This King Zhou is not stupid

"My lord, do you have any collateral?"

"some."

"Okay, how much do you want to borrow?"

"Hmm..." Di Xin hesitated, not knowing what number to say.

If you say too little, you may be looked down upon, and you will not be able to get useful information. If you say too much, you may be distrusted, or you may be vigilant.

"Qingfeng, how much did you borrow last time?" He asked Qingfeng beside him.

"Thirty thousand dollars."

Mortgage the ancestral house for only [-] yuan? !

Di Xin seems to have seen the idiot who sold the house in Beijing's Fifth Ring Road for 2000 yuan 3 years ago. Does this idiot know how much the house price of Chaoge will rise in the future?

Oh, yes, Dixin will control the house price, so that the rise is not too high.

"Then I'll borrow [-] yuan too." Di Xin said casually, shaking the paper fan lightly.

The banshee couldn't see Di Xin's details, but she still acted according to the regulations, and one contract after another was placed in front of Di Xin.

"Young master, please take a look at these contracts."

Di Xin really picked up the contract and looked at it.

so far so good.

Some modern nouns that Di Xin is familiar with did not appear, but the way of loan was written in the description of Chaoge style.

There is no old capitalist to travel through, it will do.

Qingfeng next to him kept his eyes on the banshee opposite, and even swallowed, Di Xin glanced at him.

'This guy's brain is too easy to overheat. '

Di Xin put down the contract and asked directly: "The monthly interest rate is 5.00%, isn't it a bit high?"

"This young man is joking. The monthly interest is five percent, which means that it will take [-] months of interest to reach the amount of the principal. If you use this money to open a store, wouldn't you still be able to earn these for more than a year?" interest?"

The problem is that you can't make money.

Simple arithmetic problems.

Di Xin used the [-] yuan to do business. If he started a business and earned [-] yuan a month, although he could pay off the money, he basically worked for others for the past two years.

Unless you are in urgent need of money, a loan with high interest is really not a good choice.

"The interest rate is really high. If the interest rate is so high, and if there are special circumstances where the loan cannot be repaid, then the interest rate will be repaid. Wouldn't it mean that you will not be able to get back the mortgage for the rest of your life?"

"Then why pay back the money?"

"Because the interest is too high."

"The interest rate is high, you don't need to sign it." The banshee smiled, but there was already a hint of impatience in this smile.

"Well, I understand."

Di Xin put away the paper fan, he was about to get serious.

"Although there is no law in this regard at present, your interest rates are really high. I can report back to the Ministry of Human Resources."

The first measure is deterrence.

Di Xin revealed his relationship with the Human Ministry, trying to make them calm down.

"This young man is very good at joking. The Ministry of Human Resources knows our business, otherwise our shop would not be open until now." The banshee still looked at Di Xin with a smile.

This is the confidence of the exploiter.

Things that are not stipulated by the law are not crimes, even if they are morally condemned, they are not crimes.

There is no way, which is why the law has changed from a few articles in the past to a few thick books.

Everyone wants to exploit legal bugs.

Di Xin also smiled and said: "Then if I say, after I go back, there will be a law stipulating that the interest rate cannot be exceeded? Aren't you afraid?"

The banshee still didn't panic. "I'm afraid, but the interest rate must still not be too low."

Indeed, what Di Xin thought was about [-]% annual interest rate, which is the highest interest rate.

No matter how high it is.

To be fair, if the Yin-Shang economy can grow by [-]% every year, then the Yin-Shang economy will be like riding a rocket.

"Then what if I say that I will let your shop close directly?"

"My lord, then you are talking about what we did wrong? Could it be that we are also wrong to lend money to others?"

Di Xin could hear the sound of Qingfeng swallowing saliva next to him.

This guy deserves it if his ancestral home is gone.

Seeing that the banshee was confident, Di Xin said in the tone of a treacherous minister: "As long as I want, I can close your shop without even needing a reason. What do you think?"

Being unreasonable is also the art of the emperor.

The banshee's face changed slightly, and she asked sharply, "Dare to ask your name?"

"My surname is Yin."

Both Banshee and Qingfeng's expressions changed suddenly.

The surname Yin is the imperial surname!

Chapter 420: How did Shen Wansan get scammed?

The banshee said solemnly: "My lord, do you know how serious a crime it is to pretend to be a relative of the emperor? You will lose your head!"

Dixin has a problem.

Does he manipulate the puppet as pretending to be a relative of the emperor?

"It's not terrible to lose your head." Di Xin shook his head and said, "What's terrible is losing people's hearts."

The banshee's face completely darkened at this time.

The story of "people's hearts are gone" is widely circulated throughout Chaoge, and it was Abigan who accused those unscrupulous traders, although she was not worried that their boss's business violated the laws of Yin Shang.

But the next conversation is no longer something people at her level can decide.

Need to find her boss.

"My lord, can you please wait for a moment?"

"of course can."

Di Xin also nodded and smiled.

"I can wait no matter how long."

The banshee immediately got up and left the room, Qingfeng then looked away from her and looked at Di Xin.

"Are you really a relative of the emperor?"

"Yeah, can this be fake?"

The smile on Di Xin's face seemed a little unfathomable to Qingfeng. He knew that the relatives of the royal family had their own status in Yin Shang. Is there really something wrong with this shop?

And he was cheated?

No, fundamentally speaking, Di Xin couldn't find anything wrong with this shop.

But he can just close this shop if he can say to close this shop, even if there is no reason, as long as Di Xin feels that it is not in line with the laws of Yin Shang, then he can close this shop.

No way, loan sharks are terrible.

Before Di Xin crossed over, he saw people who jumped off the building because they couldn't repay their loans. Although they didn't have the spending power to force part of the loan to be the responsibility of the lender, those usury loans that didn't meet the regulations were even more terrifying.

The greed of the human heart is the most terrible thing.

After a while, the shop owner came.

Unexpectedly, the owner of the store is also a woman, but also a monster. Judging from the characteristics of the body, it should be an insect monster.

There are many eyes on the forehead.

When the shop owner saw Di Xin's puppet, he was surprised.

She hastily bowed and asked: "I don't know which great immortal came to Xiao Yao's shop and wanted to show his true identity."

"Oh, you see through my identity."

Di Xin fanned his fan calmly, and it was better for the other party to see that it was a puppet.

Under normal circumstances, ordinary people would not use puppets to find their way, unless it was some kind of person who was not suitable to come forward.

It can act as a deterrent to the opponent.

"Before asking me who I am, tell me who you are."

"The little demon's name is Jinmu."

I still have Dong Xiang!

It took Di Xin a while to realize that this Jinmu is not that Jinmu.

"My name is Yin Shou, or rather, my lonely name is Yin Shou!"

Di Xin stopped pretending and went straight to the showdown.

Qingfeng's legs softened and he knelt down. It took Jinmu a few seconds to react, but he also knelt down.

"Your Majesty?!"

"Oh, the reaction is not slow."

Not many people in Yin Shang knew Di Xin's real name, and no one dared to call Di Xin by his real name.

"Your Majesty's visit to Xiao Yao's small shop really makes Xiao Yao shine."

"No, no, no."

Di Xin shook his head and said, "If I came by myself, you should indeed be in full bloom, but when I send a puppet to investigate the situation, it can only show that there is something wrong with your shop."

"Your Majesty, this is also my duty, Xiao Yao. I have never deceived or concealed from others. Even if I meet illiterate people, I will tell them the contents of the contract."

"So...do you think the monthly interest rate of 5.00% is very low?" Di Xin's face turned cold, and now it's time for him to show his face.

"Don't be stupid. Others are not sensitive to numbers, but Gu is very sensitive to numbers. It's a terrible thing to make money and make money."

"Why did your majesty say that? It took nearly two years to double the principal. How high is this?"

"Really? Then I will ask you something first, how long is the lifespan of your monster race?"

"If you become a demon, it will be common within a thousand years."

Jin Mu didn't understand the meaning of Di Xin's question.

Di Xin was not angry either, he said to Qingfeng, "Give me a penny."

"Oh." Qingfeng also obediently took out some money.

Di Xin put the money on the table and said to Jin Mu: "Well, that's all right, Gu will lend you one money, even if it doubles every two years, after 60 years, guess how much Gu will charge you?" Woolen cloth?"

Jin Mu's face suddenly turned ugly.

She already has an answer.

"It seems that you have already figured it out, so do you want to experience it?"

The best way to fight oppressors is to let them experience what it feels like to be oppressed.

Since ancient times, emperors have had the habit of being sympathetic to the people, which allows them to better experience the lives of the people, and the same is true for loans.

Jin Mu's eyes widened immediately, she quickly shook her head and said, "Your Majesty, don't want it."

And Qingfeng next to him was thinking about the question Di Xin asked just now.

"One, two, four, eight, sixteen, 32, 64..."

His complexion also became more and more ugly.

Good guy, after 60 years, this figure may be more than the annual treasury income of Yin Shang.