Datang: I was exposed by Princess Changle

Page 368

Lin Xuan looked at Zhou Rong with a serious face, and continued: "You must review the loan to merchants!"

"First, there must be a dedicated asset appraisal review of the lender."

"Only those who meet the qualification requirements can issue payment to the lender. Remember, this is the most important link."

"And to determine whether the lender has the ability to repay the loan."

"For example, do they have real estate or fields?"

"After determining all their net worth, then assess how much their assets can be mortgaged.

"In the end, we need to comprehensively evaluate how much money can be loaned to them based on their repayment ability."

"If they lose their repayment ability and cannot repay, they can directly take their real estate as collateral."

"..."

There are still many details about the specific operation of the bank.

Lin Xuan basically said that it took a whole morning before he drove Zhou Rong away.

Damn, do you still want to have lunch? !

no way!

Butler Cui, see off the guests!

Afterwards, Li Shimin came to the Lin Mansion in person several times, begging Lin Xuan to go to the court hall with a deadpan face.

The main thing is to discuss the specific matters of the bank.

After Zhou Rong spared no effort to ask for advice many times, Lin Xuan was finally irritated.

okay!

You don't even come to ask me.

Let me stop the meeting!

Therefore, Lin Xuan simply went to the court.

Facing all civil and military officials openly and honestly.

If you have any questions, just ask!

Changsun Wuji jumped out without saying a word, and came to make a preemptive strike!

He took the lead in asking: "Is the money of the common people guaranteed after they are deposited in the bank?"

"If the merchants lose money and don't pay back the money, and they don't have a house mortgage, how will the bank earn back the money lost after the three clans are wiped out?"

"Is it possible that our treasury should pay back?"

It has to be said that Changsun Wuji is Changsun Wuji.

The prime minister is the prime minister!

This question is on point!

Unfortunately, Lin Xuan didn't bother to answer this question.

Come out, Zhou Rong!

Use the skill - Mouth Cannon!

Then, Zhou Rong stood up and explained.

To put it bluntly, it was a retelling of what Lin Xuan had said to him.

"For lenders, banks first need to conduct a dedicated asset appraisal survey."

"Age, family, income, real estate, estate assets..."

"Only those who meet the requirements after a comprehensive assessment will be granted loan qualifications."

"Then the loan amount can only be determined after assessing and investigating the lender's assets and assessing their ability to repay. The approved loan amount will not be higher than 70.00% of the lender's assets."

Changsun Wuji was convinced after hearing this.

Now that he has a specific plan, he doesn't have to worry about it.

Zhou Rong formulated a set of evaluation plans by himself.

Lin Xuan has seen it, and there is no major problem.

Changsun Wuji is notoriously fond of provoking criticism.

But he has always been trusted and loved by Li Shimin.

Because the question he raised was something that many ministers, including Li Shimin himself, wanted to ask.

However, Li Shimin was too embarrassed to ask the question himself.

Naturally, this task was given to Changsun Wuji.

Changsun Wuji also knew it, so every time Lin Xuan was questioned, he was definitely the one who took the lead.

And Li Shimin is responsible for reconciling and balancing and giving his own decision.

As time went by, Lin Xuan felt more and more that the water on the court was very deep.