Reborn 80s

Chapter 1087

Everyone knows that this situation is bound to happen, it is just a matter of sooner or later.

People are not too worried about this. Pension fund companies are big and powerful nowadays. Even if the annual pension expenditure is greater than the income, there is still investment income!
In the past, pension funds have tended to invest in sectors that offer solid returns.

The annual rate of return is quite good.

Like a highway.

The initial investment in a highway is indeed huge, but once the road is built, it will be a steady stream of profits for pension fund companies.

In particular, the highways controlled by pension funds are also the busiest sections.

Apart from the expenses for staff salaries and road maintenance every year, everything else is net profit.

Now that China Expressway has reduced its investment in new expressways, it is preparing to make money peacefully by relying on the existing road network.

There is no problem in bringing in 200 to 300 billion yuan in profits to pension fund companies a year.

Chen Huaiqing crossed his legs and tapped the armrest: "Do you have anything to say about this?"

"Director, considering the coming retirement wave, we have discussed whether to lower the annual pension increase."

"Or, implement delayed retirement."

Chen Huaiqing: "Delaying retirement is not feasible. It is possible to force it, but the vast majority of people will definitely oppose it. People are tired of life and are looking forward to enjoying their retirement life. If they are asked to work for a few more years, they will be furious."

"Or, we can increase the payment period. Many people are stuck at the 15-year payment period."

"If the payment period is increased, some people will not have enough years to pay when they retire."

"Then allow them to make up the payment."

"Indeed, the 15-year premium payment period is a bit too low. Nowadays, many people live to be in their 70s and 80s. For individuals, it is a bit too much."

The higher the average life expectancy, the greater the pension payment pressure for pension fund companies.

The longer you live, the more pension you can receive.

Not only will you get back all the principal you paid, the pension fund company will also give you extra money.

How long does it take to get my pension back?
Employees of enterprises and institutions can make back their investment in just a few years.

Because the bulk of the payment is made by the company.

For people in flexible employment, since they pay all the fees themselves, the payback period is about ten years.

So, as long as you live beyond 70 years old, you will earn money.

According to the rules of the pension fund company, if you are 70 years old or above, you will get an additional 100 yuan per month; if you are 80 years old or above, you will get an additional 200 yuan per month; if you are 90 years old or above, you will get an additional 300 yuan per month.

When you turn 100, you will get an additional 500 yuan per month.

When you turn 110, you will get an additional 1000 yuan per month.

According to the rules, if you are over 120 years old, you should get an additional 2000 yuan per month.

The rules are set here, but the people who can get the money...

Very rare!

Such rules fully demonstrate the traditional virtue of respecting the elderly.

Gong Lijiao sat in the corner, holding a notebook in her hand, taking notes while looking at Chen Huaiqing.

Delay retirement, increase payment period, reduce expenses...

Each item is related to thousands of households.

If these things were revealed to the outside world, it would definitely cause a stir.

For Gong Lijiao, it has only been a few months, but she feels like she has really opened her eyes.

In the past, she was like a frog in a well, looking at the world from the bottom of the well.

I don’t know how high the sky is and how vast the clouds are.

And now, she stood at the highest point, looking at the world.

Although I can only watch it, it is already very satisfying.

Chen Huaiqing pondered for a moment and said, "In the past, the contract signed between the company and each customer required that they start receiving pensions at the age of 15 after paying for 60 years. If we want to change it, we can't do it all of a sudden. We will start with those who have just opened pension accounts. The retirement age will remain at 60, but the payment period will be increased to 20 years."

Who are the people who open new pension accounts?
Born in the 90s!

"First, we need to brief the public. We need to tell them more about the population situation, especially the aging population. Given the company's current situation, I don't think there is any problem if we continue. However, we also need to consider the public's acceptance of any changes in the future."

If you keep repeating it for a long time, people will get tired of it and no one will care about how to change it!

Do whatever you want.

The Chinese are really easy to manage.

But it is also the most difficult to manage.

Normally, it seems easy to manage.

But when he really gets angry, it's like a volcanic eruption, changing the world completely.

Chen Huaiqing looked at Mei Yuanji, and finally his eyes fell on Huang Qianrong, the director of the Elderly Care Services Department.

For ordinary people, the department they have most contact with in pension fund companies is the pension services department.

The service hall of a pension fund company is actually the office of the pension service department.

All the staff in the hall belong to the Elderly Care Services Department.

"Minister Huang, this matter should be handled by your Elderly Care Services Department and the Propaganda Department together."

Huang Qianrong thought that this would happen to them, and it really happened.

"Ok!"

In the next few days, Chen Huaiqing handled matters at the pension fund company.

Soon, more and more articles began to appear in the media about issues such as population aging and imbalance in pension income and expenditure.

In the past, people might not know how to manipulate public opinion.

But it's 2011 now, and everyone is familiar with the process.

There are a lot of online trolls at this time.

As the most special enterprise in China, news related to pension fund companies has naturally attracted great attention from people.

Especially for those who are about to retire or have already retired.

Any changes in pension fund companies will have a huge impact.

When the situation had fermented to a certain extent, Huang Qianrong accepted an interview with CCTV and explained the current situation of elderly care services.

"The total assets of pension fund companies exceed 30 trillion yuan, and their annual income exceeds 2 trillion yuan. Even if social pension contributions are lower than social pension expenditures, the annual income of pension fund companies can cover the gap."

"You don't have to worry about this. Most of the industries that pension fund companies are involved in are industries that can generate long-term stable returns."

"Of course, in the face of my country's entry into a deeply aging society, pension fund companies will also actively respond. Let everyone have someone to rely on when they grow old and spend their later years happily. Please rest assured about this."

"As for what measures we will take, we are actively discussing them internally. After the first draft of the plan is out, we will announce it to the public in a timely manner, accept public opinions, and then finalize it and submit it to the State Council for review."

Pension fund companies are directly managed by the State Council. Every year when the State Council reports to the conference, the situation of pension fund companies always occupies a large part of the content.

(End of this chapter)