Siheyuan: I am different He Yuzhu

After Lou Bingcheng and He Yuzhu finished their meal in the restaurant, they returned to their hotel room. As soon as they entered the room, Lou Bingcheng asked He Yuzhu: "Xiao He, do you want to take a rest?"

He Yuzhu replied, "Dad, I don't have the habit of taking a nap at noon. If you are sleepy, you can take a rest. I plan to go back to the exhibition hall directly."

Lou Bingcheng smiled and said, "I'm not sleepy either. I've been attending the Export Commodities Trading Conference in Baiyun City recently. It's much easier than working in Hong Kong, so I don't need to take a break at noon. I'm just worried that you'll feel sleepy, so I want you to take a break. Since you're not sleepy, let's continue chatting!"

He Yuzhu suddenly remembered some things about Hong Kong's underworld, such as Infernal Affairs, Young and Dangerous, etc., so he asked curiously: "Dad, how is the public security in Hong Kong? Is the market peaceful?" He was very concerned about this issue.

"The overall public security in Hong Kong is still okay, except for Kowloon Walled City and Tiu Keng Leng, which are relatively chaotic. One of these two places is a lawless area due to historical issues, and the other is occupied by the defeated skinheads who joined the army. Apart from these two places, other places are similar to those in the mainland. Besides, when Dad arrived in Hong Kong, he heard that you hired several bodyguards. Now that the factory has been opened, a 120-person security team has been formed for the management of the factory. In the future, when the scale of the factory becomes bigger, I will expand the security team. Every time I go out, I will bring at least 10 security guards with me. There will be no problem with my own safety, so you can rest assured!" Lou Bingcheng replied with a smile.

Hearing his father-in-law Lou Bingcheng say this, He Yuzhu's worries were slightly relieved, but he still couldn't help but remind him: "Dad, although there are these measures, we still have to be careful. After all, Hong Kong is not the mainland, and the environment is much more complicated."

Lou Bingcheng nodded, indicating that he understood He Yuzhu's concerns, and then comforted him: "Xiao He, don't worry, we have our own connections and relationships in Hong Kong, and we won't cause trouble easily. Moreover, I also know how to protect the safety of myself and my family."

He Yuzhu nodded, and then said earnestly: "Dad, I know you are smart and capable, but you still have to pay attention to your own safety. After all, our family can't live without you."

Lou Bingcheng smiled and patted He Yuzhu on the shoulder, telling him not to worry and that he would take good care of himself. Afterwards, the father-in-law and son-in-law talked about some topics about family and career, and the atmosphere gradually became relaxed and happy.

"By the way, Dad, if you can convince everyone in Hong Kong to accept the mainland's water supply to Hong Kong, then you should start communicating with the mainland as soon as possible. When communicating with the mainland government, you can propose that Hang Seng Bank provide credit support for the water supply project, and use the water fees paid by Hong Kong to the mainland as collateral. In this way, not only can the funding problem during the factory construction be solved, but also the influence of Hang Seng Bank can be enhanced." After pondering for a moment, He Yuzhu decided to tell his father-in-law Lou Bingcheng his inner thoughts.

Hearing his son-in-law's words, Lou Bingcheng couldn't help but frowned, and said with some doubt: "Letting Hang Seng Bank provide credit support for the water supply project requires negotiation with the bank's other shareholders. However, relying solely on the insignificant annual water charges as collateral, I'm afraid the bank's other shareholders will hesitate. After all, once this project starts, it will require at least hundreds of millions of investments. And Hong Kong currently has a population of only more than three million, and the small amount of water charges collected may only be able to barely repay the interest." His face showed deep worry.

"Dad, we may not even be able to pay the interest in the early stage, but we have to look at this matter from a development perspective! First of all, this money is lent to the mainland, and with the official credit of the mainland, there is no need to worry about the money becoming a bad debt. Secondly, Hong Kong's population has been growing, so water consumption is bound to increase in the future; and industrial development also requires a large amount of fresh water; let's take an example, even if the water supply project has been completed now, the mainland provides 1000 million cubic meters of water to Hong Kong a year, and Hong Kong pays 0.1 Hong Kong dollars to the mainland for one ton of water, which is only 100 million Hong Kong dollars a year. But wait a year, the mainland supplies 1 million cubic meters of water to Hong Kong, which is 1000 million Hong Kong dollars, which can not only pay the interest, but also repay part of the principal! And these are not the most critical things!" He Yuzhu patiently explained to Lou Bingcheng.

"Then what do you say is the most important thing?" Lou Bingcheng asked curiously.

He Yuzhu replied with a smile: "If there is a huge profit in the early stage, it will not be the turn of our Chinese-owned bank at all, and John Bull's bank will directly snatch the project away. It is because the profit situation in the early stage is not optimistic that the Chinese-owned bank has the opportunity to participate. As long as we can provide loans to the water supply project this time and establish contact with the mainland government, we will have a long-term, stable and high-quality customer in the future. The most important thing for a bank to develop in the long run is to have high-quality customers. And through Hang Seng Bank, we can seize this opportunity and establish a cooperative relationship with the mainland government, so the future development of Hang Seng Bank will definitely be limitless. If other shareholders of Hang Seng Bank disagree, then Dad, you can use your assets in Hong Kong as collateral to request a guarantee for the water supply project. Adding icing on the cake will never be as good as giving timely help!"

"In addition to the fact that the water supply project can continue to bring considerable profits to Hang Seng Bank and Seng Bank in the later stage, the political significance behind this project is more important! The water supply project can strengthen the connection and cooperation between the two places, and help maintain the stability and prosperity of Hong Kong. If Hong Kong encounters water shortages due to climate reasons in the future, then as the initiator of this water supply project, you can also easily gain huge reputation. In addition, once this project is successfully implemented and achieves good economic benefits, it will become a model, and more projects can be carried out with the mainland in the future. Therefore, in the long run, the benefits of this project far outweigh the initial difficulties and risks."

After listening to He Yuzhu's words, Lou Bingcheng was silent for a while, his deep eyes flashed with shrewd light, as if he was weighing the pros and cons carefully. Finally, he nodded resolutely to show his agreement, and replied firmly: "Okay, Xiao He, let's do it as you say. If other shareholders of the bank have objections, I will not hesitate to use my personal assets to guarantee the water supply project. However, if this still doesn't work, it would be disrespectful to me, Lou, so don't blame me for being polite! In the future, if anyone dares to defy me, I will expel him from Hengsheng Bank." After speaking, Lou Bingcheng's eyes became cold and sharp, full of deterrence, which made people feel awe.

Lou Bingcheng narrowed his eyes slightly, with a trace of determination and ruthlessness in his eyes, and then said: "Now that a consensus has been reached, Xiao He, when you return to Sijiu City, you must find Minister Wu or Deputy Minister Li and inform them of the matter in detail. After all, they are in high positions and have the ability to report the matter to higher-level leaders. Once they get the support and approval of their superiors, they can arrange for people to immediately start the preparations for the preliminary exploration. As long as I successfully lobby the relevant departments in Hong Kong, the project can be started quickly." There was a kind of courage and determination in his voice, and he seemed to have full confidence in solving this problem.

"Okay, Dad, let's act separately. I will report this matter to Minister Wu when I return to Sijiu City." He Yuzhu nodded and said.

So Lou Bingcheng and He Yuzhu discussed the possible problems that might be encountered in the water supply project. He Yuzhu suggested that in view of the current food supply problems in Rabbit Country due to drought, he suggested that after the water supply project started, father-in-law Lou Bingcheng could provide some food supplies to the workers involved in the construction. Lou Bingcheng nodded decisively and agreed to He Yuzhu's suggestion.