Almighty System Great Master Qin

Chapter 167 Troubles brought about by too much money and currency reform
Qin Shihuang and Concubine Xuan stayed in Wu'an Lord's Mansion for an hour and then left, while Xiao Hong has been by Ying Shiman's side since she became pregnant, and has not been out of the mansion for ten days.

Since Ying Shiman became pregnant, Xiao Hong didn't dare to sleep with Ying Shiman, fearing that he would inadvertently hurt the child, so he practiced sitting cross-legged on the roof of the bedroom every night during this time.

Early this morning, the system distributed the monthly rewards on time.

"Ding, the monthly rewards have been issued, please get the host immediately"

"Receive" Xiao Hong sat cross-legged on the roof and received the monthly reward.

Properties panel!
Host Name: Xiao Hong

Strength: Jindan cultivator, with five auras in the body (a thousand auras for the golden elixir in full bloom)

Title: Wu Anjun
Title: Peerless LV1
Fief: Nanyang County
Merit: 620 million

Item: Xuanyan Frost Sword
Spells: Taihao Jiutian Seal, Zixiao Chiyang Palm, Taixu Swordsmanship, Qinghua Longevity Curse, Yujianshu, Qi Refining Jue.

Formation: Psychedelic formation.

With more and more meritorious deeds, what Xiao Hong wanted to do could be implemented step by step according to the plan.

"Your Majesty"

"What's the matter?" Just as Xiao Hong jumped off the roof, he saw Wang Chen who had been waiting for a long time.

"Your Majesty, during this period of time, the business of the Qingqu Crosstalk Club has been very booming. In just ten days, they have made hundreds of thousands of dollars, but the money is currently stored in the Qingqu Crosstalk Club. Gengniu feels that it is very unsafe. So I came here to ask how to deal with this money. At the same time, Daqin Mining Group’s dividends have arrived, totaling 35 yuan. The warehouse of the newspaper’s money storage is also full, and the editor-in-chief Chen Ping also sent someone to ask you what to do. "

After Wang Chen's report, Xiao Hong found that he had earned millions of dollars in just a few months, but how to use this money is also a big problem, but the most important thing at present is how to store this money.

The legal tender of the Qin Dynasty was gold and copper coins, with gold belonging to the upper currency and copper coins belonging to the lower currency.Copper coins are round square hole coins with the words "half two" cast on them. The diameter of the coins is generally 3.2-3.4 cm, and each coin weighs about 8 grams.

The price of gold is a hundred times that of copper coins, so it is not difficult to exchange for gold, just go to the government.

But you can't always use gold as expenses, because the value of gold is too high, and ordinary people's annual income may not be able to exchange for one tael of gold.

As a result, merchants could not always use gold as their daily currency.

This resulted in the fact that gold could only circulate among the top dignitaries and wealthy businessmen.

In addition, Daqin lacked silver, and could not use silver as an intermediate between gold and copper coins, and even if silver was used, ordinary people still couldn't afford silver as currency.

And this problem is actually an objective problem that many merchants have. In many places, people still exchange things with others in the form of barter for convenience.

Millions of copper coins can be said to be very heavy, and they take up a lot of space when piled up together, and they are also very troublesome to carry.

Take the current Daqin Mining Group as an example. When many merchants come to Daqin Mining to open smelting qualification certificates and purchase ore raw materials, they often need to bring several horse-drawn carts to load copper coins.

It also took a long time for the staff of Daqin Mining Group to clear up the arrears and deposit them in the warehouse.

Because Xiao Hong spent a lot of money in the past, although he also noticed this problem, he didn't have time to solve it. Now that he is free, the problem appeared.

There are ways to deal with this problem, but many ways are not applicable in the current Daqin.

What Xiao Hong can think of is banks and the simplest monetary basic reform.

But the bank that Xiao Hong plans to set up is just a simple money deposit institution, but a central institution that integrates money printing, supervision, money deposit, and exchange, and Xiao Hong plans to call it the Daqin Central Bank.

However, limited to the problems of Daqin Technology, Xiao Hong does not plan to produce banknotes for the time being, and even if they are produced, they are not easy to prevent counterfeiting.

However, in order to facilitate daily transactions between ordinary people and merchants, Xiao Hong still planned to launch a new type of coins.

One baht is one coin, and the style of Qin Banliang is still used, with round square holes.

Ten baht is five coins, with square and round holes.

Fifteen baht is ten coins, solid and round.

Twenty baht is twenty coins, solid square.

25 baht is forty coins, solid rectangle.

This makes it easier for ordinary people and merchants to distinguish, and for things like numbers, it is even simpler.

Although most of the people are illiterate, they attach great importance to money and things.

Xiao Hong only needed to recruit enough people from hundreds of disciples to send to counties and counties, and they would teach the people the simplest numbers. In just a few months, the people would be able to recognize the numbers of these coins.

As for the currency numbers, Xiao Hong planned to use capital letters on the front and Arabic numerals on the back, and then use newspapers to promote them.

This is what Xiao Hong came up with by referring to the face value of the currency of later generations.

But it's not paper money, it's copper coins.

Of course, the coin manufacturing will also be handed over to the Central Bank of Daqin.

However, Xiao Hong does not intend to print money casually, but intends to adopt the gold standard.

First of all, Daqin itself does not lack gold, so it is very convenient to use the gold standard.

Xiao Hong planned to stipulate that one tael of gold equals 100 taels of silver equals ten thousand qian. Under this conversion level, the values ​​of copper coins, silver, and gold are fixed.

And Daqin Central Bank can print as much gold and silver as it has, so that the financial system will not collapse. At the same time, all Qinbanliang on the market will be recycled according to the current purchasing power.

Xiao Hong is confident that as long as Qin Shihuang supports this matter, within two years, all parts of Daqin will be able to use the newly minted coins.

Just doing what he said, Xiao Hong locked himself in the study, and bought various books about some finance from the system.

But this thing is really not as simple as Xiao Hong thought. He spent nine days in the study before compiling a memorial about the establishment of the Great Qin Royal Bank and a method of currency reform.

"Huh, this finance is really not a job for ordinary people." Xiao Hong felt that this was the first time he came to Daqin to write such a difficult memorial. It involved a lot of financial issues, some of which Xiao Hong knew little about, and he I believe that Qin Shihuang and the ministers who read his plan would not be able to ask too many questions, because they probably don't understand it well.

"Wang Chen, prepare your car and go to the newspaper office"

"Yes, Your Majesty" During this period of time, when Xiao Hong accompanied Ying Shiman, he did not forget to update the Romance of the Gods, but after updating during this period, the Romance of the Gods has reached its climax.

In it, all kinds of monsters and ghosts appeared. Of course, Xiao Hong still made some changes to the plot.But even so, from the first emperor to the common people in the Great Qin Dynasty, they were all obsessed with Fengshen Yanyi.

Many people were determined to ask, and they all went to Mount Song where Xiao Hong was at the beginning. After all, it was the place where Xiao Hong was born, and for these people, it was also the place closest to the fairy world.

(End of this chapter)