Datang: I was exposed by Princess Changle

Calculated on a monthly basis, for one thousand renminbi, you can get five renminbi in interest per month.

That is five thousandths!

The interest rate is actually not that low.

The minimum deposit is half a year, and the interest for one year is increased to [-]/[-].

For every additional year, the interest increases by two thousandths!

In other words, if you save for a three-year death period, the monthly interest is ten thousandths!

You can get 120 yuan a year just for the interest!

You know, there is no inflation yet.

The annual interest is 120 yuan, which is already quite high.

It's about the time of death.

Regular ones are also simple.

If it is less than a month, it will be calculated as days.

Lin Xuan also gave Zhou Rong a rough formula, and the interest rate must be lower.

Zhou Rong suddenly realized, and couldn't help nodding.

He also picked up the small notebook he carried with him and wrote it all down.

Lin Xuan talked for about half an hour before Zhou Rong finally understood.

"Qinglong King, thank you very much!" Zhou Rong said happily, full of confidence.

He now understands everything.

He is confident that he can definitely handle everything about the bank.

Lin Xuan smiled when he heard the words, and asked lightly: "Old Zhou, do you know what benefits the bank will have after it is built?"

"What?" Zhou Rong only felt a little baffled when he heard the words, with a curious expression on his face.

"Safe!" Lin Xuan said calmly.

"Safe? What do you mean?" Zhou Rong asked curiously.

"Because the bank is guaranteed by Datang officials, deposits and withdrawals are guaranteed."

"Common people and businessmen will naturally trust, so you don't have to worry about no one coming to the bank to deposit money."

Lin Xuan paused, and then said: "In the future, for example, merchants who want to travel far away to do business don't need to carry a lot of copper coins with them. Because that is too inconvenient and very unsafe."

"With a bank, people can withdraw money anywhere in the future after switching to a certificate password to withdraw money."

"Safety doubled, but also more portable and easy to carry."

Zhou Rong suddenly realized when he heard the words: "So that's the case."

It is true that Lin Xuan said that the security is doubled.

Zhou Rong knew that something similar had happened.

Merchants take a lot of money to buy things elsewhere.

As a result, he encountered a robber on the way, and as a result, the merchant's money was robbed by the robber.

If you change to a certificate, then you don't have to worry about it.

People are holding certificates, how do these robbers rob?

It's useless for the robbers to take away the credentials, you need a password.

Moreover, there must be corresponding verification.

After all these requirements are met, the money can be withdrawn.

Lin Xuan then said with a straight face: "The bank is a very important existence."

"When it is fully built, you will be able to experience it."

"The most important thing is that it is good for the currency circulation of Datang. In the future, when merchants do business, they can borrow money first if they are short of capital."

Then Lin Xuan continued to talk eloquently, probably telling Zhou Rong about his grand plan in detail.

You know, the bank will need a lot of money to build Datang next.

Concrete roads will also be built in poverty-stricken areas such as Southwest China in the future.

But where does the money come from?

It is nothing more than relying on merchants to build.

But the money in the hands of merchants is simply not so much.

If they want to build it, they have to rely on bank loans.

For Datang, this is a profitable business.

Lin Xuan built the bank to prepare for the future.

Cement has become popular.

Now Lin Xuan has also slowly delegated his power to merchants to mine cement.

They first have to spend money to buy mining qualifications, and then they have to pay for the workers they hire.

There is nothing wrong with Lin Xuan handling it by himself, the main reason is that he is too lazy to take care of it.

Moreover, he has a lot of things to deal with every day, and he is already too busy.

So for merchants, they need to spend a lot of money in the early stage.

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Chapter 290 Brother Xuan, I found out that Emperor Tang University is so big!

And this money is undoubtedly a huge financial burden for them.

With the support of bank loans, it will be much easier for them.