Rebirth: Stockbroker, I have market data

Chapter 471: Fermer Pharmaceuticals

Xiao Jin and Zhang Tianliang talked about business at the dinner table. Zhang Tianliang is a typical example of all Chinese private entrepreneurs. It is extremely difficult to start a business. After ups and downs, it finally developed to a certain level, but encountered a bottleneck. To break through this bottleneck, Major innovations in technology are needed, either by continuing to purchase technology or by conducting self-research, and self-research requires a large amount of investment, including R&D equipment and technical personnel.

And if this bottleneck cannot be broken through, then the company will become mediocre, no different from other companies, and compete homogeneously in a low-end market.

Obviously, every entrepreneur wants to move up and continue to move up, but what is lacking is money, and it is still a large amount of money. This money may not be able to achieve technological transformation in the future.

Then financing is necessary. The conventional way of financing is, of course, to apply for a bank loan. However, for private enterprises, financing is difficult and the cost of financing is high, which is a pain point.

Zhang Tianliangyong spent a lot of space talking about the technical research after corporate financing. Xiao Jin was already tempted by what he said. This was not Zhang Tianliang's pie-in-the-sky pie. As a person who knows the future, Xiao Jin knew that what Zhang Tianliang said The direction is right. If he can have such a sum of money, it is very possible for his company to transform, become bigger and stronger.

But he needs money, a lot of money, even a bottomless pit, because no one can guarantee success in research and development.

He met Xiao Jin, who just came to Lianyungang to visit his daughter, but this time, Xiao Jin's conversation with him gave Zhang Tianliang hope, and he found a solution in Xiao Jin.

This method, of course, is not about Xiao Jin lending him money, nor is it asking him to speculate in stocks, nor is it asking him to buy Qianjin series products.

Xiao Jin plans to package his company into a product, which will be operated by Qianjin Company.

That is to raise money for their company through asset securitization financing. Of course, their company will have to bear this financing cost, which will actually be higher than the cost of bank borrowing. However, once his company can succeed, these The cost is nothing.

The general meaning is that Qianjin Company issues a product for their company and raises 15.00 million, but Zhang Tianliang needs to pay a financing cost of [-]% to Qianjin Company one year later, while Qianjin Company withdraws the necessary profits, leaving the rest The entire product cycle is three years, and financing costs must be paid every year. At the end of the third year, Zhang Tianliang will return the principal of [-] million.

In this way, Zhang Tianliang has funds in the short term, which can be used for research and development, and investors also get returns that are much higher than bank interest. This is a trust-like product, and It is an asset management model, and on the investor's side, it is a wealth management model.

Zhang Tianliang listened and pondered for a long time, but was not excited because the financing cost was too high. He had to pay a total of 45% of the cost in three years, which was too high.

Similarly, Xiao Jin was also worried. He could get [-] million for him, but could Zhang Tianliang use [-] million to make things successful?How can it be so easy to engage in scientific research? !

This was Xiao Jin’s idea based on the wealth management company model of later generations, and it was also a way to advance the company’s future development. However, this kind of thing requires both parties to have the strength and be able to bear the risk. After all, once there is a breach of contract, it will be Big things.

What's more, whether the company Zhang Tianliang mentioned can have such strength still requires preliminary investigation.

"Um, Mr. Xiao, I think it's better for you to come to my company tomorrow and take a look. We'll discuss it in the long run!"

"Well, well, we plan to return to Shanghai tomorrow!" Fang Siyu on the side spoke first. Yes, the plan to come to Lianyungang is only two days.

"Mr. Zhang, let's do this. I'll leave tomorrow afternoon. We can use the morning to go to your company for a brief look." Xiao Jin finally decided. Zhang Tianliang was overjoyed. After paying for dinner, he sent the two of them back. Hotel, and then he left, not knowing whether to visit Zhang Shan or go back to the company to prepare for receiving Xiao Jin tomorrow.

Fang Siyu actually didn't care. He was out to play anyway, so it didn't matter if he delayed for a long time. Xiao Jin was thinking about Zhang Tianliang and his company. If this company really had investment value, he could even do it. As for equity investment, it is not good to invest directly. Apart from consumption, the money you earn seems to have never been invested in entities. This is an opportunity.

The next day, Zhang Tianliang came downstairs to the hotel at seven o'clock, waiting for Xiao Jin and the others.

After the three of them had a simple breakfast, they drove off.

Zhang Tianliang's company is located in Lianyun District. It takes about 10 minutes to drive north from the hotel. On the way, Xiao Jin was thinking, I wonder how big this factory can be. If it is large enough, I can start a listing operation and make some money for myself. , it’s not impossible.

However, when he arrived, Xiao Jin's mind changed. The name of this pharmaceutical company, Fimer Pharmaceuticals, was quite domineering, but its scale was too small.

Xiao Jin was embarrassed to tell Zhang Tianliang that he didn't have the confidence to help him raise funds for such a company. How did it look like it had potential? !

Feimo Pharmaceutical Factory covers an area of ​​only [-] acres. It has a three-story office building in the middle of the yard, surrounded by factory buildings.

Xiao Jin was curious about why Zhang Tianliang made such a layout. The reason Zhang Tianliang gave was that it would allow him to look around at the situation.

Haha, as expected, there are all kinds of bosses.

Zhang Tianliang took Xiao Jin and the others from workshop to workshop. Half of the workshop was occupied by the production workshop, while the laboratory and quality inspection departments took up a lot of space. The rest was the warehouse.

Almost half an hour later, the three of them arrived at the office. After walking around, Xiao Jin felt:

Although this place is small, it is very hygienic, especially the laboratory. I heard that there are several experts invited from a pharmaceutical university in Nanjing who come here every now and then to provide technical guidance. Of course, the cost of this part is not expensive. few.

Zhang Tianliang said that he has reached an internship agreement with the school, and graduates of the Pharmaceutical University can use this place as an internship base.

Well, this approach is quite good. It can be seen that although the sparrow is small, Zhang Tianliang has great ambitions.

The Pharmaceutical University is second to none in the field of Western medicine in China. From this point alone, we can see Zhang Tianliang's ambition.

As for the environment in the office building, the overall decoration is in the style of the 90s and [-]s. A lot of the furniture looks very quaint, but it is very clean and does not look like a temporary arrangement.

"Mr. Xiao, you have also seen the situation. I have specially expanded the laboratory for research and development. I just want to achieve results in anti-tumor drugs. But now we have a lot of resources in terms of research and development equipment and funds. However, once the research and development is successful, I have discussed it with the experts from the Pharmaceutical University. We share the patent and we will produce it exclusively at Ferrmo Pharmaceuticals."

"Well, Mr. Zhang, don't talk about anything else. Just tell me how much money you need and how long it will take to get it done."

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