Consumer male god

Han Lie spent the entire afternoon preparing various materials in the hotel.

He must seize the time to talk this matter through with Pan Zi.

In fact, he could have made Pan Zi agree to provide cash guarantee through a simple promise - to marry Pan Ge immediately after graduation - thus concealing the core plot.

However, people cannot, or at least should not...

If you want to be a true leader of an outer king and an inner saint, you must not act like this.

Han Lie would rather be picked off by Lao Pan and kicked out of the project than use deceit to borrow money.

I have trained and supported you as my son-in-law so many years in advance, but you turned around and deceived me to set up your own business. Is this wrong?

It’s only 6 billion, and it’s not worth Han Lie’s reputation.

As for whether Pan Zi will really kick Han Lie away...

The possibility is extremely low.

Lao Pan was a wealthy man himself, and he only had a daughter like Xiao Shou Pan. All he dreamed about was how to find a good son-in-law who could be his successor. It was impossible for him to turn against Han Lie for money.

Yes, Pan Ge is still young and has plenty of time to find another husband.

But the problem is...

Is a genius like Han Lie really so easy to find?

Suppose we can really find the second one, but who can guarantee that that person and Pan Ge will like each other?

What should I do if that person has second thoughts about the Pan family?

How to deal with the rift between father and daughter caused by kicking Han Lie away?

There are too many problems. No matter from a rational or emotional perspective, Lao Pan would never do such an unwise thing to Han Lie.

The foundation of mutual trust was so strong that Han Lie was ready to have an in-depth talk with Lao Pan.

Today is the day when I, Han, will completely conquer Pan Zi and Xiao Zhao!

With great vigor and high spirits, Han Lie called Lao Pan in advance and went straight back to the hometown of the four of us.

When Zhao Anni saw Han Lie, she was even more enthusiastic than before.

"Lie Lie, come on, come on, try the Dandong strawberries my friend just brought over!"

Good guy, the nickname Lielie is so exciting. Lielie feels very superior...

Han Lie sat over with a grimace: "Auntie, even if you call me Xiao Liezi..."

"Ha ha ha ha!"

Zhao Anni was teased by Han Lie who was playing tricks, and she patted him affectionately: "Little devil!"

Well, it's not an illusion, I am indeed closer and more passionate than before, and I really feel like a mother-in-law looking at her son-in-law.

No change is without reason.

In Han Lie's view, since there are no other variables, the only reason is the brilliant record in the first battle of private equity.

In the past, Han Lie only showed potential, but now it is different. Now he has proven himself.

I, the powerful leader, the God of Fire!

"Come on Lielie, let's have a strawberry!"

"..."

Han Lie looked at the huge strawberry, which was almost two ounces in weight and was stuffed into his hand, and took a bite of it with grief and anger.

Huh?

So sweet!

"Auntie, the strawberries are so sweet!"

The dog man grinned innocently and simply started to behave: "Where did you get it? It's so big but not hollow, it's amazing!"

"Is it delicious?"

Zhao Anni was coaxed to smile and be in high spirits.

"I have a friend who runs a hotel there. He specially picked the first batch of top 99s for me. They came via Lao Wang's air transport channel. They picked the fruits this morning and they didn't arrive until around three o'clock in the afternoon..."

Oops, no fuss.

For the wealthy people in Shanghai, selling a pound of strawberries for 800 or 1,000 is not the point. Many people can afford it.

The key to truly distinguishing the nouveau riche from the rich is this kind of tossing.

The strawberries on the plate were not damaged at all and were in perfect condition as if they had just been picked from the backyard.

The quality of the strawberries you can buy in boutique supermarkets may only be slightly worse than them, but this difference is the difference.

"It's delicious! I came at the right time and picked it up~~~"

"Hahaha! If it tastes good, just eat more. By the way, aren't you working out with your daughter? From now on, ask her to bring you a box when you go to the gym every day..."

When Pan Ge walked into the living room, what he saw was the scene of a loving mother and a filial son.

(⊙⊙)! ! !

Her eyes widened and she was so stunned that she almost screamed.

What a big deal, you actually kicked me into the house? !

"Why are you at my house?!"

As soon as the question came out, Zhao Anni immediately frowned in displeasure: "Nanny, why are you so rude? Does Lie Lie come to the house to see you?"

"Lielie?!"

Pan Ge subconsciously turned to look at the dog man, wanting to see what kind of ecstasy he had given his mother.

As a result, the dog man slightly raised his chin at her and raised his eyebrows, which aroused her anger on the spot.

That's my mom!

Yes, yes, your mother.

Your mother waved her hand to you impatiently, and when she turned to look at Han Lie, she immediately put on a friendly look.

"Lie Lie, your Uncle Pan will get home around 5:30. I'll go to the kitchen to have a look. You and Nannan can go upstairs and play for a while!"

"Okay, Auntie."

Han Lie nodded obediently, then walked towards Pan Ge carrying the fruit plate.

Pan Ge was so angry that his fingers began to tremble.

I came back less than 10 minutes later than usual, and in the blink of an eye, you didn’t even call Aunt Zhao, but just Auntie? !

As soon as Zhao Anni left, Pan Ge immediately stood in front of Han Lie with a fierce attitude...

Well, he was furious for less than two seconds.

She was just excited for the moment, not really that brave.

When I rushed over, I looked up and saw the evil smile on the corner of the dog man's mouth, which immediately changed to a sweet smile.

"Honey, I miss you so much... mua!"

He put his hands on Han Lie's neck, raised his head and kissed him gently, his face full of sweetness and joy.

This fairy is amazing!

To be honest, if she hadn't met Han Lie, she would have played with boys of the same age as if she were playing with her grandson. Who could have withstood her tricks?

"Don't try to get away with it."

Han Lie, whose heart was as hard as iron, held the fruit plate in his right hand, put his left hand around her waist, lifted her up with all his strength, and then walked slowly towards the stairs.

"You know what bad things you have done. Do you think Xi Luting will really help you? Naive! She will do anything after just two slaps..."

Good guy, not only is this bitch a gangster, he also scares the little girl out of nothing!

Pan Ge is indeed smart, but also suspicious.

So, she really believed it.

At that time, he was so angry that he said, "You are not good enough! Xi Luting, this brainless bitch... Eh? Where are you taking me? Put me down quickly, or I will scream!"

Han Lie strode upstairs and glanced sideways at her: "Hold yourself! Aren't you afraid of getting bumped?"

Who cares if you shout or not!

Pan Ge was extremely reserved, but his movements were not slow at all.

He immediately hugged Han Lie tightly, and then nervously refused any more contact: "Dear, don't be ridiculous, this is my home!"

Her nervousness was real, but nothing else.

Next…

.

"Good brother, I was wrong!"

Han Lie's hands were busy, and he raised his eyebrows and smiled mischievously: "What's wrong?"

"I...I shouldn't encourage Xi Luting to find Chen Yanfei..."

"What the hell?!"

Brother Lie was so shocked that his Northeastern accent came out, and his head was buzzing.

"How do you two plan to find Concubine Chen Yan?"

Pan Ge was trembling all over, and replied angrily: "Go to the main school forum and post a message to accuse your goddess of a third party intervening, blaming God of Fire, and exposing her true face of being vain and coquettish... Tingting is best at writing essays. ”

Good guy!

You must be the one who is wilting...

Han Lie thought about it carefully and realized that this was not necessarily their original plan. Now it was purely Pan Ge's unilateral revenge on Xi Luting and digging a hole for her.

However, Xi Luting is not stupid, and he should not be easily persuaded by Pan Ge.

Sister Da Ting is actually quite smart when she's not on top.

So the two of them got together affectionately, most likely acting out each other.

It's not unusual for superficial sisters to be together. There can be more than a hundred couples in the Art and Literature Department. We have seen a lot of these sisters.

Not a big problem.

Han Lie realized that the two of them were still in a state of discord between face and heart, and he was completely relieved, and then put down his hand.

"Do you still dare to plot against me in the future?"

"ah!"

Pan Ge screamed and cried: "I don't dare anymore, I really don't dare! Good brother, please spare me once~~~"

Face to face, she was extremely timid.

So soft, pitiful, and so obedient that people really can't bear to kill him.

It's a pity that as soon as Han Lie leaves, things will no longer be the same, and bad water will pour out one after another.

Need to clean up!

Han Lie didn't want to let her go, but he had no choice but to come back earlier than expected.

The dog man had no choice but to end the disciplinary measures early.

After dinner, Pan Ge returned to his room in a very cold and reserved manner, locked the door with a click, leaned against the door and let out a long sigh of relief.

Oh my god, I finally survived!

She is actually not afraid of what Han Lie will do to her. Not only is she not afraid, but she is looking forward to it.

But not at home.

Once you can't hold back your shouting too loudly, does this princess not want to lose face? !

As a result, she thought too much, and until she couldn't open her eyes in fear, Han Lie didn't appear again.

…

Han Lie and Lao Pan came to the study and took out a lot of documents.

At first, Lao Pan just listened silently. It wasn't until Han Lie roughly finished explaining the entire plan that he started to ask questions seriously.

"First, how can you guarantee that Gu Yong can't sell the house, but we can easily liquidate it after holding it for half a year to a year?"

Tsk tsk tsk, it’s so vicious...

Han Lie liked Pan Zi's attitude and questions very much. When doing big things, you should abandon your emotions and go all out.

So, now it’s my turn to give my all.

"I can not guarantee."

Han Lie confessed and then opened a few documents.

“According to the policies that have been released, the real estate brake that started in the second half of this year will last until at least the middle of next year. Next, we can’t judge whether we will continue to step up efforts to apply the brakes or relax restrictions.

But we can think about it from another angle——

Projects that have already been approved and declared cannot be stopped directly. Therefore, the second half of this year will still be a period of intensive real estate construction.

By the middle of next year, there will inevitably be a significant decline in new construction projects.

So, based on the average development cycle of about 2 years, 2015 is a very critical time node.

There are still a large number of new projects launched in 2015.

At the beginning of 2016, new properties gradually began to decrease.

In the second half of 2016, high-quality new projects began to become scarce.

Not many people can see the three major time nodes clearly in advance, but as long as the opening date is approaching, we can take the initiative to let everyone see it.

Is it difficult to bet on housing prices?

So I don't need to guarantee that Gu Yong can't sell the house. I just need to guarantee that he can't get cheaper money than me, and then the loan term will be stuck.

I will hand over the money to him before February 2014.

Project duration: 18 months.

A year and a half later, in August 2015, we had to either repay the principal and interest or hand over the property.

Gu Yong is in a hurry to use money now. We are the fastest and cheapest, so the deadline is not a problem.

Liu Minghao told me that Guyong can start pre-sales as early as March 2015, but it is more likely to wait until the May Day holiday in 2015 to open.

And we can now confirm that there will be many new projects for sale during the same period.

At this time, policy inertia still exists, and the real estate market is likely to remain sideways.

This "Modu Property Market Destocking Analysis and Outlook" comes from CITIC Research Institute. It is mentioned above that the period with the greatest destocking pressure in the next two to three years will be between December 2014 and August 2015.

I think this report is a little too optimistic.

This "World Gold Chaos in 2013" just provides another way of verification——

Chinese aunts are robbing gold all over the world because they are extremely unfavorable about the real estate market. As the price of gold slowly picks up, the investment demand for gold in the international market will remain strong throughout 2014.

In other words, in fact, the destocking progress of the domestic property market this year is far lower than expected. Old ladies have turned back to buy gold, and it is very likely that it will continue to be lower than expected next year.

Based on the inventory digestion rate for this year, it will take 11 years for Magic City to digest all its inventory under the purchase restriction policy.

However, it will still be extremely difficult to digest next year, and the year after next will be the peak of new listings...

Is it difficult to sell a house?

I think it's very difficult.

Magic City is a city with purchase restrictions, and there are not many people with the qualifications and ability to buy houses. As long as any new property in Mingdu is unavailable before the opening of the market, Mingdu will also be in the cold.

If the market itself is not good at that time, do you have the ability to make an approaching new market become even colder?

I think you can do it.

Now, the first problem is solved - Gu Yong can't sell many houses, and it will definitely not be enough for the principal and interest anyway.

The second question is - can we sell it after one year of holding on?

Obviously, yes.

As long as it lasts until the second half of 2016, our house will become a scarce commodity. No matter what the real estate market is at that time, I will raise the price anyway. "

Han Lie talked a lot, but his attitude was always calm and gentle.

Pan Shengwu listened very attentively, looking through various reports from time to time, frowning in thought.

It wasn't until Han Lie finished speaking that Lao Pan slowly spoke.

"What do you think about risk?"

Han Lie pulled out a new document, with "Risk Assessment Report" written on the top of the A4 paper.

“The biggest risk is whether Guyong can complete the building with quality and quantity.

As long as he can complete the project, we can't lose money.

If he raises enough money, we charge interest.

If he can't raise enough money, we can take over the property, even if it's an unfinished project.

Engaging in greening and slowly building fine decoration is nothing more than a matter of making more and less.

So we should proactively control risks——

First, find reliable people to supervise and ensure that the project is completed on time and with quality.

Second, add a completion guarantee clause to the contract to clarify Party A’s responsibilities.

Third, prepare follow-up development funds and administrative approvals in advance to ensure that we can deal with the worst case scenario. "

"good."

Pan Shengwu nodded slowly and vigorously.

"very good!"

There was no particularly obvious emotion on his face, but his eyes were extremely bright, as if they were burning with fire.

This blazing gaze was fixed on Han Lie's face, with a sense of disbelief and a sense of extreme surprise.

"Boy, what do you want me to do?"

This is the final test.

Pan Shengwu thought to himself: As long as you can pass, even if you and Nannan fail to make it to the end, the worst thing is that Fifth Brother will be with you!

Han Lie didn't realize Lao Pan's "wolfish ambition" and easily revealed the most crucial plan.

“You set up a company to act as an intermediary layer of security to protect SAIC.

Until August 2015, you don’t need to actually spend any money.

5% of the 18% cost is your initial profit.

In the end, if Gu Yong can't come up with the money and has no choice but to hand over the project, then each of us will get half of it and take over Mingdu.

The income is calculated after the project is liquidated, and the net profit after deducting costs is divided equally.

Generally speaking, I provide the intelligence, you provide the connections, and we can work together to do something big.

If I can't come up with that much money by then, then I will distribute the profits in proportion to the maximum amount I can pay.

But you have to guarantee my minimum profit - 10%.

This means that even if I don't pay a penny, you still have to give me 10% of the net income, which is regarded as the consulting fee for me working inside and outside for so long.

How about it?

Would you like to gamble with me? "

Han Lie gave up the "borrowing money" proposal and gave up the stable early income, protecting Pan Shengwu's interests to the highest extent.

In this way, if Gu Yong successfully repays the principal and interest, Han Lie will only get 1% of the agency fee for his hard work.

25 million.

It sounds like a lot, but in fact it's not as much as his weekly share of stock trading.

In the eyes of conservative people, this is too much gambling.

But in Pan Shengwu's view, this is courage, firmness and self-confidence, loyalty and not cheating.

"good!"

Lao Pan slammed the desk and finally showed the excitement he deserved: "It's done!"

At this time, Pan Shengwu could not imagine what a huge profit it was.

He just felt that Han Lie who did this kind of operation was very suitable for him. He dared not think about what others wanted, dared not seize what others had, was thoughtful and steady, and thought far and far.

How about going crazy with such a young man?

Whether you make money or not is secondary, but my Pan family’s son-in-law must not let him run away!

Lie, don’t be anxious!

Everything dad has, the future is yours!

****

It's over, the city is on lockdown, and the musk bone-strengthening plaster used to wrap fingers has been used up.

Without this thing, I would be in unbearable pain while typing 4,000 words. How do you think the eagle’s hands grow?