Three Kingdoms: I Have Unlimited Gifts

"Of course it can be used for money."

Talking about this money ticket, the shop owner said with a proud look on his face: "The guest officer is from the west, right? It's not surprising that I haven't seen this money ticket. Tell you, this is money issued by Dahan Royal Bank. Tickets. How much money is written on it, you can exchange as much real money as any real money in any branch of Dahan Royal Bank. Our Guishan City now also has a branch of Dahan Royal Bank, which is on Tianma Street next to the palace, with glass If you go to the doorman, you can exchange money. However, I suggest you, if you want to live in the thirty-six countries of the Western Regions or go to Dahan to do business, you can't exchange it. This money ticket is better than real money and silver. Used too much! 35

Look at the meaning of the shop owner, Dahan Royal Bank, how proud he is to open a semicolon in Guishan City. "Eight Eighty"

Guo Jia's heart moved, and he said, "Dahan Royal Bank? Could it be that this money ticket was issued by the emperor of Dahan?"

"That's natural. If this money ticket was issued by someone else, no one would believe it." The shop owner said: "On the other hand, who would not believe the money ticket issued by the emperor? And corvée, who are too lazy to expropriate, can they be greedy for others? Speaking of which, the Royal Bank of Han is really good. Since the bank opened, the business of the subordinates has improved a lot.35

Guo Jia was interested in learning more about the Dahan Royal Bank and said, "I understand this. Money tickets are much easier to carry than copper coins and cloth. There are more people using money tickets, transactions are more convenient, and everyone's business is easier to do. When people get rich, your business naturally rises.

Gold and silver were mainly used in large transactions between nobles in these years. The main means of private transactions are copper coins and cloth.

A five-baht coin weighs about one coin, ten coins are a tael, and a hundred coins are a pound. One stone of grain is three hundred dollars, and three catties of copper must be exchanged for it, which is too inconvenient to trade.

In this case, there is still a serious shortage of copper coins, which needs to be supplemented by cloth.

If you can trade with money tickets, it will be ten times more convenient?

The owner of the shop shook his head slightly and said, "It's more than convenient. The benefits of the Royal Bank of Han are too many. For example, pay taxes. The food, copper coins and cloth used for paying taxes should not be taxed. Is the official deducting a certain amount of wear and tear? Today, Dahan and the thirty-six countries in the Western Regions only collect money tickets for taxation. Everyone knows how much money they have paid. And the most important thing, depositing money in the Dahan Royal Bank has interest, and you can also pay from Dahan Royal Bank loan!"

"Usury loan?" Guo Jia's expression changed slightly.

It must be noted that the thing about usury existed in the Spring and Autumn Period and the Warring States Period. The idiom "build high debts" tells the story of King Zhou's being forced into debts by loan sharks.

Meanwhile, loan sharks have not had a good reputation since their inception.

Guo Jia couldn't accept it if the emperor had a relationship with usury.

The owner of the shop shook his head again and again and said, "Where do you want to go? Who is the emperor of the big man? Can you lend usury? This big Han Royal Bank pays 5% of the annual interest on depositing money, and only 10% of the annual interest on borrowing money! Who said this? It's a loan shark, it's just a loss of conscience!'

"What? You...you say it again, what is the annual interest rate for borrowing money?" Guo Jia couldn't believe his ears!

The shop owner said, "It's the same ten times. As long as there is enough collateral, Dahan Royal Bank will lend you 10% per annum! How about it? Are you tempted? I don't know how many merchants, farmers, shepherds, and workers have been borrowed from this big man. The Royal Bank lends money. Now I am a big fan, because the Royal Bank of Han is a prosperous business.

The owner of the shop was grateful for the changes brought by Dahan Royal Bank, and he talked endlessly, but Guo Jia couldn't hear a word of what he said behind him.

Now Guo Jia is full of one sentence: Dahan Royal Bank, the annual interest rate of deposit is 5 cents, and the annual interest rate of borrowing money is 1 cent.

With Guo Jia's intelligence, of course he knows what this means.

This year's usury, the minimum minimum annual interest is also double the principal.

People need a lot of money for weddings, funerals, and marriages. When the green and yellow are not connected, some people have to borrow usury loans... I don't know how many people are oppressed by usury loans and can't stand up for a lifetime.

If it is a loan with an annual interest rate, what is this!

For this alone, the establishment of the Royal Bank of the Han Dynasty by the emperor of the Han Dynasty is an unprecedented virtuous government!

In fact, the benefits of this low-interest loan don't stop there!

Those who need low-interest loans the most are the businessmen and workshop owners.

Many businesses are unprofitable if they borrow usury loans, but if they only need 10% of the interest, they will be very profitable.

It can be imagined that with this low-interest loan, the industry and commerce will prosper and develop by leaps and bounds!

By the way, there is also interest on savings.

How can ordinary people have the ability to lend usury? You can get money while sitting at home. Although the interest rate is a little lower, it is not without a small supplement to life.

Of course, the most profitable thing in this matter is the Han court.

The Dahan Royal Commercial Bank, which spreads all over the world, will greatly promote the development of Dahan's industry and commerce, and greatly increase the national strength.

If money tickets are used in the world instead of real money, the Han court is equivalent to mastering the economic lifeline of the world... If a few more money tickets are issued, it will hardly affect the overall economic situation, but the court will get astronomical amounts of property.

In a sense, with this big 4.8 Han Royal Bank, the Han court will never be short of money!

Not only that!

The Royal Bank of the Great Han was spread all over the thirty-six countries in the Western Regions, and the people of the thirty-six countries exchanged real gold and silver for the money of the Great Han.

How can they dare to resist the big man in the future?

If the big Han withdraws from the thirty-six countries in the Western Regions, wouldn't the money bills become waste paper?

Imperceptibly, the big Han has more in-depth control over the thirty-six countries in the Western Regions.

I am afraid that in a few years, the thirty-six countries in the Western Regions will spontaneously merge into the Han territory.

What a big man, the emperor, a big Han Royal Bank, set off such a storm!

Guo Jia has always been conceited about his intelligence and intelligence, but in the face of such a big man and the emperor, he was deeply shocked!