Reborn Entrepreneurial Giant.

Chapter 478 Financial Payment and WeChat Selection

Qu Li has been thinking carefully about establishing an advantage to compete with Ali and Taobao. In addition to Jumei Logistics and Tongda Network, the most important strategy is to persist in internationalization.

There are many benefits of internationalization. Jumei can select talents from around the world. Secondly, it can cultivate the international vision of the team, and it can make money.

It is also a B2C model. Why can Amazon become the king of the North American market, but Goudong cannot?There may be many reasons, but low gross profit margin should be the key.The money Goudong earns from self-employment is not enough to support Goudong and Ahri to compete with each other?

It is difficult to change the low-price and low-margin competition in e-commerce retail in the "world factory". You must either earn commissions through platforming, earn profits by building your own brand, or develop new businesses.

Qu Li insisted on making financial payments and making money by selling funds and insurance, of course to supplement cash flow for the retail business.

Jumei Pay changed its name to Jupay?The name is not distinctive, so that’s it. Anyway, WeChat payment can subvert the current market competition pattern, but WeChat is about time...

Lu Qi felt a little regretful at this time. He didn't doubt Qu Li's ability, but who was Huang Zheng?He was only Qu Li's assistant before, but he unexpectedly took over the WeChat project and actually took the lead in the global mobile instant messaging market.Qu Li not only has management ideas, but also the selection of talents...so outstanding!

The person in charge of Jumei's financial business was not chosen by Qu Li. The financial business is different from others in that it is very professional. It is not about stock trading and futures trading. Anyone can participate in any recklessness and become a tycoon.

Jupay provides third-party payment services for Jumei and Juhuasuan, encouraging old customers to shop through online payments, reducing the proportion of cash on delivery and thus reducing costs.At present, the development is not bad. The Jumei platform’s product distribution is mainly based on Jumei Logistics, and there is not much demand for third-party payment.Juhuasuan is open to both Alipay and Jupay...

The other two platforms have promotional activities on 6*18 and Double 11. New customers will receive red envelopes, and old customers will receive Jupay red envelopes. This allows old customers to reduce the frequency of cash on delivery, which is beneficial to both the platform and consumers.

Qu Li communicated with Jumei CFO Bian Liang and a group of senior executives in charge of financial business. When relevant departments release Internet finance licenses, they will do something to change the industry.

For some things, you can cooperate with Xiangjiang Wealth, or you can find some small and medium-sized fund companies.

"Everyone should bear the risks together, and the benefits can be shared, but we must be careful to stick to me as the main subject and not reverse the subject and the object..." Qu Li didn't know whether this was considered a public tool for private use, but cooperation between the two companies was beneficial to both parties. He didn't take into account the rumors and first asked the company to buy small funds and insurance websites.

Xiangjiang Wealth Fund has now become one of the top ten public funds in the country as expected. In particular, it recently liquidated one of its gold funds, which has attracted a lot of attention in the industry.

We must know that Wealth Fund now owns the largest QDII fund in the country, with a scale of approximately US$50 billion, accounting for more than one-third of the country's total.In addition to those focusing on Internet technology, there are also many passive index funds. Now two funds focusing on gold and oil have been liquidated.

The performance of Xiangcai's domestic funds and stock funds is not bad. Anyway, it is impossible to go against the general trend of the industry. This year, it will focus on fixed income products such as debt currencies.It is very likely that the domestic part will exceed 1000 billion.The largest fund company in the country has a scale of less than 2000 billion.

Qu Li's unintentional and random arrangements have such results, which makes some people who are familiar with the "inside story" have to wonder whether Qu Li is God's "real son" and whether those who oppose him will be subject to "meteors falling from the sky". "Wait for magic attack.

Much of Jumei's financial business can only be done with preparatory work. His communication with Bian Liang and others is more like cultivating talents, creating an environment for them, and explaining good background information. Which step they can take depends on their own understanding and efforts. .If the Internet finance license is really to be issued, they have not yet made any "performance", so replacement is certain.

After inspecting his own brand and financial business, Qu Li came to the WeChat department of Time. Now that the domestic situation is stable, functions such as shake and nearby people have not appeared in WeChat. This is not because he is worried about privacy security, but because the situation abroad is more complicated. , must be handled with caution.

Facebook later had these two functions. It can be seen that location-based functions can appear in Europe and the United States, and they need to be actively turned on. Privacy protection is not a problem.

Because of these two functions, Shijiazhuang WeChat has the tendency to become a tool for dating. Huang Zheng allowed this rumor to spread on the Internet, but he firmly refused to admit it.No one in China can "win" the future by relying on vulgarity.

Goose Factory has increased its investment in the mobile instant messaging market. Tencent's user growth has not slowed down, but user usage frequency and other indicators are far lower than those of Time WeChat. It is too early to say that Huang Zheng and the others won the final victory. But a staged victory has been achieved.

Qu Li arrived and offered them promotions and salary increases, gave them priority in allocating quotas for this school recruitment, and also said some words of encouragement.

"Always imitated, never surpassed..." From this point of view, the WeChat team is very proud. They have been innovating and strengthening the subjective impression of plagiarism from Goose Factory in public opinion.

"As expected, they did plagiarize Shake..."

"Then be prepared to sue..."

It doesn’t matter what they sue for. The key is to implement the evidence of plagiarism from Goose Factory. Even if they finally changed the name of the “Shake” function and there are many similar brands of “Dump” and “Shake” waiting for them, they still applied I have obtained many patents. Of course, they have not been approved yet, but there will be a day when they will be approved.

Jumei is different from start-ups. It is not short of money and can fight for a long time. Even if Goose Factory has a geographical advantage and can affect the final result, it is fair and reasonable.

Startups are not good at handling this kind of thing. The Jumei team has experienced more complicated situations. Lu Qi is not a pedantic person and made arrangements quickly.

Many of Huang Zheng's ideas were too rational, and he seemed to be unscrupulous in order to achieve his goals. However, thinking that his competitors had no bottom line, Qu Li acquiesced in a series of actions.

"The competition between WeChat and WhatApp may soon have an outcome." Huang Zheng

"So soon, you don't seem to have a conflict."

"It's all the user's choice. Because of the fragmentation of countries and markets, it's difficult for us to carry out targeted marketing and promotion activities like we do in China..." Huang Zheng thought for a while and said: "WhatApp has an advantage in English-speaking countries, and we have advantages in Asia-Pacific and Europe. Advantage."

Qu Li can still accept such a result. Although the American market is important, losing it will not make him sad. Qu Li really doesn't want to accept the iron fist of the American father.