Treasure Hunt America

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As for the villa in Qingyun District, it is also more valuable. Qingyun District is a prime location in the old city of Jincheng. It is located on Qingyun Mountain, facing the sea and the mountains. It is called the dragon vein of Jincheng.

In the early years, when there was no real estate concept, this was the golden area of ​​Jincheng. Wherever they live now, they are all dignitaries and dignitaries in Jincheng, and it is also one of the most densely populated areas in Jincheng.

In the early years, Jin Muchen's grandfather made his first pot of gold by relying on his knowledge of antiques, and then settled his home here. At first, he bought an old villa built by the Japanese, and then a few years ago. , Jin Muchen's father spent money to push the house to build a new modern villa, and now this villa is worth at least several million.

There is also their set of shops on Hongxing Road. Hongxing Road is also the most prosperous commercial street in Jincheng. Even today, where physical stores are generally affected by the online business model, their popularity has never been affected by too many images.

So that set of more than 200 square meters of shops can also be worth several million.

It stands to reason that the total value of these assets will add up to at least 10 million, which is not a small amount, but this money is still not enough to fill the hole in the bank's bad debts. You must know that Jin Muchen's father is a guarantee to help Chen Jinpeng get out of the bank. Loaned 30 million.

Although these assets are worth a lot, they are still far from the 30 million hole, so this president has been in office since he took office. I also have a headache about how to plug this hole. Now the guarantor's family is taking the initiative to repay the loan. How could he welcome him without raising his hands?

If you can, ask him to lift both feet, he is willing!

Jin Muchen just got out of the car, and the President Zhang smiled and greeted him from the lobby of the bank: "Mr. Jin? Hurry up, please come inside!"

If this matter is done, the hot potato will turn into a political achievement in a blink of an eye. Isn't this president obliged to treat Jin Muchen as his ancestor?

"Mr. Jin. We still have no choice but to ask you Haihan!"

After President Zhang welcomed Jin Muchen into the VIP room of the bank, he explained with a smile while being served tea and water.

Previously, Jin Muchen's father was a guarantee for others, but the guarantor, Chen Jinpeng, ran away, and his father was also arrested. The bank also wanted to minimize its losses as much as possible, so it had to start with Jin Muchen's family.

Otherwise, their family has deposited in this bank for many years, and they still have a lot of money, so they are also VIP customers of this bank. They have to keep some sympathy.

But the circumstances at the time did not allow it.

Chen Jinpeng's case is not an ordinary case. That guy is engaged in real estate development, and it looks like he has a big business, but most of the funds come from bank loans.

Now the real estate market is not far from high, don’t watch every news on TV every day that the real estate market is picking up, but except for a few places in Beijing, Shanghai, Guangzhou and Shenzhen, other small and medium-sized cities can only hear other people’s shouts, But there are few real buyers at all.

Not to mention small fourth-tier cities like Jincheng, so most of Chen Jinpeng's net worth is on those houses that cannot be sold.

This guy owes a large amount of money to the bank, and he also engages in private loans, and the amount involved is no longer small. A well-informed person like President Zhang, the amount he inquired about is no less than 200 million.

Such an amount may not be a big deal in a city like Beijing, Shanghai, Guangzhou and Shenzhen, but in a small fourth-tier city like Jincheng, it is definitely a huge amount.

When Chen Jinpeng ran away, things got bigger, and several banks couldn't sit still and contacted the police successively to freeze Chen Jinpeng's assets.

But most of his assets are houses that cannot be sold now. Even if they are auctioned at a very low price, it is unlikely to recover the cost immediately, and he owes more than one bank, but the number of several banks, and some of them. Payments from construction parties of municipal works.

Lin Lin finally figured it out. Even if X Bank is one of the four major state-owned banks, it may not be able to get much benefit from the auction money, so they decided to hit Chen Jinpeng's guarantor, that is, Jin Muchen's father. .

Because Chen Jinpeng's case is very involved, they had to act first, contact the police to freeze, and seized the assets of the Jin family, lest other creditors of Chen Jinpeng find the head of the old Jin family. Can't get it.

Now that the son of the Jin family is back, he wants to repay the secured loan for his father. Now, President Zhang of Jinjiang Sub-branch will raise his hands to welcome him.

Moreover, I heard that this kid is quite capable. He should be doing quite well in the United States now, otherwise it would be impossible to bring back more than 30 million from abroad at once.

Such a customer must be wooed and developed into a long-term VIP customer of the bank. Maybe he will get more benefits from him in the future?

But he didn't know Jin Muchen, but at this time he was sneering in his heart. When the money is paid back, his family and X-line will no longer have anything to do with it, and money doesn't exist in your family.

"Let's not talk about nonsense. President Zhang, I just want to ask, I will pay back the money my dad guaranteed today. When will our family's assets be unfrozen?"

"As soon as the money arrives, it will be released immediately."

At this time, President Zhang wanted to treat Jin Muchen as his ancestor. As long as he paid back the money, he could agree to any request.

Jin Muchen touched his chin. In fact, among their family's assets, the one he most reluctant to bear is the villa in Qingyun District. When his grandfather bought it back then, it can be regarded as their ancestral home. Where did he grow up, right there? Very affectionate, he is dispensable for several other properties.

Anyway, after the matter here, he wanted to take his parents to the United States to enjoy happiness, so it didn't matter whether the house and pharmacy in the city center were redeemed or not, but only the villa was redeemed, and the bankers would definitely not do it.

"Then let's settle the account. Apart from the 30 million guaranteed by my dad, are there any other expenses?"

"Amount... and there is a total of more than 2.4 million in interest generated by this loan. I will give you a discount here. As long as you pay back 2 million, the rest will be a fraction."

This bank is a place where wild goose plucks hairs. If you can get the guarantee money back, of course, you want to pay interest. Jin Muchen doesn't want to ink with him at all.

"Okay, I'll transfer the money now, and when you come back, quickly arrange for me to unfreeze our family's assets."

"You can rest assured, there is no problem, including the three properties under your family's name, the 1.2 million deposit in our bank under your parents' name, and two cars, which can be arranged immediately."

"Well, the deposits under my parents' names will be directly used as part of the repayment. After clearing it, the account will be closed immediately. I will transfer the remaining money to you."

"Ah? So... Mr. Jin, don't you think about keeping the account? After all, we are also old customers who have cooperated with each other for many years..."

"Humph, old customer? Do you treat old customers like this when something goes wrong? We dare not be your customers?"

Jin Muchen didn't show any affection for this president. President Zhang laughed awkwardly. Knowing that he had no hope of keeping the customer, he didn't force it, and directly followed Jin Muchen's request and let the following people Off to work.

Jin Muchen, on the other hand, directly logged in to Citibank's website and transferred 30.8 million to Bank X from his account.

After receiving the money and the goods, and then signing a series of various confirmations, declarations and contracts, Jin Muchen finally got the keys to his home and his parents' two cars.

When I returned to the hospital from the bank, the first thing I did was to quickly arrange for my mother to be discharged from the hospital. The conditions of the hospital were so poor that Jin Muchen really didn't want her mother to stay here for an extra minute.

Before leaving, I happened to meet Li Qifeng who I met in the morning.

"Mu Chen, are you leaving now?"

"Yeah, my mother is almost recovering. She needs to rest now. I want to take her home first, and it will be more quiet there."

Li Qifeng took his head: "It's true! By the way, give me your phone number and we'll get back to you."

"OK."

Jin Muchen casually reported his new number, and then waved and said goodbye to Li Qifeng.

Back at the door of the villa in Qingyun District, the iron fence at the door was still stuck with the seal of the bank and the court. Jin Muchen tore it off, threw it on the ground and stepped on it a few times, and then took his mother and uncle into the house. .

The inside of the house was the same as the thief just now. The things that could be used were basically swept away. Fortunately, simple furniture such as tables, chairs, beds, etc. were still there. Tonight can only be used for one night. Jin Muchen made a list. I gave it to my uncle to buy it the next day. Anyway, he is not short of money now.

The rest is to think about how to get my father out~www.wuxiaspot.com~ I ordered takeout in the evening and had a good meal with my aunt and uncle, but when I mentioned my father at the dinner table, my mother was the only one. Strong tears.

During this period of time, in order to get my father out, my mother also ran around, looking for a lot of people and spending a lot of money, but the effect was not very good.

It stands to reason that the case of the whole thing is very clear, that is, there is an unreasonable transaction between the father and Chen Jinpeng, and this transaction can not actually be regarded as corruption and bribery.

Chen Jianpeng was willing to give his father a stake in the logistics center because his father helped him secure a loan of 30 million from the bank.

Moreover, during the design process of the entire logistics center, my father did not take bribes, so there was no crime of embezzling state-owned assets by taking advantage of his powers.

After all, this logistics center was not originally a state-owned asset. It can only be said that it was a private project led by the mayor at that time. The full name of the investment was invested by Chen Jinpeng.

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