion. If you borrow another $ 2 billion, it will have no effect on them.

There are 415 banks and financial institutions in Xiangjiang, right?

But one HSBC bank accounted for half of Xiangjiang's deposit limit. Do you say cattle are not cattle? It's awesome! !

Unless Xiangjiang collapses, no one believes that HSBC will fail, so any financial turmoil and run-up has never said that there is a long line of withdrawals at the door of HSBC, and every time HSBC pays Go to the bank.

Therefore, part of Yin Jun ’s big loan with HSBC is that they are the only ones who can lend so much, and they have the courage to give Yin Jun so much; on the other hand, it is because the cooperation with HSBC has great benefits. of.

The status of HSBC in Xiangjiang is not comparable to that of Xiangjiang Commercial Bank.

This status is not only reflected in their strong financial strength, not only because they are one of the three banknote issuing banks, but also in their influence on government financial institutions.

Xiangjiang has a very famous saying.

Xiangjiang is not in the hands of the Hong Kong government, but in the hands of HSBC and the Jockey Club.

Most of the influence of the Jockey Club lies in the budget of the government and the huge network of social relations.

As one of the money-issuing banks, HSBC's influence is even more brutal, and it is directly reflected in all financial-related affairs.

All of Xiangjiang's financial policies and financial norms, including stock market affairs, can affect them.

This is simply the Federal Reserve of Xiangjiang!

No, it's more powerful than the Fed!

Yin Jun knew.

Five years later, Hutchison Whampoa acquired the Xiangjiang Electric Lamp Group, which was originally not in compliance with the regulations. However, with the HSBC bank on the side, Xiangjiang Chief Secretary actually did not openly offer the Cheung Kong Group.

Two years later, Hutchison Whampoa split the non-electricity business of Xiangjiang Electric to form Jiahong Company, but increased its shareholding from 23% to 53%, seriously exceeding the 35% red line prescribed by the Xiangjiang stock market wuxiaspot.com ~ but also exempted from public offers.

Later, Li Chaoren came to a beautiful big move, increasing his share in Changshi Group to 37%, while Changshi Group increased its shareholding in Hutchison Huangpu to 36%. These two sensational Xiangjiang In the plan to increase its shareholding, the Hong Kong Stock Exchange and other institutions, also pretending to be fools, are also exempt from public offers.

This is the strength of Li Chaoren, and this is the power of HSBC!

Do you want to try it out?

Straight down for you!

It is precisely because of the example of Li Chaoren that later many super-rich people in Xiangjiang learned from him and exchanged conditions with HSBC to gain their own unfair share holdings and strengthen their control of the group.

The more shares they occupy, the more places they can operate, and the more they can control the ups and downs of stocks at any time.

The bitter thing is only those ordinary investors and investors at the bottom.

Yin Jun will never cheat the money of these little people.

However, if the company under its own company is listed in the future, it is a good thing to increase its controlling stake through HSBC.

Many people say that Yin Jun's control is very strong. In fact, this is also true.

He doesn't want the story that those big capitals drove the entrepreneurs away 30 years later, again in his own company.

What's more, there is no second person in this world who knows how to succeed more than Yin Jun.

If you want to make Chinese entertainment to be able to compete with the existence of Hollywood, teenagers can only rely on their own decisions!

...

(I originally wanted to write 10,000 words today, but I didn't write it. Sorry and sorry!)

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