Consumer male god

Liu Minghao was particularly happy.

Make money, not shabby.

But he is not just happy for the money in front of him.

"You know what? I'm very pleased that you can be ruthless and act decisively."

Liu Dalu sighed with emotion, and inexplicably began to envy Pan Shengwu.

What a life!

My daughter went to such a crappy university to hang out, fell in love with random people, and unexpectedly unearthed such a treasure, it was so ridiculous...

Could it be that raising Feng Shui fish is really that effective?

The more Liu Minghao interacted with Han Lie, the more unbalanced his mentality became. Now he finally started to speculate on metaphysics, which shows how scary it is to hang out with Han Lie.

The price increase was originally Liu Minghao's suggestion to Han Lie.

At first, he was worried that Han Lie would insist on sticking to some principles, would not be able to discredit the young man, would not realize the necessity of raising prices, or would not be able to make up his mind.

But in fact...

All the worries were in vain. Han Lie was sharper, more decisive, and more ruthless than he expected.

In the adult world, "cruel" is never a derogatory term.

Being "unkind" is the big problem.

Doing business, working in politics, and working in the workplace are essentially about competing with others and climbing the ladder.

There are only so many opportunities and positions. If you are soft-hearted and polite, you will not be powerful if your salary does not increase. If your parents are seriously ill and the family has no money left, will anyone help you for free?

Parents, wives and children regard you as their top priority. If you are a soldier, you should put the country first. If you are just a commoner, shouldn't you take care of your family more?

So what exactly is a man’s sense of responsibility?

Externally, he is proactive, good at planning and dares to fight, internally he is filial to his parents, and he educates his offspring carefully.

To extend this a little further, what kind of man makes a good leader?

He is ruthless externally, but kind and just internally.

You don’t have the wisdom, skill, and courage to expand and plunder, and the team that relies on you can’t see a future, so how can they trust you? How can you devote yourself wholeheartedly to the team?

"Management" in all colleges and universities around the world has not taught students the real core of management.

In fact, our ancestors’ dragon-slaying skills have been explained clearly in just four words——

King on the outside and sage on the inside.

The essence of the foreign king is very simple. He explores, enters and plunders the outside world, uses interests to cover up conflicts, and maintains class mobility and team vitality.

The Inner Saint is distribution, welfare, and protection.

The reason why the Great Qin Empire fell after two generations was precisely because the Qin law was harsh and the king on the outside was strong on the inside.

In a period of rapid development, all conflicts can be temporarily alleviated and hidden underwater.

But once the foreign conquests stopped and development slowed down, the contradictions of unfair distribution, too partial welfare, and lack of guarantees for people's livelihood immediately intensified.

If you compare it, the practices of a certain era in later generations will be much better.

Stop it, stop it.

So, how should the true meaning of "Outer King and Inner Sage" be applied in modern society?

Very simple——

Lead the team to make cakes. If the cake has reached its limit, grab it from others. Lead everyone with prospects, restrain everyone with rules, and ensure everyone's interests with a fair distribution system.

Look, what’s so hard about being a department leader?

If you don't deal with finance, find an opportunity to antagonize finance; if you don't deal with logistics, find an opportunity to antagonize logistics; front-line departments directly engage their peers.

How simple is it to establish an external enemy and form internal cohesion, separate and isolate those who are not in compliance, and perform their duties in those who are?

The only thing that needs attention is the word "degree".

Won't?

It doesn't matter, as long as you have the correct core idea, you can practice the specific methods slowly.

Managing a large enterprise requires talent, vision and spiritual core. It is really not difficult to manage dozens of people.

But if you really can't do it, don't go too far on this road.

The ending is not necessarily better than lying flat.

…

For Liu Minghao, the biggest gain today was seeing the "foreign king" side of Han Lie.

Whether the distribution is interesting enough can be discussed later.

But Han Lie dared to attack Gu Yong. He was both sensitive and courageous, mature and courageous.

Don't think this is easy.

Liu Minghao investigated Gu Yong for two full days, and made the decision to extort money after repeated consideration and confirmation.

But Han Lie only chatted with Liu Minghao a few words in total?

After just three or five questions, he immediately judged that Gu Yong had to endure the price increase, was able to accept the price increase, and then decisively decided to increase the price. How could he look like a 20-year-old young man with such swiftness and ruthlessness?

Liu Minghao's own career has reached its peak.

Next, either open a new track, rest on your laurels, or retire and enjoy life - these are the only three ways.

Liu Minghao didn't want to choose the next two paths.

To open a new path, we have neither the energy nor the professional ability.

what to do? !

You can only turn to investing in people.

Most of the angel investors in China actually come from this way.

My own path has been cut off. I have money, power and connections, but I don’t have the ability or energy to open a new path, so I look for start-up projects everywhere.

The ideas, creativity, technologies, and models of projects in their infancy are all bullshit and worthless.

Really valuable leaders and teams.

Therefore, regardless of whether it is international or domestic, only the financing after Series B will examine the business model of the project itself. Angel rounds and Series A are basically aimed at people.

So, what kind of people are worth investing in?

This is a university subject, which is difficult to learn and even harder to master.

Before today, Liu Minghao had no clear idea.

However, from today on, the standard answer is two words - Han Lie.

I will tie you to death from now on!

Give whatever you want and give it your all!

Liu Minghao thought so, and became more and more intimate and enthusiastic towards Han Lie, which made him feel his heart and soul.

“18% is just right, it’s stuck very delicately.

No matter how easy it is to push Gu Yong into a panic, if he goes all out to find the team in Shenzhen City, it will only lead to setbacks.

No matter how low it is, if we earn too little, we will be using our own resources to subsidize him, which is too boring.

Gu Yong is not a person to be friends with. We don’t want favors this time, just money.

Teacher Han, don't come forward in the early stage, and it's best not to answer Gu Yong's calls. I will do the evil thing of extortion.

You should seize the time to find Mr. Pan and Mr. Dou and ask about the cost of the money. "

This is not just flattery, but also taking the initiative to take on the most offending job for Han Lie.

3% of 2.5 billion is really not a small number.

It's like biting off an extra 75 million from Gu Yong in one breath, which would make anyone feel so distressed that they would curse.

Han Lie is not afraid, but there is no need to offend others at such a young age. If word spreads, it will affect his reputation.

Liu Minghao took the initiative to take the blame, which would be too worry-free.

"good."

Han Lie nodded gratefully, pondered for a moment, and took out his cell phone.

"Let me ask Mr. Dou first. Money from state-owned enterprises is more convenient."

When the call was connected, Lao Dou briefly asked the reason and couldn't wait to come over: "You guys wait for me at school and we can chat in person."

Lao Zhang arranged a table in the small restaurant on the third floor of the cafeteria, and Lao Dou hurried over with his deputy director of the big bear young woman's office. They simply finished their lunch and continued to chat privately.

When they went downstairs, Zhou Ci and others who saw this scene shrank their necks and slipped to the side, for fear of being noticed by Brother Lie.

The other students were talking a lot and had a deeper understanding of Brother Lie's cards.

Back in the office, Lao Dou directly asked the key point: "Are there any policy issues?"

"No."

Han Lie shook his head decisively, and then used Lao Zhang's computer and printer to type out all the current documents.

“Currently, the China Banking Regulatory Commission does not encourage banks to extend credit to the real estate industry, which is the root cause of the large-scale cessation of loans in the real estate industry this year.

But in essence, what needs to be cleaned up is the mess of irregularities, and there is no sign of a one-size-fits-all approach to normal business.

What we do is a formal trust project, with sufficient collateral, a reasonable repayment mechanism, and complete guarantees.

Can SAIC invest its idle funds in a trust? "

"Yes, we bought a lot of treasury bonds and triple-A local corporate bonds."

After Lao Dou gave the exact answer, he frowned again.

"However, we may not be able to spend 2.5 billion in cash now. The money on the account is within the budget, and there is not that much idle funds."

"It's easy!"

Han Lie burst into laughter: "Go to the bank and ask for it!"

"ah?"

Lao Dou didn't care about this aspect of business, and was stunned for a moment: "Is this a loan?"

"right!"

Han Lie nodded heavily, his smile tinged with a hint of mockery.

“The so-called tightening of money by banks is not because they have no money, but because they are unwilling to lend to risky small and medium-sized enterprises.

But you, SAIC, are different. The bank is begging you to borrow money.

I estimate that for a two-year loan, you should be able to get a very low interest rate, about 3%?

It will not exceed 4% at most.

When the time comes, seamlessly invest in this project, get a return of 6% to 6.5%, and earn 150 million in free interest in two years. It is nothing to SAIC as a whole, but to the leaders in charge of investment, it should be considered good. Did you get the result? "

Lao Dou's spirit suddenly lifted.

"Then if we cancel the original government bond investment plan and free up 2.5 billion, can we directly get a full risk-free return of 6.5%?"

"sure."

Lao Dou's excitement was fleeting, but he was still a little worried: "What if the built houses cannot be sold by then? We can't just collect a bunch of houses, right?"

When it came to taking over the house, Han Lie suddenly felt something in his heart and hurriedly turned to look at Liu Minghao.

"Liu Lu, when will the Mingdu project start pre-sale?"

Liu Minghao calculated the time and guessed: "Assuming that our money will be in place in March next year, then Gu Yong can start pre-sales at the end of the year at the earliest, but it is the off-season around the New Year, so it should not be opened until March 2015. It’s best to postpone it until Labor Day, right?”

Opening in 2015? !

Han Lie's pupils shrank suddenly, and his heart started beating wildly.

Could it be that the Mingdu project was prepared for me? !

Han Lie's excitement has sufficient reasons.

The downturn in the property market in 2013 and 2014 was a normal adjustment caused by policies and destocking pressure.

However, from January to August of 2015, the entire real estate industry was in a bleak and difficult situation, which was an abnormal state.

Because of the nationwide stock speculation, many people sold their houses to enter the market, but very few investors came out to buy houses!

Of course, rigid demand will not be affected, but the purchase of houses for investment has been suppressed, and the purchase of houses for improvement has also been delayed.

Therefore, the overall recovery of the real estate industry started with the stock market crash, and then reached its first peak in 2016. After a slight consolidation and digestion, it rose all the way to 2018.

There is a huge opportunity here——

The opening time of the Mingdu project is at the most difficult point in the entire industry. There is a high probability that it will be cold and not many units will be sold.

Then, the investor will have the right to fully take over the Mingdu project in accordance with the contract.

The investor is SAIC, SAIC doesn’t want it, but Han Lie does!

The contract is evaluated based on current housing prices. For a project totaling 150,000 square meters, the average price is around 30,000, with a valuation of just over 4 billion, and a mortgage of 2.5 billion.

I took it over before August 2015, and it will be put on sale in the second half of 2016. The average price is almost 60,000, good guy, the total price is 9 billion!

What is called a wave of fat that rides on a horse? !

This is!

If you want to make more than 6 billion profits in the market by relying on technology, you must first increase your capital to 6 billion, and then double it, which is really difficult.

As for how to get the property into your own hands... it's simple.

Han Lie calmed down and came up with a win-win solution in the blink of an eye.

"Mr. Dou, I can add another layer of special protection when designing the project structure.

Let me briefly explain to you - if Nago Company cannot get cash at that time, then an intermediary agency will take over the Mingdu project, and then immediately transfer the principal and interest of 2.5 billion to your account.

As for how the intermediary sells the house, that is their business. This can absolutely guarantee the safety of your funds. "

This is not cheating, Mr. Lie does what he says.

"Is this still possible? That would be great!"

Dou Mingde was overjoyed, and his interest in the Mingdu project was finally strong enough to be visible to the naked eye.

"If the contract is signed exactly as you said, then I can guarantee that we at SAIC are willing to pay the money and the return will be 6.5%. Lao Xing is struggling day by day to figure out how many government bonds to buy to earn such a high return. ah?"

OK, the cost of capital is determined, up to 6.5%.

The bank's custody fee is 1%.

It depends on how the brokerage channel fee is negotiated. 0.5% should be almost enough.

The trust’s management fee is 2%.

Law firms, accounting firms, and appraisal agencies, a total of 1.2%.

Spend the money where it should be spent, and save another province in the province. The entire project can be easily controlled below 12%. Then ask Gu Yong for 18%, and Han Lie can get a full 6%.

1.5 billion!

Okay, don't get excited, small money, small money~~~

Han Lie was not prepared to keep all the intermediary profits in his own hands. He planned to give another 5% to Pan Zi.

why?

Ask Pan Zi to be the security agency that takes care of everything.

Then secretly sign an agreement to clarify the ownership of the project and the nature of the use of the 2.5 billion bottom-line funds.

If Pan Zi is willing to believe him, then they can work together to do something big and share the proceeds from selling the house equally.

If Pan Zi is worried, then it will be a mortgage loan. Later, Han Lie will take care of the house slowly and give his father-in-law 15% interest on the loan.

In short, Pan Zi will definitely not lose money, but Han Lie will make money no matter what.

My father-in-law would agree, right?

No, not should, but definitely!

Han Lie will definitely fool him!

If Pan Zi really dares to go crazy with Han Lie and eventually earns 3 billion as a dowry for Pan Ge, my dear, how high will my brother Lie's family status in society be?

The couple had a quarrel, and Xiao Shoupan went back to her parents' house angrily, only to be scolded by her parents.

"You don't even know how to cherish such a good husband like Han Lie. Alas, your mother and I have spoiled you..."

"Xiao Han worked hard outside and made a few mistakes that every man will make. What the hell! My dear, this is your fault."

"Stop hanging around our house, go back to your own house quickly, and apologize to Han Lie properly. Remember, be sincere!"

"Before you gave birth to your grandson, you were not very welcome in our family. Please don't come back next time."

Pan Ge: (⊙⊙)! ! !

Are you two my biological father and mother? !

Han Lie almost couldn't help laughing when he thought of Pan Ge's bewildered expression on the verge of collapse.

This is not an illogical fantasy, but a very likely fact.

As long as the money can be obtained smoothly and divided equally, the father-in-law and mother-in-law, Uncle Pan and Aunt Zhao, will be Pan Zi and Anne!

Exaggeration?

No exaggeration at all.

This is a once-in-a-lifetime opportunity created by the right time, right place and right people.

If the time were pushed back half a year, Han Lie would not dare to think about such a beautiful thing.

Han Lie will definitely not be short of money in half a year, and he will be able to make ends meet, but if the time window is not there, it is impossible for other people's projects to be in the cold, but will be in short supply.

It can only be now that everything is just right.

Han Lie immediately made up his mind - I'm sorry, Mr. Gu, I will defeat you!

As for the two shareholders behind President Gu...

It doesn't matter. Not a problem at all.

Because Han Lie didn't play any tricks behind his back, everything was done according to the contract, and it was fair, open and just.

Did I deceive anyone?

No.

If you have the ability, just sell all the houses during the cooling market period and collect enough cash.

Or if there is not enough collateral, temporarily borrow 2.9 billion to repay the principal and interest.

If you really can do it, Brother Lie, I admit my defeat.

But if you can't do it...

That was a crash caused by bad weather and the general market environment, and no one can blame it.

God punishes you, God gives it to me!

Han Lie had heard of this kind of thing in his previous life, but had never really seen it.

Now, he wants to personally lay out a tens of billions of killings.

Damn it, Jill, it’s so exciting...

Although his heart was beating wildly with excitement, Han Lie didn't mention a word to Liu Minghao and Dou Mingde. His expression was as usual, his tone was as usual, and his smile was as usual.

Before the whole matter was settled, he only allowed Pan Zi to know the inside story.

"Liu Lu, remember to help me apply for a fund company."

Han Lie even reminded Liu Minghao with a smile and brought up unrelated matters freely.

"After the Mingdu project is completed, the market should be at its bottom."

Lao Dou was very curious: "Then we have done nothing recently and are completely short positions?"

Han Lie nodded: "The end of the year is the financial settlement period for each company. The existing funds in the market are already small, and many of them have to be withdrawn. It's okay not to do this kind of useless market."

Liu Minghao understood and urged Han Lie: "Then don't be idle. Just finish the project plan. After New Year's Day, I will go to the brokerage and trust to talk."

"Okay, wish us all the best!"

Han Lie stretched out his right hand, spread it out and flattened it.

Liu Minghao and Dou Mingde took pictures one after another. The former had a relaxed smile and the latter was full of fighting spirit.

They all believed that there was no reason for this project to fail.

But they could never imagine what kind of storm was brewing in the heart of the young man in front of them.

Every era has its legends.

Why can't it be me?

Han Lie stood in front of the window of the principal's office with his hands behind his hands, looking at his peers laughing and playing downstairs. His heart was surging and could not calm down for a long time.

*****