Chapter 39: Moving forward

Xiao Jin immediately returned to reality and said:

"Sister Fu, I'm afraid it's been a year since you got this stock, right?"

"No, I remember the day I bought it, the market just hit 6000 points!"

Xiao Jin was speechless for a while.

"Um, Sister Fu..."

Just as Xiao Jin was about to continue speaking, Fu Chunfang's next move was still shocking.

It turned out that Fu Chunfang's stock account was open, and the capital shares in it clearly stated that the current stock market value was more than 20 yuan. The green font showed the loss ratio, and the cost had indeed increased by 60 yuan!

Wow, after a loss of more than 60%, there is still more than 20 left. So Fu Chunfang’s original capital for buying stocks was more than 60. She is really rich!

Zhu Jianqiang previously talked about how much an investor should invest in stocks.

Generally speaking, the money invested in stocks is often spare money. To put it in the extreme, even if you lose it all, it will not affect your life.

Thirdly, the risk of investing in stocks is higher. If you want to invest, you should invest in some fixed-income products, such as time deposits, certificates of deposit and other products with locked interest rates.

For ordinary people to invest, they need to consist of time deposits, insurance products, financial products and stocks.

It is appropriate for the stocks to be controlled at 20% of the total investment amount. If it is higher, the risk will be a bit greater.

Based on this ratio, even if Fu Chunfang chooses stocks for all her investment products, her assets will exceed 300 million. If bank financial management, time deposits, and even insurance are included, her assets will exceed 500 million. !

Remember, she is just an ordinary bank employee, so she is too rich!

However, Fu Chunfang didn't avoid anything next, and she didn't know if she was deliberately concealing it.

"Xiao Xiao, I have invested more than half of my net worth in it for more than a year. I originally thought it could really rise to 1 points, but who would have thought that it would fall like this. At the beginning, I thought it would not rise to [-] points. [-] points, maybe [-] points, haha, now, I think I will be Amitabha if I can return to my roots!"

Xiao Jin smiled and didn't know if Fu Chunfang was telling the truth. However, helping Fu Chunfang return the shares was the key to gaining her trust. If he succeeded, everyone at Yushan Road Construction Bank would surely trust him. By that time, I will be famous, and the business of this bank will be easier!

So, Xiao Jin said:

"Sister Fu, if you trust me and follow my operations, I can make these more than 20 yuan worth of stocks return to capital within a month, and even make a small profit!"

"Really? Xiao Xiao, you...you dare to fool me like Fang Yinhua! I have lost money in stocks for more than a year, and you dare to say that I can get my money back in one month. This is a loss of more than 60%!"

Of course Fu Chunfang knew the rules of stock trading, but there was something wrong in her mind. She opened her stock account to check it every day, just to see that the stock would rise back a little every day. She stared at it like this for more than a year. Not only did it not rise back, but it fell deeper and deeper. The deeper you go, the better this period will be, but the increase will not be large, and the return of capital is far away.

Therefore, she didn't believe what Xiao Jin said at all.

But obviously, Xiao Jin wanted Fu Chunfang to believe in him today, so he continued:

"Sister Fu, if you don't worry, I'll help you operate it. I just keep my word, and I guarantee that you will get your money back within a month!"

"Is it true? Then tell me, how do you do it?"

Xiao Jin has already analyzed the stock "Forward Development" in his mind. It is a relatively large stock with a circulating market value of 500 billion. If it reaches the daily limit, it will require a lot of funds. This is too big. Difficult.

If you want to turn 20 back to 60, you definitely can't rely on this stock to turn over. Instead, you should choose other small-cap active stocks and buy them according to the stocks ranked in Xiao Jin's mind on the next day's gainer list. This is also Xiao Jin's use of Tang Xiaohe. Account operation techniques.

When Xiao Jin told Fu Chunfang about the idea of ​​"exchanging shares", her head shook like a rattle.

"No, you can't exchange shares. I have 1 shares. Even if it falls again, I still have 1 shares to move forward. If I sell it, how can I do it? What if it goes up again!"

These words left Xiao Jin speechless.

Many people just can't figure it out, and they just stick to a stock and imagine that it will "return to the top". This is simply not realistic and is just wishful thinking!

"Sister Fu, your idea is wrong!"

Xiao Jin began to persuade Fu Chunfang, because Xiao Jin had already seen clearly that the stock of Forward Development would not have a big increase in the next month. It would only increase by about 10%, which was far from [-]%. Far away.

Looking further back, even in August next year, when the market reaches 3145 points, the stock price of Advance Development will only return to around 45, which is still far away.

What’s even more terrifying is that Qianjin Development really returned to the original price of more than 60 yuan. However, that time was in 2015, and there were still six or seven years to go.

Being stuck in a stock for six or seven years, and only getting your money back, who would be willing to suffer this kind of pain if they knew the history? !

However, he couldn't tell Fu Chunfang this. It seemed that he had to find another way.

Fu Chunfang's stock account does not only have one stock, "Forward Development", but Advance Development is the big one. She also has another stock with a market value of just over 3 yuan. Xiao Jin immediately looked at the market data in his mind. , this stock’s rise in the next month is not good either.

But this stock is making money now, only 4%. Obviously, Fu Chunfang bought this stock recently. In addition, she still has about 1 yuan of available funds in her stock account.

Seeing this, Xiao Jin had an idea.

"Sister Fu, how about this? You don't know me well now. In this case, I recommend a stock to you. You buy some today. You can understand my strength by seeing if it goes up to the limit tomorrow!"

"What? This is what you said, if you buy it today, it will hit the limit tomorrow!"

"Yes, it will definitely hit the limit tomorrow!"

"Okay, then I will believe you once. If the price limit rises tomorrow, I will treat you to dinner!"

"Haha, let's talk about it then!"

After saying that, Xiao Jin's mind flashed and he casually mentioned a stock, "Qin Ling Development".

The current price of this stock is 6.5, and today's closing price is 6.6. At two o'clock tomorrow afternoon, the daily limit will be closed, and the price will reach 7.26!

"How much does it cost?" Fu Chunfang asked Xiao Jin.

"Just follow the market price!"

Fu Chunfang glanced at Xiao Jin. Normally when buying a stock, he would roughly analyze it, judge that the stock price can reach the lowest price of the day, and buy at this price, which will lower the cost a little.

Of course Xiao Jin understands this, but the instructions in his mind show that the trend of Qin Ling Development's stock today is very mild, with very small fluctuations. The price of 6.5 will last for a relatively long period of time. There is no need to price 6.49 or 6.48. Category.

Seeing that Xiao Jin didn't say anything, Fu Chunfang thought that Xiao Jin was disdainful of what she said. She couldn't bear it, so she thought for a moment and bought at the market price. In terms of quantity, she also rounded up and bought 1000. share.

After the pending order is completed, the transaction is completed immediately, and the account displays green immediately. This is because the cost increases the transaction fee.

"Okay, Xiao Xiao, I'm just waiting for the daily limit to rise tomorrow. If it doesn't rise to the daily limit, treat me to dinner! Haha!"

"Okay, Sister Fu, we have an agreement!"

......

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