There's a black hole inside me

"Buying a house, how can I afford a house here in Hangzhou?"

Huang Youjie was startled and shook his head vigorously, as if discussing an unimaginable thing: "The house price in Hangzhou is more than 30,000 per square meter, and in the cheaper suburbs it is more than 20,000. It takes at least three to four million to afford one." A house of about 100 square meters.”

"Even if my family sells everything and goes bankrupt, they still can't afford to buy a house here."

Wei Ming said: "Buying a house is not a one-time payment. You only need to prepare a 30% down payment, and the remaining loan will be paid back slowly over 30 years."

"Then we have to prepare a down payment of millions, and my family can't afford even one million!"

"Don't worry, I didn't ask you to prepare one million. Didn't I ask you if you could get 500,000? As long as you can get this amount, I will help find a way to do the rest."

Wei Ming said calmly.

"Brother!"

Huang Youjie suddenly looked at him with burning eyes: "Do you have money to lend me? Can you lend me five hundred thousand?"

"I didn't say this. I just want to help you find a way to solve the down payment problem for buying a house with a certain degree of confidence. But it is not an absolute 100% guarantee. I just give you a possibility to continue to think about it after solving the down payment problem."

Wei Ming said with a straight face that he had the idea of ​​​​giving the other person a hand, but people should not form excessive dependence on each other. If he helped him solve any difficulties, he would only become more and more useless and become someone who could not get rid of him. If you drag your feet, you are causing trouble for yourself.

"But even with the down payment, I still need a loan of at least 2 million, which is repaid in 30 years. The monthly mortgage is more than 12,000. With my current salary, I don't have to eat or drink, I don't need a penny, and I don't even have to pay half of it back. I can afford it, but I can’t afford it at all, not to mention spending hundreds of thousands on renovations and paying property taxes in the future. For all the expenses, 20,000 a month is not enough, I..."

Huang Youjie opened the calculator on his mobile phone and made some calculations, but soon fell into despair again.

If the down payment is just a difficulty that can be overcome by gritting one's teeth.

The heavy mortgage payment for the next thirty years was a dark hell with no hope at all. Just thinking about it made him breathless.

"You just said you were willing to pay any price to get back together with Xuewei. Why are you so weak now? Where is your attitude and determination?" Wei Ming frowned and glared at him.

"I……"

Huang Youjie lowered his head and said: "I am willing to die for her! But becoming a house slave with millions of mortgage loans is much harder than dying."

Death may be just a second of action with the strongest determination.

House slaves have been living under the pressure of large mortgage loans for thirty consecutive years. Not only do they have to work hard to make money, but they also have to live frugally. They dare not spend a penny recklessly and cannot relax for a moment. This kind of Life is simply worse than death.

"Speaking of which, you are a grown man, can you be of some use?"

Wei Ming said with some annoyance: "I told you! I will help you solve the down payment problem, and the mortgage of only tens of thousands of yuan, why scare you again? You won't go to work, won't you improve your skills? Do you want to increase your salary? If you really can't, you can set up a street stall on weekends, find a part-time job, and deliver food. It's easy to earn 10,000 yuan a month. Besides, Zheng Xuewei is also working. Her salary is used to maintain daily expenses. Her family Spend a sum of money to renovate the house, and the burden doesn’t fall entirely on your shoulders?”

"As long as you buy the house and Zheng Xuewei changes her mind, the remaining problems will be very easy to solve. There are always more solutions than difficulties! And since I have proposed this solution to you, naturally I will not completely stand by. If you are really nervous about turnover, No, I can’t borrow tens of thousands or hundreds of thousands, I can still live with a few thousand dollars...Xiao Huang, I have lived next door to you for more than two years, and I heard your quarrel. I am more supportive of your cultivation. "

Wei Ming patted him on the shoulder: "If you believe me, just do as I say. If you are afraid of difficulties and can't bear the pressure, then I can't help you, because you are avoiding giving up. You can't blame me. anyone."

"Brother, big brother!"

Huang Youjie's eyes were filled with tears, and he grabbed Wei Ming's hand: "I believe you! You are really doing it for our good, and only the method you said will work, so I will buy the house!"

He gritted his teeth and clenched his fists: "In other words, the first few years were difficult, but it will pass! I believe that I have the ability, and I will definitely be able to earn a higher salary. As long as I dare to fight, I will be able to hold on. The woman I love!”

After speaking, he beat his chest and roared to the sky.

"This is like a man."

Wei Ming hit him on the shoulder. Xiao Huang's passionate look made him very happy.

…

However, only three days have passed.

Huang Youjie made a call.

His voice on the phone was very embarrassed.

"Brother Wei! I asked Xuewei to take me to see the house. Today she took a fancy to a four-bedroom, two-living room with a river view of 146 square meters. She thought it was very good. She would buy this house no matter what. If I don't get this house today, Suite, tell me not to harass her again, she won’t be fooled by me again.”

"How much does the house you're looking at cost?"

"RMB 34,000 per flat, the whole package is just over 5 million. I have to come up with a down payment of 1.5 million! But my family only prepared 500,000."

"In other words, there is still one million missing?"

"Yes, Brother Wei."

"It's only one million. It's not a big problem. Send me your detailed address and wait there for a while. I'll make a call and have someone deal with the problem."

"Thank you, Brother Wei, I will wait here."

…

About half an hour later.

At the sales department, Huang Youjie successfully paid a down payment of 1.5 million and won the 146-square-meter river-view house that Zheng Xuewei was interested in.

Successfully became a homeowner in this city.

Holding the house purchase contract in his hand, Huang Youjie seemed to be in a dream. He turned around and looked at his girlfriend Zheng Xuewei, who was holding his arm closely. He still thought that he was in a vivid dream. The light things under his feet were the things in his life. Highest moment.

Zheng Xuewei's face was full of smiles. This was the first time in so many years that she was so happy. It was the first time that she felt the meaning of life and experienced the joy of realizing her dreams.

but……

I saw the woman walking in front who was wearing a red woolen windbreaker and black high heels. She had fair skin and beautiful face, and exuded a mature and noble temperament. She was walking towards a red supercar.

Zheng Xuewei couldn't help curling her lips and murmured: "Isn't it great to be rich?"

As for the thoughts in her heart about Brother Wei, the neighbor across from the rental house, after facing this woman who made her feel inferior in all aspects except her age, she was immediately hit to pieces, almost to the point of being completely helpless.

Yes, this woman is the catering queen He Yanyu.

Wei Ming called her and asked her to come forward, bring her bank card, and borrow 1 million yuan to buy a house for Huang Youjie in the name of his "good friend". The money was temporarily paid by He Yanyu until Wei Ming finished his work. After get off work, return the money to He Yanyu.

Naturally, He Yanyu also had another important purpose in taking action, which was to make Zheng Xuewei give up her ambitions and live a down-to-earth life with her boyfriend in the future.

Of course, Wei Ming did not give the one million as a charity gift. Huang Youjie will definitely have to pay him back the money in the future, but it will not be so urgent and there will be no need to pay additional interest. It is considered a debt of gratitude.

Thinking of this, Wei Ming shook his head. He felt that he was just Shabi. For an ordinary friend and to get rid of a problem, he actually lent one million. Originally, he only had to close the door tightly and block his contact information. , or renting another house, trouble would never come to him again. He just couldn't be tough-hearted, and in the end he had to resort to high-cost methods to solve the problem.

However!

Just when he thought he had solved Zheng Xuewei's problem, new problems entangled him again.

He Yanyu didn't want Wei Ming to return her one million, so she suddenly hugged his neck, took away his first kiss, licked her lips, and said charmingly: "There is no need to pay back the money, this person is mine."

Chapter 3, please vote for recommendation